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UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: EasycleanWindows on September 08, 2007, 11:49:39 am

Title: Treatment Risk Insurance
Post by: EasycleanWindows on September 08, 2007, 11:49:39 am

Hi guys well ive done my one day at Prochem i have my equipment and chemicals etc but before i go any further i would like to know if anybody has a good treatment risk insurer as im getting lots of quotes and am unsure if the quotes are about right or not

thanks steve

Title: Re: Treatment Risk Insurance
Post by: Mike Osbourne on September 08, 2007, 12:49:37 pm

Your best bet is to do a search in the cc forum for 'insurance' where I'm sure you will find lots of threads on this.

Title: Re: Treatment Risk Insurance
Post by: markpowell on September 08, 2007, 01:53:26 pm

Hsbc seem tp be the cheapest for this level of cover, you can get a quote on line www.hsbc.tradesman.com
Mark

Title: Re: Treatment Risk Insurance
Post by: Len Gribble on September 08, 2007, 06:30:54 pm

OR

https://www1.insurancebrokers.hsbc.com/1/2/popups/qb/small-business-insurance


Len

Title: Re: Treatment Risk Insurance
Post by: EasycleanWindows on September 09, 2007, 12:22:56 pm

Thanks Len and Mark ..........oh ive used the search button have been doing so since 2003 thanks anyway

Arena Cleaning Co Ltd
Easyclean Windows

Title: Re: Treatment Risk Insurance
Post by: JS2 on September 09, 2007, 01:00:06 pm

It's advisable to carefully scrutinize policy offers before you purchase, since I remember a few years ago it was difficult to extend cover for treatment risk, since insurer's were of the opinion that they didn't like covering what some referred to as 'poor wormanship' (as opposed to a genuine accident which is covered by Public Liability insurance).  In fact insurers I once approached insisted that the policyholder undertook accredited training and even had a minimum no. of years operating (Catch 22).  Nevertheless, do check what's on offer and the limitations of cover.  It may be that the first £500 of a claim is in excess.

Best regards

Pete (JS2)

Title: Re: Treatment Risk Insurance
Post by: stevegunn on September 09, 2007, 01:05:03 pm

Yes definitely check policy carefully, my van insurance which I presumed I had protected no claims on did not so now got premium in for £1290.My fault for not reading policy correctly. :-[

Title: Re: Treatment Risk Insurance
Post by: Len Gribble on September 09, 2007, 05:45:54 pm

I would also check their insurance policy do you hold  ???


Pete

Know where you are coming from, very small print! I got mine signed off by Ron T attendance I believe but that was years ago, hopefully they know who he is? ;)


Steve

Are you still fighting it?

Len

Title: Re: Treatment Risk Insurance
Post by: stevegunn on September 09, 2007, 05:53:07 pm

Yes but getting nowhere fast it seems my number plates have been cloned and it could take 6 months to sort out thus I would have to pay full premium to exsisting insurance company.Been quoted half that amount by another company with pnc and three years no claims till this outstanding claim is sorted out.

Title: Re: Treatment Risk Insurance
Post by: Len Gribble on September 09, 2007, 06:15:17 pm

Steve

Now that what I call efficiency, thought insurance companies talked to each other, know the police date base have all the data yes Mr L P Gribble has a valid UK driving licence. ;)

Len 

Title: Re: Treatment Risk Insurance
Post by: jack_s on September 10, 2007, 09:16:05 am

try www.polished-insurance.co.uk for treatment risk insurance.  they cover your tools aswell.

they cover all sorts of cleaners.

jack

Title: Re: Treatment Risk Insurance
Post by: EasycleanWindows on September 10, 2007, 07:07:49 pm

THANKS JACK