Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: AuRavelling79 on March 26, 2020, 05:24:25 pm
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Please be civil to each other.
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But surely that’s only for the self employed who can’t work because of Coronavirus because as it stands we are allowed to go out and work if we follow the safe distance rules etc so if no one is working cleaning it’s because they have chose not to or because they have the virus?
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Clear as mud.
🤦♂️
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But surely that’s only for the self employed who can’t work because of Coronavirus because as it stands we are allowed to go out and work if we follow the safe distance rules etc so if no one is working cleaning it’s because they have chose not to or because they have the virus?
Tell them you’re self isolating 👍
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Clear as mud.
🤦♂️
It’s clear.
Its only muddy if they havent said what you want them to say. You’re still looking for what you wanted, or what you think they should’ve said or offered.
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But surely that’s only for the self employed who can’t work because of Coronavirus because as it stands we are allowed to go out and work if we follow the safe distance rules etc so if no one is working cleaning it’s because they have chose not to or because they have the virus?
Correct me if I'm wrong I was partially listening to it (the missus decided to clean up as I was trying to listen 🙄) but didnt he say you could work AND claim it's to make up any profit shortfall effectively?
Maybe I'm imagining things 😂
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Clear as mud.
🤦♂️
It’s clear.
Its only muddy if they havent said what you want them to say. You’re still looking for what you wanted, or what you think they should’ve said or offered.
Really?
I’ve missed the point that I was looking for, does it apply to window cleaners?
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But surely that’s only for the self employed who can’t work because of Coronavirus because as it stands we are allowed to go out and work if we follow the safe distance rules etc so if no one is working cleaning it’s because they have chose not to or because they have the virus?
Tell them you’re self isolating
Are you not doing any of your jobs now then until June and waiting for the one off payment ?
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Pointless discussing until the fine print is released overnight tonight. There was quite a few worrying sentences in there. I’m still not banking on any help whatsoever.
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But surely that’s only for the self employed who can’t work because of Coronavirus because as it stands we are allowed to go out and work if we follow the safe distance rules etc so if no one is working cleaning it’s because they have chose not to or because they have the virus?
Correct me if I'm wrong I was partially listening to it (the missus decided to clean up as I was trying to listen 🙄) but didnt he say you could work AND claim it's to make up any profit shortfall effectively?
Maybe I'm imagining things 😂
Thats how i read it, what they give you will be taxable but nothing stating you cant or shouldn't work as money earned with also be taxed (which benefits them to a degree)...the latter needs clarifying really.
Will leave it to my accountant.
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Il go back to work in May all being well
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I did hear that but thought surely that can’t be right.... can it? Carry on working and get 3 months payment
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Correct me if I'm wrong as I'm out in the shed with background noise but didn't he say that 95% of all self employed would be eligible for this payout scheme with those not eligible earning the big money?
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
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As I read it. You stop work and in June you’ll get 80% of your average profit over the last 3 years. Expect a big rise in NI at the end. You have to last until June though.
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The vast majority of us will suffer in varying degrees except Daz of course. We have lost commercial jobs, chosen to close to protect our own or our staff's health and have tried to be responsible.
If the deal from No 11 is to support 95% of the self employed up to £2500 then that is a good help. Those of us who either aren't affected can't/wont claim. The rest will claim and it will all come out in the wash when the accounts are done. I am down quite a chunk at the moment.
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will they turn round and say you can work not entitled, who knows.
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Whether it applies to us directly because we're still allowed to wotk or not, it will help us indirectly as it may slow down the avalache of cancellations that were coming our way if they hadn't introduced it.
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My concern is they will say oh well lots of other window cleaners chose to carry on working, but you decided not to for (insert personal reason) and they will turn around and say you could of worked but you didnt say your not getting anything at all...
Thats what im worried about.
Im self isolating for the next 4-8 weeks to keep my partner safe. I hope that reason is valid enough for me to qualify for the 80% payout in june backdated 3 months.
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In reply to Daz's post on the locked thread. I have never seen or heard anny official news to say we can work. I have stopped because of moral reasons. Even through non contact I don't want to be accused of causing someone to get the virus and die, through moving house to house. Its a claim society nowadays how many calls do we get per week for non existent accident claims no win no fee. Next its going to be have you or family member had corona. Did you have any tradesmen visit during lockdown? You could be entitled to compensation"
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But surely that’s only for the self employed who can’t work because of Coronavirus because as it stands we are allowed to go out and work if we follow the safe distance rules etc so if no one is working cleaning it’s because they have chose not to or because they have the virus?
Tell them you’re self isolating
Are you not doing any of your jobs now then until June and waiting for the one off payment ?
Do you think we won’t be in full lock down before June? I think it’s a matter of days away, so pointless going out to work. Joe Public would be slating us for working and claiming the 80%.
I’m sending a bulk text out tonight.
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Quoted from the BBC.
At least half their income needs to have come from self-employment as registered on the 2019-20 tax return filed in January, or averaged over the three previous years. Company owners who pay themselves a dividend are not covered.
Even though 100% of my income is now from self employment only 30% was on my last tax return.
I’ll get nothing. Great.
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Quoted from the BBC.
At least half their income needs to have come from self-employment as registered on the 2019-20 tax return filed in January, or averaged over the three previous years. Company owners who pay themselves a dividend are not covered.
Even though 100% of my income is now from self employment only 30% was on my last tax return.
I’ll get nothing. Great.
@deeege, I got the impression that you were a seasoned shiner. How did you get all your commercial work in such a short time?
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I've made sure to watch the clip numerous times to fully understand it.
It's essentially a taxable grant meant to cover any profit shortfall you experience over this time. That's why he says you can claim AND work it's not meant to cover your complete wage.
If you decide to stop working of your own choice then it will probably help tide you over.
And those who choose to work and claim will have a higher tax bill next year.
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day for part time hours.
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In reply to Daz's post on the locked thread. I have never seen or heard anny official news to say we can work. I have stopped because of moral reasons. Even through non contact I don't want to be accused of causing someone to get the virus and die, through moving house to house. Its a claim society nowadays how many calls do we get per week for non existent accident claims no win no fee. Next its going to be have you or family member had corona. Did you have any tradesmen visit during lockdown? You could be entitled to compensation"
My understanding has been that people can work if they can do it safely, which essentially means practicing social distancing. They allow construction sites to stay open, so on what basis would a window cleaner not be allowed to work?
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NWH will be fooked as he obviously earns over 50k. What with him and employee raking in over 100 quid an hour each..mmmm
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I've made sure to watch the clip numerous times to fully understand it.
It's essentially a taxable grant meant to cover any profit shortfall you experience over this time. That's why he says you can claim AND work it's not meant to cover your complete wage.
If you decide to stop working of your own choice then it will probably help tide you over.
And those who choose to work and claim will have a higher tax bill next year.
Yeah, thats i'm seeing it now.
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So essentially if you continue to work, you’ll be adding the grant payments to your turnover...?
I missed a lot of Rishis statement as I was cooking the wife dinner at the same time.
Also, not a bean till June. So In other words, it’ll all be over by then and we’ll all get NOUT 😬
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So essentially if you continue to work, you’ll be adding the grant payments to your turnover...?
I missed a lot of Rishis statement as I was cooking the wife dinner at the same time.
Also, not a bean till June. So In other words, it’ll all be over by then and we’ll all get NOUT 😬
its back dated.
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day for part time hours.
I thought I heard that and it now makes sense.
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I missed a lot of Rishis statement as I was cooking the wife dinner at the same time.
Also, not a bean till June.
You'd best give her a big plateful tonight then.
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
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So from what I understand, it is a taxable grant for 80% of your average monthly wage for the last 3 years.
HMRC will contact those who are eligible.
It is in addition to being able to carry on working.
No mention of means testing.
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Oh well, I’ve been SE for 10 months, so looks like all I’m entitled to is universal credit ffs, people will say “carry on working” but my round is small and I have quite a few old customers who don’t pay online, I have some that I need to go through the house, I still have some messers and the other ones most likely just won’t want me cleaning the windows at this moment, plus it’s only likely to become worse so stricter lockdowns will most likely happen which means I couldn’t work for long anyways. Fed up.
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Will be be allowed to apply for Universal Credit aswell? I know it's only £90 odd quid a week but that will add up between now and June and will pay a few bills.
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
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I think it sounds pretty good though I think I would've preferred a universal basic income on the grounds it would be easier to administer, everyone would get it (there are some, like the n00bs who are going to fall between the cracks) and Jun is two-and-a-half months away.
But from a personal point of view, I'm happy.
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Correct me if I'm wrong as I'm out in the shed with background noise but didn't he say that 95% of all self employed would be eligible for this payout scheme with those not eligible earning the big money?
That is what I heard, also noticed him state that we can't be expected to be treated the same and not pay the same, maybe different wording ;D
Rob
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Oh well, I’ve been SE for 10 months, so looks like all I’m entitled to is universal credit ffs, people will say “carry on working” but my round is small and I have quite a few old customers who don’t pay online, I have some that I need to go through the house, I still have some messers and the other ones most likely just won’t want me cleaning the windows at this moment, plus it’s only likely to become worse so stricter lockdowns will most likely happen which means I couldn’t work for long anyways. Fed up.
I did think about you when he mentioned the 12 months, James.
Bad news, mate.
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day for part time hours.
I thought I heard that and it now makes sense.
That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?
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So how long will we have to wait until we are contacted. some will not get contacted Regardless. 2+ months of waiting to hear nothing.
You will be wishing you went to work
Taxi drivers cabs are a enclosed box of Virusus. I will not get in one, Coughing and touching the seats , door handles, everything in a cab is a hotspot.
We are 100% not like this
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Will be be allowed to apply for Universal Credit aswell? I know it's only £90 odd quid a week but that will add up between now and June and will pay a few bills.
When you apply it asks you to book appointment to complete claim 😂 f***in idiots, means I have to phone to book interview (bet they’ll be a long wait on call) then drive to the place and most likely be a lot of people there which is AGAINST what the government want the f***in prats!! 😡
So you can't just claim online then, you have to actually have an interview with someone at the benefits office?
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I got this from my accountant. The bulletpoints might make things a little easier to understand.
(http://www.cleanitup.co.uk/smf/1585248072_CBFB106D-5DE2-4BAB-A2E6-C716E74CA003.jpeg)
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Oh well, I’ve been SE for 10 months, so looks like all I’m entitled to is universal credit ffs, people will say “carry on working” but my round is small and I have quite a few old customers who don’t pay online, I have some that I need to go through the house, I still have some messers and the other ones most likely just won’t want me cleaning the windows at this moment, plus it’s only likely to become worse so stricter lockdowns will most likely happen which means I couldn’t work for long anyways. Fed up.
i dont think we re going to have a stricter lockdown mate...this is it i reckon,.......its already pretty harsh for the UK....
just go out to work and see how your customers are....you might be surprised...they might be pleased to see you,you ll be out in the fresh air and you just might make a bit of money to tide you over for now......
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£2500 is the most the highest earners will receive, anyone earning over £200.000 get a big fat O That is if you get contacted at all
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
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Quoted from the BBC.
At least half their income needs to have come from self-employment as registered on the 2019-20 tax return filed in January, or averaged over the three previous years. Company owners who pay themselves a dividend are not covered.
Even though 100% of my income is now from self employment only 30% was on my last tax return.
I’ll get nothing. Great.
@deeege, I got the impression that you were a seasoned shiner. How did you get all your commercial work in such a short time?
Been going about 11 years. My problem is for 10 of those years I was a LTD company and recently gone self employed. (Lost a large contract and didn’t need or want to be LTD anymore) If only I’d done that the previous year 😬
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i've lost about £140 today in work commercial thank god i dont have a massive amount of commercial but do expect to lose it all i feel for the guys who have loads , I worked today again as i just feel you have to if people are happy with it, im sure im going to lose a percentage of income who knows when or if i can get it back, after this poop virus has been defeated we will then have a economical problem who knows how bad, the cleaners that are not working for moral reasons I understand but how long do you do it for a year, two years, three years my point is everyone has different levels and problems, if they say DONT WORK DONT GO OUT, we all wouldn't but there not saying that they are leaving it up to us to decide, i dont think anyones decision is wrong or right, let's all stay safe avoid all contact, and clap for the NHS.
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
lol i thought that, but that would be 2020 accounts so not eligible
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
It’s the 2018/2019 tax year.
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
18/19 tax year that is, was supposed to be filed in January. They’ve given the late filers and extra 4 weeks from now to file that return, knowing that they will be eligible for 80% back as a grant. Leaves it dangerously ope to fraud imo.
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day for part time hours.
I thought I heard that and it now makes sense.
That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?
You are correct, I was wrong, it’s a grant.....yyiipppeeeee🤑
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(http://www.cleanitup.co.uk/smf/1585248676_5.jpg)
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what about partnership. i suppose both partners are covered.
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i meant to say the cleaners who are not working
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
lol i thought that, but that would be 2020 accounts so not eligible
Yeah, I was being silly.
File your tax return early and you'll get the grant.
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what about partnership. i suppose both partners are covered.
How do you pay yourself? If by PAYE or as self employed profits you ‘should’ be covered. If by dividend then you get 0.
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
I am going to do my accounts in April like I did last year to get it over and done with, so that will give HMRC 2019/20 and 2018/19 to hopefully get an average because I only started self employment in January 2018 and had profits of about £1500 until April 5th (3 months).
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
I am going to do my accounts in April like I did last year to get it over and done with, so that will give HMRC 2019/20 and 2018/19 to hopefully get an average because I only started self employment in January 2018 and earned about £1500 until April 5th (3 months).
Have they said this can be done? I thought it was 18/19 and the two previous years only? Surely allowing the next return leaves it far too open to fraud?
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Hi deege self employed profits with my son. cheers
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Hi deege self employed profits with my son. cheers
You should be ok then. I’m not 100% but there’s no reason you are any different to a standard self employed person imo.
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Oh well, I’ve been SE for 10 months, so looks like all I’m entitled to is universal credit ffs, people will say “carry on working” but my round is small and I have quite a few old customers who don’t pay online, I have some that I need to go through the house, I still have some messers and the other ones most likely just won’t want me cleaning the windows at this moment, plus it’s only likely to become worse so stricter lockdowns will most likely happen which means I couldn’t work for long anyways. Fed up.
i dont think we re going to have a stricter lockdown mate...this is it i reckon,.......its already pretty harsh for the UK....
just go out to work and see how your customers are....you might be surprised...they might be pleased to see you,you ll be out in the fresh air and you just might make a bit of money to tide you over for now......
Overwhelmingly the response has been positive. This morning we received five emails back from jobs booked in for tomorrow thanking us and wishing us well. Actually when they were forwarded to me I was moved to tears.
We’ve got strict measures in place and every job is texted or emailed our policy the day before with an option to cancel. In 3 days at around 60 jobs a day over 3 days we’ve had no more than 5 skips. So we just fill the gaps.
We work alone, we don’t get within 2 metres of any one, the government want us to work if we can and we’re helping to keep the economy going for those that can’t work safely. I’m out working every day ATM but I wouldn’t step foot in a supermarket.
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
I am going to do my accounts in April like I did last year to get it over and done with, so that will give HMRC 2019/20 and 2018/19 to hopefully get an average because I only started self employment in January 2018 and earned about £1500 until April 5th (3 months).
Have they said this can be done? I thought it was 18/19 and the two previous years only? Surely allowing the next return leaves it far too open to fraud?
No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.
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wonder if its means tested. at that age kids grown up mortgage paid for so have savings. i wont be chasing it but if they offer it me i would be stupid to turn it down.
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wonder if its means tested. at that age kids grown up mortgage paid for so have savings. i wont be chasing it but if they offer it me i would be stupid to turn it down.
It’s a pretty big detail to leave out of the announcement, and the employees one isn’t means tested, so I do t think it is.
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In light of the package to help self employed and because the whole reason for all this is because
the government has already told people that to prevent the spread of coronavirus they should only go out when necessary
does that mean that we shouldn't be carrying on working.
Option A,........ I carry on working, with the risk of spreading the virus, albeit lower than many other jobs due to the solitary, non contact outdoor nature of our work, and earn , say £1600 a month. And I assume don't claim any help.
Option B.........To help prevent the spread of the virus, I stop working as it is no longer essential. ( see above in bold) as I'm going to get £1280 from the help package.
I think the 80% is quite a generous scheme considering I can't spend the other 20% on leisure anyway :)
So is it better to stop working, claim the 80% and 'help stop the spread of the virus'?
Or better to carry on with a quite low risk of spreading but helping the economy by not claiming?
I'm genuinely confused as to what is best?
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day for part time hours.
I thought I heard that and it now makes sense.
That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?
You are correct, I was wrong, it’s a grant.....yyiipppeeeee🤑
So it's a fixed pro rata payment? Even if you continue working?
I know a lot have lost a lot of income, so I get that.
I still don't know what to do, work wise, and I think there is too much trust put in some self employed workers.
Sunak also warned that we could well pay this grant back in future tax years.
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I think it sounds pretty good though I think I would've preferred a universal basic income on the grounds it would be easier to administer, everyone would get it (there are some, like the n00bs who are going to fall between the cracks) and Jun is two-and-a-half months away.
But from a personal point of view, I'm happy.
Commy.
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Quote from: James Styles on Today at 06:38:26 pm
Will be be allowed to apply for Universal Credit aswell? I know it's only £90 odd quid a week but that will add up between now and June and will pay a few bills.
When you apply it asks you to book appointment to complete claim 😂 f***in idiots, means I have to phone to book interview (bet they’ll be a long wait on call) then drive to the place and most likely be a lot of people there which is AGAINST what the government want the f***in prats!! 😡
Quote from: HampshireWindowCleaning on Today at 06:36:41 pm
So you can't just claim online then, you have to actually have an interview with someone at the benefits office?
FOR THOSE WHO WANT TO GET U. CREDIT, THIS IS WHAT U NEED TO DO.
You go on the UC website, to start the claim for UC, and include all rent etc. (i.e council/housing ass. or landlord) then prove who you are with a photo licence and (or) passport with the separate id company link (which crashes all the time) then call UC to speak with a advisor and make their phone appointment call back, (which getting through is a f..king nightmare btw) if you are lucky enough to get through, they will arrange a time of day for someone else to call you back maybe a week later, and go through the claim over the phone with you. You dont have to go into the job centre, as u know it would defeat the object.
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No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.
Rishi did say you needed a tax return for 2019 and that if you still haven't completed your return, you've a month to get it in. I infer from that that 2020 won't count.
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Government are making it up as they go along.
DO NOT TRUST THEM.
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In light of the package to help self employed and because the whole reason for all this is because
the government has already told people that to prevent the spread of coronavirus they should only go out when necessary
does that mean that we shouldn't be carrying on working.
Option A,........ I carry on working, with the risk of spreading the virus, albeit lower than many other jobs due to the solitary, non contact outdoor nature of our work, and earn , say £1600 a month. And I assume don't claim any help.
Option B.........To help prevent the spread of the virus, I stop working as it is no longer essential. ( see above in bold) as I'm going to get £1280 from the help package.
I think the 80% is quite a generous scheme considering I can't spend the other 20% on leisure anyway :)
So is it better to stop working, claim the 80% and 'help stop the spread of the virus'?
Or better to carry on with a quite low risk of spreading but helping the economy by not claiming?
I agree with that and I'm still undecided about what to do.
I was convinced that we'd be locked down because I didn't think they'd trust us enough to do the right thing. They shouldn't (http://www.cleanitup.co.uk/smf/1585250195_grin[1].gif).
We still need to remember why this was introduced.
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day for part time hours.
I thought I heard that and it now makes sense.
That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?
You are correct, I was wrong, it’s a grant.....yyiipppeeeee🤑
So it's a fixed pro rata payment? Even if you continue working?
I know a lot have lost a lot of income, so I get that.
I still don't know what to do, work wise, and I think there is too much trust put in some self employed workers.
Sunak also warned that we WILL pay this grant back in future tax years.
FTFY ;D
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No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.
Rishi did say you needed a tax return for 2019 and that if you still haven't completed your return, you've a month to get it in. I infer from that that 2020 won't count.
That’s the part that gets me. My tax return was done on time but it was 70% dividend/ 30% self employed. Makes me ineligible.
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In light of the package to help self employed and because the whole reason for all this is because
the government has already told people that to prevent the spread of coronavirus they should only go out when necessary
does that mean that we shouldn't be carrying on working.
Option A,........ I carry on working, with the risk of spreading the virus, albeit lower than many other jobs due to the solitary, non contact outdoor nature of our work, and earn , say £1600 a month. And I assume don't claim any help.
Option B.........To help prevent the spread of the virus, I stop working as it is no longer essential. ( see above in bold) as I'm going to get £1280 from the help package.
I think the 80% is quite a generous scheme considering I can't spend the other 20% on leisure anyway :)
So is it better to stop working, claim the 80% and 'help stop the spread of the virus'?
Or better to carry on with a quite low risk of spreading but helping the economy by not claiming?
I agree with that and I'm still undecided about what to do.
I was convinced that we'd be locked down because I didn't think they'd trust us enough to do the right thing. They shouldn't (http://www.cleanitup.co.uk/smf/1585250195_grin[1].gif).
We still need to remember why this was introduced.
The way i viewed it, Its a grant to help subsidise lost income, there was nothing mentioned that you cant have it if you go to work, you'll pay the tax on it and the tax on anything earned while getting it.
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So taxi drivers and hairdressers etc who are not working at the moment get the same one off payment in June as us but we can carry on working earning as well?
You won’t get the same payout because you are earning, eg if you are earning 1000 a month this will be deducted from the 2500, so you will be left with 80% of 1500 as a payout....assuming you have earned enough over the last 3 years. I think that will be the jist of it anyway.
If we are able to keep working not many on here will be able to claim anyway as they either clean big houses and earn over 100 quid an hour or they earn 400 quid a day for part time hours.
I thought I heard that and it now makes sense.
That doesn't sound right to me, the way i saw it they will go over your last 3 years of accounts of net profit and then see what your average monthly wage was and then you get 80% of that up to a maximum of £2500. The above would be silly lets say you only earned 500 a month and take that of £2500 that means you would be a hell of a lot better off. Or am i missing something?
You are correct, I was wrong, it’s a grant.....yyiipppeeeee🤑
So it's a fixed pro rata payment? Even if you continue working?
I know a lot have lost a lot of income, so I get that.
I still don't know what to do, work wise, and I think there is too much trust put in some self employed workers.
Sunak also warned that we WILL pay this grant back in future tax years.
FTFY ;D
(http://www.cleanitup.co.uk/smf/1585250541_grin[1].gif)
He said we'd be more in line with the employed. I wonder how he'll get their 80% back.
It's a loan (http://www.cleanitup.co.uk/smf/1585250640_rolleyes[1].gif).
And I'm surprised that 95% are eligible. I thought a lot more than 5% would earn over 50k and be new starters. Then there's the likes of deeege.
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No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.
Rishi did say you needed a tax return for 2019 and that if you still haven't completed your return, you've a month to get it in. I infer from that that 2020 won't count.
Correct the 2019 tax return is for April 18- April 19. The tax year due to finish in a few weeks will not count.
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Everyone in the working sector will be paying back the handouts to both employed and self employed for years to come, we will all be paying higher taxes.
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Government are making it up as they go along.
DO NOT TRUST THEM.
Umm, well, they would be, wouldn't they; these events are unprecedented.
But of course you'd do a better job wouldn't you.
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Wonder if the taxman will notice if I treble my income for the last year?
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8pm tonight- applause for the nhs out your Windows
https://www.google.co.uk/amp/s/news.sky.com/story/amp/coronavirus-public-urged-to-clap-for-our-carers-and-applaud-nhs-workers-tonight-11964074
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At 8 o'clock this evening - immediately after clapping the NHS from your front door - tune in to Question Time and watch the wonderfully well-aging Fiona Bruce host a program answering questions about the self employed.
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The way i took it, was that if u earned say a profit of £1k a month, on average from over the last 3 tax years, less the 20%, u would get £800 a month???
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Wonder if the taxman will notice if I treble my income for the last year?
As long as you can treble it and keep it under the £50k limit, you’ll be fine. 😂
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Everyone in the working sector will be paying back the handouts to both employed and self employed for years to come, we will all be paying higher taxes.
I agree. 100% (http://www.cleanitup.co.uk/smf/1585251618_grin[1].gif).
And the threshold will be creeping down.
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The way i seen it was that if u earned, say an average profit of £1k a month, averaged over the last 3 tax years, less 20%, u would get £800 a month???
Yes, but in one payment of £2400.
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Government are making it up as they go along.
DO NOT TRUST THEM.
Umm, well, they would be, wouldn't they; these events are unprecedented.
But of course you'd do a better job wouldn't you.
Honestly, would you say they are proactive or reactive? Think about it.
DO NOT TRUST THEM.
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Still waiting on a response from NWH, he was gloating how others would be affected by this virus more than him, lol this and lol that. Now assuming he’s not full of the brown stuff, if you do the simple maths on what he claims he earns, I reckon he must be well over the 50k cut off. He who laughs last and all that😉
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At 8 o'clock this evening - immediately after clapping the NHS from your front door - tune in to Question Time and watch the wonderfully well-aging Fiona Bruce host a program answering questions about the self employed.
Ta, Malc; she's lovely and ageing very well.
;D
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Everyone in the working sector will be paying back the handouts to both employed and self employed for years to come, we will all be paying higher taxes.
I agree. 100% (http://www.cleanitup.co.uk/smf/1585251618_grin[1].gif).
And the threshold will be creeping down.
I reckon it will be more like the Scottish system, at the moment we pay 19/20/21% through a stepped threshold system and 40/41% higher rate.
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Does anyone think that this grant could now lead to a stricter lockdown?
They've got 95% (so they say) of us by the spuds now. I am considering sitting it out anyway, so it doesn't really bother me.
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But surely that’s only for the self employed who can’t work because of Coronavirus because as it stands we are allowed to go out and work if we follow the safe distance rules etc so if no one is working cleaning it’s because they have chose not to or because they have the virus?
Correct me if I'm wrong I was partially listening to it (the missus decided to clean up as I was trying to listen 🙄) but didnt he say you could work AND claim it's to make up any profit shortfall effectively?
Maybe I'm imagining things 😂
I heard that too !
Perhaps it’s a trick , if they can trace even a single payment online then they can feck you off ?
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No, that was not said. I was just hoping 2019/20 would count, otherwise I have 1 qualifying year and that year (2018/19) was not as good as 2019/20. So if I am eligible for the grant it will be a low amount.
Rishi did say you needed a tax return for 2019 and that if you still haven't completed your return, you've a month to get it in. I infer from that that 2020 won't count.
Correct the 2019 tax return is for April 18- April 19. The tax year due to finish in a few weeks will not count.
That was my first full year of trading so earnings were still low but I hope it still makes me eligible for the grant, anything is better than nothing as I lost 30% of my work this week (which I did not have last year), camp site work.
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That was my first full year of trading so earnings were still low but I hope it still makes me eligible for the grant, anything is better than nothing as I lost 30% of my work this week, camp site work.
Yes, it will. People with only one tax return were specifically mentioned. That will be the one your 80% will be based on.
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Does anyone think that this grant could now lead to a stricter lockdown?
No. The Chief Medical Officer spoke about the travel to work thing. That was taken into consideration with the current modelling the government is using to flatten the curve.
And he says - it will be a close run thing - but that the curve should flatten in the way they predict using the current situation we have now.
As long as people behave and follow the current guidelines.
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Government are making it up as they go along.
DO NOT TRUST THEM.
Do you want them to make it up in the past? But yeah, never trust them.
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Oh well, I’ve been SE for 10 months, so looks like all I’m entitled to is universal credit ffs, people will say “carry on working” but my round is small and I have quite a few old customers who don’t pay online, I have some that I need to go through the house, I still have some messers and the other ones most likely just won’t want me cleaning the windows at this moment, plus it’s only likely to become worse so stricter lockdowns will most likely happen which means I couldn’t work for long anyways. Fed up.
I did think about you when he mentioned the 12 months, James.
Bad news, mate.
So did I, it’s a shat show in that respect !
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Still waiting on a response from NWH, he was gloating how others would be affected by this virus more than him, lol this and lol that. Now assuming he’s not full of the brown stuff, if you do the simple maths on what he claims he earns, I reckon he must be well over the 50k cut off. He who laughs last and all that😉
Thank him for his taxes.
;D
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Does anyone think that this grant could now lead to a stricter lockdown?
They've got 95% (so they say) of us by the spuds now. I am considering sitting it out anyway, so it doesn't really bother me.
I do think that’s a distinct possibility. I am working on a day to day basis, but fully expect a stricter lockdown in the coming days / weeks.
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Government are making it up as they go along.
DO NOT TRUST THEM.
Do you want them to make it up in the past? But yeah, never trust them.
I’d like them to plan ahead, not react incompetently to each progression.
Not much to ask for.
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Does anyone think that this grant could now lead to a stricter lockdown?
No. The Chief Medical Officer spoke about the travel to work thing. That was taken into consideration with the current modelling the government is using to flatten the curve.
And he says - it will be a close run thing - but that the curve should flatten in the way they predict using the current situation we have now.
As long as people behave and follow the current guidelines.
I do hope he’s right.
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Does anyone think that this grant could now lead to a stricter lockdown?
No. The Chief Medical Officer spoke about the travel to work thing. That was taken into consideration with the current modelling the government is using to flatten the curve.
And he says - it will be a close run thing - but that the curve should flatten in the way they predict using the current situation we have now.
As long as people behave and follow the current guidelines.
I do hope he’s right.
I bet he hopes he's right too. ;D
Time will tell.
In the off-topic area Soupy posted a nerdy mathematics thing that gives a basic insight into how they model infections. Take a look, it's interesting.
I've read somewhere that 'someone clever' (I'm crap at remembering detail) correctly modelled the Chinese outbreak, so it can work within certain parameters.
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Government are making it up as they go along.
DO NOT TRUST THEM.
Umm, well, they would be, wouldn't they; these events are unprecedented.
But of course you'd do a better job wouldn't you.
Honestly, would you say they are proactive or reactive? Think about it.
DO NOT TRUST THEM.
I seriously think they are being pro-active.
They've in the course of the last week thrown together an economical rescue package the likes we and pretty much no other advanced country has ever seen. Its likely to eclipse any other countries rescue package by a country mile except for that of Americas.
But of course for some it just isnt enough. Especially for those with an oversized sense of entitlement.
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Its likely to eclipse any other countries rescue package by a country mile except for that of Americas.
I'll have to take a look, but that would surprise me. The US isn't great at giving free money away to the plebs.
But it is an election year over there, so anything's possible.
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I mean by volume of cash, and am only assuming the yanks package will be bigger han ours due to the numbers/population over there.
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Our government is pretty generous mind; isn't this quite amazing?
(http://www.cleanitup.co.uk/smf/1585255021_2020-02-25 00_27_50-Facebook.jpg)
I guess it's a broad brush stroke to keep the administration simple and to speed it all up.
There are five million of us, remember.
Some civil servants are going to have a heck of a time sorting all this out; stress and long hours.
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I mean by volume of cash, and am only assuming the yanks package will be bigger han ours due to the numbers/population over there.
How much have they handed over so far?
Don’t be naive.
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I mean by volume of cash, and am only assuming the yanks package will be bigger han ours due to the numbers/population over there.
How much have they handed over so far?
Don’t be naive.
There's a presidential election in November and Trump wants a second term.
It's not his money he'll be giving away.
I suggest it's you that's being naive.
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Someone’s confused.
Is it because a Conservative Govt is doing something you’ve only ever dreamed they would?
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Does anyone think that this grant could now lead to a stricter lockdown?
No. The Chief Medical Officer spoke about the travel to work thing. That was taken into consideration with the current modelling the government is using to flatten the curve.
And he says - it will be a close run thing - but that the curve should flatten in the way they predict using the current situation we have now.
As long as people behave and follow the current guidelines.
Let's hope so but I'm not very trusting (http://www.cleanitup.co.uk/smf/1585254364_grin[1].gif).
I should have emphasised the 'could'. I think that they had to get these deals in place before they could enforce a lockdown on all but key workers.
I hope it never comes to that but we're at the start of this thing, really. Temporary hospitals are being built and they're putting beds on the hospital car park near us.
A stricter lockdown could happen if things get bad enough.
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They know what’s coming I reckon in a few weeks maybe less we will be moaning about not being allowed out of our houses.
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A stricter lockdown could happen if things get bad enough.
Sure; anything's possible. I'm personally keeping my fingers crossed that the models were based on pessimistically judged variables.
And some other stuff which is probably better suited to the off-topic corona post.
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Government are making it up as they go along.
DO NOT TRUST THEM.
Umm, well, they would be, wouldn't they; these events are unprecedented.
But of course you'd do a better job wouldn't you.
Honestly, would you say they are proactive or reactive? Think about it.
DO NOT TRUST THEM.
I seriously think they are being pro-active.
They've in the course of the last week thrown together an economical rescue package the likes we and pretty much no other advanced country has ever seen. Its likely to eclipse any other countries rescue package by a country mile except for that of Americas.
But of course for some it just isnt enough. Especially for those with an oversized sense of entitlement.
A bit harsh, Matt. To some it isn't enough.
And we'll have to pay it back, you know.
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Still waiting on a response from NWH, he was gloating how others would be affected by this virus more than him, lol this and lol that. Now assuming he’s not full of the brown stuff, if you do the simple maths on what he claims he earns, I reckon he must be well over the 50k cut off. He who laughs last and all that😉
F.A.O NWH!
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Who can apply?
''if you are self employed ........and have lost trading/partnership trading profits due to COVID-19''.
If I carry on cleaning windows I will not lose any profits and therefore will not be able to claim.
If I stop cleaning windows that's my choice to stop trading when I could have carried on. So no claim.
I'm still confused. :)
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Who can apply?
''if you are self employed ........and have lost trading/partnership trading profits due to COVID-19''.
If I carry on cleaning windows I will not lose any profits and therefore will not be able to claim.
If I stop cleaning windows that's my choice to stop trading when I could have carried on. So no claim.
I'm still confused. :)
I can see why you would be
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Would it in hindsight have been better for the government to have said,
''Unless you do at least one of the following jobs as your main source of income, (followed by a list of employments)
then stay home, shut up and claim the help we will provide?
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also dont contact them...THEYLL CONTACT YOU IF YOUR ELIGIBLE! ::)roll
better get off to work lads
To be eligible you need to have submitted a tax return for 2019 and have profits of under 50k.
The tax year's not even over yet (http://www.cleanitup.co.uk/smf/1585248294_grin[1].gif).
Are they getting some iou's in?
I am going to do my accounts in April like I did last year to get it over and done with, so that will give HMRC 2019/20 and 2018/19 to hopefully get an average because I only started self employment in January 2018 and earned about £1500 until April 5th (3 months).
Have they said this can be done? I thought it was 18/19 and the two previous years only? Surely allowing the next return leaves it far too open to fraud?
As does giving people 4 weeks grace to complete last years return, that is already 2 months late.
They're late, fine them the £100, add the interest as per the rules, don't give them the chance to fiddle it to claim more.
They could then move quicker and get the ones who follow the rules processed quicker.
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Does anyone think that this grant could now lead to a stricter lockdown?
No. The Chief Medical Officer spoke about the travel to work thing. That was taken into consideration with the current modelling the government is using to flatten the curve.
And he says - it will be a close run thing - but that the curve should flatten in the way they predict using the current situation we have now.
As long as people behave and follow the current guidelines.
Let's hope so but I'm not very trusting (http://www.cleanitup.co.uk/smf/1585254364_grin[1].gif).
I should have emphasised the 'could'. I think that they had to get these deals in place before they could enforce a lockdown on all but key workers.
I hope it never comes to that but we're at the start of this thing, really. Temporary hospitals are being built and they're putting beds on the hospital car park near us.
A stricter lockdown could happen if things get bad enough.
Cant see it Griff, there's a reason why non essential factories and so forth haven't been forced to close, cost, the vast majority of forced closures will be minimum wage, part time hour jobs and wont cost anything close to £2500 a month to cover them, they also don't tend to bring in a lot of tax revenue so no real loss there as well.
It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
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As does giving people 4 weeks grace to complete last years return, that is already 2 months late.
They're late, fine them the £100, add the interest as per the rules, don't give them the chance to fiddle it to claim more.
They could then move quicker and get the ones who follow the rules processed quicker.
I'm sure that any large increase in earnings would trigger a tax investigation. In fact I'd bet money on it. ;D
I also think that the time till payments are made in June will be more to do with setting up a whole new system of calculating payments and making them; starting from scratch; for five million people.
Right now a team of computer programmers will be working on it, and from past experience in another job, they don't get it done quickly or right first time.
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
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Can you add your big red arrows to the keep on working bit..I'm confused ;D
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
Gift?
Aaaw (http://www.cleanitup.co.uk/smf/1585259319_grin[1].gif).
No such thing as a free lunch, young fellow m'Jim.
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Does anyone think that this grant could now lead to a stricter lockdown?
No. The Chief Medical Officer spoke about the travel to work thing. That was taken into consideration with the current modelling the government is using to flatten the curve.
And he says - it will be a close run thing - but that the curve should flatten in the way they predict using the current situation we have now.
As long as people behave and follow the current guidelines.
Let's hope so but I'm not very trusting (http://www.cleanitup.co.uk/smf/1585254364_grin[1].gif).
I should have emphasised the 'could'. I think that they had to get these deals in place before they could enforce a lockdown on all but key workers.
I hope it never comes to that but we're at the start of this thing, really. Temporary hospitals are being built and they're putting beds on the hospital car park near us.
A stricter lockdown could happen if things get bad enough.
Spot on, Its coming,you can put your self employed grant on it.
The way its looking at the moment, if its truly in addition to what we earn then if we're allowed to continue working as now, then some could end coming out of this better off. An established residential wc most probably has a buffer in the form of excess custys that he simply cant fit into his scheduled round hence is always behind. You could afford to lose that buffer without actually effecting your weekly wage and then get the grant on top. Obviously that will depend on how many we end up losing. Sounds too good to true at the mo.
My worry is that if wc are allowed to continue then those that work could end up picking up other windys work who are sitting it out if it goes on too long. I would much rather were all in the same boat and sit it out. Morally now it will be very difficult to justify working. I'll make tomorrow my last day.
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
where did you read that please?
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But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
I'll be to prove that because I am affected. The best 20-30% of my work is currently on pause. My accounts will prove it. I could also get a letter from a couple of commercial jobs saying they put me on pause.
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If I’ve read the BBC correctly, you don't need to declare the grant (if you get it) until January 2022. (ie year 21/22 tax return)
They’ve given an extra year to pay the tax on it as well.
Government predicting this is going to be economically brutal for a looooog time...?
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Government predicting this is going to be economically brutal for a looooog time...?
I think you've got young kids, Donkey?
They'll be paying for this too through their taxes.
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Government predicting this is going to be economically brutal for a looooog time...?
I think you've got young kids, Donkey?
They'll be paying for this too through their taxes.
Aye, so will their kids me thinks.
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
where did you read that please?
How will I prove I've made a loss due to coronavirus?
The Treasury has not set a figure on how much of a loss allows you to claim. In theory you could claim once you've lost £1.
However, tax officials will be able to check you did actually make a reasonable loss when you eventually file your 2020/21 tax return.
People are being asked to take a "responsible approach". Officials declined to say what the penalties might be if you don't.
https://www.mirror.co.uk/news/politics/coronavirus-bailout-38million-self-employed-21761600
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Government are making it up as they go along.
DO NOT TRUST THEM.
Umm, well, they would be, wouldn't they; these events are unprecedented.
But of course you'd do a better job wouldn't you.
Honestly, would you say they are proactive or reactive? Think about it.
DO NOT TRUST THEM.
I seriously think they are being pro-active.
They've in the course of the last week thrown together an economical rescue package the likes we and pretty much no other advanced country has ever seen. Its likely to eclipse any other countries rescue package by a country mile except for that of Americas.
But of course for some it just isnt enough. Especially for those with an oversized sense of entitlement.
A bit harsh, Matt. To some it isn't enough.
And we'll have to pay it back, you know.
The bigest bsil out in history and some people are checking the nags teeth. Thats not harsh, its fact. Of course we’ll have to pay it back; who wouldn’t? Thats economics for you. We’re self-employed, and theyve given us a free for all party invite snd some people still moan. What do they want, seriously, what the feck is it some people want to be f***ing happy?
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
But you could argue that if there was no difference in your turnover compared to the previous year that you were still affected as you had predicted growth.
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The bigest bsil out in history and some people are checking the nags teeth. Thats not harsh, its fact.
It's the Tories, innit. Had Labour been in power and done the same things it would've been "Aren't we lucky we have a Labour government giving us free money; the Tories would've just bailed out their rich mates".
When the truth of the matter is that Labour would've still been trying to find out what gender and rights we should give to Covid-19.
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The forms for this have to be super complex i can imagine 1 million+ people wanting this grant for feeling they've lost out
1m x 2500 a month isn't that 2.5b a month so 30B pounds in a lump sum?? :o :o if they're open handed with this stuff it would ruin the uk even more
also notice how the Canceller took this opportunity to pump up his government.. we'll have to wait and see.
I'm pretty sure its going to be for the most in need (thats the way it should be)where income has ceased god knows what else is going to be in the application i'd be amazed if its straightforward they know every tom dick and harry will want £30k for not working
I also have a feeling you wont get the grant if you decided to sit at home through your own choice due to not risking exposure and more if you tried to work but couldn't who knows... shall have to just wait and see... Also i wonder if directors of Ltd company's fall into this because you do need to do self assessments for dividend payments or a Director of a company may be entitled to the other benefits spoken about..., again i'm certain the criteria for this is going to be super strict as well.
never the less something is on the table i just hope it gets to the most in need as soon as possible and we all just need to do our best to have as little contact as possible so life can return back to normal asap!
stay safe
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I want to know what 8weekly's reaction to Rishi's announcement is?
(http://www.cleanitup.co.uk/smf/1585265393_5.jpg)
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The forms for this have to be super complex i can imagine 1 million+ people wanting this grant for feeling they've lost out
1m x 2500 a month isn't that 2.5b a month so 30B pounds in a lump sum?? :o :o if they're open handed with this stuff it would ruin the uk even more
also notice how the Canceller took this opportunity to pump up his government.. we'll have to wait and see.
I'm pretty sure its going to be for the most in need (thats the way it should be)where income has ceased god knows what else is going to be in the application i'd be amazed if its straightforward they know every tom dick and harry will want £30k for not working
I also have a feeling you wont get the grant if you decided to sit at home through your own choice due to not risking exposure and more if you tried to work but couldn't who knows... shall have to just wait and see... Also i wonder if directors of Ltd company's fall into this because you do need to do self assessments for dividend payments or a Director of a company may be entitled to the other benefits spoken about..., again i'm certain the criteria for this is going to be super strict as well.
never the less something is on the table i just hope it gets to the most in need as soon as possible and we all just need to do our best to have as little contact as possible so life can return back to normal asap!
stay safe
1. Not everyone will have earned enough to qualify for a £2500 per month payment
2. It’s initially for 3 months....not 12
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The forms for this have to be super complex i can imagine 1 million+ people wanting this grant for feeling they've lost out
1m x 2500 a month isn't that 2.5b a month so 30B pounds in a lump sum?? :o :o if they're open handed with this stuff it would ruin the uk even more
also notice how the Canceller took this opportunity to pump up his government.. we'll have to wait and see.
I'm pretty sure its going to be for the most in need (thats the way it should be)where income has ceased god knows what else is going to be in the application i'd be amazed if its straightforward they know every tom dick and harry will want £30k for not working
I also have a feeling you wont get the grant if you decided to sit at home through your own choice due to not risking exposure and more if you tried to work but couldn't who knows... shall have to just wait and see... Also i wonder if directors of Ltd company's fall into this because you do need to do self assessments for dividend payments or a Director of a company may be entitled to the other benefits spoken about..., again i'm certain the criteria for this is going to be super strict as well.
never the less something is on the table i just hope it gets to the most in need as soon as possible and we all just need to do our best to have as little contact as possible so life can return back to normal asap!
stay safe
1. Not everyone will have earned enough to qualify for a £2500 per month payment
2. It’s initially for 3 months....not 12
yeah ok good point ! still tho its going to be a massive whack of cash the Treasury's exposed to! i still sense strict rules
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
where did you read that please?
How will I prove I've made a loss due to coronavirus?
The Treasury has not set a figure on how much of a loss allows you to claim. In theory you could claim once you've lost £1.
However, tax officials will be able to check you did actually make a reasonable loss when you eventually file your 2020/21 tax return.
People are being asked to take a "responsible approach". Officials declined to say what the penalties might be if you don't.
https://www.mirror.co.uk/news/politics/coronavirus-bailout-38million-self-employed-21761600
Martin Lewis "moneysavingexpert" is worth keeping an eye on. Hes already raised this issue and is going to pursue it.
"Q. What if I get a grant then have a really good year - will I need to pay it back? A. The Treasury hasn't said there will be a 'clawback' of the grants if you end up with high overall earnings in 2020-1 - but we're double-checking and will update this story when we know more."
https://www.moneysavingexpert.com/news/2020/03/chancellor-announces-help-for-self-employed/
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Government are making it up as they go along.
DO NOT TRUST THEM.
Umm, well, they would be, wouldn't they; these events are unprecedented.
But of course you'd do a better job wouldn't you.
Honestly, would you say they are proactive or reactive? Think about it.
DO NOT TRUST THEM.
I seriously think they are being pro-active.
They've in the course of the last week thrown together an economical rescue package the likes we and pretty much no other advanced country has ever seen. Its likely to eclipse any other countries rescue package by a country mile except for that of Americas.
But of course for some it just isnt enough. Especially for those with an oversized sense of entitlement.
A bit harsh, Matt. To some it isn't enough.
And we'll have to pay it back, you know.
The bigest bsil out in history and some people are checking the nags teeth. Thats not harsh, its fact. Of course we’ll have to pay it back; who wouldn’t? Thats economics for you. We’re self-employed, and theyve given us a free for all party invite snd some people still moan. What do they want, seriously, what the feck is it some people want to be f***ing happy?
Some haven't been bailed out. It's not a free for all party invite. It's a loan. It's to prop up the economy that is going to be knackered for a while. I don't know what your last sentence means.
Go and do your shed roof (http://www.cleanitup.co.uk/smf/1585271233_grin[1].gif).
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
where did you read that please?
How will I prove I've made a loss due to coronavirus?
The Treasury has not set a figure on how much of a loss allows you to claim. In theory you could claim once you've lost £1.
However, tax officials will be able to check you did actually make a reasonable loss when you eventually file your 2020/21 tax return.
People are being asked to take a "responsible approach". Officials declined to say what the penalties might be if you don't.
https://www.mirror.co.uk/news/politics/coronavirus-bailout-38million-self-employed-21761600
Some people are taking a lot of time off and some have lost a lot of work. That's why it has been introduced. There can't be a bespoke deal for everyone.
If you don't abuse it, I think you'll be ok.
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8pm tonight- applause for the nhs out your Windows
https://www.google.co.uk/amp/s/news.sky.com/story/amp/coronavirus-public-urged-to-clap-for-our-carers-and-applaud-nhs-workers-tonight-11964074
Me and my son did it; he loves making a racket. A few of the neighbours did it; we could hear them but not see them.
It was nice.
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I want to know what 8weekly's reaction to Rishi's announcement is?
(http://www.cleanitup.co.uk/smf/1585265393_5.jpg)
You’re in a minority of one.
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He didn't bother me before but he's been a right tit over this.
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Back to work Monday for myself, I could have taken a month off total but can't sit it out until June, that's if this grant
arrives by June , new system etc i can see delays especially with the expected increase of infection..I will take the grant when it arrives and no doubt pay for it later...such is life. Best of luck to everyone , stay safe :)
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Government are making it up as they go along.
DO NOT TRUST THEM.
Umm, well, they would be, wouldn't they; these events are unprecedented.
But of course you'd do a better job wouldn't you.
Honestly, would you say they are proactive or reactive? Think about it.
DO NOT TRUST THEM.
I seriously think they are being pro-active.
They've in the course of the last week thrown together an economical rescue package the likes we and pretty much no other advanced country has ever seen. Its likely to eclipse any other countries rescue package by a country mile except for that of Americas.
But of course for some it just isnt enough. Especially for those with an oversized sense of entitlement.
A bit harsh, Matt. To some it isn't enough.
And we'll have to pay it back, you know.
The bigest bsil out in history and some people are checking the nags teeth. Thats not harsh, its fact. Of course we’ll have to pay it back; who wouldn’t? Thats economics for you. We’re self-employed, and theyve given us a free for all party invite snd some people still moan. What do they want, seriously, what the feck is it some people want to be f***ing happy?
Some haven't been bailed out. It's not a free for all party invite. It's a loan. It's to prop up the economy that is going to be knackered for a while. I don't know what your last sentence means.
Go and do your shed roof (http://www.cleanitup.co.uk/smf/1585271233_grin[1].gif).
Go and do your home schooling. Who’s the teacher you or your lad?
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Be interesting to know whether Dazmond will be accepting the offer of a free £7.5k minimum government grant, given that yesterday he’d rather be out working than ‘waiting for free handouts’.
Daz?
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I just wonder if there is going to be some form of caveat/s in the claim form along the lines of "Were you unable to work during the Covid 19 pandemic?, if so please give details below:"
Or something along those lines.
If so how are window cleaners, who don't use public transport and work outside going to be able to answer that?
Personally i won't be sitting on my arris until June to then find out im not eligible for a penny.
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Yep I’d be amazed if they were actually going to pay out to people who can still work and therefore actually be better off from the situation. Very un-Tory like.
I think there’s going to be a lot of fine print released over the next day or two.
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After the announcement on Monday and was a little unclear Tuesday so didn’t work and again on Wednesday but then we had it confirmed if you can’t do work from home then we should be working but practice safe distancing and keeping inline with the health and safety issues. I made the decision to work yesterday and again today but made contact with every customer I organised to clean and to ok it with them and said no cash, cheques, no teas or coffees or stood chatting on door step and all happy. I completely agree that morally we shouldn’t be working and the government need to put us all in the same boat and stop us but they haven’t and as we are in the unknown territory of if we can get the grant as we can go to work I’ll carry of from now on but safely and contacting each customer I clean first. I wear disposable gloves on each job and wash hands even though I’m only touching my own stuff. I found it’s easy to keep distance from customers as they understand and stay indoors anyway and no public just walking around.
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2018/19 was my first tax year and my expenses were a lot higher than this tax year as I had to lay out for tools etc, profits were just over 6500 so if I am lucky I will receive a £433 grant per month. That would be helpful but I wont count my Chickens until it hits the bank account.
I have a feeling that before June there might be some more exclusions or hoops to jump through.
For the commercial work I have lost I used to give an invoice each week to the owner (Handwritten A5 business card) so hope that is proof enough of the 30% loss of earnings.
Unless we are on total lockdown I will try to complete my 17 jobs next week, one has already sent a text asking if I am coming.
As for the grant if it is received I would rather add it to the 2020/21 tax year as earnings will definitely be hit that year.
I can see National Insurance contributions increasing for the self employed at the next Budget.
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Is this praise?
https://www.theguardian.com/politics/commentisfree/2020/mar/26/lucky-man-sunak-dishes-the-dosh-and-eyes-up-johnsons-job
In the guardian?
(http://www.cleanitup.co.uk/smf/1585293595_Screenshot_20200327-071917__01.jpg)
For a Tory chancellor?
Weird.
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@Soupy
Would you post the link in here which Tosh has mentioned a few times. I think it shows the predicted spread of the virus or something like that. TIA
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When something looks too good to be true then it normally isn’t that great
I can’t see them handing out your full average weekly profits for a £100 weekly loss they will probably just give you a grant for the £100 per week.
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@Soupy
Would you post the link in here which Tosh has mentioned a few times. I think it shows the predicted spread of the virus or something like that. TIA
I try not to read wey eh Bonzo's posts.
Sorry.
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Be interesting to know whether Dazmond will be accepting the offer of a free £7.5k minimum government grant, given that yesterday he’d rather be out working than ‘waiting for free handouts’.
Daz?
Daz’s whole life is based on handouts.
He’s just too naive to realise it.
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I just wonder if there is going to be some form of caveat/s in the claim form along the lines of "Were you unable to work during the Covid 19 pandemic?, if so please give details below:"
Or something along those lines.
If so how are window cleaners, who don't use public transport and work outside going to be able to answer that?
Personally i won't be sitting on my arris until June to then find out im not eligible for a penny.
You have to had made a loss due to coronavirus. That's what it's for. If you work through it and claim you might be penalised.
And for those that do claim it, don't forget that is taxable. 20% of £7,500 could be a sting in the tail if you're not expecting it.
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Back to work Monday for myself, I could have taken a month off total but can't sit it out until June, that's if this grant
arrives by June , new system etc i can see delays especially with the expected increase of infection..I will take the grant when it arrives and no doubt pay for it later...such is life. Best of luck to everyone , stay safe :)
Good lad.....all the best gary...
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Be interesting to know whether Dazmond will be accepting the offer of a free £7.5k minimum government grant, given that yesterday he’d rather be out working than ‘waiting for free handouts’.
Daz?
Daz’s whole life is based on handouts.
He’s just too naive to realise it.
I'll tell you what...I'll leave all the squabbling to you lot! ;D
I'll go to work instead.....mind how you go mate......👍
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Be interesting to know whether Dazmond will be accepting the offer of a free £7.5k minimum government grant, given that yesterday he’d rather be out working than ‘waiting for free handouts’.
Daz?
Daz’s whole life is based on handouts.
He’s just too naive to realise it.
I'll tell you what...I'll leave all the squabbling to you lot! ;D
I'll go to work instead.....mind how you go mate......👍
😂😂 have a good day Daz, nice weather for it.
I’m only jealous really because I’ve got no work to go to for the foreseeable. 👎
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I think Rishi needs a re-think...
A couple of points...
1: No cap for employees eligibility but Self Employed eligibility capped at £50k
2: Start ups with Trading Profits are penalised for "one-off" costs
I'm sure there are more...
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I think Rishi needs a re-think...
A couple of points...
1: No cap for employees eligibility but Self Employed eligibility capped at £50k
2: Start ups with Trading Profits are penalised for "one-off" costs
I'm sure there are more...
We have to wait until June, at least, and the employed don't.
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Employed get there money as usual some self employed will still struggle it’ll take weeks before anyone will get any money,still difficult times for some guys.
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I think Rishi needs a re-think...
A couple of points...
1: No cap for employees eligibility but Self Employed eligibility capped at £50k
2: Start ups with Trading Profits are penalised for "one-off" costs
I'm sure there are more...
We have to wait until June, at least, and the employed don't.
True but to be fair we can access short term Zero cost finance to tide us over
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Heres an excerpt from Moneyexpert.com today.(http://www.cleanitup.co.uk/smf/1585301874_20200327_091427.jpg)
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It will be interesting to see what the self employed actually get, I suspect it will be loss of earnings due to cancelled work rather than refusing to go out and work which will be covered.
Rishi's just told you what you'll get. 80% of your earnings based on an average of your previous three years of tax returns.
AND you can keep on trading at the same time.
(http://www.cleanitup.co.uk/smf/1585259047_2020-02-25 00_27_50-Facebook.jpg)
That is one heck of a generous gift for those of us who can keep trading.
For three months.
But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
I've now read that we don't have to prove that we have been affected.
Just adopt a "reasonable approach".
Whatever that is (http://www.cleanitup.co.uk/smf/1585310404_rolleyes[1].gif).
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But read the small print if you can not prove you were affected on the next 2021 return you will face a fine.
Once the peak is over and normality returns I will be canvassing like crazy to build up work that was lost over the winter before COVID-19
You're quoting what the Mirror says, they're wrong. That was NOT said in his announcement at all.
(http://www.cleanitup.co.uk/smf/1585318928_loss.png)
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The 'responsible approach' bit might be right because it's in quotation marks.
The Mirror appears to be wrong though.
So far.
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We are a 2 man team cleaning residential in dorset.like many others very confused as what to do especially as my colleague is 68. If u include the customer that answers the door that makes a gathering of 3! We qualify for gov help in June tho at the same time want to protect the round and avoid an inflated tax return as at least a fifth will be repaid! Also many of my clients are elderly and may not want the intrusion. Is it also correct that the government will contact all those eligible for self employed income allowance rather than u contacting them? Grateful for advice,keep shining!
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We are a 2 man team cleaning residential in dorset.like many others very confused as what to do especially as my colleague is 68. If u include the customer that answers the door that makes a gathering of 3! We qualify for gov help in June tho at the same time want to protect the round and avoid an inflated tax return as at least a fifth will be repaid! Also many of my clients are elderly and may not want the intrusion. Is it also correct that the government will contact all those eligible for self employed income allowance rather than u contacting them? Grateful for advice,keep shining!
The guidelines are all over the forum, Shaun. Tosh has even added red arrows for clarity.
The government will contact you and you will pay tax on the grant. You can continue working but follow the guidelines.
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Thanks!
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We are a 2 man team cleaning residential in dorset.like many others very confused as what to do especially as my colleague is 68. If u include the customer that answers the door that makes a gathering of 3! We qualify for gov help in June tho at the same time want to protect the round and avoid an inflated tax return as at least a fifth will be repaid! Also many of my clients are elderly and may not want the intrusion. Is it also correct that the government will contact all those eligible for self employed income allowance rather than u contacting them? Grateful for advice,keep shining!
The guidelines are all over the forum, Shaun. Tosh has even added red arrows for clarity.
The government will contact you and will pay tax on the grant. You can continue working but follow the guidelines.
The government will pay tax on the grant?
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We are a 2 man team cleaning residential in dorset.like many others very confused as what to do especially as my colleague is 68. If u include the customer that answers the door that makes a gathering of 3! We qualify for gov help in June tho at the same time want to protect the round and avoid an inflated tax return as at least a fifth will be repaid! Also many of my clients are elderly and may not want the intrusion. Is it also correct that the government will contact all those eligible for self employed income allowance rather than u contacting them? Grateful for advice,keep shining!
The guidelines are all over the forum, Shaun. Tosh has even added red arrows for clarity.
The government will contact you and will pay tax on the grant. You can continue working but follow the guidelines.
The government will pay tax on the grant?
I think he got that wrong. We will be paying tax on the 80% so essentially we will be getting 60% of our net pay.
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We are a 2 man team cleaning residential in dorset.like many others very confused as what to do especially as my colleague is 68. If u include the customer that answers the door that makes a gathering of 3! We qualify for gov help in June tho at the same time want to protect the round and avoid an inflated tax return as at least a fifth will be repaid! Also many of my clients are elderly and may not want the intrusion. Is it also correct that the government will contact all those eligible for self employed income allowance rather than u contacting them? Grateful for advice,keep shining!
The guidelines are all over the forum, Shaun. Tosh has even added red arrows for clarity.
The government will contact you and will pay tax on the grant. You can continue working but follow the guidelines.
The government will pay tax on the grant?
I just amended it and then I saw this.
Ta, Malc.
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We are a 2 man team cleaning residential in dorset.like many others very confused as what to do especially as my colleague is 68. If u include the customer that answers the door that makes a gathering of 3! We qualify for gov help in June tho at the same time want to protect the round and avoid an inflated tax return as at least a fifth will be repaid! Also many of my clients are elderly and may not want the intrusion. Is it also correct that the government will contact all those eligible for self employed income allowance rather than u contacting them? Grateful for advice,keep shining!
The guidelines are all over the forum, Shaun. Tosh has even added red arrows for clarity.
The government will contact you and will pay tax on the grant. You can continue working but follow the guidelines.
The government will pay tax on the grant?
I think he got that wrong. We will be paying tax on the 80% so essentially we will be getting 60% of our net pay.
I missed the 'you' before 'will pay tax'.
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I missed the 'you' before 'will pay tax'.
C’mon Griff, stop spreading “fake news”!!!
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I missed the 'you' before 'will pay tax'.
C’mon Griff, stop spreading “fake news”!!!
I wasn't, I was being incoherent.
I need to reduce my stupid (http://www.cleanitup.co.uk/smf/1585334236_grin[1].gif).