Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: james roffey on November 01, 2008, 06:05:18 pm

Title: Liability Insurance
Post by: james roffey on November 01, 2008, 06:05:18 pm

Could anyone recommend a cheap public Liabilty insurer, perhaps one that specialises in carpet cleaners.

Title: Re: Liability Insurance
Post by: Straker Cleaning on November 01, 2008, 06:06:00 pm

HSBC seem to be most popular  ;)

Title: Re: Liability Insurance
Post by: james roffey on November 01, 2008, 06:07:04 pm

cheers Chris,wow that was a quick reply!!

Title: Re: Liability Insurance
Post by: Russell Morgan on November 01, 2008, 06:08:46 pm

thats who i use, seem good value for money, although could'nt comment on the claim side of things as never used it ;)

Title: Re: Liability Insurance
Post by: davep on November 01, 2008, 07:16:18 pm

Me too, as well as cover for my Prowler.  ;)

Title: Re: Liability Insurance
Post by: Mike Halliday on November 01, 2008, 07:38:04 pm

I've just gone with NFU £330 inc tool cover and 2.5m Liability.

 paying by DD 

Title: Re: Liability Insurance
Post by: Gerry Styles on November 01, 2008, 07:57:08 pm

I have had HSBC for the last 4 years, just got renewal docs - gone up to £1760. I will be looking at others

Title: Re: Liability Insurance
Post by: Ian Gourlay on November 04, 2008, 10:35:44 am

From what

How many staff/

Title: Re: Liability Insurance
Post by: Russell Morgan on November 04, 2008, 03:36:11 pm

mines about £200 a year, 2 million public liability and full treatment risk with HSBC, although they dont give a certificate but then not many do as its not a legal requirement!!

Title: Re: Liability Insurance
Post by: cloverclean on November 04, 2008, 09:55:58 pm

Direct Line are a lot cheaper than hsbc

Title: Re: Liability Insurance
Post by: Gary Webber on November 08, 2008, 06:37:50 pm

The one thing to always rememberfor us one man bands is if you use casual labour on weekends etc you need to have them covered, so ALWAYS have yourself covered for two operatives.

regards

Gary

Title: Re: Liability Insurance
Post by: clinton on November 08, 2008, 10:07:39 pm

Hsbc too with me :)

That quote for 1700 pounds seems a lot ???