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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: JandS on December 31, 2021, 12:19:03 pm

Title: Van insurance.
Post by: JandS on December 31, 2021, 12:19:03 pm
Didn't realise van insurance does not cover you to drive any other vehicle.
Title: Re: Van insurance.
Post by: EandM on December 31, 2021, 12:36:35 pm
I've had many commerical insurance policies over the last 30 years.

So far, not one of them has covered me to drive another vehicle but they do exist - I've just never found one.

My car insurance does cover me to drive another car that doesn't belong or is hired to me - but this is only a CAR not a van or any other commercial. That's another exemption to be wary of.

As always the detail is in the fine print, which you have to read very carefully.

Title: Re: Van insurance.
Post by: ֍Winp®oClean֍ on December 31, 2021, 12:42:09 pm
Many car policies are the same these days, check very carefully that you are covered for other vehicles is my advice. Last couple of policies I've had for the car have no cover for another vehicle.
Title: Re: Van insurance.
Post by: EandM on December 31, 2021, 02:28:31 pm
Many car policies are the same these days, check very carefully that you are covered for other vehicles is my advice. Last couple of policies I've had for the car have no cover for another vehicle.

That's another bit of tightening up the insurance companies have done.


When I started driving I was covered for Any Vehicle.
It then became Any Car or Motorcycle
and finally
Any Car.

Some limit 3rd party cover by age or value - always worth reading very carefully.
Title: Re: Van insurance.
Post by: Splash & dash on December 31, 2021, 04:53:23 pm
Didn't realise van insurance does not cover you to drive any other vehicle.

Depends who you insure with and their policy , mine does  but I had to request it  not all companies will give that cover .