Tool cover looks to small for most operators, £1000 just get you a basic machine if your should be stolen, not including vat or hand tools stock ect, HSBC did a bucket shop price around sept last year of around the £200 mark and when you read the policy wording it certainly was'nt tailored as well as some of the opther providors policys.
Personaly I am sticking to McGregor Llyod ( i do belive they are recomended by the NCCA also) They offered to matchthe HSBC quote last year, oddly enough using HSBC as the provider, but did make a point of telling me what was missing from their standard policy. Also find speaking to someone whoe knows what a truckmount is without explaning to them is most usefull.
Also check that "all risks" covers treatment risks or more importantly "artical being worked upon" as it is an exclusion on most tradesman policy so to definatly have it you neeed a postive endorsement to say so on your policy.
other than that it sounds very cheap and may be a good buy.