Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Steven Shoreditch on April 06, 2010, 08:30:09 pm

Title: Getting paid by bank transfer
Post by: Steven Shoreditch on April 06, 2010, 08:30:09 pm
 ;)
Title: Re: Getting paid by bank transfer
Post by: mci services on April 06, 2010, 08:33:54 pm
for commercial invoice number

for domestic first line of the address
Title: Re: Getting paid by bank transfer
Post by: davids3511 on April 06, 2010, 08:35:18 pm
A good number of mine pay this way. I ask them to use the first line of their address as the reference. 90% of the time this comes through to your statement but doesn't always.

Every transaction has some details even if it is just a number. Once you figure out the customers where the reference number comes through instead of an address, it will be an easy job next month to refer back and see who it is.
Title: Re: Getting paid by bank transfer
Post by: LWC on April 06, 2010, 08:35:46 pm
When they are entering you account details there is a space for "reference" make sure they put their address in and it shows up on your statement as "MR JonesRef :- 1 Coney Drive"  ;)
Title: Re: Getting paid by bank transfer
Post by: Steven Shoreditch on April 06, 2010, 08:50:20 pm
 ;)
Title: Re: Getting paid by bank transfer
Post by: LWC on April 06, 2010, 08:52:55 pm
Just say alot of your customers are paying this way and would you be interested. Mention the benefits ie saves time quick and convinient, saves you calling round and disturbing them, no bank charges bla bla
Title: Re: Getting paid by bank transfer
Post by: Ian Mason on April 06, 2010, 08:55:34 pm
oh, ok, I was wondering how to draft a letter to them to say all this,  As long as some identifier comes out on my bank statement I'd be happy with the arrangement.

Hi,

I would also like to know how best draft a letter, & also exactly what info I need to supply custy`s with, but I hope you don`t mind me jumping in here & asking a question aswell, but do any of you know if you get charged for doing this by your banks, or know if any custys have been charged for doing this? :)
Title: Re: Getting paid by bank transfer
Post by: Gav Camm lammy 283 on April 06, 2010, 09:00:52 pm
jus put on invoice etc yr bank details job done
esp mention to custys who
normally pay by cheque  ;D
Title: Re: Getting paid by bank transfer
Post by: Steven Shoreditch on April 06, 2010, 09:07:24 pm
 ;)
Title: Re: Getting paid by bank transfer
Post by: Craig 72 on April 06, 2010, 09:14:42 pm
I've recently started getting some of my customers to do transfers and it's very convenient all round.The only trouble I find is that quite a few don't pay up immediately.I don't think it's for any more reason than it slipping their mind as I give them a 'nudge' via text or e-mail and they pay up straight away.Can be annoying though.
Title: Re: Getting paid by bank transfer
Post by: Steven Shoreditch on April 06, 2010, 09:31:49 pm
 ;)
Title: Re: Getting paid by bank transfer
Post by: Gav Camm lammy 283 on April 06, 2010, 09:55:48 pm
y r you making it so complicated
most people bank on line simple just like aving another direct debit
also no annoying knock at the door 4 money
 iv even got custys on standing orders
SIMPLES !!!!
Title: Re: Getting paid by bank transfer
Post by: Steven Shoreditch on April 07, 2010, 07:50:36 am
 ;)
Title: Re: Getting paid by bank transfer
Post by: Window Washers on April 07, 2010, 08:07:31 am
I wouldn't have any on standing orders as you HAVE to visit them 13 times a year whatever the weather, whatever your holidays are, and even if you have a broken leg.

Alot of my customers are old blighters with no computer anyway, so this isn't going to work for everyone.  I'm not making it complicated, I just want to get it right first time with the instructions laid out in a letter so that I only have to explain it once.
13 cleans get done every year on customers houses or you could just charge 12 cleans and sell it as a bonus for 13 cleans if you get round, I have loads on standing order, ti works well, you dont have to handle the money so cuts down on time, you dont need a computer to get people on standing orders
Title: Re: Getting paid by bank transfer
Post by: ivesonswc on April 07, 2010, 09:04:32 am
 i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect

Title: Re: Getting paid by bank transfer
Post by: Window Washers on April 07, 2010, 11:54:36 am
i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect


do you write out cheques, and do you get cheques off customers ?
Title: Re: Getting paid by bank transfer
Post by: Ian Mason on April 07, 2010, 12:30:04 pm
i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect



Having looked into this, I would keep it to a "need to know basis", such as customers only, & not anyone that visits you`re website!

Title: Re: Getting paid by bank transfer
Post by: ivesonswc on April 07, 2010, 01:53:52 pm
never use cheques from my own account normally give a family member the cash and they write me a cheque,  just had a thought don't capital one send payment slips with bank betails on for you to pay your bill ???
Title: Re: Getting paid by bank transfer
Post by: formb on April 07, 2010, 01:58:38 pm
i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect



Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!

I read this and thought, what a load of old twaddle, but, and I quote

"Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!"
Title: Re: Getting paid by bank transfer
Post by: Ian Mason on April 07, 2010, 02:17:48 pm
i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect



Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!

I read this and thought, what a load of old twaddle, but, and I quote

"Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!"

Ooops, I missed out the word "know" in the phrase "need to know basis". ::)

But basically, I have read that it is ok to give your bank account name, account number, & sort code to customers that you are in physical contact with, but it would be risky having a web page advertising these details for the world to see.

I hope this clears the twaddle up. :)
Title: Re: Getting paid by bank transfer
Post by: formb on April 07, 2010, 02:45:29 pm
i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect



Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!

I read this and thought, what a load of old twaddle, but, and I quote

"Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!"

Ooops, I missed out the word "know" in the phrase "need to know basis". ::)

But basically, I have read that it is ok to give your bank account name, account number, & sort code to customers that you are in physical contact with, but it would be risky having a web page advertising these details for the world to see.

I hope this clears the twaddle up. :)

No, no, you miss understood.

I did think it was twaddle, but having looked into it you are quite right.

Don't just dish out you Account and sort code willie and indeed nilly.
Title: Re: Getting paid by bank transfer
Post by: Ian Mason on April 07, 2010, 03:25:59 pm
i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect



Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!

I read this and thought, what a load of old twaddle, but, and I quote

"Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!"

Ooops, I missed out the word "know" in the phrase "need to know basis". ::)

But basically, I have read that it is ok to give your bank account name, account number, & sort code to customers that you are in physical contact with, but it would be risky having a web page advertising these details for the world to see.

I hope this clears the twaddle up. :)

No, no, you miss understood.

I did think it was twaddle, but having looked into it you are quite right.

Don't just dish out you Account and sort code willie and indeed nilly.

Hi Form B,

Sorry about that :)

I am getting terrible on here at mis-reading things, & mis-writing, lol. ;D
Title: Re: Getting paid by bank transfer
Post by: formb on April 07, 2010, 03:55:47 pm
i have been thinking about using bacs aswell but i am a bit worried about putting my bank detail on my web site or even giving it to customers due to fraud and id copying ect



Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!

I read this and thought, what a load of old twaddle, but, and I quote

"Having looked into this, I would keep it to a "need to basis", such as customers only, & not anyone that visits you`re website!"

Ooops, I missed out the word "know" in the phrase "need to know basis". ::)

But basically, I have read that it is ok to give your bank account name, account number, & sort code to customers that you are in physical contact with, but it would be risky having a web page advertising these details for the world to see.

I hope this clears the twaddle up. :)

No, no, you miss understood.

I did think it was twaddle, but having looked into it you are quite right.

Don't just dish out you Account and sort code willie and indeed nilly.

Hi Form B,

Sorry about that :)

I am getting terrible on here at mis-reading things, & mis-writing, lol. ;D

I was under the belief that there was not much you could do with the information needed for a BACS payment except pay money into the account.

Telephoned Alliance & Leicester, after reading your post as I was about to put my bank details on my website and wanted to make sure.

Apparently there is not much that any one can do with your details but, if they know for example your date of birth, your mothers maiden name or your home address and they have your account details they MAY be able to gain access to your account.

Scary.
Title: Re: Getting paid by bank transfer
Post by: Ian Mason on April 07, 2010, 04:08:32 pm
I forget who it was the other day that said they were not bothered about their personal details being on this forum, but then another member did a bit of research & posted where he lived & who he married. :o

The original poster soon asked for posts about this to be deleted.

The thing is, it is sooo easy finding the information that you mention by using sites like ancestry.co.uk & 192.com.

I guess the best way is to actually set a proper secure payment system.
Title: Re: Getting paid by bank transfer
Post by: formb on April 07, 2010, 04:20:28 pm
I forget who it was the other day that said they were not bothered about their personal details being on this forum, but then another member did a bit of research & posted where he lived & who he married. :o

The original poster soon asked for posts about this to be deleted.

The thing is, it is sooo easy finding the information that you mention by using sites like ancestry.co.uk & 192.com.

I guess the best way is to actually set a proper secure payment system.

My wife's personal bank went £1000 light just after Christmas.

Apparently someone went on a spending spree in Littlewoods with a cloned card.

We got the money back pretty quick from her bank.

They then told us she had to pay extra to prevent this happening again.

I told them if they were incapable of looking after our money we would take our custom elsewhere.
Title: Re: Getting paid by bank transfer
Post by: ivesonswc on April 07, 2010, 04:40:40 pm
hi

the problem i have with bacs is this even if you just give the details to you customers your customers could be doggy you don't know and with the internet the way it is you can find out personal info like D.O.B, maiden name ect no problem.   and at the end of the day will the bank pay out for missing money considering that you was giving your bank detail out to customer i dont think they will
Title: Re: Getting paid by bank transfer
Post by: windowswashed on April 07, 2010, 08:31:40 pm
For security reasons never give your real date of birth on the internet on any website. Too easy to use for cloning cards and accounts. I never have and never will, not even over the telephone to absolutely anyone.
Title: Re: Getting paid by bank transfer
Post by: dazmond on April 07, 2010, 08:44:38 pm
im sticking to cash and cheques for now.quite a lot of my custys pay when i clean,some S.A.E(esp if its conny roof/fascia/soffit clean)then i go collecting once a week for 2 hours.

i suppose i will have to start the internet banking thing one day but i dont trust it at the moment and a lot of my custys would rather pay cash then set up paypal/standing orders etc.


regards

dazmond
Title: Re: Getting paid by bank transfer
Post by: Steven Shoreditch on April 07, 2010, 09:24:20 pm
 ;)
Title: Re: Getting paid by bank transfer
Post by: lee_dewing on April 07, 2010, 09:43:48 pm
i have thought about giving custies my bank details, but uncomfortable with this.

the only way with this is to get website and include paypal, paypal acts as go-between each party doesn't see the others privates :D (details)

only thing is paypal take commision off every payment, but in time you could include this cost into the price of the clean i.e put em up 50p a £1.

i remember a post by hemski about mr site £20 for software to make your own website and i think he said it was easy enough to include paypal.

I think this is one of the real benefits of a website, i hate waiting for cheques to arrive and then clear ::)

I know people will still forget, but as said a text or email to encourage em.
Plus it's alot more convieneant.

otherwise; they've got to write the cheque, put it in your sae, then put into post box :o
what a nightmare :D
Title: Re: Getting paid by bank transfer
Post by: dazmond on April 07, 2010, 11:02:03 pm
i dont mind cheques as i only use them on out of the way accounts and fascia/soffit/conny roof cleans.im always owed a few hundred quid at any one time.ill get it in the end.over £500 at the mo due to the easter hols though 2 hours collecting monday night should bring it down a bit!! ::) ;) ;D ;D

dazmond
Title: Re: Getting paid by bank transfer
Post by: mci services on April 07, 2010, 11:10:59 pm
I forget who it was the other day that said they were not bothered about their personal details being on this forum, but then another member did a bit of research & posted where he lived & who he married. :o

The original poster soon asked for posts about this to be deleted.

The thing is, it is sooo easy finding the information that you mention by using sites like ancestry.co.uk & 192.com.

I guess the best way is to actually set a proper secure payment system.

that was me and it did make me think, i was more worried about my mrs finding her name on a w/c forum than about my security

but anyway i take paypal payments and  for a few customers bacs/internet banking. and its on all my commercial invoices