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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: www.mrgutters.co.uk on March 02, 2005, 10:41:26 pm

Title: van insurance ?????££££
Post by: www.mrgutters.co.uk on March 02, 2005, 10:41:26 pm: i am having trouble finding a good (CHEAP) van insurer i am 22 so that does play a bit of a role , but do you guys and girls know of any good insurance companies

shawn :( :( :( :( :( :( :( :(
Title: Re: van insurance ?????££££
Post by: Mike_G on March 03, 2005, 06:11:26 pm: Try Gladiator commercial they were the cheapest I could find. http: www.gladiator.co.uk
Title: Re: van insurance ?????££££
Post by: steve a on March 18, 2005, 09:32:33 pm: well said. Gladiator did it for me

Dont know if I can mention companies (moderators delete if you wish) but i bought a second van
No no claims as its another van, insurance company used for other van, NUD, quotes just over £1000.

Rang another, forgets the name quotes £733.

Rang gladiator hey presto £513.

So guess what rang NUD back and told them and they said "they couldn't match that quote but 'If i would like to transfer the no claims off my wifes car' "

Get real NUD and you peeps out there dont just accept the first quote or the renewal, ring around and you could save 50%
Title: Re: van insurance ?????££££
Post by: empire_cleaning on March 19, 2005, 08:51:14 am: are gladiator.co.uk happy about 1tonne water containers bolted into the back of vans? some aren't.... :-\
Title: Re: van insurance ?????££££
Post by: Philip Hanson on March 19, 2005, 10:09:05 am: I had problems fiding cheap van insurance as well. If you get a "commercial vehicle" quote it can be very expensive.

HOWEVER: Some companies will treat you van like its not a commercial vehicle, and the standard policy includes "use in connection with the policyholders business" and this is much cheaper.

Tesco and Direct Line are two I know oof that do this.

What is a double whammy is that you can't use your no-claims bonus twice, so if you are using it on your car, you can't also use it on your van. This was a painful lesson, and in my opinion is a total rip-off.

-Philip
Title: Re: van insurance ?????££££
Post by: littlejack on March 19, 2005, 11:15:04 am: Norwich Union allowed me to "Mirror" my NCD last year. It's worth checking if they still do.
Title: Re: van insurance ?????££££
Post by: Mike_G on March 20, 2005, 08:52:53 pm: Just had a quote sent to me from budget (www.budgetinsurance.com) and they would have saved me about £30 so give them a go as well.
Title: Re: van insurance ?????££££
Post by: www.mrgutters.co.uk on March 20, 2005, 10:02:36 pm: cheers all i managed to get 3rd party for 806 kwik fit .. :o
Title: Re: van insurance ?????££££
Post by: baldeagle on March 21, 2005, 11:21:23 pm: 1999 "Kangoo" Van with 1945 driver, £220 Tp F & T with NFU, [National Farmer's Union]. That's for me without business use.
When I started in business, the premium went up, by just over £4-00p - per year!!!
Title: Re: van insurance ?????££££
Post by: stevekennedy on March 24, 2005, 12:22:33 pm: Try COmmercial vehicle direct

Saved me a packet and they will mirror the NCD from your other vehicles
Title: Re: van insurance ?????££££
Post by: slendersunfish on March 25, 2005, 07:04:37 pm: Tescos online.
They act as brokers and give you 14 day guarantee to be the cheapest /best quote.
Also filling in insurance online meens you can adjust your details slightly to find the best quote .
For example if you havnt bought a van you can get quick quotes on various models. ( i sound like i work for them !!! )I dont but they are worth a try.
Title: Re: van insurance ?????££££
Post by: Jon T.C. on March 29, 2005, 04:16:54 pm: Quote from: stevekennedy on March 24, 2005, 12:22:33 pm
Try COmmercial vehicle direct

Saved me a packet and they will mirror the NCD from your other vehicles

Have you got their tel no. Steve?
Title: Re: van insurance ?????££££
Post by: stevekennedy on March 29, 2005, 10:36:50 pm: Commercial Vehicle Direct 0870 751 8120
Title: Re: van insurance ?????££££
Post by: easycleanwindows on March 29, 2005, 10:52:56 pm: Why the need for 'cheap van insurance' dosent matter if its 100 per year or 1000 its tax deductable at the end of the year so its not really costing you anything any way?
Title: Re: van insurance ?????££££
Post by: stevekennedy on March 30, 2005, 10:04:58 am: Erm... I think you mean that you don't pay tax on it. I.e. you would normally pay 23% tax plus 7% NI = 30% on this money.

So, the taxman is only paying 30% of your insurance. The rest is paid by you. It is therefore in your interests to obtain it as cheaply as possible.
Title: Re: van insurance ?????££££
Post by: gaza on April 01, 2005, 01:51:47 am: beat the lot of you try provident