Clean It Up

UK General Cleaning Forum => General Cleaning Forum => Topic started by: In_Safe_Hands on June 16, 2005, 01:12:46 pm

Title: Insurance Exclusions
Post by: In_Safe_Hands on June 16, 2005, 01:12:46 pm

Hi all,

I am in the process of getting some quotes for public liability insurance and I'm finding it quite common that the following is excluded:

"damage to windows or articles of glass, china, porcelain, earthenware, stone or other articles of a brittle nature."

I understand that with the excess you would have to pay with a claim, it's not worth insurance cover for, say, a drinking glass.  However, if a ming vase (to use an extreme example) was to get broken it would be a different story.  I was just wondering if anyone else has these exclusions?  Seems a bit bizarre to me.

Any thoughts would be most appreciated...
Thanks
Kerry 

Title: Re: Insurance Exclusions
Post by: Jan K on June 21, 2005, 08:10:33 pm

i always tell Clients that if there is anything of extreme value to ensure they let us know and we won't touch it. Of course if a ming vase for examply was to get broekn they could claim on their own insruance!! :o

Title: Re: Insurance Exclusions
Post by: In_Safe_Hands on June 22, 2005, 03:58:09 pm

That's what I've been doing/saying up until now.  Nice to know it's not just my insurance - thanks very much for the reply.  Much appreciated.

Title: Re: Insurance Exclusions
Post by: Jan K on June 22, 2005, 06:44:16 pm

no probs, i think it's pretty much standard in insurance for domestic cleaning ;D