Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Davew on May 02, 2007, 08:18:47 pm

Title: How much public liability?
Post by: Davew on May 02, 2007, 08:18:47 pm

How much cover would the leading Supermarkets require - anyone know?

Title: Re: How much public liability?
Post by: cml on May 02, 2007, 08:24:47 pm

I agree minimum £5 million

Title: Re: How much public liability?
Post by: Davew on May 02, 2007, 08:28:27 pm

Blimey! anyone know the premium on that? I have one million cover for around seventy pounds.

Title: Re: How much public liability?
Post by: Clive McDonald on May 02, 2007, 09:01:51 pm

I need some insurance. Do you have any names of the best companies?
I do have public liability but really it's for something else, and therefore possibly not valid.
If I joined that  small business thing would it be included?

Title: Re: How much public liability?
Post by: Davew on May 02, 2007, 09:20:38 pm

Just reading mine, and I'm not covered for the glass I'm working on............which seems a bit pointless. :(

Title: Re: How much public liability?
Post by: xxmattyxx on May 03, 2007, 08:14:52 am

I took out Public Liability yesterday, and in the process had a bit of a chat with the broker.

Regarding glass, it seems the ACTUAL pane of glass you're working on is not covered for the time you're working on it.

However, once you've cleaned it, lets say a piece of your kit comes into contact with it and breaks it then that'd be covered by insurance.

I use a ladder stand-off on 100% of my upstairs windows, there isnt one I dont use it on, I could imagine me putting that through a pane of glass perhaps, but I doubt Id break one with my rubber.

Title: Re: How much public liability?
Post by: whulee on May 03, 2007, 08:58:51 am

Quote from: thomas james on May 02, 2007, 08:43:14 pm

£119 for single operator

thomas , do you have a number of who you're insured with , i got a couple of quotes online and the cheapest was £240 with a couple of exclusions , think it's probably best to call these peole so you can explain exactly what you need.

thanks

Title: Re: How much public liability?
Post by: Biscute on May 03, 2007, 12:52:33 pm

Yes iv just had to quote an office block and they wanted me to ave 5 mil.