Clean It Up

UK Floor Cleaning Forum => Carpet Cleaning Forum => Topic started by: paul carpets on January 03, 2007, 11:06:23 pm

Title: BUSINESS INSURANCE
Post by: paul carpets on January 03, 2007, 11:06:23 pm

HI ALL,
IM NOW READY TO START MY BUSINESS BUT JUST WAITING ON ONE THING'


WHERE DO I GET MY IN SURANCE FROM
ID LIKE TO COVER MY MACHINE, PUBLIC AND IM NOT SURE WHAT ITS CALLED BUT JUST IN CASE I RUIN THE CUSTOMERS CARPET.

SO IF ANYONE CAN LET ME KNOW WHO TO CONTACT IT WOULD BE APPRECIATED.

HOW MUCH DO YOU THINK IM LOOKING AT A YEAR?

CHEERS ALL
PAUL

Title: Re: BUSINESS INSURANCE
Post by: ollie on January 04, 2007, 09:29:21 am

what part of south wales are you in?
regards
ollie

Title: Re: BUSINESS INSURANCE
Post by: John Kelly on January 04, 2007, 02:05:30 pm

Ring McGregor Lloyd, 0121 7060616 they'll help you out.
You need public liability and treatment risk.

Title: Re: BUSINESS INSURANCE
Post by: ollie on January 04, 2007, 03:20:14 pm

john,
 mcgregor lloyd told me when i took out insurance you either had to have 2 yrs experience or be an NCCA member.. dont know if this is still the case?
Ollie

Title: Re: BUSINESS INSURANCE
Post by: Ian S on January 04, 2007, 05:21:48 pm

Hi paul,

You could try HSBC Bank they do a very good liability cover which covers you for pulic and the items you are working on, sorry havn't got the number I think it's a central number, the only sticking point could be your lack of experience most of them want 2 years to keep the prems down, you could allways lie.

regards
Ian s

Title: Re: BUSINESS INSURANCE
Post by: prodry on January 04, 2007, 06:07:37 pm

HSBC link to insurance

https://www1.insurancebrokers.hsbc.com/1/2/popups/gccr-quote-buy/td/tradesman

Title: Re: BUSINESS INSURANCE
Post by: JS2 on January 04, 2007, 09:19:53 pm

Dear Member

I think HSBC accept new start ups for Treatment Risk cover (items worked on), but they throw in a big excess (£500 ?) on any claim if you have less than 2 years experience.  Best not to lie however, if they find out (and Insurers are likely to investigate all sorts of things in the event of a sizeable claim) it could discredit you !

Regards

Pete (JS2)

Title: Re: BUSINESS INSURANCE
Post by: Paul Brennan on January 04, 2007, 11:07:21 pm

Also, if you lie with regard to any claim, it is called FRAUD, something that is taken seriously in some quarters.

 ;D

Best wishes

Paul