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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Tosh on March 15, 2007, 03:41:20 pm

Title: David St Ives - 100 quid bet - and a question about tax!
Post by: Tosh on March 15, 2007, 03:41:20 pm
Last night, David of St Ives had two shandies and got all argumentative about tax level thresholds.

Anyway, he's bet a 100 quid (we shook on it in the presence of Shiner) that the 40% tax rate starts at 24 or 25K.

I reckon it's a lot higher!

So whose right, him or I? ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Sunshine Cleaning on March 15, 2007, 03:45:58 pm
£33,300

Well done Tosh ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: williamx on March 15, 2007, 03:47:08 pm
DITTO
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Tosh on March 15, 2007, 03:55:57 pm
I've just sent Dave a text telling him he's lost the bet and that I'll email him payment instructions.

Do you reckon he'll cough up?
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Count Phil on March 15, 2007, 04:45:27 pm
It did use to be 25k. Inflation and the conservatives raised it. It jumped to 30k around the 1995 mark.
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Alistair@AWC on March 15, 2007, 05:03:27 pm
Nearly Guys but the 40% tax bracket starts at £33,301

Although if he's been paying 40% for his earnings above 25k you should both be quids in especially when he reclaims his overpaid tax  ;D ;D

Alistair
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Paul Coleman on March 15, 2007, 05:05:22 pm
Last night, David of St Ives had two shandies and got all argumentative about tax level thresholds.

Anyway, he's bet a 100 quid (we shook on it in the presence of Shiner) that the 40% tax rate starts at 24 or 25K.

I reckon it's a lot higher!

So whose right, him or I? ;D

I was offered the opportunity for the bet as well but I really did not want to take his money from him.  If he wishes to donate a tenner to a charity of his choice in lieu of me refusing the bet he's welcome to do so.

Take a look at

http://www.bytestart.co.uk/content/taxlegal/9_15/personal-income-tax-rates.shtml

where it shows that the starting rate for 40% is £32,400.  However, take a closer look at those figures as they regard the £4,895 personal allowance as zero.  Therefore, you have to add £4,895 to that £32,400 which gives us £37,725.  I did say it was around £35,000 - £37,000 in the pub but wasn't sure of the exact figure but it was slightly higher than I thought.
Sorry Dave but at least I did what I felt was the right thing in not taking the bet.
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Tosh on March 15, 2007, 05:08:32 pm
Sorry Dave but at least I did what I felt was the right thing in not taking the bet.

I wish I did the right thing and upped it to two-hundred-quid! ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Sunshine Cleaning on March 15, 2007, 05:11:36 pm
Shiner

Those are figures for 05-06. You dont add your personal allowance to it, you pay 40% above £33300.
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: poleman on March 15, 2007, 05:36:09 pm
Quote
Last night, David of St Ives had two shandies and got all argumentative


I have to, spent the night in a bar with David (Windex) he cant hold his drink  ;D not that I was going have a argument with him, he's a big lad  :o

http://www.hmrc.gov.uk/rates/it.htm

Andy
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Paul Coleman on March 15, 2007, 05:43:09 pm
Shiner

Those are figures for 05-06. You dont add your personal allowance to it, you pay 40% above £33300.

It was indeed last years numbers I linked to.  Sorry about that.  However, I think that I may be right about the other bit if you take a look though. Maybe I've read it wrongly.
Take a look at

http://www.hmrc.gov.uk/rates/it.htm

The personal allowance is £5,225.
If you scroll down the page you will see another table.

It shows that the 10% tax rate applies from £0 -  £2,150  and 22% at
£2,151 - £33,300.  It looks to me that the £33,301 mentioned is the first £33,301 of taxable income i.e. £33,301 over and above the £5,225 personal allowance.  After all, no-one is taxed until they have earned £5,225 yet the 10% rate is shown as applying from £0.  The way I read it is that the 40% would not kick in until your profit margin hits £38,526 (£33,301 + £5,225).
Notice also that the table refers to "Taxable Bands Allowances" (my emphasis on "taxable").  I need to check this with my accountant.  It won't make a difference this year but if my plans work out, it may make a difference next year.

Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Paul Coleman on March 15, 2007, 05:44:10 pm
Quote
Last night, David of St Ives had two shandies and got all argumentative


I have to, spent the night in a bar with David (Windex) he cant hold his drink  ;D not that I was going have a argument with him, he's a big lad  :o

http://www.hmrc.gov.uk/rates/it.htm

Andy

Same link as I've just quoted.  Posted mine before I saw yours Andy.
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Clive McDonald on March 15, 2007, 07:51:15 pm
Dave was doing one of his wind ups. ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Moderator David@stives on March 16, 2007, 06:01:52 pm
Tosh

I feel like a right prat , I had one of those I am absolutely convinced moments.

Its just as well i wasnt in the who wants to be a millionaire hot seat.

I am so annoyed with myself, because usually if i dont know about something i keep my mouth shut but on this occasion i dont know what the hell i was thinking of, maybe to many beers.

Anyway it was a pleasure to spend the night in your company so £100 was cheap.

Just send me the details of where to send the cheque and i will post it this evening.

Dave




































p.s

You little s***    ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Terry_Burrows on March 16, 2007, 07:02:08 pm
 :oTosh seeing as we are best mates now ;D if he dont cough up we go round and make him ;D :o "£25 for you and £75 for me ;D,

just had a thought :o hes at Blackpool I feel some drinks coming on :o ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Russell Macdonald on March 16, 2007, 08:18:29 pm
You should of seen him Terry trying to keep a low profile  ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Tosh on March 16, 2007, 08:36:57 pm
You should of seen him Terry trying to keep a low profile  ;D

Ahem!  I only kept my back to Terry, not 'cos I was scared (and trying to hide my slanty-eyes for fear of being recognised), but 'cos I was talking to David of St Ives.  Honest ( ;)).

It was quite a shocker when David grinned and shouted, 'Hey, Terry, have you met Tosh yet?' and pointed me out.  The bugger!!!

Tosh

I feel like a right prat , I had one of those I am absolutely convinced moments.


Dave,

mate you provided some class entertainment for us there; I love a bloke whose adamant he's right; particularly when he's blatantly wrong.

You can keep the hundred-quid also.  It was just a drunken bet; a bit of fun.  Honest.  I couldn't take it.  The next time we meet; just keep me in 'beer'! ;D

Also tell Debbie I fancy her; you're a lucky bloke; though she probably could tell by the way she kept on having to wipe my drool from her trousers.


Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Terry_Burrows on March 16, 2007, 08:44:30 pm
 ;D Tosh if you dont want the dosh I will ;D David thats it your at the bloody bar first at blackpool ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Tosh on March 16, 2007, 08:50:29 pm
;D Tosh if you dont want the dosh I will ;D David thats it your at the bloody bar first at blackpool ;D


Terry, since you're a Southerner, Dave won't have to buy you too many beers will he?

Before you're sick-all-over-the-place and have to be taken to bed!

I know what you 'Shandy Drinkers' are like.

Puffs the lot of you!
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Neil Williams on March 16, 2007, 08:57:25 pm
Glad thats sorted, perhaps now you can check your e-mails.

Anyway it was a pleasure to spend the night in your company so £100 was cheap.

Dave
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Terry_Burrows on March 16, 2007, 09:16:33 pm
 ;D you north guys got this fing about us souarf guys ;D he might not know it
yet he will be getting me Black russian, ;DTosh I take you on,with the black russians ;D none of that p :-X :-X water have a proper drink :o ;D
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Tosh on March 16, 2007, 09:25:55 pm
;D you north guys got this fing about us souarf guys ;D he might not know it
yet he will be getting me Black russian, ;DTosh I take you on,with the black russians ;D none of that p :-X :-X water have a proper drink :o ;D

I've done the black (and white) Russian thing when I was younger and thought it was 'trendy' at the time.

Considering it's a sweet-tasting drink consisting of Vodka, Tia Maria and Coke; don't you think that's a bit of a 'girly drink'?

Where-as ten pints of strong lager is more manly?

Don't you think?

I'd be too embarrased to order a Black Russian from a bar nowadays, just in case the barman thought I was gay!

 ;D



Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Moderator David@stives on March 16, 2007, 09:39:55 pm
Neil

No e-mails , did you send one

Tosh

you are a gent, Debbie says she fancies you too but not as much as Ian does, he told me when he was in a stuper.

It all comes out when you are drunk.

Dave
Title: Re: David St Ives - 100 quid bet - and a question about tax!
Post by: Terry_Burrows on March 16, 2007, 09:42:46 pm
 ;D Tosh your treading a fine line our friend ship is starting  to wobble again :o
any way my 2 drinks in one is stronger ::)