Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: neil100 on October 26, 2006, 07:19:36 pm
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I have been trying to sort some van Insurance out for my son for His new van.
Now some companys flatly refused to insure him (Gladiator) for one because a tank was to be fitted in the van.
Is originial Ins quote was rescinded when we asked them to double check that they were aware he would be a water tank in the van.
My Insurance company Commercial Vehicle Direct said the van was classed as a modifcation and the premium was £2133.00.
Now I want to know how have you wfp gone on with your Van Insurance, As your insurance company classed it as a modification therefore putting up the premium.
Many thanks.
Nel.
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hi neil iam with the cis thay did not say it was a modifcation thay just did not insure it thay said i need get a goods in transit cover thay still insured the van my ladders not coverd only tne van .
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That's a good point - is it a part of the van (modification) or something being carried (goods)? It's not a permanent fixture IMO, but it will probably be strapped down pretty tight.
Frankly if anyone nicks my tank then who cares, but if I run over little Johnny and they won't pay out cuz' they claim my van's "modified" then that's a worry.
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I'm insured with Royal Sun Alliance through More Than. I declared my van mount as a modification, and they asked the value of the van which was £5k and the value of the system which was £5k, so they put the insurance value of the van at £10 k. But did not increase the premium for having a tank in the back. They did ask if the tank was professionally fitted eg. by manufactuere or an mechanical engineer.
Regards Jon