Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: combat1 on January 02, 2009, 08:53:02 pm

Title: Public Liability Insurance
Post by: combat1 on January 02, 2009, 08:53:02 pm

Whats the most competitive company for PL insurance?
At the moment the best I can find is around £80 with a company called MMA
Thanks.

Title: Re: Public Liability Insurance
Post by: paulscotney on January 02, 2009, 10:47:14 pm

Mine is £95 .Also MMA.  incl gutter vac. 2 million cover. Through A plan

Title: Re: Public Liability Insurance
Post by: paulscotney on January 03, 2009, 01:31:37 am

A plan seem very easy to deal with

Title: Re: Public Liability Insurance
Post by: Londoner on January 03, 2009, 08:17:37 am

They all seem to be about £80-90 ish. Read the small print very carefully. There are more things they won't cover than things they will.
For example, mine doesn't cover any damage resulting from the use of a ladder! Thats pretty standard in these policies but not much good if you are a window cleaner.

Realistically, what damage are you likely to do? Most of my damage has been broken flower pots. The only thing I'm scared of is if someone trips over my hose.

Title: Re: Public Liability Insurance
Post by: combat1 on January 03, 2009, 08:55:17 am

Thanks all
I think that the main worry would be damage to the clients property or personal injury.
I am poles only so the risk should be quite small, will check if glass is covered.
Will try A plan and get a quote.
Should have said Sole trader, poles only.