an update
insurance hahahaha, they wriggle out of everthing they can !!! ok i hold my hands up and admit ive been very nieve when it comes to my insurance, it seems it never enough when it comes to the crunch, and a mistake
i will never make again , "not having sufficient cover"
beware guys IT CAN HAPPEN TO YOU check your insurance, take extra cover
you wont lose any sleep if the worst comes to the worst
believe me, get peace of mind
and a BIG thank you to all your replys, and all the offers
especially to those of you who have got me out of the s**t for a while ,
you all know who you are , i no need to name at this time thanks to you all
thanks again
geoff