Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: Kev Loomes on October 11, 2007, 01:31:00 pm

Title: Credit cards
Post by: Kev Loomes on October 11, 2007, 01:31:00 pm

We are looking to start taking payments by credit cards again, any of you guys know what the best rates areand who with?  I heard Bank of Ireland were good at 6% but that was a while ago.

Title: Re: Credit cards
Post by: Joe H on October 11, 2007, 03:41:19 pm

If you mean thats what they charge you for a client paying by credit card then it seems steep to what I have paid in the past.

I used to have a computer build and repair business and when I went to but parts on cc I was charged 4%, debit cards 0%

Title: Re: Credit cards
Post by: Dean Haywood on October 11, 2007, 06:16:51 pm

we are with Bank of Ireland, we get charged 2.2% on credit cards and 30p per transaction on debit cards.


Dean

Title: Re: Credit cards
Post by: Glynn on October 11, 2007, 07:40:55 pm

HSBC 2.2% credit cards & 20p debit cards.

Title: Re: Credit cards
Post by: Shaun_Ashmore on October 11, 2007, 09:17:16 pm

Glynn is that for a fixed period? if so how long? are there any monthly add on's?

Shaun

Title: Re: Credit cards
Post by: Kev Loomes on October 11, 2007, 09:34:18 pm

Woops, I meant 1.6% doh ::)

Ok, so it seems that its gone up a bit to 2.2% - anyone know of any better?

Thanks for the replies

Kev

Title: Re: Credit cards
Post by: Glynn on October 12, 2007, 08:03:55 am

It's a permanant rate. There is also the standard monthly fee of £25.

Title: Re: Credit cards
Post by: Shaun_Ashmore on October 12, 2007, 06:18:10 pm

Thanks Glynn.

really it's for peanuts then.

Shaun

Title: Re: Credit cards
Post by: stevegunn on October 12, 2007, 06:24:46 pm

£22.50 through the fsb for a mobile terminal

Mastercard-1.95%

Visa Credit Cards-1.93%

Visa Debit cards-30.5p

Maestro Debit Card-29.5p

Title: Re: Credit cards
Post by: Kinver_Clean on October 12, 2007, 06:29:51 pm

When you check how much it costs for banking a cheque it does not seem too much.

Trevor

Title: Re: Credit cards
Post by: Kev Loomes on October 12, 2007, 07:48:52 pm

Nice one Steve - Ta ;)

Title: Re: Credit cards
Post by: stu_thomson on October 12, 2007, 09:33:42 pm

Steve,  prices are + vat and its a 3 year contract, if you break it you pay for it...around £500 for terminal!
 So thats around £26 a month for terminal + transactions, maybe around the £50 a month mark all in.
If you bank through FSB co op its free banking for all transactions.
 I guess you just have to weigh up whether its worth it or not for your business, ive looked at it very recently and decided against it at mo as its just another debit every month which i dont  need!
 Check out http://123send.net/
regards
stu