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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: gerard mcmanus on October 06, 2009, 10:29:57 am

Title: insurance for employees in Scotland?
Post by: gerard mcmanus on October 06, 2009, 10:29:57 am

I am trying to arrange cover for an employee I am starting in January, and am having a hell of a time.

Someone quoted me for a group policy for public, product, and employers liability, which included cover for employees.

However my current insurer wont do it, so I am going to have to change insurer and have only just renewed my current policy  :'(

Does anyone have a group policy like this and how have you got on getting a licence  for employees with it, or did you get a separate policy for them in there name?

Title: Re: insurance for employees in Scotland?
Post by: HIGH LEVEL WINDOW CLEANERS (scrimmy) on October 06, 2009, 11:00:46 am

mine was 300 quid per year for 2 million public liability and 10 million employer liability from simply business 8)

some councils dont ask for insurance when you apply for the license....like glasgow.

Title: Re: insurance for employees in Scotland?
Post by: gerard mcmanus on October 06, 2009, 11:06:48 am

I've been on there website and got qouts, I am going to give them a call soon. Simply business is the broker, but do you know who the insurer was for you, e.g. grupama.

Title: Re: insurance for employees in Scotland?
Post by: HIGH LEVEL WINDOW CLEANERS (scrimmy) on October 06, 2009, 11:16:45 am

wait amo, i will have a look its on my website www.gacontracts.co.uk

Title: Re: insurance for employees in Scotland?
Post by: HIGH LEVEL WINDOW CLEANERS (scrimmy) on October 06, 2009, 11:18:35 am

glenham

Title: Re: insurance for employees in Scotland?
Post by: gerard mcmanus on October 06, 2009, 11:30:12 am

I got a new quote there and they are wanting 330, but AXA are 210, so I will give them a call as well, thank for your help.

Title: Re: insurance for employees in Scotland?
Post by: HIGH LEVEL WINDOW CLEANERS (scrimmy) on October 06, 2009, 11:44:09 am

my excess is zero though so be carefull if you are getting a cheaper quote it may be coz you need topay a high excess ;)

plus i pay mine direct debit over 10 months, helps with the cash flow ;)

Title: Re: insurance for employees in Scotland?
Post by: stevekennedy on October 07, 2009, 09:58:52 pm

Have you tried Alexander Swan in Swindon?

I can also recommend Abbotts in Livingston.

Title: Re: insurance for employees in Scotland?
Post by: EZclean on October 07, 2009, 10:37:51 pm

A-Plan (google) are excellent