Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: gordons on May 14, 2005, 09:02:01 am

Title: Insurance
Post by: gordons on May 14, 2005, 09:02:01 am: I'm looking for an insurance company that offers policys to window cleaners but can't seem to find any. Could you please give me your insurance company name and contact number of website. Can you also tell me how much you pay and what for 8)
Title: Re: Insurance
Post by: s.hughes on May 14, 2005, 09:44:08 am: I asked this question a few days ago and never got any replies. I need to renew my insurance and would be interested in the most reasonable quote.

Steveyboy
Title: Re: Insurance
Post by: Paul Coleman on May 14, 2005, 10:44:03 am: Quote from: How Much????? on May 14, 2005, 09:44:08 am
I asked this question a few days ago and never got any replies. I need to renew my insurance and would be interested in the most reasonable quote.

Steveyboy

Mine costs £110.76 a year (as of last October when my accounting year starts). It's from a company called M.M.A. It is for £2,000,000 with a £100 excess. I obtain my insurance throiugh a company called Ryan Insurance Services (a broker). Ryan are based in either Colchester or Ipswisch depending whether you take the info from the header or the footer of their paperwork :-) . As the premium was over £100, I was allowed to divide it into two instalments (one month apart) at no extra charge.
Ryan's phone number is 0870 7549520 . They seem OK though I've never had to make a claim. I guess the real test would come if I needed to claim. My premium is based on me being a sole trader BTW and is for public liability only. I'm not saying they are the best or cheapest - they're just the ones I currently use.
Title: Re: Insurance
Post by: telboy on May 14, 2005, 05:45:18 pm: MY INSURANCE IS AS FOLLOWS

EMPLOYERS LIABILITY INDEMNITY OF £10.000.000
FOR ONE EMPLOYEE

PUBLIC LIABILITY
LIMIT OF £2,000,000 ON ANY ONE INCIDENT

THIS COSTS ME £2,362.00 A YEAR

THIS IS FOR GROUND LEVEL WINDOW CLEANING
REACH AND WASH NO LADDER WORK ???

TELBOY ;)

ANGEL C/S
Title: Re: Insurance
Post by: Mobile Foam on May 15, 2005, 03:08:24 am: my public liability here in ireland for w/c is 3000 sterling
Title: Re: Insurance
Post by: eco freindly. peoples champion ron .sherlock on May 15, 2005, 03:14:01 am: you are having crack
Title: Re: Insurance
Post by: eco freindly. peoples champion ron .sherlock on May 15, 2005, 03:17:46 am: is that southern ireland
Title: Re: Insurance
Post by: s.hughes on May 15, 2005, 10:43:23 am: I must have the best deal of all then. For 1 million I pay £77.70 a year with an internet insurance.
The company is insurance services.co.uk.

Steveyboy
Title: Re: Insurance
Post by: Ian_Giles on May 15, 2005, 10:49:06 am: Stick in a google search, just type in; Public liability insurance "uk"

Then take your pick ;)

And good god, £3000 for public liability :o :o :o

Don't you mean employers liability, or is there some reason that means it is that high?

For 2 million pounds worth of cover, public liability that is, on UK mainland you should be paying somewhere between £80.00 and £150.00.

It really isn't that expensive.

Employers liability is a different story altogether of course :'(

Regards,

Ian
Title: Re: Insurance
Post by: Mobile Foam on May 15, 2005, 09:47:12 pm: Quote from: sherlock89 on May 15, 2005, 03:17:46 am
is that southern ireland

Yes here in the "sunny south east". Everything is very dear here. I Pay 80 euro a week totaling 4100 a year.
Lately they are not interested in window cleaners at all.
I think it dosen't matter what it is you do here, for some reason or another it will end up being high risk.
Same with insurance on my van another 1100 euro. I am apparently high risk there as well because I was a professional driver with an accident free record for 18 years before I took up cleaning.
Title: Re: Insurance
Post by: jsm on May 16, 2005, 01:39:27 pm: £74.97 with GDK in canvey island for £1,000,000 public liability . as a sole trader , they guy who works with me was quoted £100plus from them so i may have a few years no claims discount with this .
the under writer is a company called Fortis , Ive had two claims in 8 years and they paid out fine .

tel: 01268 511115 ask for James Colman
Title: Re: Insurance
Post by: Mobile Foam on May 16, 2005, 08:46:13 pm: Does anyone know of an insurance company whose policies extend to Ireland.
Wishful thinking I'd say.
Title: Re: Insurance
Post by: billozz on May 17, 2005, 07:55:14 pm: hey guys,
can someone please advise me with regard to insurance do we need employers liability, we have one guy who works part time for us. also is there any way to get insurance that will cover us for loss of earnings if we have an accident.
thanks
Bill Osborne
Title: Re: Insurance
Post by: Duke on May 18, 2005, 05:28:38 am: Wiltshire Friendly Society do one...I have it, and they apparently deal with lot's of window cleaners. How much you potentially get back during sickness depends on how much you pay in. The agent asked me if I was a Jehova's Witness as well (which I'm not).......apparently , lot's of WC's are !
I'm sure there are loads of others too, years ago I had one from Nat West called 'enterprise protector'....that was a good'un, but they don't do it anymore.