Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: lee_dewing on August 28, 2009, 03:08:46 pm

Title: Leaseing a van
Post by: lee_dewing on August 28, 2009, 03:08:46 pm
I am a sole trader NOT vat registered.

I spoke to a salesman from citroen and he said that there was nothing i could put down as expenses to the taxman :-/

I thought that was the whole reason of leaseing; a reliable van under warranty, and what it costs you is offet against your incomings?

Help please as i'm looking tomorrow, can't get my van back from menders til tuesday :'(
Title: Re: Leaseing a van
Post by: EZclean on August 28, 2009, 04:32:26 pm
load of rubbish.
you cant claim the vat back if your not vat regd.
but anything that you hire for your business is 100% tax deductable. if used solely for business purposes.
if you run around in it socially, then 80-90% deductable or more.
Title: Re: Leaseing a van
Post by: Mike #1 on August 28, 2009, 04:53:41 pm
see an accountant there is some kind of tax deal at the moment on purchase a van upto £6,000
Title: Re: Leaseing a van
Post by: AuRavelling79 on August 28, 2009, 05:02:46 pm
I am self-employed and not registered for vat.

I got my doblo van on Oct 06 from vansdirect and it is on a four year lease of £175 per month inc vat and which monthly payments are chargeable to tax (20% at my rate). At the end is a balloon rental which "goes" against the value of the van if I sell it or trade it in.

Citroen salesman - ask advice for his vehicles.
Tax vis a vis leasing - ask taxman!
Title: Re: Leaseing a van
Post by: psbruce on August 28, 2009, 06:27:11 pm
Beware of the type of lease. There are a few. Contract hire gives you a fixed mileage per annum  - if you go over it then you pay a penalty fee per mile at the end of the contract. Also if the van goes back after the hire term in a leess than average condition you have to pay to put it back to average condition. This can cost £100's.

I always get vans on a Finance Lease. I pay a fixed ammount per month and at the end of 3 years sell the van myself. I have an agreed payment to make to the finance company and usually clear enough profit in the sale to pay a deposit on the next one. This was advised by my accountant as I can claim more allowances against tax than contract lease which is just a business cost paid for by your business. Best to talk to your accountant.
Title: Re: Leaseing a van
Post by: sparklebright on August 28, 2009, 06:38:10 pm
I bolt my tank down in my van. There must be a way you can do this in a lease vehicle...
How do you do this in a van you can't drill holes in....
Title: Re: Leaseing a van
Post by: dave.e on August 28, 2009, 06:53:49 pm
I bolt my tank down in my van. There must be a way you can do this in a lease vehicle...
How do you do this in a van you can't drill holes in....


hoo says you can not drill holes in a lease van. i had a contract lease Peugeot partner 2.0 hdi and they said yes you can drill holes so long as when you return the vehicle the holes are plugged up. Dave
Title: Re: Leaseing a van
Post by: matt on August 28, 2009, 06:55:49 pm
I bolt my tank down in my van. There must be a way you can do this in a lease vehicle...
How do you do this in a van you can't drill holes in....

just return van with rubber bungs in holes, good enough for most
Title: Re: Leaseing a van
Post by: easycleaner on August 28, 2009, 07:08:51 pm
Check the type of deal thats on offer. Go to different dealers. Maybe go for a lease purchase, at the end of the deal you pay about £50 sometimes and the van is yours. Dont worry about drilling holes the van will be a 'book right off' the garage get their money straight away and the finance company only want you pay the agreement up. Shop around you may be surprised.
Mart
Title: Re: Leaseing a van
Post by: matt on August 28, 2009, 07:10:07 pm
Check the type of deal thats on offer. Go to different dealers. Maybe go for a lease purchase, at the end of the deal you pay about £50 sometimes and the van is yours. Dont worry about drilling holes the van will be a 'book right off' the garage get their money straight away and the finance company only want you pay the agreement up. Shop around you may be surprised.
Mart

i have looked at lease purchase and cannot find anything with a payment under 4 K

Title: Re: Leaseing a van
Post by: Platinum NW on August 28, 2009, 07:29:03 pm
does anyone know of an age restriction or minimum age limit for contract hire
Title: Re: Leaseing a van
Post by: sparklebright on August 28, 2009, 07:41:35 pm
Oh good. Back in the dark days of employment, when we returned company cars, the lease co nail the company I worked at for every little scratch and ding.
Might be worth looking at in that case...
Title: Re: Leaseing a van
Post by: Darren O on August 28, 2009, 09:06:06 pm
Ive got just over a year left on my 4 year lease for my Nissan Primaster ive got a balloon payment i think it will be about £5000+ if i want to keep the van when the lease is finished i take it i just pay the leasing company the £5000+ balloon payment and the van is mine.
Title: Re: Leaseing a van
Post by: tony talbot on August 28, 2009, 09:17:59 pm
any van you lease take pictures of any digs and dinks it may have, so they can't do you when you return it
Title: Re: Leaseing a van
Post by: macmac on August 28, 2009, 10:18:34 pm
If you want to buy vauxhall are doing 4 years 0% with 20% deposit at mo'.
Title: Re: Leaseing a van
Post by: s.hughes on August 28, 2009, 10:35:38 pm
Ive got just over a year left on my 4 year lease for my Nissan Primaster ive got a balloon payment i think it will be about £5000+ if i want to keep the van when the lease is finished i take it i just pay the leasing company the £5000+ balloon payment and the van is mine.
Thats all I would pay for a van false stop