Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: clean-east carpets on January 29, 2005, 04:00:46 pm

Title: insurances
Post by: clean-east carpets on January 29, 2005, 04:00:46 pm

We are new to carpet cleaning and would like to know what insurances we need such as public liability,tools etc.

Also any ideas who i can call for them.



 

Title: Re: insurances
Post by: JM SELECT SERVICES on January 29, 2005, 04:38:31 pm

hi, be very careful about what insurances you get , i am in the same boat and i was looking for public liabilty, when i asked if the insurance covered srhinkage ect ect , a couple told me that it did, and most said that it didnt.
on pushing the matter further the companies which told me that this was included , were wrong. you need sepearate insurance for this type of cover.
i have had a couple of replys to this if you search the threads.
i was qouted £77 for public /L fro axa insurance.
hope this helps, jim!!

Title: Re: insurances
Post by: laurap on January 29, 2005, 06:41:32 pm

HI

I got our insurance through a Company called McGregor Lloyd.  They do Public Liability, Tools and Treatment insurance.  It is up for renewal in a few months so I'm not sure of what the price would be,  also we are members of the NCCA & I'm not sure if they do pref. rates. 
Hope that this helps.  There tel no is 0121 706 0616.


Good luck with the new venture
Regards

Laura

Title: Re: insurances
Post by: Big_Fish on January 29, 2005, 07:14:41 pm

£77 doesn't sound like you are getting enough insurance or are not going to be insured for a high enough amount.

Adequate Public liability & treatment risk usually runs into several hundred pounds.

Nicky

Title: Re: insurances
Post by: JM SELECT SERVICES on January 29, 2005, 07:24:26 pm

Quote from: Big_Fish on January 29, 2005, 07:14:41 pm

£77 doesn't sound like you are getting enough insurance or are not going to be insured for a high enough amount.

Adequate Public liability & treatment risk usually runs into several hundred pounds.

Nicky

HI,,, Nicky the the price of £77 was for 1 million pound public liabilty,,, only,,,,not for treatment, i have not taken this, it was just a qoute

Title: Re: insurances
Post by: adl on January 29, 2005, 07:34:38 pm

£77.00?????????  that sounds like a very basic cover from axa  we use axa and for £10 000 000 employees liability  £5000 000 public liability   £1500 for tools on site or in the van and £20 000 of cover per machine to cover the tmount costs us £1450.00

regards Dave ADL

Title: Re: insurances
Post by: Bob Allen on January 30, 2005, 08:01:45 pm

HSBC quoted me £97 for 2 million public liability & 2 million treatment risk.

Title: Re: insurances
Post by: Len Gribble on January 30, 2005, 08:41:21 pm

Bob

What’s there number?

Len

Title: Re: insurances
Post by: Bob Allen on January 31, 2005, 09:23:53 pm

Hi Len the number i have is
01202 455545

Title: Re: insurances
Post by: Len Gribble on January 31, 2005, 10:28:57 pm

Thanks Bob

Hope they also give extra discount to former employees.(wife)


Len

Title: Re: insurances
Post by: Chris Bailey on February 01, 2005, 03:16:46 pm

I have just rang HSBC for a quote, 10mil empl, 2mil public, treatment risk - £1463.40 - because I have six employees!!!! :'(

Chris

Title: Re: insurances
Post by: beau4021 on February 01, 2005, 03:57:32 pm

hi
try norwich union
regs.brian