[koopmaster]

I had a idiot turn into me a few weeks ago and he admitted it was his fault and didnt want to go through insurance.  I got my mechanic to quote me and got the parts quoted and added a £50 for my time and he paid up.  £220 got me a new bonnet, light unit and bumper.  (it was a ford escort so parts are cheap.) ((so was my mechanic))

[Spruce]

Its the inner bumper support bar and brackets that get damaged and there may even be a ripple in the chassis as the rear is part of the crumple zone, so the picture doesn't show the full extent of the damage underneath.

My gut feeling is that you car will be written off by the isurance company. A 51 plate is only worth about £500 in their books, probably less

Forget the other guy, report it to your insurance and the police. My guess is that he has issues, no insurance or perhaps was driving without a valid drivers licence.

[robertphil]

3 weeks to get a written quote is crazey, he must be lazey AND greedy to boot.   

you will be able to get a matching door from a breakers yard for under a £100 ,  that door was made from 1996-2008 unchanged  , another £100 at the absolute tops to have it painted and fitted

[PurefectWindowCleaning]

Well, i'll be taking the quote to him this afternoon, and if he doesnt pay it then i'll get insurance company involved.

[Crystal-clear]

Don't you need to report all accidents within 72 hours or something ? This happened to me 2 times once 7 years ago the guy was begging me not to after like 12 hours the next morning he wasn't answering his phone and called me saying he will replace the car it was cheap around £800 asked me for a few weeks I said no mate has to be today or I must report if he said ok I promise ill call you soon be didn't and I reported it and got paid out

And last year the repair cost was £250 I offered to the girl as she just pasted her test and would have had a nightmare if I reported it with her Premium so gave her the option if she came up with the repair cost within a few hours her dad and her met me and that was that

I'm not sure if they the insurance will entertain your case?

[andyM]

This is a prime example of why I ALWAYS go through the insurance.
You are doing all the running around getting quotes etc. for bugger all. 
Also what are your plans for transport while your van is in for repair?
If you went through the insurance you should be supplied with a courtesy vehicle and would be able to continue working and earning.

[Pete Thompson]

IMO its crazy not to go through the insurance company when there's no dispute whose fault it was.  The only person with anything to gain from that is him, you can only lose.

For one thing you now have the hassle of getting payment from him, which the insurance co would have just handled.  You won't get a courtesy vehicle while yours is being repaired. He may try to haggle and argue about the price etc etc.

Because its not your fault, and there's no argument about that, the insurance co would have delt with it without any downside to you.  If its still possible, I'd go through the insurance co.

[SPE]

Don't forget to get your doctors note signing you off work for a sore neck, the cheque should come through in time to book next years summer holiday

[Crystal-clear]

Basically I would have given him 3 hours to come up with the money otherwise everyone is right how add up all your time u have spent faving about

[Ian Sheppard]

I would contact your insurer and advise them the vehicle has been involved in an accident. However make it clear at this point you are not claiming as the 3rd party has accepted fault for the accident. He has offered to pay which may mean he is not insured or does not have a valid licence.

Give him a reasonable time frame to get the repairs carried out at his expense, and if he tries to deny it your insurers already have details.

[Susan Dean (1stclean)]

its a write off if you go thought the insurance they wont even send some one out to look at it, bottom book on that is 900 pounds 

your going to have a hell of a fight if hes got people to say he was with them and didn't hit you !!!!!  at the time of the accident


this is why we drummed in to our staff that if any of them had a bump weather there fault or not ,pull there phones out and take as many pics as possible , of our  van , there car or van , and of the driver saves all this problem

sorry to hear that this is happening but your now at the point of

 if you go ahead a claim and you lose  that could cost you 40% no claims next year which could out cost the damage to your van I would just take it on the chin with an old van like that , and put it down to being foolish and trusting people

[PoleKing]

Lol.
I thought it was his motor with the ding in it.
51 plate Berlingo is about £300 on Autotrader.

[Spruce]

Lol.
I thought it was his motor with the ding in it.
51 plate Berlingo is about £300 on Autotrader.

Its a Berlingo Multispace so would be worth a few pennies more than a Berlingo van of the same age.

[Dave Willis]

Personally I'd avoid using your insurance at all costs and I'll tell you why .......................................

I got hit twice - both times the fault of another driver - contacted my insurance company and got the van fixed both times - great!

Year later my wife phones up on behalf of my son to reinsure his BMW - I'm a named driver to keep his premium down
"ok madam, any claims or accidents in the last year?"
"No, well apart from my husbands van that got hit - not his fault, claimed off other persons insurance"
"ok then that's going to be £250 for not informing us of the accidents and ......... £750 to add to your sons insurance"
"WTF! - WHY!!!!!!!"
"Well because your husband is now high risk"

Insurance companies are as bent as our bankers, politicians and energy suppliers.

[TheWindowManChris]

Personally I'd avoid using your insurance at all costs and I'll tell you why .......................................

I got hit twice - both times the fault of another driver - contacted my insurance company and got the van fixed both times - great!

Year later my wife phones up on behalf of my son to reinsure his BMW - I'm a named driver to keep his premium down
"ok madam, any claims or accidents in the last year?"
"No, well apart from my husbands van that got hit - not his fault, claimed off other persons insurance"
"ok then that's going to be £250 for not informing us of the accidents and ......... £750 to add to your sons insurance"
"WTF! - WHY!!!!!!!"
"Well because your husband is now high risk"

Depends how the insurance is set up on Van.   Mines is Set up as I am a Employee and which I am allowed to drive which does not effect my personal insurance.

[KS Cleaning]

Personally I'd avoid using your insurance at all costs and I'll tell you why .......................................

I got hit twice - both times the fault of another driver - contacted my insurance company and got the van fixed both times - great!

Year later my wife phones up on behalf of my son to reinsure his BMW - I'm a named driver to keep his premium down
"ok madam, any claims or accidents in the last year?"
"No, well apart from my husbands van that got hit - not his fault, claimed off other persons insurance"
"ok then that's going to be £250 for not informing us of the accidents and ......... £750 to add to your sons insurance"
"WTF! - WHY!!!!!!!"
"Well because your husband is now high risk"

Depends how the insurance is set up on Van.   Mines is Set up as I am a Employee and which I am allowed to drive which does not effect my personal insurance.

?  ?  ?   how can u lease vehicles then say to your insurance company you are an employee?

[PurefectWindowCleaning]

2 quotes recived today, both £950 ish


Went up to the mateys house today but he was out. Ill go up there again in a bit.

Ive phoned my insurance company to make them aware of the situation.


More to follow 

[PoleKing]

2 quotes recived today, both £950 ish


Went up to the mateys house today but he was out. Ill go up there again in a bit.

Ive phoned my insurance company to make them aware of the situation.


More to follow 

Now you've told them you might as well go through them.
You are both gonna get screwed like the weedy guy in prison.

[Dave Willis]

Yep, they will be rubbing their greedy little hands together and winking at their scummy companies linked in a claim.

I should put in for whiplash pretty sharpish 

[EandM]

I would try to avoid going through the insurance as a no fault claim or even notification to your insurance company will cost you. If you put your details into confused.com or such like and tick / fill out the section that indicates you've had an accident in the last five years, irrespective of whether or not it's your fault, then up to 25% of the available companies WILL NOT quote you.

Of course if they won't pay up then insurance is the only way - as long as they are insured.
You can always check if the vehicle is insured - but only on the specific day via the MIB database - but that will only tell you that the vehicle is insured, that doesn't necessarily mean that the DRIVER is actually covered for that vehicle.