Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: markybop on January 18, 2008, 11:34:54 am

Title: Public Liability Quote?
Post by: markybop on January 18, 2008, 11:34:54 am

My public liablity is now up for renewal.
I'm just insured for £1,000,000 and have been quoted £92.83 through MMA Insurance.
Just wondered what the rest of you pay for your public liabilty?  ???

Title: Re: Public Liability Quote?
Post by: D.Salkeld_Ltd on January 18, 2008, 11:43:03 am

Hi Mate,

Try:
http://www.simplybusiness.co.uk/dorfq/imp_tradesmen/1.htm

Done me OK

David

Title: Re: Public Liability Quote?
Post by: birdymiller on January 18, 2008, 11:54:35 am

Pay £65 for £1million with direct choice .co.uk

Title: Re: Public Liability Quote?
Post by: Jago on January 18, 2008, 04:44:59 pm

and it does not cover the window you are working on,
but there are ways around that

Title: Re: Public Liability Quote?
Post by: markybop on January 18, 2008, 08:44:07 pm

Tried that website and got it down to £68.25 with 'GROUPAMA'........CHEERS ;)
Can anyone beat that quote?????????

Title: Re: Public Liability Quote?
Post by: DASERVICES on January 18, 2008, 10:04:36 pm

Mark,

Mine is £68 with MMA ,whats happened has it increased!!!

Title: Re: Public Liability Quote?
Post by: [GQC] Tim on January 18, 2008, 10:39:32 pm

Quote from: Jago on January 18, 2008, 04:44:59 pm

and it does not cover the window you are working on,
but there are ways around that

Please tell me, I'm with them, haven't looked into it yet, but was kinda annoyed when I found that out.

Title: Re: Public Liability Quote?
Post by: markybop on January 19, 2008, 02:39:19 am

Found out that the premium is about £65 but my agent is starting to charge a £25 'administration charge' which fairly increases the cost.............

Title: Re: Public Liability Quote?
Post by: Spursboy1972 on January 19, 2008, 09:50:07 am

Be careful with P/L insurance. It is true you get what you pay for. the Groupama policy (as will most cheap ones) will cover you to 4 storeys only. It will also not cover the actual pane of glass you are working on. There are many exclusions.

I just renewed mine through simply business and paid £240 but got £2500 tool and equipment cover which includes damage and theft. Also covers you for scratches to glass etc.

My advice is work out what you need to be insured for and what you anticipate needing over the forthcoming year and then look at it.