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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: daveappleby on March 30, 2008, 11:02:37 pm

Title: insurance
Post by: daveappleby on March 30, 2008, 11:02:37 pm

got a Few questions about insurance

1. what insurance do you take out?

2. what companies are good to use?

3. and the all important..... price?

thanks

Title: Re: insurance
Post by: windowwashers on March 30, 2008, 11:22:22 pm

Quote from: daveappleby on March 30, 2008, 11:02:37 pm

got a Few questions about insurance

1. what insurance do you take out?

2. what companies are good to use?

3. and the all important..... price?

thanks

depends if it is just you if it is public liability, you may want accident insurance aswell

if you employ you have to have public and employers by law..

I use simplybusiness for my insurances and also cica for injury
prices varies to what you want and need.

Ian

Title: Re: insurance
Post by: daveappleby on March 30, 2008, 11:34:20 pm

ok thanks.

it is only for myself. may sound obvious, but what is the accident part of the insurance? is that if the person taking out the insurance has an accident? ie. falling off your ladder?

i think i may only need public liability, just to cover me dragging hose over pavements etc

Title: Re: insurance
Post by: windowwashers on March 31, 2008, 12:10:35 pm

Quote from: daveappleby on March 30, 2008, 11:34:20 pm

ok thanks.

it is only for myself. may sound obvious, but what is the accident part of the insurance? is that if the person taking out the insurance has an accident? ie. falling off your ladder?

i think i may only need public liability, just to cover me dragging hose over pavements etc

I had accident insurance because I was trad for years before wfp and carried it on as I still use ladders but not much it covers me for any accident, falling, car crash (which I had off work 3 months). I prefer to be covered this way just in case.

on your own Public you should have I have 5 million and 10 mil for employers, many commercials will want more than 1 mil because in this day and age 1 mil is just not enough IMO

Ian

Title: Re: insurance
Post by: JSMC on March 31, 2008, 12:32:04 pm

ian,

is the accident one any good? talk later about it with you.

Title: Re: insurance
Post by: daveappleby on March 31, 2008, 04:37:30 pm

Quote from: windowwashers on March 31, 2008, 12:10:35 pm

Quote from: daveappleby on March 30, 2008, 11:34:20 pm

ok thanks.

it is only for myself. may sound obvious, but what is the accident part of the insurance? is that if the person taking out the insurance has an accident? ie. falling off your ladder?

i think i may only need public liability, just to cover me dragging hose over pavements etc

I had accident insurance because I was trad for years before wfp and carried it on as I still use ladders but not much it covers me for any accident, falling, car crash (which I had off work 3 months). I prefer to be covered this way just in case.

on your own Public you should have I have 5 million and 10 mil for employers, many commercials will want more than 1 mil because in this day and age 1 mil is just not enough IMO

Ian

who is that with?

Title: Re: insurance
Post by: windowwashers on March 31, 2008, 06:04:53 pm

http://www.combinedinsurance.co.uk/


and http://www.simplybusiness.co.uk/


Ian