Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: dazmond on January 06, 2023, 06:37:24 pm
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Hopefully ive got another 30 years left then I'll retire at 81.... 8) ;D
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
I know a couple of windys well into their 70s still going strong and enjoy the job.
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Hopefully ive got another 30 years left then I'll retire at 81.... 8) ;D
You get less than that for murder
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
I know a couple of windys well into their 70s still going strong and enjoy the job.
So do I, I’m not saying it’s not possible, I’m just saying I’d feel sorry for Daz if he was doing that.
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
I know a couple of windys well into their 70s still going strong and enjoy the job.
So do I, I’m not saying it’s not possible, I’m just saying I’d feel sorry for Daz if he was doing that.
Why? He loves it ;D
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
Why?my dad was still working at 74 and my missus dad is 81 and still working as well as a window cleaner I've known for years who's 78 now....Still on the glass.... ;)
There is nothing sorry about having a work ethic no matter what age you are if your fit and healthy....
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Some of us don't actually hate the job mate...if anything I feel sorry for people who hate their job now and dream of retirement in 20 years time! :)
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Some of us don't actually hate the job mate...if anything I feel sorry for people who hate their job now and dream of retirement in 20 years time! :)
I don’t hate the job, I actually enjoy it also.
I hope I’ve worked hard enough and invested wisely enough though to spend my later years doing something I enjoy more, which there are many things. Each to their own though.
I’m only saying the things that you were angling for when you posted this thread though Daz ;D
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Will you sell your business when your 81 Daz and then spend the money during your retirement years? probably fetch a million by then easy, maybe you could charge young up start WC's and be their inspirational business coach ;D
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Maybe not as old as that Daz but I could scale down to 1 day a week and get far more than I would have ever got scrimping and depriving myself over the years paying into a pension,if you get to that age you’ve done well if you are able to work in any capacity you’ve exceeded yourself if at 75-81 years of age you are able to work 3-4 days a week you really would be considered in the top 1%.
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
Why?my dad was still working at 74 and my missus dad is 81 and still working as well as a window cleaner I've known for years who's 78 now....Still on the glass.... ;)
There is nothing sorry about having a work ethic no matter what age you are if your fit and healthy....
Isn’t one still on his arse?
Fell off his ladder I recall?
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
Why?my dad was still working at 74 and my missus dad is 81 and still working as well as a window cleaner I've known for years who's 78 now....Still on the glass.... ;)
There is nothing sorry about having a work ethic no matter what age you are if your fit and healthy....
Isn’t one still on his arse?
Fell off his ladder I recall?
Yeah he s fooked mate!I wouldn't want to be climbing ladders at 75!I doubt he ll be window cleaning again
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
Why?my dad was still working at 74 and my missus dad is 81 and still working as well as a window cleaner I've known for years who's 78 now....Still on the glass.... ;)
There is nothing sorry about having a work ethic no matter what age you are if your fit and healthy....
Isn’t one still on his arse?
Fell off his ladder I recall?
Yeah he s fooked mate!I wouldn't want to be climbing ladders at 75!I doubt he ll be window cleaning again
Your ex Boss?
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
Why?my dad was still working at 74 and my missus dad is 81 and still working as well as a window cleaner I've known for years who's 78 now....Still on the glass.... ;)
There is nothing sorry about having a work ethic no matter what age you are if your fit and healthy....
Says the part timer ;D
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I’ll be at it for a couple more years, then that’s me all done brushing glass.
I’ll be emigrating then.
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If you still want to be cleaning windows when you are aged 70+ Daz I actually feel sorry for you.
Why?my dad was still working at 74 and my missus dad is 81 and still working as well as a window cleaner I've known for years who's 78 now....Still on the glass.... ;)
There is nothing sorry about having a work ethic no matter what age you are if your fit and healthy....
Says the part timer ;D
Price higher……work harder ;D
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Who wants to work every day and long hours?not me and I haven't for many years now....but doing some work every week is good for you IMO.... ;)
Price higher,work harder is a motto I gave myself when i switched to wfp 13 years ago...... ;D
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I'm going to be 70 this coming May and still going strong, I do it because I enjoy it and it also tops up my pension giving me a better life style.
This week I bought a new van as the old one was getting on a bit having done almost 100000 miles.
I reckon I still have a good few years left in me to carry on doing what I enjoy after all age is only a number
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I like the reduce it down as you get older bit. My vague plan is to keep my turnover where it is by continuing to only take on good work and prune the less good work. At the moment I do 3 to 4 days with about 6 hours on the glass per week.
State pension kicks in in just under two years and one half years time so I might drop a grand a month at that point which at my £250 a day will put me on 2 to 3 shorter days a week.
A couple of years after that I shall possibly start using a smallish private pension pot and drop to an average of two short days a week to keep active.
I wouldn't mind keeping a few cream jobs at say 70 to keep me active.
Health is the lottery. Fingers crossed!
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keep at it if you get to that age. it maybe the only company you will get if you have no family . freinds dissapear with age. it may be there only purpose to get up for.
i hope im doing a couple of hours a day if i get to that age.
the xtra few hundred quid will be a bonus
pay for the sunny hollidays a few times a year
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One thing's for sure.... If Daz a had a good pension to look forward to, and a 4-500k house paid off for when he hit 60, he'd be on here saying how much he's looking forward to retirement, more time for hobbies, 5 star holidays etc and how he couldn't imagine having to work 'till you drop!🤣🤣
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
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I guess Mrs Daz will be sat at home all day wondering why she ever bothered?
Baked beans in the bath for one.
Daz will still be taking selfies of his wrinkly body at 81 down the gym after work.
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
Haven't you had problems getting staff?
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
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One thing's for sure.... If Daz a had a good pension to look forward to, and a 4-500k house paid off for when he hit 60, he'd be on here saying how much he's looking forward to retirement, more time for hobbies, 5 star holidays etc and how he couldn't imagine having to work 'till you drop!🤣🤣
My missus house will be paid off within 2 years.🙂
I have plenty of money behind me which is growing every month in various accounts and fixed rate bonds...
I've just turned 51 so im still fairly young
I only work part time now so plenty of time for my hobbies
I couldn't give a fook about pensions.... ;D
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
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I guess Mrs Daz will be sat at home all day wondering why she ever bothered?
Baked beans in the bath for one.
Daz will still be taking selfies of his wrinkly body at 81 down the gym after work.
My missus has no plans to retire either she's self employed too so can cut her hours down like me to suit.... ;)
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
Unless your suffering from a real bad illness or crippled no one should be able to get benefits without having to do some sort of work IMO.....as for food banks they should shut them all down!some of them get free food then order a takeaway the next day!absolutely scum bags!heroin addicts round here spend all their benefits on smack and go and get their free food! ::)roll >:(
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Were you considered scum when you did drugs and were an alcoholic then got given a council flat?
Bit rich isn’t it?
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One thing's for sure.... If Daz a had a good pension to look forward to, and a 4-500k house paid off for when he hit 60, he'd be on here saying how much he's looking forward to retirement, more time for hobbies, 5 star holidays etc and how he couldn't imagine having to work 'till you drop!🤣🤣
My missus house will be paid off within 2 years.🙂
I have plenty of money behind me which is growing every month in various accounts and fixed rate bonds...
I've just turned 51 so im still fairly young
I only work part time now so plenty of time for my hobbies
I couldn't give a fook about pensions.... ;D
You've been with your missus years, why don't you move in now and put what you pay as rent, gas, council tax and electric towards her mortgage?
Thats gotta be somewhere approaching 800 a month isnt it?
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I am 58 and have no idea how much longer I will work. I do have pension/investments/paid off mortgage and it is nice to have the option of being able to retire (probably even now) when I feel the time is right.
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
Unless your suffering from a real bad illness or crippled no one should be able to get benefits without having to do some sort of work IMO.....as for food banks they should shut them all down!some of them get free food then order a takeaway the next day!absolutely scum bags!heroin addicts round here spend all their benefits on smack and go and get their free food! ::)roll >:(
Couldn’t make it up 😂😂
Your subsidised council flat is a benefit Daz, what crippling illness are you suffering from?
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Mental forgetfulness.
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
Unless your suffering from a real bad illness or crippled no one should be able to get benefits without having to do some sort of work IMO.....as for food banks they should shut them all down!some of them get free food then order a takeaway the next day!absolutely scum bags!heroin addicts round here spend all their benefits on smack and go and get their free food! ::)roll >:(
Couldn’t make it up 😂😂
Your subsidised council flat is a benefit Daz, what crippling illness are you suffering from?
I know lots of peeps who don’t see the benefits they’re on as a privelige. Sit their moaning and griping about the way of the world, meanwhile not lifting a finger to either better themselves or help out in any way.
Lots of peeps don’t know the meaning of the word responsible. It’s all ‘me me me’ and ‘take take take’.
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
Haven't you had problems getting staff?
Yes but I'm 41 and still able bodied and its easy to give in. At 60 I may be a bit more motivated to find someone and perhaps more patient and tolerant.
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I think you'd be daft to give up a council flat and move in with a bird. If she kicks you out you are homeless and into the ridiculous housing market.
In Dazs position I'd keep it forever even if I just used it as storage.
Or sub let it illegally to one of the local crack heads :D
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The retirement age for some on here will be at least 68 and that is bound to rise to 70 plus at the rate things are going.
Trouble with physical jobs and aging is it takes it out of us as we age no matter how fit we think we are, we slow down and work smarter.
Who wants to work forever, what's the point? Scale down and taking more time to do the things you want is more appealing, it's what I do now as I prefer a happy life balance, everything in moderation.
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
I’m sick to death of her and her policies Winpro. She plays a numbers game to appeal to the masses. Between the wife and I we pay over 3k a year more on PAYE than those south of the border, and for what, free prescriptions and free student fees!
There’s worse, I would like to sell one of my rental properties, guess what, I’m not allowed to because of the cost of living crisis. Yes that’s right, I’m not allowed to sell a house that belongs to me😡
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With the best will in the world, only a very small percentage of people are going to be physically able to do this job into their 70’s. Having that as your only plan for your later years is just crazy imo. Then there’s the squatting in your Mrs house thing aswell. Not great planning Daz but aslong as you’re happy. ;D
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Were you considered scum when you did drugs and were an alcoholic then got given a council flat?
Bit rich isn’t it?
I still worked and didn't scrounge off the state.theres whole generations round here who ve never worked...their the real scumbags mate.
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With the best will in the world, only a very small percentage of people are going to be physically able to do this job into their 70’s. Having that as your only plan for your later years is just crazy imo. Then there’s the squatting in your Mrs house thing aswell. Not great planning Daz but aslong as you’re happy. ;D
Really?do you think you'll be knackered when your 70?I know loads of older folk who work and are perfectly fit and healthy...as for moving in with the missus,of course everything will be fine.ive been with her over 10 years and we are very happy.😄
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
My wife works in schools, she got offered 3%.
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One thing's for sure.... If Daz a had a good pension to look forward to, and a 4-500k house paid off for when he hit 60, he'd be on here saying how much he's looking forward to retirement, more time for hobbies, 5 star holidays etc and how he couldn't imagine having to work 'till you drop!🤣🤣
My missus house will be paid off within 2 years.🙂
I have plenty of money behind me which is growing every month in various accounts and fixed rate bonds...
I've just turned 51 so im still fairly young
I only work part time now so plenty of time for my hobbies
I couldn't give a fook about pensions.... ;D
You've been with your missus years, why don't you move in now and put what you pay as rent, gas, council tax and electric towards her mortgage?
Thats gotta be somewhere approaching 800 a month isnt it?
I don't want to move in while her daughter and boyfriend are living there.when they buy their first house together I'll move in then.probably be another couple of years yet as they save up for a deposit....👍
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
Unless your suffering from a real bad illness or crippled no one should be able to get benefits without having to do some sort of work IMO.....as for food banks they should shut them all down!some of them get free food then order a takeaway the next day!absolutely scum bags!heroin addicts round here spend all their benefits on smack and go and get their free food! ::)roll >:(
Couldn’t make it up 😂😂
Your subsidised council flat is a benefit Daz, what crippling illness are you suffering from?
I don't live in a council flat mate.its housing association and I grew up round here...born and bred unlike most of the foreigners who live here!some of them can't even speak English! ::)roll
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I think you'd be daft to give up a council flat and move in with a bird. If she kicks you out you are homeless and into the ridiculous housing market.
In Dazs position I'd keep it forever even if I just used it as storage.
Or sub let it illegally to one of the local crack heads :D
It has crossed my mind once or twice.the TDS round here is a lot lower than missus house also more room for my drums....😄but I'd be saving myself around £5k a year when I move in
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With the best will in the world, only a very small percentage of people are going to be physically able to do this job into their 70’s. Having that as your only plan for your later years is just crazy imo. Then there’s the squatting in your Mrs house thing aswell. Not great planning Daz but aslong as you’re happy. ;D
Really?do you think you'll be knackered when your 70?I know loads of older folk who work and are perfectly fit and healthy...as for moving in with the missus,of course everything will be fine.ive been with her over 10 years and we are very happy.😄
I hope I won’t be knackered by 70, keep myself fit, run marathons etc, however, banking on being able to bring an income in by doing a physical job at that age, with no backup plan, is madness imo.
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
I’m sick to death of her and her policies Winpro. She plays a numbers game to appeal to the masses. Between the wife and I we pay over 3k a year more on PAYE than those south of the border, and for what, free prescriptions and free student fees!
There’s worse, I would like to sell one of my rental properties, guess what, I’m not allowed to because of the cost of living crisis. Yes that’s right, I’m not allowed to sell a house that belongs to me😡
Think they've lost the plot, they seem obsessed with children, sexuality and gender bending! A party of bent, sexual deviants determined to strip every Scottish child of their innocence. Anyway, don't get me started!!😡🤣🤣
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Be warned Daz - at 51 I was fit worked hard etc…. 52 - bang - suddenly could t do anything - became ill ended up in a&e several times - 3 operations led to kidney failure - can’t even boil a kettle now without being exhausted
You just never know what’s waiting for you around the corner
Darran
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Am 65 now and on 3 day week for 4 weeks then week off recurring.
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Dont have a pension and dont think i`ll bother getting one
Just retire at what age you choose and pay someone else to clean your work, theres your pension for the rest of your life.
This is one of the options I’ll be considering.
I also have two residential rental properties which will give me an income……that said if things keep going the way they are I might sell these as the Scottish government is making being a landlord less and less appealing.
Best occupation in Scotland is bennefits, it's the only sector that's had a 'in line with inflation' pay rise!! Wee Krankie offered nurses 7% and gave the work shy 0ver 10%!!😲
Unless your suffering from a real bad illness or crippled no one should be able to get benefits without having to do some sort of work IMO.....as for food banks they should shut them all down!some of them get free food then order a takeaway the next day!absolutely scum bags!heroin addicts round here spend all their benefits on smack and go and get their free food! ::)roll >:(
Couldn’t make it up 😂😂
Your subsidised council flat is a benefit Daz, what crippling illness are you suffering from?
I don't live in a council flat mate.its housing association and I grew up round here...born and bred unlike most of the foreigners who live here!some of them can't even speak English! ::)roll
How did you qualify for social housing?
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Think he used to be trad and drank a lot, before he went 5* and had beans in the bath
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I think you'd be daft to give up a council flat and move in with a bird. If she kicks you out you are homeless and into the ridiculous housing market.
In Dazs position I'd keep it forever even if I just used it as storage.
Or sub let it illegally to one of the local crack heads :D
With his 40 k in the bank he could buy up half of Manchester 😂😂😂😂
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Think he used to be trad and drank a lot, before he went 5* and had beans in the bath
Don’t be so ridiculous it was beans in the pool ::)roll ::)roll
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Beans in a pool, sheer madness
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Be warned Daz - at 51 I was fit worked hard etc…. 52 - bang - suddenly could t do anything - became ill ended up in a&e several times - 3 operations led to kidney failure - can’t even boil a kettle now without being exhausted
You just never know what’s waiting for you around the corner
Darran
Sorry to hear that..
I was diagnosed with Crohn’s at 53 ..love this job 20 odd hours a week let’s me manage it of sorts
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Be warned Daz - at 51 I was fit worked hard etc…. 52 - bang - suddenly could t do anything - became ill ended up in a&e several times - 3 operations led to kidney failure - can’t even boil a kettle now without being exhausted
You just never know what’s waiting for you around the corner
Darran
Some doctors say between the ages of 48-52 is the snipers bullet time...if you make it past 52 then most of us will be good for another 25 years....
Hope your on the mend now mate
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With the best will in the world, only a very small percentage of people are going to be physically able to do this job into their 70’s. Having that as your only plan for your later years is just crazy imo. Then there’s the squatting in your Mrs house thing aswell. Not great planning Daz but aslong as you’re happy. ;D
Really?do you think you'll be knackered when your 70?I know loads of older folk who work and are perfectly fit and healthy...as for moving in with the missus,of course everything will be fine.ive been with her over 10 years and we are very happy.😄
I hope I won’t be knackered by 70, keep myself fit, run marathons etc, however, banking on being able to bring an income in by doing a physical job at that age, with no backup plan, is madness imo.
I don't need a back up plan Danny.why would I?I'll have my state pension,a large nest egg and no mortgage if I can't work for whatever reason...
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Daz - Not until they find a kidney !
Darran
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With the best will in the world, only a very small percentage of people are going to be physically able to do this job into their 70’s. Having that as your only plan for your later years is just crazy imo. Then there’s the squatting in your Mrs house thing aswell. Not great planning Daz but aslong as you’re happy. ;D
Really?do you think you'll be knackered when your 70?I know loads of older folk who work and are perfectly fit and healthy...as for moving in with the missus,of course everything will be fine.ive been with her over 10 years and we are very happy.😄
I hope I won’t be knackered by 70, keep myself fit, run marathons etc, however, banking on being able to bring an income in by doing a physical job at that age, with no backup plan, is madness imo.
I don't need a back up plan Danny.why would I?I'll have my state pension,a large nest egg and no mortgage if I can't work for whatever reason...
Who needs a backup plan? ;D;D
Wish you the best Daz, personally wouldn’t want my eggs in a single basket like that.
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Be warned Daz - at 51 I was fit worked hard etc…. 52 - bang - suddenly could t do anything - became ill ended up in a&e several times - 3 operations led to kidney failure - can’t even boil a kettle now without being exhausted
You just never know what’s waiting for you around the corner
Darran
Hi Darran,
Have you changed your monile number? I sent you a text a few days ago, never went through!
Hope all well considering the circumstances.
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Daz - Not until they find a kidney !
Darran
The guitarist out of my former band has suffered with kidney problems most of his adult life.hes now stopped gigging as he s just not well enough most days.he s 45.one of his brothers is hoping to give one if compatible.hes had 2 kidney transplants already.his left arm is swollen to almost twice the size of his left arm and he s on home dialysis.... :(
Wishing you health and happiness for 2023 Darran...
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With the best will in the world, only a very small percentage of people are going to be physically able to do this job into their 70’s. Having that as your only plan for your later years is just crazy imo. Then there’s the squatting in your Mrs house thing aswell. Not great planning Daz but aslong as you’re happy. ;D
Really?do you think you'll be knackered when your 70?I know loads of older folk who work and are perfectly fit and healthy...as for moving in with the missus,of course everything will be fine.ive been with her over 10 years and we are very happy.😄
I hope I won’t be knackered by 70, keep myself fit, run marathons etc, however, banking on being able to bring an income in by doing a physical job at that age, with no backup plan, is madness imo.
I don't need a back up plan Danny.why would I?I'll have my state pension,a large nest egg and no mortgage if I can't work for whatever reason...
Who needs a backup plan? ;D;D
Wish you the best Daz, personally wouldn’t want my eggs in a single basket like that.
So what are your plans then Danny?(assuming you have them)...private pensions?,property?employing people to do your work?,franchising?
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With the best will in the world, only a very small percentage of people are going to be physically able to do this job into their 70’s. Having that as your only plan for your later years is just crazy imo. Then there’s the squatting in your Mrs house thing aswell. Not great planning Daz but aslong as you’re happy. ;D
Really?do you think you'll be knackered when your 70?I know loads of older folk who work and are perfectly fit and healthy...as for moving in with the missus,of course everything will be fine.ive been with her over 10 years and we are very happy.😄
I hope I won’t be knackered by 70, keep myself fit, run marathons etc, however, banking on being able to bring an income in by doing a physical job at that age, with no backup plan, is madness imo.
I don't need a back up plan Danny.why would I?I'll have my state pension,a large nest egg and no mortgage if I can't work for whatever reason...
Who needs a backup plan? ;D;D
Wish you the best Daz, personally wouldn’t want my eggs in a single basket like that.
So what are your plans then Danny?(assuming you have them)...private pensions?,property?employing people to do your work?,franchising?
A mixture of things Daz. Not a pension as such but a stocks and shares ISA which I have full control of the investments in, property, being mortgage free before I’m 50 etc.
I’m undecided on the work thing yet, I’m happy being a sole trader at the moment whilst my kids are young but I may in the future decide to grow to have staff, more vans and a business that can be managed from off the tools and could be sold if I wanted.
Mrs will also have a good teachers pension but that’s hers so I wouldn’t include that in any planning ;D
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I might have - wife hands me a new phone every so often
Email me at darran@oddbodscleaning.Co.uk
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I'm 64 still work two days a week but a couple of years ago I asked myself if I still wanted to be working at 70. The short answer was no so now I have a full time and part time worker that's helping me move into full time retirement hopefully this year. Last year I was able take 9 weeks holidays abroad which included two weeks in Spain this Xmas and New Year got home yesterday.
They both earn decent money with flexible hours to suit both parties it also gives me a good income without actually working.
As Daz explained you never know what's round the corner more so at our age. My doctor once said that if your lucky to get though your fifties then there's a good chance you'll sail through your sixties and beyond.
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I might have - wife hands me a new phone every so often
Email me at darran@oddbodscleaning.Co.uk
Will do
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I'm 64 still work two days a week but a couple of years ago I asked myself if I still wanted to be working at 70. The short answer was no so now I have a full time and part time worker that's helping me move into full time retirement hopefully this year. Last year I was able take 9 weeks holidays abroad which included two weeks in Spain this Xmas and New Year got home yesterday.
They both earn decent money with flexible hours to suit both parties it also gives me a good income without actually working.
As Daz explained you never know what's round the corner more so at our age. My doctor once said that if your lucky to get though your fifties then there's a good chance you'll sail through your sixties and beyond.
That's lucky then cos I was 60 in October and currently planning my retirement. Whoddathunk it when I first started out in this game that I'd be planning to emigrate after finishing my working life.
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⬆️ Daz didn’t say you never know what’s round the corner that’s the thing.
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I rented a unit and the guy next door (his unit was much bigger) came over to suss me out, see who I was etc, we got talking.
He fixed gearboxes (that's all he did); all the local garages, large and small, would send him the car, he would take out the gearbox, strip it, fix it and put it back in. He said he charges around £2k per gearbox.
He told me that he retired early, a while back, sold his business, and moved to Spain, he bought a large plot of land as his wife kept horses. One day he was mowing his huge lawn on his ride-on mower and 'had a moment' where he wondered what the hell he was doing with his life! A guy in the local village had a problem with his gearbox so the guy fixed it.
He has now moved back to the UK, started up a new business and fixes gearboxes again, his daughter works with him too.
I guess retirement is different things to different people!
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I'm 64 still work two days a week but a couple of years ago I asked myself if I still wanted to be working at 70. The short answer was no so now I have a full time and part time worker that's helping me move into full time retirement hopefully this year. Last year I was able take 9 weeks holidays abroad which included two weeks in Spain this Xmas and New Year got home yesterday.
They both earn decent money with flexible hours to suit both parties it also gives me a good income without actually working.
As Daz explained you never know what's round the corner more so at our age. My doctor once said that if your lucky to get though your fifties then there's a good chance you'll sail through your sixties and beyond.
That's lucky then cos I was 60 in October and currently planning my retirement. Whoddathunk it when I first started out in this game that I'd be planning to emigrate after finishing my working life.
I think this is quite an interesting point.
Who knows where they will want to be or what they will want or be able to do when they are 60 plus and approaching retirement.
If you haven't invested, saved, got a pension or built a business to support you then chances are you get to that age and your only option is to keep working...
Maybe it's better to put yourself in a position that when you get to 60 you have options. Retire, keep working, emigrate or whatever else.
Food for thought, time moves fast and we can get caught up in life and not plan properly. I know I don't have any clear plan and I'm 41 doesn't seem 2 minutes since I started window cleaning but it's been over 8 years I've just been drifting along.
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Be warned Daz - at 51 I was fit worked hard etc…. 52 - bang - suddenly could t do anything - became ill ended up in a&e several times - 3 operations led to kidney failure - can’t even boil a kettle now without being exhausted
You just never know what’s waiting for you around the corner
Darran
Hope things pick up for you Smudger. Your story is exactly why i just couldn't relax going part time like Daz when i know i could be earning more doing more hours because we just don't know what tomorrow will bring and i simply don't have enough behind me to cope if the worse happens and truth be told, i don't think Daz does, £40k tucked away wont last long. I'm very much in the "make hay whilst you can " camp. Id be lying if i didn't say i was a little bit envious of his lifestyle, i guess there's a compromise in there somewhere, probably along the lines of full time but with more annual leave.
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Be warned Daz - at 51 I was fit worked hard etc…. 52 - bang - suddenly could t do anything - became ill ended up in a&e several times - 3 operations led to kidney failure - can’t even boil a kettle now without being exhausted
You just never know what’s waiting for you around the corner
Darran
Hope things pick up for you Smudger. Your story is exactly why i just couldn't relax going part time like Daz when i know i could be earning more doing more hours because we just don't know what tomorrow will bring and i simply don't have enough behind me to cope if the worse happens and truth be told, i don't think Daz does, £40k tucked away wont last long. I'm very much in the "make hay whilst you can " camp. Id be lying if i didn't say i was a little bit envious of his lifestyle, i guess there's a compromise in there somewhere, probably along the lines of full time but with more annual leave.
The problem with your way of thinking is you ll probably die in another 15 years working full time now to enjoy taking it a bit easier later in life....these things tend to happen to some people who think there doing everything right and working hard now....they drop dead when they get to 65....
I prefer to enjoy my life NOW....take it a bit easier NOW.....I'm still saving money and enjoying myself! :)
Obviously there's no guarantees but slowing up now at 51 will probably mean I've got a longer part time working life left in me without burning myself out which ironically is just how I like to live my life.
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Theres only 2 options in this game as far as im concerned
Be "part time" as daz calls it. Maybe working 8 til 2ish 4 days a week
or
Employ and grow
working 5/6 day weeks full time is not an option i would consider, theres really no need if you dont want to employ then put prices up. I would say if anyone needs to bust a gut like that they are living well beyond their means. 50k a year "part time" should be enough for anyone.
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I'm 64 still work two days a week but a couple of years ago I asked myself if I still wanted to be working at 70. The short answer was no so now I have a full time and part time worker that's helping me move into full time retirement hopefully this year. Last year I was able take 9 weeks holidays abroad which included two weeks in Spain this Xmas and New Year got home yesterday.
They both earn decent money with flexible hours to suit both parties it also gives me a good income without actually working.
As Daz explained you never know what's round the corner more so at our age. My doctor once said that if your lucky to get though your fifties then there's a good chance you'll sail through your sixties and beyond.
That's lucky then cos I was 60 in October and currently planning my retirement. Whoddathunk it when I first started out in this game that I'd be planning to emigrate after finishing my working life.
Canada?
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Yup. British Columbia. 8)
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With the rising costs of energy and groceries and its knock on effect, I'm sure many more will be coming out of retirement to pay for life's daily essentials.
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If you’ve got a wife-partner and you’re in this game and she’s say a Solicitor or teacher you are absolutely laughing lol,if you haven’t already marry her.
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I rented a unit and the guy next door (his unit was much bigger) came over to suss me out, see who I was etc, we got talking.
He fixed gearboxes (that's all he did); all the local garages, large and small, would send him the car, he would take out the gearbox, strip it, fix it and put it back in. He said he charges around £2k per gearbox.
He told me that he retired early, a while back, sold his business, and moved to Spain, he bought a large plot of land as his wife kept horses. One day he was mowing his huge lawn on his ride-on mower and 'had a moment' where he wondered what the hell he was doing with his life! A guy in the local village had a problem with his gearbox so the guy fixed it.
He has now moved back to the UK, started up a new business and fixes gearboxes again, his daughter works with him too.
I guess retirement is different things to different people!
Obviously he wasn’t geared for retirement then.
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If you’ve got a wife-partner and you’re in this game and she’s say a Solicitor or teacher you are absolutely laughing lol,if you haven’t already marry her.
This is true, but there's also plenty of other businesses/jobs/trades where people earn the kind of money you'd like a partner to earn to have as a cushion once you get to retirement.
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I’m 60 with a small pension, less than a days earning.
I will continue to work while I can. Currently 3 days, tues weds and Thursday.
I’ve seen in 23 years of cleaning windows guys retire and show off the new car from the lump sum. Then a month or 2 later his Mrs is asking me to take him with me as he’s getting under her feet!
A month or 2 later he’s got a little job for a couple of days a week.
This is my little job, cleaning windows.
That said it obviously depends on your health. I’m about to have a hip replaced so it’s painful to work currently. I’m on more drugs for pain relief than Daz in his clubbing days of the2000s
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I know retirement for me doesn't mean stoping working and tending the vegetable plot 24/7. Most peeps that did that were dead within 5 years.
For me Im planning on moving to Canada, get a small truck and be busy doing odds and sods, 2 - 3 days a week. Keeping half active and enjoying the outdoor life.
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I’ll probably retire early at 75 then use my spare time for my hobbies, skateboarding, bungee jumping, pole dancing and muff diving. Should keep me busy for twenty years I reckon.
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⬆️ exactly get all that muff diving in now m8 lol oh hang on hang on let’s all wait till we are 65 ,😂 I hear it all the time and it’s a sad way to look at life gearing it all up for 65 only to realise you’re tongue 👅 had gone numb 🤣🤣
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⬆️ exactly get all that muff diving in now m8 lol oh hang on hang on let’s all wait till we are 65 ,😂 I hear it all the time and it’s a sad way to look at life gearing it all up for 65 only to realise you’re tongue 👅 had gone numb 🤣🤣
True though mate, who wants to do owt at 65 apart from potter about in the shed. Get your living done now nothing to look forward to at 65 other than a saggy arsed mrs and a dick that dont work.
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😂 that did make me laugh
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my plan is to save hard as I have been doing. I too am 51 and 30 years into the job
back up plan if need be is to downsize , I live in a four bed detached and hardly use half the house as it is.
I would like to keep working past state pension age if I am able to, but this would be just 8 to 12 hours a week , just doing the cream.
I would then sell the rest of my work.
If my health fails , then it would be the back up plan.
fortunately, neither me or my partner are materialistic, and both enjoy the simple things in life . so not having flashy cars and expensive holidays wont be missed
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Yup. British Columbia. 8)
How do you manage to get allowed in? Canada would certainly appeal to me. BC would be a good area to settle.
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I have reached the magic age of 66 and have been retired for 10 months, I was struggling with arthritis in the neck and back problems so needed to retire. I would seem I have planned quite well, I sold my round to my neighbour who had worked part time with me for 4 years, I have savings which I am living off the interest+ state pension, not had to touch my private pension at all yet, all going well so far
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By the sounds of it James you don’t have anything to look forward to then lol.
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British Columbia looks lovely.
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By the sounds of it James you don’t have anything to look forward to then lol.
perfectly happy (lol).... thats why I dont feel the need to put others down to make myself feel better ..... ring any bells ?
( LOL )
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I have reached the magic age of 66 and have been retired for 10 months, I was struggling with arthritis in the neck and back problems so needed to retire. I would seem I have planned quite well, I sold my round to my neighbour who had worked part time with me for 4 years, I have savings which I am living off the interest+ state pension, not had to touch my private pension at all yet, all going well so far
What do you do to stay active mate?
Enjoy your retirement my friend... :)
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You won’t miss what you’ve never had James.
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You won’t miss what you’ve never had James.
who said i dont have or ever did ?
just dont feel the need to brag like you .
have you not yet realised , that people are not laughing along at you, but rather laughing at you?
muppet (lol )
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I rented a unit and the guy next door (his unit was much bigger) came over to suss me out, see who I was etc, we got talking.
He fixed gearboxes (that's all he did); all the local garages, large and small, would send him the car, he would take out the gearbox, strip it, fix it and put it back in. He said he charges around £2k per gearbox.
He told me that he retired early, a while back, sold his business, and moved to Spain, he bought a large plot of land as his wife kept horses. One day he was mowing his huge lawn on his ride-on mower and 'had a moment' where he wondered what the hell he was doing with his life! A guy in the local village had a problem with his gearbox so the guy fixed it.
He has now moved back to the UK, started up a new business and fixes gearboxes again, his daughter works with him too.
I guess retirement is different things to different people!
Obviously he wasn’t geared for retirement then.
It's like he put his retirement plans into reverse.
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Yup. British Columbia. 8)
How do you manage to get allowed in? Canada would certainly appeal to me. BC would be a good area to settle.
Well there’s not a lot to stop most Brits going there. Especially if you’re married to a Canadian 😀
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British Columbia looks lovely.
(http://www.cleanitup.co.uk/smf/1673310316_CF68EFDE-CDE3-4236-838F-2B8AEE559F33.jpeg)
(http://www.cleanitup.co.uk/smf/1673310315_B7FBA878-E5CB-4D5E-9FD4-73F29648F127.jpeg)
(http://www.cleanitup.co.uk/smf/1673310315_3B307C5F-72C8-41FD-9409-93F6A23D3B55.jpeg)
(http://www.cleanitup.co.uk/smf/1673310315_1EFD3E9D-B691-4868-97E9-5B7A775900A6.jpeg)
(http://www.cleanitup.co.uk/smf/1673310457_727B441A-35AC-46E7-A10E-0AA9B84079D1.jpeg)
Long hot summers and equally long winters.
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Yeah but can you get served beans in a bath over there?
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No! ;D
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Very cold winters in Canada!regularly gets to -15 in winter.....
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I think they’ve just had snow there this Christmas 🎄 I was watching a bloke take his Lambo out snow ploughing with winter tyres 🛞 lol,honestly we both said beautiful place we’d moved there 👌.
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You have to be 5* platinum plus for beans in the bath >: ;D
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I'm 64 still work two days a week but a couple of years ago I asked myself if I still wanted to be working at 70. The short answer was no so now I have a full time and part time worker that's helping me move into full time retirement hopefully this year. Last year I was able take 9 weeks holidays abroad which included two weeks in Spain this Xmas and New Year got home yesterday.
They both earn decent money with flexible hours to suit both parties it also gives me a good income without actually working.
As Daz explained you never know what's round the corner more so at our age. My doctor once said that if your lucky to get though your fifties then there's a good chance you'll sail through your sixties and beyond.
That's lucky then cos I was 60 in October and currently planning my retirement. Whoddathunk it when I first started out in this game that I'd be planning to emigrate after finishing my working life.
Canada?
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Canadian countryside looks beautiful but I don't think I'd dare venture off isn't there bears everywhere ?
:o
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Very cold winters in Canada!regularly gets to -15 in winter.....
Regularly gets to -30 in some parts, but it depends where you go. Where I'll be it doesn't get as cold as you think it does. When I lived it Denmark it got down to -30 I remember. That was interesting.
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Canadian countryside looks beautiful but I don't think I'd dare venture off isn't there bears everywhere ?
:o
There are bears but you don't need to go to the countryside to see them. They regularly come in to inhabited areas as do deer, jackals, coyotes.
Lauras next door neighbour has the same female deer give birth to her young each year in her back garden. Imagine that!
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Here's a wolf I spotted Feb last year.
(http://www.cleanitup.co.uk/smf/1673352772_274572905_10230322717111318_2073393223924998954_n.jpg)
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Here's a wolf I spotted Feb last year.
(http://www.cleanitup.co.uk/smf/1673352772_274572905_10230322717111318_2073393223924998954_n.jpg)
That's a labradoodle :D
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Is it legal to carry a gun in canada ? ;D
bears in your garden it must be surely
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I don’t know.
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Carry a can of bear spray.
Black bears are the most common. It is the grizzlies that are more dangerous.
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Here's a wolf I spotted Feb last year.
(http://www.cleanitup.co.uk/smf/1673352772_274572905_10230322717111318_2073393223924998954_n.jpg)
Don’t need to go to Canada to see a wolf there is plenty on hear 😂😂😂
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Carry a can of bear spray.
Black bears are the most common. It is the grizzlies that are more dangerous.
I would take the 270 with me that will sort a bear out 😂😂😂