[C.C.S.]

hi all i want to change my bussiness account .i have a lloyds tsb account that was free for 18 months but that past now and they started charging me around £40-50/month.i had a look on the santanders website because i heard that they have free banking but it seems that it' only for 18 months.
anyone knows more about it or i'm not looking properly?thanks

[Tomboler]

I know a bloke who use's Santander, says he's used them for 2 years and no charges. They send him prepaid envelopes for paying in cheques. I was considering them after my run in with the nationwide.

[rah]

Check which tariff your on with Lloyds, I'm on a electronic tariff and pay around 18 per month, Don't pay / withdraw cash they really sting you on that.

Rob.

[ok cleaning]

Santander is free for ever as long as you dont bank over the limit i think the limit is 100 cheques a month and £3000 cash a month each extra cheque is charged 50 p

[Paul H]

CO-OP is free through the federation of small businesses (think membership is £120 per year)...

However as a member you get access to all sorts of other deals etc,,, legal advice / cover etc...

The system is like the santander one in that you pay cheques in via pre printed envelopes.... dont worry if there is no coop near you... you can do through a local post office of your choice so long as you stipulate which one..

cheques and cash take about 3 days to show on your aaccount.. you also have the usual online facility stuff like the rest..

[simonr]

i stopped using my lloyds business account & went back to my personal one,   if i get a cheque with my business name on i just change it up myself in the bank & never had a problem , they once asked about my business one so i closed it

scum made enough off me when i used to go overdrawn they're not having any more

[DB Cleaning Services]

Santander £7.50 per month no extras   

[Frankybadboy]

Santander is free for ever as long as you dont bank over the limit i think the limit is 100 cheques a month and £3000 cash a month each extra cheque is charged 50 p

that has now ended for new accounts

[DB Cleaning Services]

Only opened it last week cos tsb are ripping me off 

[djhaydn]

been with santander for nearly 4 yrs, only use it for my cheques, they charge me a fiver if i dont bank over £1000 in one month with them, as i only use it for cheques i never hit the £1000, so £60 a year is alot cheaper than the £300 i was being charged by rip off barclays.

[sparkleglass]

it was free for life (100 cheques a month etc ) , up till the 1st of jan now they have gone down the same road as all the other banks... good luck in your quest 

[Helen]

hi all i want to change my bussiness account .i have a lloyds tsb account that was free for 18 months but that past now and they started charging me around £40-50/month.i had a look on the santanders website because i heard that they have free banking but it seems that it' only for 18 months.
anyone knows more about it or i'm not looking properly?thanks

Firstly, it's not all about what is free forever, cos nothing is ever completely free.
£40 to £50 per month charges?!!!!! You must be paying in 10k plus per month to get these....
bank charges are tax deductable though

[C.C.S.]

hi all i want to change my bussiness account .i have a lloyds tsb account that was free for 18 months but that past now and they started charging me around £40-50/month.i had a look on the santanders website because i heard that they have free banking but it seems that it' only for 18 months.
anyone knows more about it or i'm not looking properly?thanks

Firstly, it's not all about what is free forever, cos nothing is ever completely free.
£40 to £50 per month charges?!!!!! You must be paying in 10k plus per month to get these....
bank charges are tax deductable though

that's the problem i'm not paying that much into my account .not even half that.

[bad trippy]

The latest Santander fees are £7.50 per month, unlimited cheques and bacs, and up to a grand in cash per month.
I know this because we have just opened a business account with them in the last 6 weeks and found this to be their cheapest business tariff

[Ian101]

My 2 year free banking about to run out so off to HSBC later today to see what they can offer if I switch.

Dont fancy paying bank charges unless I have to 

[rg1]

hi all i want to change my bussiness account .i have a lloyds tsb account that was free for 18 months but that past now and they started charging me around £40-50/month.i had a look on the santanders website because i heard that they have free banking but it seems that it' only for 18 months.
anyone knows more about it or i'm not looking properly?thanks

Firstly, it's not all about what is free forever, cos nothing is ever completely free.
£40 to £50 per month charges?!!!!! You must be paying in 10k plus per month to get these....
bank charges are tax deductable though

Personal bank accounts are FREE

[Helen]

hi all i want to change my bussiness account .i have a lloyds tsb account that was free for 18 months but that past now and they started charging me around £40-50/month.i had a look on the santanders website because i heard that they have free banking but it seems that it' only for 18 months.
anyone knows more about it or i'm not looking properly?thanks

Firstly, it's not all about what is free forever, cos nothing is ever completely free.
£40 to £50 per month charges?!!!!! You must be paying in 10k plus per month to get these....
bank charges are tax deductable though

that's the problem i'm not paying that much into my account .not even half that.

Then you need to speak to them and get it sorted, sounds like you could get a rebate. Check your charges invoices you get each month and make sure it is right. It is not unheard of that a cheque pay in may have been entered as a cash one which will be higher

[Helen]

hi all i want to change my bussiness account .i have a lloyds tsb account that was free for 18 months but that past now and they started charging me around £40-50/month.i had a look on the santanders website because i heard that they have free banking but it seems that it' only for 18 months.
anyone knows more about it or i'm not looking properly?thanks

Firstly, it's not all about what is free forever, cos nothing is ever completely free.
£40 to £50 per month charges?!!!!! You must be paying in 10k plus per month to get these....
bank charges are tax deductable though

Personal bank accounts are FREE

Until you start using them as a business a/c.....without starting up the topic again, most banks are now looking at this situation very carefully.