Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: wightsurf on September 14, 2006, 05:07:21 pm

Title: NO insurance if door open on Wfp van
Post by: wightsurf on September 14, 2006, 05:07:21 pm
When talking to my broker about insurance they phoned up Axa , they will not insure my wfp epuipment if the doors are left open .I did point out to them that they do need to be open for the hose reel to conect to the pump but they will not have it !
Has anyone else asked there insurance if they are covered if using Wfp
Title: Re: NO insurance if door open on Wfp van
Post by: niceandclean on September 14, 2006, 05:20:53 pm
No, just got insurance today as well, its not too bad for me as i have a hole cut out in the side of the van, but ill call them in the morning and find out!!
Title: Re: NO insurance if door open on Wfp van
Post by: ronaldo on September 14, 2006, 05:21:49 pm
This is why a lot of van users have a small hole cut out of the back door or side panel for their hoses to go through, a couple of lads round here have this done because they can carry on working with their vans locked and it stops the pikeys going through your gear whilst your working at the rear of somebodys property.
Title: Re: NO insurance if door open on Wfp van
Post by: neil100 on September 14, 2006, 07:10:26 pm
I asked at Commercial vehicle direct, I can take out a policy for £114 for a year that protects the contents of my van up to £2000.00. The van doors are allowed to be open while you are unwinding your hose out. But when you start cleaning the doors have to be locked.

Their are no limits to how many claims you make in a year, The excess is £100 on each claim up to a max of £2000.00. At the end of the day that should be enough for most, If a light fingered Freddie wants to snatch your poles while your setting up, I dont think you will have more then 2k worth of poles. If your van is broken into when its parked up at home your covered. I know nobody will want to pinch my tank, its too big.

If I have an accident in the van and wreck my tank and tank frame the 2k should be enough to buy a new one. The poles would survive I think, If not 2k is better then nothing, plus the premium is Tax decutable.

Any ladders or poles on the roof rack are not covered, Its only whats inside the van. If you leave your pole on somebodys garden and its pinched or damaged its not covered.


Nel.
Title: Re: NO insurance if door open on Wfp van
Post by: macc on September 14, 2006, 07:37:48 pm
Hi. How about this, costs about £10 from a caravan shop, problem sorted.  ;D
Title: Re: NO insurance if door open on Wfp van
Post by: wightsurf on September 15, 2006, 09:55:19 pm
i like the look of that,but what if you lease a van can u cut out holes?
Title: Re: NO insurance if door open on Wfp van
Post by: ronaldo on September 16, 2006, 10:55:57 am
i like the look of that,but what if you lease a van can u cut out holes?

No and if you do when you send it back at the end of the term you will be charged for the repair.
Title: Re: NO insurance if door open on Wfp van
Post by: billozz on September 18, 2006, 06:36:16 pm
macc,
can you supply a link to that item please.
seems like a good idea
Bill
Title: Re: NO insurance if door open on Wfp van
Post by: macc on September 18, 2006, 10:56:31 pm
Hi Bill,

Not sure how to do links but found the item on ebay for you to have a look at, item number 200027492826.  It's in grey but at least you'll know what the item is.  Sorry couldn't have been any further help.

Macc
Title: Re: NO insurance if door open on Wfp van
Post by: stains-away on September 18, 2006, 11:02:52 pm
You can buy rear security screens that fit inside the back doors for most vans, they are a steel frame with mesh and you can get them with sliding flaps so you can leave your doors open and the contents cant be nicked (route your hose through the flap), Andy