Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: JandS on April 04, 2024, 07:48:09 pm

Title: AA
Post by: JandS on April 04, 2024, 07:48:09 pm
So have cover for me and wife with AA.....they won't cover the van though as classed as commercial use......what's the other breakdown firms like?
Title: Re: AA
Post by: Bungle on April 04, 2024, 09:11:46 pm
Halifax Ultimate Reward? £17 a month, covers AA breakdown for you and family members, phone insurance, travel insurance and home emergency. Pay in over £1k a month and get £5 reward a month.
Title: Re: AA
Post by: Ched on April 04, 2024, 09:57:22 pm
GreenFlag at about £8.56 a month.
Title: Re: AA
Post by: DJW on April 05, 2024, 01:37:34 pm
Toyota Hiace ….. don’t need breakdown cover.
Title: Re: AA
Post by: Simon Trapani on April 05, 2024, 03:17:57 pm
Halifax Ultimate Reward? £17 a month, covers AA breakdown for you and family members, phone insurance, travel insurance and home emergency. Pay in over £1k a month and get £5 reward a month.
I don’t think you’ll find they’ll cover your commercial vehicle on that policy though. I didn’t want to take the chance as they said they’re enforcing their rules more strictly.
Title: Re: AA
Post by: dazmond on April 05, 2024, 04:04:59 pm
£80  a year commercial vehicle breakdown cover including homestart(RAC)with my van insurance
Title: Re: AA
Post by: JandS on April 05, 2024, 04:24:14 pm
Dazmond........RAC do it yet AA won't.....strange that will give them a ring.
Title: Re: AA
Post by: The Jester of Wibbly on April 05, 2024, 05:44:15 pm
It's an odd one with RAC.  You have to read the Terms and Conditions with a fine tooth comb.   Normal RAC cover does not include commercial cover anymore.  They now have a separate webpage for commercial cover policy cover.  Search it in Google.   It's a lot more expensive.

However third party offerings such as insurance companies all have different terms with RAC.  It's totally confusing so be careful.
Title: Re: AA
Post by: dazmond on April 05, 2024, 06:14:32 pm
It's an odd one with RAC.  You have to read the Terms and Conditions with a fine tooth comb.   Normal RAC cover does not include commercial cover anymore.  They now have a separate webpage for commercial cover policy cover.  Search it in Google.   It's a lot more expensive.

However third party offerings such as insurance companies all have different terms with RAC.  It's totally confusing so be careful.

I always get my  breakdown cover (with home start) when  I renew my commercial van insurance.of course I'm covered!it's usually cheaper than getting it separately too!👍
Title: Re: AA
Post by: The Jester of Wibbly on April 05, 2024, 06:20:45 pm
It's an odd one with RAC.  You have to read the Terms and Conditions with a fine tooth comb.   Normal RAC cover does not include commercial cover anymore.  They now have a separate webpage for commercial cover policy cover.  Search it in Google.   It's a lot more expensive.

However third party offerings such as insurance companies all have different terms with RAC.  It's totally confusing so be careful.

I always get my  breakdown cover (with home start) when  I renew my commercial van insurance.of course I'm covered!it's usually cheaper than getting it separately too!👍

Yea same with me.  I have Sole Trader RAC cover through an insurance company which is cheaper than direct Commercial RAC cover.
Title: Re: AA
Post by: Bungle on April 05, 2024, 06:59:20 pm
Halifax Ultimate Reward? £17 a month, covers AA breakdown for you and family members, phone insurance, travel insurance and home emergency. Pay in over £1k a month and get £5 reward a month.
I don’t think you’ll find they’ll cover your commercial vehicle on that policy though. I didn’t want to take the chance as they said they’re enforcing their rules more strictly.

They came out to me when I broke down last year in my van. Auxiliary belt snapped on my way home. I limped back but it died a couple of miles from home. They charged my battery and followed me to my designated garage. I hope it's still in force now.
Title: Re: AA
Post by: deeege on April 06, 2024, 08:00:54 am
I thought this thread was about Dazmondos new tattoo.
Title: Re: AA
Post by: Stoots on April 06, 2024, 07:02:33 pm
RAC don't cover commercial. They cover personal vans and if yours is not sign written and no sign of tools you won't have a problem.

I thought mine was covered but because it was obviously been used commercially I had to pay 100 quid for a tow.

I switched to AA  but now they've stopped it.

So i signed up with green flag but after reading the small print I dont think im Properly covered with them either.

Doesn't seem to be anyway around taking out a commercial policy these days.
Title: Re: AA
Post by: Bungle on April 06, 2024, 09:54:12 pm
RAC don't cover commercial. They cover personal vans and if yours is not sign written and no sign of tools you won't have a problem.

I thought mine was covered but because it was obviously been used commercially I had to pay 100 quid for a tow.

I switched to AA  but now they've stopped it.

So i signed up with green flag but after reading the small print I dont think im Properly covered with them either.

Doesn't seem to be anyway around taking out a commercial policy these days.

This is all I could find whereby they won't cover you.

There’s no cover when travelling in a car, van, minibus or motorcycle exceeding the weight restriction of 3.5 tonnes and max width restriction of 8ft 3in (2.55m).
Title: Re: AA
Post by: dazmond on April 07, 2024, 09:30:52 am
RAC don't cover commercial. They cover personal vans and if yours is not sign written and no sign of tools you won't have a problem.

I thought mine was covered but because it was obviously been used commercially I had to pay 100 quid for a tow.

I switched to AA  but now they've stopped it.

So i signed up with green flag but after reading the small print I dont think im Properly covered with them either.

Doesn't seem to be anyway around taking out a commercial policy these days.

Yes they do....my RAC breakdown is all part of my commercial van insurance.homestart too.£80 add on.

I even got a free dashcam with my van insurance which I'm fitting today.👍
Title: Re: AA
Post by: DJW on April 08, 2024, 04:01:48 pm
Don’t forget it’s supposed to point outwards!
Title: Re: AA
Post by: Stoots on April 08, 2024, 04:35:11 pm
RAC don't cover commercial. They cover personal vans and if yours is not sign written and no sign of tools you won't have a problem.

I thought mine was covered but because it was obviously been used commercially I had to pay 100 quid for a tow.

I switched to AA  but now they've stopped it.

So i signed up with green flag but after reading the small print I dont think im Properly covered with them either.

Doesn't seem to be anyway around taking out a commercial policy these days.

Yes they do....my RAC breakdown is all part of my commercial van insurance.homestart too.£80 add on.

I even got a free dashcam with my van insurance which I'm fitting today.👍

Well yeah of course they do on a commercial policy, but i meant on a normal policy. They all used to.
Title: Re: AA
Post by: JandS on April 09, 2024, 04:01:50 pm
Yes just got RAC  breakdown cover through my insurer for van.......£80.83....same as Dazmonds by the look of it.
Title: Re: AA
Post by: Bungle on September 02, 2024, 05:16:05 pm
Yes just got RAC  breakdown cover through my insurer for van.......£80.83....same as Dazmonds by the look of it.

Is that insurance home start and road side assistance? Any sign of relay/recovery to where you want in the country? The AA do commercial breakdown cover but it doesn't include relay/recovery 👎
Title: Re: AA
Post by: SB Cleaning on September 02, 2024, 05:19:36 pm
Green flag
Title: Re: AA
Post by: Soupy on September 02, 2024, 06:53:31 pm
Wheel bearing collapsed on my Navara in the winter.

The AA took 7 hours to come and recover me.

Fun times.
Title: Re: AA
Post by: Bungle on September 02, 2024, 07:26:38 pm
Green flag

Just been on their website. £72 or so for one vehicle or £100 or so for personal cover. I can't see anything about the use of commercial vehicles. Is there an exclusion anywhere that I've missed? Have you had to use them at all?
Title: Re: AA
Post by: SB Cleaning on September 02, 2024, 07:52:14 pm
Green flag

Just been on their website. £72 or so for one vehicle or £100 or so for personal cover. I can't see anything about the use of commercial vehicles. Is there an exclusion anywhere that I've missed? Have you had to use them at all?
Not had to use them, I spoke to them on the phone, its definitely for a business van i made sure.
https://www.greenflag.com/breakdown-cover/fleet
Title: Re: AA
Post by: Scottish Cleaning Service on September 02, 2024, 08:20:26 pm
I have AA cover with my Nationwide account, £13 or £15 a month. Called them out when steering lock stuck on and guy sorted it in minutes. He never mention anything about my sign written van, happy days.
Title: Re: AA
Post by: Bungle on September 02, 2024, 08:32:13 pm
I have AA cover with my Nationwide account, £13 or £15 a month. Called them out when steering lock stuck on and guy sorted it in minutes. He never mention anything about my sign written van, happy days.

Yeah, but you don't get nationwide recovery unless you slip the mechanic a score as I found out today 😉
Title: Re: AA
Post by: DJW on September 03, 2024, 03:17:04 pm
£13 or £15 a month? Eh  ???
Title: Re: AA
Post by: dd on September 03, 2024, 03:39:04 pm
£13 a month but only covers up to 3500kg gross vehicle weight
Title: Re: AA
Post by: Scottish Cleaning Service on September 03, 2024, 03:58:01 pm
£13 or £15 a month? Eh  ???

Nationwide Flex Plus Account. You get phone and travel insurance with it.
Title: Re: AA
Post by: jonboywalton75 on September 05, 2024, 08:01:44 am
I pay £28.00 a month for Lloyd's bank account that I use as a business account, I get AA cover, home start included , mobile phone insurance, travel insurance.
AA came out to my recent camshaft failure
Arrived within 10 minutes, recovered to home (2 miles away)
I got 3 days free car hire, which came in handy.

Oh and my vehicle, tranny connect is used for business (facelift system installed) and pleasure.

Title: Re: AA
Post by: Scottish Cleaning Service on September 05, 2024, 11:46:34 am
Ironic, it was £13 a month but now its going up to £18 a month which is still good for Nationwide flex plus account.