Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Moderator David@stives on May 13, 2007, 08:48:52 pm

Title: Poor Chap
Post by: Moderator David@stives on May 13, 2007, 08:48:52 pm: Its not so much the insurance i would be more upset that i wouldnt be able to walk again.

Thank god for wfp

http://www.metro.co.uk/news/article.html?in_article_id=45848&in_page_id=34 (http://www.metro.co.uk/news/article.html?in_article_id=45848&in_page_id=34)
Title: Re: Poor Chap
Post by: Sir Squeaky on May 13, 2007, 08:52:50 pm: They never change. Always got some way to wriggle out of it.
God, insurance companies are tossers.

Before you say it...yes I did used to be an insurance agent. ::)
Title: Re: Poor Chap
Post by: chrismroberts on May 13, 2007, 08:56:01 pm: How can we be sure when taking out personal accident insurance that we ARE covered for working up ladders??
Title: Re: Poor Chap
Post by: cybersye on May 14, 2007, 10:30:50 am: Quote from: sheepmeister on May 13, 2007, 08:56:01 pm
How can we be sure when taking out personal accident insurance that we ARE covered for working up ladders??
ask
Title: Re: Poor Chap
Post by: chrismroberts on May 14, 2007, 04:38:49 pm: LOL, yeh..... but they'd say anything to get your business right? Maybe I'm being paranoid ::)
Title: Re: Poor Chap
Post by: NWH on May 14, 2007, 04:44:18 pm: Most insurance salesman were born with poo in there mouths that`s why they talk S***.
Title: Re: Poor Chap
Post by: chrismroberts on May 14, 2007, 04:45:29 pm: Quote from: NWH on May 14, 2007, 04:44:18 pm
Most insurance salesman were born with poo in there mouths that`s why they talk S***.

Isn't that a little unhygienic? :P
Title: Re: Poor Chap
Post by: NWH on May 14, 2007, 04:59:37 pm: I`m thinking the same about my policy,i don`t know whether to pick it up or not.
Title: Re: Poor Chap
Post by: Paul Coleman on May 14, 2007, 05:16:01 pm: Quote from: sheepmeister on May 14, 2007, 04:38:49 pm
LOL, yeh..... but they'd say anything to get your business right? Maybe I'm being paranoid ::)

Ask in writing. An insurance salesman once changed his mind about what I was and wasn't covered for when I asked him specific questions by post. It was vehicle insurance though.
Title: Re: Poor Chap
Post by: Alex Wingrove on May 14, 2007, 05:33:44 pm: so what's the moral here kids

yes that's right, don't be an idiot and fall
Title: Re: Poor Chap
Post by: NWH on May 14, 2007, 05:43:09 pm: I think the main point here is just because you have cover don`t think your completly covered especially where ladders are concerned,i know ladders are not totally banned but insurance companies have that attitude when claims start rolling in.These kind of claims there looking to have to pay out shed loads of money so there going to try and wiggle out if they can,i feel for that bloke and his family he`s not one of the lucky ones that might have had a near miss on a ladder and then said i`m going WFP from now on i`m not taking anymore chances,the next to worst possible thing has happend with him now being paralised,if you go the WFP route in a way your giving yourself and family the best possible insurance there is in our industry.Cheers.
Title: Re: Poor Chap
Post by: M & C Window Cleaning on May 14, 2007, 06:10:44 pm: Quote
yes that's right, don't be an idiot and fall
You don't have to be an idiot to fall. Sometimes we are the victims of time and unforseen circumstances.
Title: Re: Poor Chap
Post by: choice.clean on May 14, 2007, 06:30:11 pm: the solution is to have permanent health insurance not accident insurance permanent health covers a percentage of wage its not cheap but will pay you up to retirement age. mine is even index linked but it is not cheap
Title: Re: Poor Chap
Post by: davey c on May 14, 2007, 08:35:40 pm: Quote from: sheepmeister on May 14, 2007, 04:38:49 pm
LOL, yeh..... but they'd say anything to get your business right? Maybe I'm being paranoid ::)

Ask for it in writing ;)
Title: Re: Poor Chap
Post by: cybersye on May 14, 2007, 08:48:55 pm: sorry sheeps, see ya point :)
yeh defo, get it in writing
Title: Re: Poor Chap
Post by: idealrob on May 14, 2007, 09:27:35 pm: Most insurance policy only pay out if you are working to full Healt & Safety regulations.
How many w/c if using a ladder secure it top & bottom, or have a lddertag on, or have a non domestic ladder, or wooden one with nothing on tha ladder.
idealrob