Clean It Up

UK General Cleaning Forum => General Cleaning Forum => Topic started by: Claire_Bennett on September 23, 2003, 04:20:27 pm

Title: Desperate for advice
Post by: Claire_Bennett on September 23, 2003, 04:20:27 pm

Still trying to work out what Ins cover Im going to need.

Im planning to offer domestic cleaning into private houses and will be looking to 'employ' 5 or so cleaners when (and if) the business expands. I know that I need public liability ins and have recived quotes for this (although with £250 excess - can anyone get better than this ie lower?)

But will I need Employers Liability Ins, one guy I spoke to said that I wouldn't as technically speaking, the client is employing the cleaner (and paying them) - not me. But another person I spoke to said I would need this Insurance (he was trying to sell me some!) as I was the one finding work for the cleaner and was therefore their 'employer'

which one was correct?  ??? ??? ???

can anyone recommened an Insurance company?

thankyou

Claire Bennett

Title: Re: Desperate for advice
Post by: STEVE71163 on September 23, 2003, 04:37:40 pm

Hi,
  I think you will need employer liability insurance as well once you start employing others. Their are a few company's out their Darwin Clayton (01892-511144) being one and also it might be worth you joining the NFMWGC to get their cheaper insurance. :D

Hope this helps!

Steve Lowe

Title: Re: Desperate for advice
Post by: STEVE71163 on September 23, 2003, 04:49:45 pm

Hi Claire,
            I have just seen another telephone number that i have got out of my BICSc cleaning industry handbook. Its Camberford Law on 020-8315-5000.

Hope this helps

Steve Lowe

Title: Re: Desperate for advice
Post by: Claire_Bennett on September 23, 2003, 04:55:47 pm

Thanks Steve, I think I'll give those numbers a try  :)