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landy2

  • Posts: 1195
insurance
« on: November 27, 2010, 01:02:46 pm »
just had my van insurance in and this year it has gone up a lot

lee09

Re: insurance
« Reply #1 on: November 27, 2010, 04:37:43 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs

Paul Coleman

Re: insurance
« Reply #2 on: November 27, 2010, 05:02:18 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

lee09

Re: insurance
« Reply #3 on: November 27, 2010, 05:47:55 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

No Paul I am an old man! (48) clean licence and just one claim in 30 years
I had the van new two years ago and paid £300 fully comp and disclosed a diy system of 650 litres.
Had a bump with a small wall, just me no third party claim they paid out £1800 and the renewal went to £503.
No claims this year and the Swintons the broker said equity red star were no longer in the market to insure my van.
Highway were the cheapest at £700 odd until the underwriters found out my tank size and the refused to cover.
Alexander Swam were the next at £960 but got them down to £900.
All insurance is going up but I feel that I have been kicked squarely in the nads
Lee

♠Winp®oClean♠

  • Posts: 4085
Re: insurance
« Reply #4 on: November 27, 2010, 06:11:33 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

No Paul I am an old man! (48) clean licence and just one claim in 30 years
I had the van new two years ago and paid £300 fully comp and disclosed a diy system of 650 litres.
Had a bump with a small wall, just me no third party claim they paid out £1800 and the renewal went to £503.
No claims this year and the Swintons the broker said equity red star were no longer in the market to insure my van.
Highway were the cheapest at £700 odd until the underwriters found out my tank size and the refused to cover.
Alexander Swam were the next at £960 but got them down to £900.
All insurance is going up but I feel that I have been kicked squarely in the nads
Lee

Is your equipment insured & how is your tank fixed?

lee09

Re: insurance
« Reply #5 on: November 27, 2010, 06:16:09 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

No Paul I am an old man! (48) clean licence and just one claim in 30 years
I had the van new two years ago and paid £300 fully comp and disclosed a diy system of 650 litres.
Had a bump with a small wall, just me no third party claim they paid out £1800 and the renewal went to £503.
No claims this year and the Swintons the broker said equity red star were no longer in the market to insure my van.
Highway were the cheapest at £700 odd until the underwriters found out my tank size and the refused to cover.
Alexander Swam were the next at £960 but got them down to £900.
All insurance is going up but I feel that I have been kicked squarely in the nads
Lee

Is your equipment insured & how is your tank fixed?

Hi yes it is and the tank is bolted through the chassis.
Lee

♠Winp®oClean♠

  • Posts: 4085
Re: insurance
« Reply #6 on: November 27, 2010, 06:29:50 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

No Paul I am an old man! (48) clean licence and just one claim in 30 years
I had the van new two years ago and paid £300 fully comp and disclosed a diy system of 650 litres.
Had a bump with a small wall, just me no third party claim they paid out £1800 and the renewal went to £503.
No claims this year and the Swintons the broker said equity red star were no longer in the market to insure my van.
Highway were the cheapest at £700 odd until the underwriters found out my tank size and the refused to cover.
Alexander Swam were the next at £960 but got them down to £900.
All insurance is going up but I feel that I have been kicked squarely in the nads
Lee

Is your equipment insured & how is your tank fixed?

Hi yes it is and the tank is bolted through the chassis.
Lee

I suppose the bolted tank will be cleassed as modified then.

Mine isn't & my gear isn't insured either BUT, I'm 38, full no claims, '07 fiat doblo & I've just got my renewal for £280 fully comp, this includes-  protected N/Claims, legal protection & a reduced £100 excess. The "bare" premium is about £200.

This is with Directline, might be worth a try mate?

lee09

Re: insurance
« Reply #7 on: November 27, 2010, 06:39:08 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

No Paul I am an old man! (48) clean licence and just one claim in 30 years
I had the van new two years ago and paid £300 fully comp and disclosed a diy system of 650 litres.
Had a bump with a small wall, just me no third party claim they paid out £1800 and the renewal went to £503.
No claims this year and the Swintons the broker said equity red star were no longer in the market to insure my van.
Highway were the cheapest at £700 odd until the underwriters found out my tank size and the refused to cover.
Alexander Swam were the next at £960 but got them down to £900.
All insurance is going up but I feel that I have been kicked squarely in the nads
Lee

Is your equipment insured & how is your tank fixed?

Hi yes it is and the tank is bolted through the chassis.
Lee

I suppose the bolted tank will be cleassed as modified then.

Mine isn't & my gear isn't insured either BUT, I'm 38, full no claims, '07 fiat doblo & I've just got my renewal for £280 fully comp, this includes-  protected N/Claims, legal protection & a reduced £100 excess. The "bare" premium is about £200.

This is with Directline, might be worth a try mate?

That's really good although I have committed to A Swan now.
When I get back to full bonus I will protect it, I went from full bonus down to just two years bonus from one claim. I complained as we can only earn bonus a year at a time.
Bloody insurance
Lee

♠Winp®oClean♠

  • Posts: 4085
Re: insurance
« Reply #8 on: November 27, 2010, 06:42:42 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

No Paul I am an old man! (48) clean licence and just one claim in 30 years
I had the van new two years ago and paid £300 fully comp and disclosed a diy system of 650 litres.
Had a bump with a small wall, just me no third party claim they paid out £1800 and the renewal went to £503.
No claims this year and the Swintons the broker said equity red star were no longer in the market to insure my van.
Highway were the cheapest at £700 odd until the underwriters found out my tank size and the refused to cover.
Alexander Swam were the next at £960 but got them down to £900.
All insurance is going up but I feel that I have been kicked squarely in the nads
Lee

Is your equipment insured & how is your tank fixed?

Hi yes it is and the tank is bolted through the chassis.
Lee

I suppose the bolted tank will be cleassed as modified then.

Mine isn't & my gear isn't insured either BUT, I'm 38, full no claims, '07 fiat doblo & I've just got my renewal for £280 fully comp, this includes-  protected N/Claims, legal protection & a reduced £100 excess. The "bare" premium is about £200.

This is with Directline, might be worth a try mate?

That's really good although I have committed to A Swan now.When I get back to full bonus I will protect it, I went from full bonus down to just two years bonus from one claim. I complained as we can only earn bonus a year at a time.
Bloody insurance
Lee

You usually get 14 days to change your mind?

lee09

Re: insurance
« Reply #9 on: November 27, 2010, 06:51:15 pm »
no bumps for me in the last 12 months
Last year £503
Best i could get after shopping the world............................£900.
Robbing dogs


What's up Lee.  Are you low on no claims bonus?  Or are you under 25 maybe?  I'm sure you can do better than £900 if neither of the above are true.

No Paul I am an old man! (48) clean licence and just one claim in 30 years
I had the van new two years ago and paid £300 fully comp and disclosed a diy system of 650 litres.
Had a bump with a small wall, just me no third party claim they paid out £1800 and the renewal went to £503.
No claims this year and the Swintons the broker said equity red star were no longer in the market to insure my van.
Highway were the cheapest at £700 odd until the underwriters found out my tank size and the refused to cover.
Alexander Swam were the next at £960 but got them down to £900.
All insurance is going up but I feel that I have been kicked squarely in the nads
Lee

Is your equipment insured & how is your tank fixed?

Hi yes it is and the tank is bolted through the chassis.
Lee

I suppose the bolted tank will be cleassed as modified then.

Mine isn't & my gear isn't insured either BUT, I'm 38, full no claims, '07 fiat doblo & I've just got my renewal for £280 fully comp, this includes-  protected N/Claims, legal protection & a reduced £100 excess. The "bare" premium is about £200.

This is with Directline, might be worth a try mate?

That's really good although I have committed to A Swan now.When I get back to full bonus I will protect it, I went from full bonus down to just two years bonus from one claim. I complained as we can only earn bonus a year at a time.
Bloody insurance
Lee

You usually get 14 days to change your mind?


Yes your right and it does not fall for renewal until 5/12.
I got the renewal a couple of weeks ago on that Monday it rained all day and I did not work.
Searched on here for all the insurance back posts and rang all the "Jeff at gt insurance", I also did all the go compares etc and £900 was the cheapest.
having the tank fitted through the chassis is a mod and gives them the opportunity to load the premium.
I will bear this in mind for next year, I may even go with a smaller tank strapped in.
Lee

chopsie

  • Posts: 1736
Re: insurance
« Reply #10 on: November 27, 2010, 07:47:29 pm »
My tank is secured by ratchett straps, they are connected to an anchorage through the chassis,
does this mean I do not have to declare it as a mod?
chopsie

lee09

Re: insurance
« Reply #11 on: November 27, 2010, 07:51:44 pm »
My tank is secured by ratchett straps, they are connected to an anchorage through the chassis,
does this mean I do not have to declare it as a mod?

I would not like to say on that, you must tell them what your happy with.
Lee

chopsie

  • Posts: 1736
Re: insurance
« Reply #12 on: November 27, 2010, 07:53:52 pm »
I have declared it, But was wondering if I was paying a premium for nothing.
chopsie