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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: [GQC] Tim on January 24, 2009, 10:14:23 pm

Title: Van insurance wfp
Post by: [GQC] Tim on January 24, 2009, 10:14:23 pm
I just had my quote in, utterly ridiculous, £190+ on top because I've got "water tank fitted" as a modification. So instead of £380, it's over £570.

I need another company and fast, any recommendations that are cheaper with a water tank fitted?
Title: Re: Van insurance wfp
Post by: NWH on January 24, 2009, 10:16:44 pm
A-Plan is who i use and there very good.
Title: Re: Van insurance wfp
Post by: macmac on January 24, 2009, 10:18:53 pm
Hows the tank fitted, cage bolted through chassis or just strapped in?

Tony
Title: Re: Van insurance wfp
Post by: jaykie on January 24, 2009, 10:28:08 pm
Tim sorry to ask but how old are you and how many no claims do you have, mines £570 at the mo and im 30, I did have full no claims (lost them all due to not being insured in my name for 2 years), no convictions, points etc.
Title: Re: Van insurance wfp
Post by: windowwashers on January 24, 2009, 11:04:22 pm
commercial veichle dirct I use for one of the vans and that was about £500 ish, halfd the people on here think that a tank in vanm is corgo (trust me they are kidding themselves if they have a bang or worse.

good on you for telling the truth. (this was not pointed at anyone that has posted by the way)
Title: Re: Van insurance wfp
Post by: [GQC] Tim on January 25, 2009, 06:12:10 am
Hows the tank fitted, cage bolted through chassis or just strapped in?

Tony

Hi, it's bolted through.

Tim sorry to ask but how old are you and how many no claims do you have, mines £570 at the mo and im 30, I did have full no claims (lost them all due to not being insured in my name for 2 years), no convictions, points etc.

I'm 24, 25 in May, 3 years NCD, no convictions, points etc either.

So everyone is paying a lot more with a water tank fitted then?
Title: Re: Van insurance wfp
Post by: Oakley Windows on January 25, 2009, 07:20:57 am
I spoke to my broker about this. They said it wouldnt cost anymore so long as the system was fitted profesionally.
Title: Re: Van insurance wfp
Post by: macmac on January 25, 2009, 10:41:23 am
My tank is strapped in & the van has NO modifications. Mine is 210 quid, 36 with full no claims, fully comp' includes no claim protection, legal cover & got it 0% instalments!
Direct line

Tony
Title: Re: Van insurance wfp
Post by: ronnie paton on January 25, 2009, 10:49:03 am
tim i cant believe you have got it so cheap!! is that fully comp.

most companies dont touch under 25 for commercial or there premiums are extremly high, put it one way im nearly 30 with 3 years and 3 points and mine is the same
Title: Re: Van insurance wfp
Post by: [GQC] Tim on January 26, 2009, 09:22:47 am
tim i cant believe you have got it so cheap!! is that fully comp.

most companies dont touch under 25 for commercial or there premiums are extremly high, put it one way im nearly 30 with 3 years and 3 points and mine is the same

That's third party fire and theft, I know it's reasonably cheap, but still a lot of money for me.  :(
Title: Re: Van insurance wfp
Post by: windowwashers on January 26, 2009, 05:42:20 pm
I spoke to my broker about this. They said it wouldnt cost anymore so long as the system was fitted profesionally.
I spoke direct with quite a few insurance compnaies directly, and many of them will not quote if you ask if this includes the fitted water tank in the back.

just saying your a window cleaner is going to be a problem should you hit or be hit.
Title: Re: Van insurance wfp
Post by: rscleaningservices on January 26, 2009, 06:16:42 pm
A-Plans the one to go for they insure the van and the waterfed inside which covers you for 30,000 i think i pay about £39.00 a month for 10 months Ive got full no claims though. They only cover for poles that are stolen from van not if they get stolen outside of van hope this helps from the good looking window cleaner lol & theres noot many of us good looking ones ha! ha!
Title: Re: Van insurance wfp
Post by: julian1971 on January 26, 2009, 06:48:39 pm
Just to agree with other comments, definitely go with A-Plan at Carterton, Tel: 01933 841841 and speak with Lucy. (I don't work for them!) She knows what she is talking about and is very helpful. I've just renewed mine and thought I'd phone round (to keep A-Plan keen) and got various knock backs from other brokers , even ones using the current underwriter(A-Plan have specials deals apparently). They use Equity Red Star but I don't think they insure under 25's, so it may be Royal Sun Alliance they use, more expensive but you are still fully covered.
Title: Re: Van insurance wfp
Post by: windowwashers on January 26, 2009, 06:51:26 pm
Just to agree with other comments, definitely go with A-Plan at Carterton, Tel: 01933 841841 and speak with Lucy. (I don't work for them!) She knows what she is talking about and is very helpful. I've just renewed mine and thought I'd phone round (to keep A-Plan keen) and got various knock backs from other brokers , even ones using the current underwriter(A-Plan have specials deals apparently). They use Equity Red Star but I don't think they insure under 25's, so it may be Royal Sun Alliance they use, more expensive but you are still fully covered.
I think one of my vans is equity red star, and the other I know is commercial veichle direct as I just changed it, and there quote was fine for what I wanted.