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kevinc

skanking banks
« on: August 22, 2012, 07:58:59 pm »
ok i've just had a bill off the bank for £36 something for charges :o :o :o not having that,anyone know a legal way to get round it all?even charging for handling cash :P taking the pi"" now

brianbarber

  • Posts: 996
Re: skanking banks
« Reply #1 on: August 22, 2012, 08:12:38 pm »
Set up a business or personal deposit account in building society, hen transfer cash to current account every week or so.
Build soc don't charge count cash.

BB
If in doubt.....Leave it out !!

Total shine cleaning services

  • Posts: 895
Re: skanking banks
« Reply #2 on: August 23, 2012, 08:09:50 am »
is it a personal or business account Kevin?

graham

steve123

  • Posts: 267
Re: skanking banks
« Reply #3 on: August 23, 2012, 08:55:54 am »
One way around this is to go get a job working for someone else and put your money into a piggy bank account.

Your in business for yourself, you have expenses, did you not read the terms and conditions?   : ???

davids3511

  • Posts: 2506
Re: skanking banks
« Reply #4 on: August 23, 2012, 10:58:09 am »
One way around this is to go get a job working for someone else and put your money into a piggy bank account.

Your in business for yourself, you have expenses, did you not read the terms and conditions?   : ???
There's no harm looking at expenses and at ways of lowering them.

Richard iSparkle

  • Posts: 2491
Re: skanking banks
« Reply #5 on: August 23, 2012, 12:01:49 pm »
ok i've just had a bill off the bank for £36 something for charges :o :o :o not having that,anyone know a legal way to get round it all?even charging for handling cash :P taking the pi"" now

Another way is to not use a bank and then just take all your money in cash.  You can keep your cash in a box under your bed.
iSparkle Window Cleaning

www.isparklewindowcleaning.uk

Ian101

  • Posts: 7889
Re: skanking banks
« Reply #6 on: August 23, 2012, 02:38:55 pm »
I had 2 years free banking off Natwest then charges were like 80 a month so went on a fixed 25 quid a month arrangement.

Perfect Windows

  • Posts: 4305
Re: skanking banks
« Reply #7 on: August 23, 2012, 02:43:41 pm »
I had 2 years free banking off Natwest then charges were like 80 a month so went on a fixed 25 quid a month arrangement.

Ian, invest five months of that £25 on membership of the Federation of Small Businesses.

Amongst other things (insurance against tax investigations and industrial tribunals, and many more), you'll get completely free business banking with the Co-op Bank (who have just bought 600 odd Lloyds branches).

Vin

brynley

  • Posts: 283
Re: skanking banks
« Reply #8 on: August 23, 2012, 03:35:38 pm »
i don't pay a penny in bank charges, i use my personal account with santander, never had a problem.

Erithwc

Re: skanking banks
« Reply #9 on: August 23, 2012, 05:34:36 pm »
i don't pay a penny in bank charges, i use my personal account with santander, never had a problem.

don't give you bank account detail's out for bacs payments as i don't think your covered by your t&cs on a personal account.

Paul

Blue Frog Systems

  • Posts: 3813
Re: skanking banks
« Reply #10 on: August 23, 2012, 05:41:55 pm »
you knew they charged when you took out the account or didnt bother readig he info so why moan like they are trying to rob you.

i use my business account to pay cheques in and have bank transfers into the account. cash goes into a different account.

customers like the fact i have a business account as they know im legit.
Only those who risk going too far will truly know how far they can actually go

Perfect Windows

  • Posts: 4305
Re: skanking banks
« Reply #11 on: August 23, 2012, 05:50:05 pm »
One way around this is to go get a job working for someone else and put your money into a piggy bank account.

Your in business for yourself, you have expenses, did you not read the terms and conditions?   : ???
There's no harm looking at expenses and at ways of lowering them.


That isn't the only thing he's doing.  He's calling them "skanking" for charging him as agreed.

Vin

davids3511

  • Posts: 2506
Re: skanking banks
« Reply #12 on: August 23, 2012, 06:08:10 pm »
One way around this is to go get a job working for someone else and put your money into a piggy bank account.

Your in business for yourself, you have expenses, did you not read the terms and conditions?   : ???

There's no harm looking at expenses and at ways of lowering them.


That isn't the only thing he's doing.  He's calling them "skanking" for charging him as agreed.

Vin

Yeah, I know but I also remember feeling outraged at the amount my ex bank was taking in fees so I guess I was cutting him a little slack as I feel his pain.

robertphil

  • Posts: 1511
Re: skanking banks
« Reply #13 on: August 23, 2012, 06:37:56 pm »
first 2 years of my biz i ran it "cash only " not cos i was trying a fiddle but because i was  operating under the radar to avoid a crazy ex from ruining my new business . 
  in the end i gave up as the collecting of the cash drove me crazy