Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Sir Squeaky on April 05, 2010, 07:51:56 pm
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I need to get out of Natwest sharpish, they've caused me nothing but trouble over the years and I'm sick of their bad advice and sneaky charges.
I'm also tired of their tiny branch with long queues which cost me time and money. >:(
What does everyone suggest as a good move for a small business?
Lloyds would be handy, as there's a big posh branch in my town...any good?
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im with the Halifax ;D ;D
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Santendar, joined them when was with abbey.
Never had to pay a penny in charges yet
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HSBC do free business banking for 18months. They are good! I have had no problems with them. But When my 18months is up i will be changing due to the charges.
Aliance and leister do free business banking all through the post office.
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Co-Op free banking through the Post Office, brilliant service if you need to call up.
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Alliance & Leicester are free as long as you deposit £1000 in a month and no more than £3000 in cash.
Their online banking is OK. RBS online is better though, but they charge for depositing chqs which is a bit of a nightmare.
I bank with both at present.
As with everything it pays to shop around
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Half of them mentioned seem to be building societys... ???
I want a bank that I have a branch of.
Lloyds
Barclays
HSBC (bit of a piddly branch though)
What about these? I know Richy already mentioned HSBC.
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toss a coin between Barclays and Lloyds then ;D
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i am with barclays and had no probs, pretty quick at sorting out problems, but i live out in the country and out bank is only open 4 hours a day 3 days a week, lol
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sounds stupid but one of the reason i went with barclsy is i can park out side and dont have to go to town and pay for parking and walk to the bank
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sounds stupid but one of the reason i went with barclsy is i can park out side and dont have to go to town and pay for parking and walk to the bank
sounds good ,there were 3 post offices around here and 1 had to close,they closed the only one you could park outside of, madness
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sounds stupid but one of the reason i went with barclsy is i can park out side and dont have to go to town and pay for parking and walk to the bank
That's the reason I was hoping someone would say Barclays or Lloyds.
They've both got big accessable branches with advisers on hand too. Shatwest just tell you to ring a call centre!
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Barclays have been fantastic for me
I get free bacs, which is second to none,
My average quarterly fee is about £140, worth every penny,
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HSBC been spot on still got free banking till sept me happy.
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Barclays have been fantastic for me
I get free bacs, which is second to none,
My average quarterly fee is about £140, worth every penny,
Ouch! Natwest charge me a flat rate £25 per month
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Barclays have been fantastic for me
I get free bacs, which is second to none,
My average quarterly fee is about £140, worth every penny,
Oh, and whats bacs? Or do you mean bags?
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bacs payments
ie credit transfer
we bank about 300 cheques a month.
the old saying holds true, you get what you pay for
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bacs payments
ie credit transfer
we bank about 300 cheques a month.
the old saying holds true, you get what you pay for
Well yeah, but I get about a tenth that amount of cheques, and I don't want higher charges!
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you can use those compare . com sites. I guess the bank u use depands on what your banking needs are to best suit u
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Rog
It will cost you a tenth of the price then
about 35p a checque, £20 account fee, 75p for writing a cheque
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I'm with RBS, no charges, pay in as many cheques as I like- usually about 70 per month. No fees, no restrictions. Happy days. ;D
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Rog
It will cost you a tenth of the price then
about 35p a checque, £20 account fee, 75p for writing a cheque
Ah right, I thought you meant £140 a quarter was a set rate!
Hmm...think I'm paying 14p a cheque though. At 35p it would come to more than the flat rate £25 p/m I'm paying now. (after you include charges for other payments)
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weve just signed up t a 2 year free no charge business avcount with natwest it seems pretty reasonable :)
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I'm with RBS, no charges, pay in as many cheques as I like- usually about 70 per month. No fees, no restrictions. Happy days. ;D
same here, i got rid of them last year for my personal stuff but i think they have done enough with my business account to get my personel banking back as well
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weve just signed up t a 2 year free no charge business avcount with natwest it seems pretty reasonable :)
It's not so much the charges as the bad advice and useless staff that's forcing me out.
Don't get overdrawn as they'll just throw more and more money at you, while charging you massive amounts for it, and you end up back where you started and thousands worse off.
They don't know what they're doing. Or rather they do...if you know what I mean...
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Dave 30p x 300 is around £90.00 a month in charges not £120 a quarter ;)
i bank with barclays and pay around £400 a quarter in charges. I will be moving banks when i can
Banks are all the same only looking after themselves. i just want the cheapest one
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my mistake it should read 300 cheques per quarter
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I have used Abbey free business banking for 5 years now without any problems other than the local branch locking the door to the automated banking machine after 5pm
Only charges I have ever got were down to my own stupidity of not making sure there was enough in the account to cover the DD's
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Dave 30p x 300 is around £90.00 a month in charges not £120 a quarter ;)
i bank with barclays and pay around £400 a quarter in charges. I will be moving banks when i can
Banks are all the same only looking after themselves. i just want the cheapest one
Alliance and Leicester are FREE I moved my BACS customers there last year to see how it panned out.
So far I have actually MADE £2 from interest payments
;D
The only way I can see that they will charge you is if you deposit less than £1000 in 1 month or if you deposit more than £3000 in cash (not likely).
The only other limitation is if you deposit more than £1M in a year...
....at which point I'm sure you will no longer be worrying about banks.
;D