I will be changing my approach to customer payments as I am getting fed up of customers using me as the bank overdraft.So as from my next invoices . I will be having a price if paid within 10 days and 2 quid more for those paying later.Further more l charge £ 3 admin fee per month for late payment exceeding the ten day term. I have always stated that any legal cost in retrieving the payment of service are for the account of the service receiver. Anyone else have this type abuse of your payment terms.Besides this I am a nice guy.