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firefly123

  • Posts: 516
beat the banks
« on: March 09, 2012, 08:00:17 pm »
i had had free business banking for 18 months now its ended the fees are hi but got a way to lower them pay all cheques and cash in my n platinum account which i pay for anything with  my bussiness name on  into business a account job done no wonder bank bosses get 25 million a year in bonuses  ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D ;D
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shiney one

[GQC] Tim

  • Posts: 4536
Re: beat the banks
« Reply #1 on: March 09, 2012, 08:46:19 pm »
If you have to pay for business banking, switch banks. Ridiculous to have to pay for banking.
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Simon@ Clearview contractors

  • Posts: 755
Re: beat the banks
« Reply #2 on: March 09, 2012, 09:08:13 pm »
It is at £70 a month...

They(lloyds tsb) even have the cheek to charge a £5 per month account maintinence fee :o
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[GQC] Tim

  • Posts: 4536
Re: beat the banks
« Reply #3 on: March 09, 2012, 09:45:19 pm »
Quote from: Simon@ Clearview contractors on March 09, 2012, 09:08:13 pm
It is at £70 a month...

They(lloyds tsb) even have the cheek to charge a £5 per month account maintinence fee :o

 :o  :o
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trevor summerfield

  • Posts: 38
Re: beat the banks
« Reply #4 on: March 10, 2012, 09:43:08 am »
NEVER HAD A BUSiNESS ACCOUNT, when the bank tries to get me to have one i say i dont want one, i dont think its a legal requirement
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Deangsi

  • Posts: 663
Re: beat the banks
« Reply #5 on: March 10, 2012, 11:21:43 am »
banks are robin basta*** lol i use my joint ac haha
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rg1

  • Posts: 1356
Re: beat the banks
« Reply #6 on: March 10, 2012, 11:29:29 am »
Quote from: trevor summerfield on March 10, 2012, 09:43:08 am
NEVER HAD A BUSiNESS ACCOUNT, when the bank tries to get me to have one i say i dont want one, i dont think its a legal requirement

It's not a legal requirement, but some banks are reluctant to open a personal current account for sole traders. The easiest way round is not to tell them it's for a business! ;)
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The pen is mightier than the sword (and a lot easier to write with!)

DeLuce

  • Posts: 1153
Re: beat the banks
« Reply #7 on: March 10, 2012, 12:21:37 pm »
 They keep asking me if I want a business account, for why? So they can charge me for the privilege. So I just say, nah, you're alright thanks   ;D ;D
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LWC

  • Posts: 6824
Re: beat the banks
« Reply #8 on: March 10, 2012, 01:27:29 pm »
Quote from: Simon@ Clearview contractors on March 09, 2012, 09:08:13 pm
It is at £70 a month...

They(lloyds tsb) even have the cheek to charge a £5 per month account maintinence fee :o

Go and ask them what the benefits are to having a business account...they wont be able to tell you. I asked and there was nothing...hence why i cancelled mine...and paying monthly for it is ridiculous...for what, do employed people pay to have their wages in their account? Nope!

My accountant also said get rid.
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Paul Coleman

Re: beat the banks
« Reply #9 on: March 10, 2012, 05:05:25 pm »
The problem with switching from time to time is that you will probably have customers who pay by BACS.  It would mean issuing them all with new details.
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Tomboler

  • Posts: 345
Re: beat the banks
« Reply #10 on: March 10, 2012, 10:07:07 pm »
mine's a personal account with no charges and occasionally one woman behind the counter has moaned when I've given her a few cheques to process. At the end of the day what else has she got to do, her lot are supposed to be 'on my side'
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