Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Klean07 on January 20, 2010, 12:48:46 pm

Title: Public Liability
Post by: Klean07 on January 20, 2010, 12:48:46 pm
I've just had a few quotes for Public Liability but for some reason they don't cover window or glass breakage. If they do then the price trebles. Whats the point of having public liability if they wont cover breakage of glass?
Anyway I did get a good price £95 for £2m pl but with £200 excess. Ok if its a conservortary or shop etc but not if its your normal domestic window pane.
Have you got broken glass cover in your premium? If so whats your access?
Title: Re: Public Liability
Post by: Nathanael Jones on January 20, 2010, 02:36:04 pm
My policy covers breakages but there's a €750 excess. The real reason for the insurance is for if you damage someone's head from your pole of ladder falling on it,.. that could cost HUGE money in compensation.
Title: Re: Public Liability
Post by: matt on January 20, 2010, 02:43:49 pm
a pane of glass on a domestic house is going to cost you 100 quid

i have it incase my pole blows over and lands on the new bentley on the drive
Title: Re: Public Liability
Post by: Klean07 on January 20, 2010, 03:56:52 pm
Good point.
Title: Re: Public Liability
Post by: rg1 on January 20, 2010, 04:04:25 pm
Quote from: matt on January 20, 2010, 02:43:49 pm
a pane of glass on a domestic house is going to cost you 100 quid

i have it incase my pole blows over and lands on the new bentley on the drive

Is that the one parked on your drive or custy ;)
Title: Re: Public Liability
Post by: matt on January 20, 2010, 04:11:44 pm
Quote from: rg1 on January 20, 2010, 04:04:25 pm
Quote from: matt on January 20, 2010, 02:43:49 pm
a pane of glass on a domestic house is going to cost you 100 quid

i have it incase my pole blows over and lands on the new bentley on the drive

Is that the one parked on your drive or custy ;)

Shhhhhhh you dont know who is watching, i paid cash for it  ;)
Title: Re: Public Liability
Post by: Mike #1 on January 20, 2010, 04:15:59 pm
www.alexanderswan.com  they cover damage caused by the cleaning process phoned them 2 mins a go some one is going to call be back and discuss my needs
Title: Re: Public Liability
Post by: JRDEasiReach on January 20, 2010, 04:16:17 pm
I got mine for the same reasons as matt, the pain of glass i couldnt give a toss about, its the pole falling or the customer tripping over my hose that i worry about!!
Title: Re: Public Liability
Post by: Klean07 on January 21, 2010, 04:37:54 pm
Totally agree with you there mate. Though if cleaning a shop front or coloured leaded lights etc then it wud come into its own then.
Title: Re: Public Liability
Post by: cleewindows on January 21, 2010, 06:46:54 pm
Quote from: prowindow on January 20, 2010, 04:15:59 pm
www.alexanderswan.com  they cover damage caused by the cleaning process phoned them 2 mins a go some one is going to call be back and discuss my needs

how did you get on?
Title: Re: Public Liability
Post by: Mike #1 on January 21, 2010, 07:13:04 pm
missed call had to go out will call them tomorrow will keep you posted
Title: Re: Public Liability
Post by: Rcs on January 21, 2010, 07:24:22 pm
who works without any insurance
just wondering what percentage of you have or have not
and has anyone needed it to cover a big bucks payout or are we paying just in case