Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Huczek on January 08, 2009, 07:45:05 pm

Title: Insurance?
Post by: Huczek on January 08, 2009, 07:45:05 pm

Hi

thinking of starting up and trying to way up pros and cons.

Do you need to have insurance to cover the peoples windows / property?

When does it start to pick up?

thanks

Title: Re: Insurance?
Post by: Huczek on January 08, 2009, 07:50:20 pm

thanks,

and do you need this as soon as you start? only reading the other posts it seems that it might have to be a part time thing for a good few months to start with to build it up.

what i really mean is it expensive as i dont want to put loads of money into something that might not work!

Title: Re: Insurance?
Post by: chrisyg on January 08, 2009, 07:56:28 pm

No you do not need it.

But i would have it to prevent any issues encase you did have an accident.

Make sure you know exactly what your insurance covers you for! Public Liability Insurance does not cover everything that could happen whilst you are window cleaning - so be sure to check what cover or additional cover you can get.

Its always best to have insurance, just because of the "might happen" factor.

Title: Re: Insurance?
Post by: Huczek on January 08, 2009, 08:01:52 pm

so really start up costs could be nothing as have a ladder, bucket and a car!! or am i missing something? Have been in sales for years so dont think door knocking will be a problem for me (used to rejection!)

Title: Re: Insurance?
Post by: Ian Rochester on January 08, 2009, 08:16:01 pm

I think you will find that Public Liability insurance is required by law for anyone trading in whatever profession.

If you don't have it then you may as well put on your stetson hat and walk out that door with your spurs clicking away behind you cowboy!

For what it costs and the piece of mind it gives then you'd be a fool to go without it.

I've just had my renewal policy today for PL, EL, Treatment Risk and Vehicle Contents insurance £1211, which is two thirds of what it was last year.

Title: Re: Insurance?
Post by: chrisyg on January 08, 2009, 08:17:39 pm

Quote from: Ian Rochester - Lionheart on January 08, 2009, 08:16:01 pm

I think you will find that Public Liability insurance is required by law for anyone trading in whatever profession.

If you don't have it then you may as well put on your stetson hat and walk out that door with your spurs clicking away behind you cowboy!

For what it costs and the piece of mind it gives then you'd be a fool to go without it.

I've just had my renewal policy today for PL, EL, Treatment Risk and Vehicle Contents insurance £1211, which is two thirds of what it was last year.

No its not. Employers Insurance is though.