[the red carpet]

Thats one of the worst things about the job most of us just cant afford to be ill or have a accident, its scary really, every days just another gamble.

[Matt Read]

I have an excellant policy with a company called "combined insurance" pays out on a cold !...you can get the full range of cover ,accident, illness and hospital stay..It pays from day one i think and if for instance you can only manage light jobs after an illness/injury it even pays half pay.

Costs me in the region of £500 a year for full cover but you can tailor it to your needs (i have a large mortgage large family and would be buggered if i broke my ankle or something).

[Atlantic Cleaning]

Unfortunatly I dont have accident insurance,, Never really thought it would happen to me. But believe me I will be getting some now lol... The worst thing to me is turning the customers away I hate it 

Duncan

[Matt Lindus]

"Very bad day"

Could be worse. You could have joined the Allergstop network, and have to spend every night with the cornish crook! 

Matt

[stevegunn]

Contact Ian Nagel offers excellent income protection policy

http://www.nagelsheraton.co.uk/

[AJB]

You're better off buying a wish pot, which is a Piggy bank that does not open,
every day take the 1 and 2 Pound coins out of your pocket and put them in.
If you have an accident and can't work, smash it open.
A small pot 8" high x 6" circumference holds approx' £2000.

Unless you are extremely unlucky earnings cover is a total scam.

[the red carpet]

Aint there nobody on here local to you that you could sub the work to, that way you will at least still have a income.