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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: herbiefatboy on October 24, 2006, 04:30:02 pm

Title: EMPLOYEES LIABILITY INSURANCE HELP
Post by: herbiefatboy on October 24, 2006, 04:30:02 pm

can any one help  and tell me where you can get EMPLOYES  LIABILITY  INSURANCE from and how much is it any help would be great thanks darren :-[

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: P®oPole™ on October 24, 2006, 04:35:00 pm

MMA ;)

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: macleod on October 24, 2006, 04:36:45 pm

about £100 for 5 million cover from Aplan...

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: Majestic on October 24, 2006, 05:39:12 pm

I got mine off here

http://www.simplybusiness.co.uk/network/dorfq/businessinsurance/1.htm?tab=welcome

Fill in the form for a online quote

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: herbiefatboy on October 24, 2006, 05:42:13 pm

surely  £100  for  5 million pounds cover  is for public liabilty   not  employees liability? because i just got a quote for  £1600  a year for  employees liability.

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: Majestic on October 24, 2006, 05:50:25 pm

For Employers liability expect to pay any thing from £450  ( mine ) up to £1600, or even higher.
Try the link above

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: herbiefatboy on October 24, 2006, 08:02:49 pm

sorry john but i do not know where to start on your link because i can not see window cleaner on any  descripton of trade thanks again.

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: P®oPole™ on October 24, 2006, 08:06:47 pm

For how many employee's? I had a quote for 1-3, 1mill I think, and it is no were near them sums.

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: herbiefatboy on October 24, 2006, 08:26:27 pm

propole it is for one employee  where did you get your quote from ? thanks

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: P®oPole™ on October 24, 2006, 08:30:57 pm

My local broker, they search all the insurance companys for you and find the best deals,

http://www.crossbrook.com/

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: mark f on October 24, 2006, 08:35:01 pm

make sure you are clear which insurance your referring to. Is it employers liability which covers the employer for being sued by the employee for injury etc or employees liability which is public liability for your employees.

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: herbiefatboy on October 24, 2006, 08:59:54 pm

 employers liability which covers the employer for being sued by the employee this is the one HELP!!!!!

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: Majestic on October 24, 2006, 10:06:31 pm

On there Home page
If you click on the Tradesman / self employed

Then in the Trade business details where it says select

Click on General Tradesman

The next box down trade/  ocupation click on that and scroll down to the btom and you will see window cleaners

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: pjulk on October 24, 2006, 11:07:14 pm

Got mine from darwin clayton which was £1200
But it does go on your turnover so the more you earn the more you pay.

Paul

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: mark f on October 25, 2006, 01:42:50 pm

could any of you tell me if i need this insurance.

 I take someone one day a week who helps me with my round but he has his own window cleaning buisiness. Do i need employers liability?

Title: Re: EMPLOYEES LIABILITY INSURANCE HELP
Post by: pjulk on October 25, 2006, 04:50:23 pm

If he has his own window cleaning business and own insurance i don't think you have to do anything.

But if most of the work comes from you i think he is then class as an employee so would need employers liability.

But i can't tell you for definate as i employ on PAYE

Paul