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UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: VOGUE CARPET CARE on March 02, 2010, 06:01:45 pm

Title: Public liability insurance for carpet and uphostery cleaning etc
Post by: VOGUE CARPET CARE on March 02, 2010, 06:01:45 pm

Could someone please advise me the best company for public liability and workmanship insurance that specializes in carpet/upholstery cleaning, stripping and polishing of wooden flooring etc.Thank you.
                             Vince (Vogue Carpet Care)

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Terry_Burrows on March 02, 2010, 07:23:08 pm

 ;D vince baby ;D HSBC are quite good price wise call them 01202 455545
they cover me for wc carpet cleaning all risks with the carpet £188 per year
I am also looking hard at the Powerflight 1035 model they will be at the show
so I am waiting ,they say they will do me a good deal at the show :o

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Peter Dawson on March 02, 2010, 08:15:12 pm

I have used McGreggor Lloyd who are very good on cover but changed to HSBC this year purelly on cost.

Peter
Beta Clean
Sunderland

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Griffus on March 02, 2010, 09:35:25 pm

Quote from: Terry_Burrows on March 02, 2010, 07:23:08 pm

;D vince baby ;D HSBC are quite good price wise call them 01202 455545
they cover me for wc carpet cleaning all risks with the carpet £188 per year
I am also looking hard at the Powerflight 1035 model they will be at the show
so I am waiting ,they say they will do me a good deal at the show :o

HSBC have unfortunately pulled out of all insurance services. I know as this cost us a small fortune recently via increased premiums on our motor policy's.

Allied are pretty good for liability insurance.

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Jon Oldham on March 02, 2010, 10:34:54 pm

My HSBC insurance renewal came today and is now underwritten by AXA. £101 inc tax. This is for public liability and products up to 2 million. Going to ask about stone cleaning which will probably bump it up a bit.

Jon

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Griffus on March 02, 2010, 10:37:56 pm

AXA would not honour our Motor Insurance as one of our vans is a crewvan (six seats).

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Gordonnis on March 03, 2010, 09:28:51 am

try allied for public liability and products liability (£1,000,000 ) each for about £160

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Eddie Conroy on March 03, 2010, 09:55:20 am

I have just renewed my insurance for £117 through Simply business ( a Glenham insurance policy) for £2,000,000 public liability and £2,000,000 Treatment liability. On the treatment liability there is a £500 excess. I did not take the legal cover.
there is also cover for up to £3,000  for tools on van . Treatment liability is subject to using proprietary products. If I need to use non proprietary products. I get the customer to sign a disclaimer

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Gary Webber on March 04, 2010, 07:29:42 am

Hi Guys,

Did you know if you use a second worker albeit part time you need cover for two persons! I know someone who was caught out on this so do check you cover

Regards

Gary

Title: Re: Public liability insurance for carpet and uphostery cleaning etc
Post by: Griffus on March 04, 2010, 10:42:34 pm

Quote from: Gary Webber on March 04, 2010, 07:29:42 am

Hi Guys,

Did you know if you use a second worker albeit part time you need cover for two persons! I know someone who was caught out on this so do check you cover

Regards

Gary

Employer's Liability