we had an advisor in the office yesterday giving us information on the new compulsary pension that starts for large businesses in 2012 and smaller businesses from 2014 basically all employees will have 4% deducted from their wages and paid into a pension the employer is then also expected to add a further 4% to this aswell, if you employ a few staff this is going to be quite costly, But here is the best bit all money collected isnt being held by our govrnment in england but is going to a company in india

am i daft in thinking we wont see that money again