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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Stephen burton on May 13, 2020, 07:14:55 am

Title: Hmrc grant
Post by: Stephen burton on May 13, 2020, 07:14:55 am
Well it said 8 o’clock but mine went through now and was very simple took about 2 minutes good luck guys
Title: Re: Hmrc grant
Post by: andyralph on May 13, 2020, 07:29:22 am
Hi what did u have to do mines not due till Friday thanks andy
Title: Re: Hmrc grant
Post by: Pole 2 Pole on May 13, 2020, 07:59:37 am
What questions did they ask fella?
Title: Re: Hmrc grant
Post by: High-Tower on May 13, 2020, 09:00:08 am
It really is 2 mins, log in with your UTR and National insurance number, confirm your identity with your drivers license or passport. confirm whether your business has been adversely affected by the corona virus, and whether you intend to continue trading. It tells you how much you are eligible for and shows the calculation. add your bank details and its job done.
 
Title: Re: Hmrc grant
Post by: Granny on May 13, 2020, 09:34:32 am
Any option on how much you claim?
Is it just that single figure of all you are eligible for or an option to claim  a percentage 50% for instance?
Title: Re: Hmrc grant
Post by: G Griffin on May 13, 2020, 09:39:49 am
Any option on how much you claim?
Is it just that single figure of all you are eligible for or an option to claim  a percentage 50% for instance?
I wouldn't have thought they'd have time for that.
Title: Re: Hmrc grant
Post by: Stephen burton on May 13, 2020, 10:02:16 am
No option how much just put your Utr number ni number address and bank details and that’s it
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 10:20:42 am
I’m having a right nightmare with the government gateway  >:(
I set it up and got issued the 12 digit number , then it goes on to ask me to give more info so they can prove my identity, I then get told they can’t confirm who I am  ?
Done it 4 times now I am pulling my hair out here !
Rang up and was told they can’t deal with online problems over phone , tried the online chat and no response, sent message via page problem link and got a reply that didn’t address the problem  >:(
Anybody else having grief or know what I can do???
Title: Re: Hmrc grant
Post by: Richard Groves on May 13, 2020, 10:28:59 am
Any option on how much you claim?
Is it just that single figure of all you are eligible for or an option to claim  a percentage 50% for instance?
Why would you want to do that ?  You've either been adversely affected or you  haven't.  Whether a little or a lot, or even not at all and you don't claim, you'll be paying for it same as everybody.
Title: Re: Hmrc grant
Post by: G Griffin on May 13, 2020, 10:40:34 am
I’m having a right nightmare with the government gateway  >:(
I set it up and got issued the 12 digit number , then it goes on to ask me to give more info so they can prove my identity, I then get told they can’t confirm who I am  ?
Done it 4 times now I am pulling my hair out here !
Rang up and was told they can’t deal with online problems over phone , tried the online chat and no response, sent message via page problem link and got a reply that didn’t address the problem  >:(
Anybody else having grief or know what I can do???
You're probably locked out now. You'll have to try later but I'm not sure how long it is.
Have you got the number and a password? I also get sent a text with a verification code.
Title: Re: Hmrc grant
Post by: NBwcs on May 13, 2020, 10:45:51 am
I’m having a right nightmare with the government gateway  >:(
I set it up and got issued the 12 digit number , then it goes on to ask me to give more info so they can prove my identity, I then get told they can’t confirm who I am  ?
Done it 4 times now I am pulling my hair out here !
Rang up and was told they can’t deal with online problems over phone , tried the online chat and no response, sent message via page problem link and got a reply that didn’t address the problem  >:(
Anybody else having grief or know what I can do???
I had similar problems, mine were solved by using the on line chat service and they sent a link with new I'd and I used the passport proof of identity rather than the multiple choice option however.... I've been trying to access over a week ago in preparation for today and got mine sorted 2 days ago, I'm guessing they will be pretty busy with demand for the foreseeable future, just keep trying on the "chat" feature. Mines not due till tomorrow so havnt actually tried it out when it counts yet.
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 10:46:54 am
I have all I need , I get sent the codes , it just won’t let me in !
COMPUTER SAYS NO  , in the words of Matt Lucas  ;D ;D
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 10:49:03 am
I did wonder if I was going in too early, not due to the 16th , just wanted to make sure it was working and it’s not
Title: Re: Hmrc grant
Post by: G Griffin on May 13, 2020, 10:54:44 am
I have all I need , I get sent the codes , it just won’t let me in !
COMPUTER SAYS NO  , in the words of Matt Lucas  ;D ;D
Did you get asked the security questions from a credit agency?
Title: Re: Hmrc grant
Post by: G Griffin on May 13, 2020, 11:08:29 am
I’m having a right nightmare with the government gateway  >:(
I set it up and got issued the 12 digit number , then it goes on to ask me to give more info so they can prove my identity, I then get told they can’t confirm who I am  ?
Done it 4 times now I am pulling my hair out here !
Rang up and was told they can’t deal with online problems over phone , tried the online chat and no response, sent message via page problem link and got a reply that didn’t address the problem  >:(
Anybody else having grief or know what I can do???
I had similar problems, mine were solved by using the on line chat service and they sent a link with new I'd and I used the passport proof of identity rather than the multiple choice option however.... I've been trying to access over a week ago in preparation for today and got mine sorted 2 days ago, I'm guessing they will be pretty busy with demand for the foreseeable future, just keep trying on the "chat" feature. Mines not due till tomorrow so havnt actually tried it out when it counts yet.
I think that might be your best bet, P@F.
I tried the multiple choice thing and answered wrongly and got kicked out for 24 hours. I suspected I'd answered wrongly but I was just having a play around.
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 11:09:32 am
Yes , all done , I even linked into the Post Office identity checker as prompted to , scanned drivers licence, answered more security stuff , they identified me which allowed me to access the personal tax account site but nothing else
I really am at a loss here , I might just ring them and get shouted at  ;D ;D ;D
Title: Re: Hmrc grant
Post by: DrewHastings on May 13, 2020, 11:10:23 am
Tried doing mine, and getting:

"You will be able to claim from 8.00am on 16 May 2020."

So will leave it until then :)
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 11:11:35 am
I’m not even getting that  ::)roll
Title: Re: Hmrc grant
Post by: G Griffin on May 13, 2020, 11:12:13 am
Yes , all done , I even linked into the Post Office identity checker as prompted to , scanned drivers licence, answered more security stuff , they identified me which allowed me to access the personal tax account site but nothing else
I really am at a loss here , I might just ring them and get shouted at  ;D ;D ;D
You mustn't be how you think you are  ;D.
Title: Re: Hmrc grant
Post by: Granny on May 13, 2020, 11:20:49 am
You tried a different browser or deleted your browsing history?
I had a right b*llache when I first registered.
Deleted browsing history and I was O.K.
I also get problems when I log on as the missus on the same computer I use a different computer for her account now both logging on, using the same computer causes problems.
Title: Re: Hmrc grant
Post by: wayne m on May 13, 2020, 12:10:37 pm
So as from a previous post people are claiming even if only had say 5-10 jobs you can do because of the virus but still out working earning decent money?
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 12:17:46 pm
So as from a previous post people are claiming even if only had say 5-10 jobs you can do because of the virus but still out working earning decent money?
Yes , we will all have to pay it back so take it and use it to pay it back !
Title: Re: Hmrc grant
Post by: jo5hm4n on May 13, 2020, 12:32:37 pm
This is doing my head in.

My portal said i could apply for the grant today at midday.  So i login in with NI and my UTR number, then i needed to login with government ID.  Go to log in and every single time the page crashes, which im sure is because website is receiving too much traffic.

Then after a while of keep having to repeat the process it now wont let me get past the NI Number screen.  After i submit it, i get a screen saying your details dont match anything we have on file for you, please try again later????

I've spent 15 mins looking for the online webchat and i literally cant find anything to start a webchat on the whole website.

This service is so bad.  Anyone else having problems??????????????????
Title: Re: Hmrc grant
Post by: High-Tower on May 13, 2020, 01:32:27 pm
Spoken to a few of my friends and family and they are all having problems logging in this afternoon.
Sounds like they system is overloaded. It worked perfectly this morning, claim went through in a few mins.
Title: Re: Hmrc grant
Post by: jo5hm4n on May 13, 2020, 02:57:38 pm
Mines gone through now, got my grant just waiting for the money in my account.  Happy days.  Bounce back loan accepted and grant in the same day  ;D ;D ;D
Title: Re: Hmrc grant
Post by: KS Cleaning on May 13, 2020, 03:02:50 pm
I have all I need , I get sent the codes , it just won’t let me in !
COMPUTER SAYS NO  , in the words of Matt Lucas  ;D ;D
Wasn’t it David Walliams?😅
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 03:17:05 pm
I have all I need , I get sent the codes , it just won’t let me in !
COMPUTER SAYS NO  , in the words of Matt Lucas  ;D ;D
Wasn’t it David Walliams?😅
Not sure now.......but
COMPUTER STILL SAYS NO 🤣🤣🤣
Title: Re: Hmrc grant
Post by: Don Kee on May 13, 2020, 03:26:42 pm
Had no issues applying.

Did the gateway ID thing last week as was recommended so not to have any complications today.

Took about 15mins from start to finish but probably only took me that long as I’m the type of person to read everything.

UTR number, NI number, confirm amount (they specify the amount, there are no options), bank details and wait up to 6 working days. 
Title: Re: Hmrc grant
Post by: Don Kee on May 13, 2020, 03:30:29 pm
I have all I need , I get sent the codes , it just won’t let me in !
COMPUTER SAYS NO  , in the words of Matt Lucas  ;D ;D
Wasn’t it David Walliams?😅
Not sure now.......but
COMPUTER STILL SAYS NO 🤣🤣🤣

Go onto the eligibility checker first (you don’t need a gateway ID for that, just UTR and NI)
Once you’ve done that, see what day it gives you.

You’ve probably panicked and tried too many times (almost like putting your pin number in too many times).
Wait until this evening and try again if they give you today as the day you need to apply.

To get a gateway ID I used my drivers licence. Problem is, I’d imagine the site is getting some heavy traffic at the moment...maybe wait in a queue for the online chat if you’re struggling?)
Title: Re: Hmrc grant
Post by: pikeman on May 13, 2020, 03:41:37 pm
just did mine no probs
Title: Re: Hmrc grant
Post by: p1w1 on May 13, 2020, 03:51:57 pm
no probs here took a couple of mins
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 04:37:05 pm
I have been trying every other day and it just says try again in 24 hrs
I did the eligibility check and was directed from there !
I’m just not meant to get it  ;D
Title: Re: Hmrc grant
Post by: Dave Willis on May 13, 2020, 05:17:48 pm
Done, easy peasy.
If you were given the 16th then do it on that date if they gave it to you.

Think I’ll retire now.
Title: Re: Hmrc grant
Post by: christ6008 on May 13, 2020, 06:17:55 pm
I just got my resilience grant through today.....so easy to apply for !
Title: Re: Hmrc grant
Post by: Bungle on May 13, 2020, 06:28:17 pm
Just done mine. Kept getting a message saying they didn’t recognise me. Got through eventually. You don’t get an option of how many months/weeks you can claim. They give you the full 3 months!
Title: Re: Hmrc grant
Post by: jk999 on May 13, 2020, 06:34:00 pm
Bungle should have told them your George and zippys mate 🤣🤣🤣
Title: Re: Hmrc grant
Post by: jk999 on May 13, 2020, 06:34:33 pm
Pof what do you mean we all have to pay it back
Title: Re: Hmrc grant
Post by: G Griffin on May 13, 2020, 06:50:44 pm
Pof what do you mean we all have to pay it back
An increase in tax and/or national insurance. Don't worry about that yet.
But the chancellor has said that if P@F doesn't claim his grant, he'll freeze both tax and NI indefinitely.
Title: Re: Hmrc grant
Post by: dazmond on May 13, 2020, 06:56:28 pm
some of you guys can go back to earning £400 a day now..........so with the grant as well you might be able to afford a decent WFP system and van ;D

Title: Re: Hmrc grant
Post by: The Jester of Wibbly on May 13, 2020, 06:58:02 pm
Don't forget the grant is tax deductable, so keep a bit back for your next tax bill next year.   
Title: Re: Hmrc grant
Post by: P @ F on May 13, 2020, 07:05:44 pm
I don’t usually pay tax
Title: Re: Hmrc grant
Post by: KS Cleaning on May 13, 2020, 07:12:21 pm
Pof what do you mean we all have to pay it back
I reckon Boris will copy the Scottish blueprint on taxation. From experience this definitely works as last year I paid about £400 more in income tax than I would have had I been a southern softie😖
Title: Re: Hmrc grant
Post by: KS Cleaning on May 13, 2020, 07:20:17 pm
Don't forget the grant is tax deductable, so keep a bit back for your next tax bill next year.
I know what you mean but the grant is actually ‘subject to tax’ and don’t forget the N.I.
Title: Re: Hmrc grant
Post by: The Jester of Wibbly on May 13, 2020, 07:42:12 pm
Don't forget the grant is tax deductable, so keep a bit back for your next tax bill next year.
I know what you mean but the grant is actually ‘subject to tax’ and don’t forget the N.I.

Haha, yep.  Meant to say it's taxable.
Back to the whisky  ;D
Title: Re: Hmrc grant
Post by: brynley on May 14, 2020, 06:38:58 am
I got through yesterday no problem but found I will get £1000 less than I expected due to the new van I bought in 2016 as I paid less tax that year
Title: Re: Hmrc grant
Post by: Granny on May 14, 2020, 07:30:40 am
Expecting to see a lot of new vans on the road soon. Might be a good number of second hand vans for sale too.
Title: Re: Hmrc grant
Post by: deeege on May 14, 2020, 08:10:51 am
Expecting to see a lot of new vans on the road soon. Might be a good number of second hand vans for sale too.

I bet Alex Gardiner will be seeing a nice spike in business too.

A load of windows cleaners who are usually skint having a few spare grand burning a hole  in their pockets.
Title: Re: Hmrc grant
Post by: Pole 2 Pole on May 14, 2020, 08:31:56 am
Probably a really daft question, but do I have to declare this to UC? Cos if that's the case, it's literally in one hand and out the other 🤔
Title: Re: Hmrc grant
Post by: Klean07 on May 14, 2020, 08:47:06 am
I came home at 2pm yesterday to sort this out I was back working at 220 all sorted! 6 working days until payment made. Happy days.
Title: Re: Hmrc grant
Post by: deeege on May 14, 2020, 09:32:40 am
Probably a really daft question, but do I have to declare this to UC? Cos if that's the case, it's literally in one hand and out the other 🤔

Yes you do. You don’t have to claim the grant though if you think it will leave you worse off. Only you can know that though.
Title: Re: Hmrc grant
Post by: Pole 2 Pole on May 14, 2020, 10:55:20 am
Thankyou.
Title: Re: Hmrc grant
Post by: SB Cleaning on May 14, 2020, 03:30:15 pm
I got through yesterday no problem but found I will get £1000 less than I expected due to the new van I bought in 2016 as I paid less tax that year
I will have the same issue  :(
Title: Re: Hmrc grant
Post by: KS Cleaning on May 14, 2020, 03:36:40 pm
Government Gateway didn’t work for me, kept saying for security reasons the information given has been deleted. HMRC will be in touch within 2 days.
Title: Re: Hmrc grant
Post by: Clean Cloth on May 15, 2020, 09:59:57 am
Filled in my details this morning with no problems.
The amount is exactly what I had worked it out to be, only 1 full year and unfortunately the first 3 months of my self employment was counted as 1 year so reduced the grant significantly.

Nowhere near covers the lost commercial work and inside residential work and a few drop outs over the last 3 months but I am grateful for something.

Did anyone watch Martin Lewis on TV last night? Although the employed are being furloughed until at least October the self employed may not be. So this could be it as far as a grant is concerned.
Title: Re: Hmrc grant
Post by: G Griffin on May 15, 2020, 10:24:26 am
Filled in my details this morning with no problems.
The amount is exactly what I had worked it out to be, only 1 full year and unfortunately the first 3 months of my self employment was counted as 1 year so reduced the grant significantly.

Nowhere near covers the lost commercial work and inside residential work and a few drop outs over the last 3 months but I am grateful for something.

Did anyone watch Martin Lewis on TV last night? Although the employed are being furloughed until at least October the self employed may not be. So this could be it as far as a grant is concerned.
I missed that but I have been wondering about it.
They are going to have to do something for them. I'll still be affected because the schools will still be closed and I might be able to work round that but many others won't.
There's still many self employed that can't socially distance. And I can't see the schools being open for June but they've announced it anyway.

Anyway, I got my grant this morning.
Title: Re: Hmrc grant
Post by: p1w1 on May 15, 2020, 11:15:11 am
You won't be affected with schools being closed if your wife is a key worker as you can send them to school to be looked after, so you can work easily.
Title: Re: Hmrc grant
Post by: deeege on May 15, 2020, 12:43:12 pm
You won't be affected with schools being closed if your wife is a key worker as you can send them to school to be looked after, so you can work easily.

Some schools are only taking children if both parents are key workers.

Also depends on the age of his children. So far schools are only opening for Reception, Year 1 and year 6 children. My lad is reception class but I won’t be sending him back to school yet. Not until I’m convinced it’s safe to do so.
Title: Re: Hmrc grant
Post by: P @ F on May 15, 2020, 02:05:09 pm
Our school is only doing if both parents are key too , my Mrs is and school told me to stay home , I told them to feck off  ;D
So her work has just couriered her a mini PC to work from home , I’m happy and she is not so happy  ;D ;D ;D
Title: Re: Hmrc grant
Post by: G Griffin on May 15, 2020, 04:41:24 pm
You won't be affected with schools being closed if your wife is a key worker as you can send them to school to be looked after, so you can work easily.
They will have him but they are not really doing their assigned work.
We've had a discussion recently and they have said that they might start doing some teaching; we'll look into that then.
He does need the structure of school though.
Title: Re: Hmrc grant
Post by: MrChurchMouse on May 15, 2020, 05:31:09 pm
Should be receiving my grant in a few days after finishing up with giving them all the requested info recently.   One thing I'm unsure about is that with the grant being for 3 months of missed work what happens if you only stopped working for a fraction of that time?  In my case I only stopped for 4 weeks but presumably it's still okay to take the grant and it'll just get balanced out with tax when the accountant does the books next April?  So they (HMRC)  will presumably see next year that I only missed 1 month of work instead of 3 and then charge me tax on the grant accordingly? 
Title: Re: Hmrc grant
Post by: G Griffin on May 15, 2020, 05:38:02 pm
Should be receiving my grant in a few days after finishing up with giving them all the requested info recently.   One thing I'm unsure about is that with the grant being for 3 months of missed work what happens if you only stopped working for a fraction of that time?  In my case I only stopped for 4 weeks but presumably it's still okay to take the grant and it'll just get balanced out with tax when the accountant does the books next April?  So they (HMRC)  will presumably see next year that I only missed 1 month of work instead of 3 and then charge me tax on the grant accordingly?
There's nothing to worry about. You have been adversely affected.
Just take the grant but be prepared to pay tax and NI on it. Everyone'll be doing the same.
Title: Re: Hmrc grant
Post by: Spruce on May 15, 2020, 05:45:14 pm
You won't be affected with schools being closed if your wife is a key worker as you can send them to school to be looked after, so you can work easily.

Not here. Wife works for the NHS. Son works as a window cleaner. He dropped the grandchildren off on Monday 23rd March at school as this was the arrangement.

He got a call at lunch time to collect the children as they didn't qualify for child care. As son was classed as a none essential worker he was told to stay home and look after his children. There are lots of single NHS parents in the area in the same situation.
He texted the wife a couple of weeks ago. "I'm really tired of looking after your grandkids mom." ;D
 
Title: Re: Hmrc grant
Post by: Spruce on May 15, 2020, 05:51:37 pm
So as from a previous post people are claiming even if only had say 5-10 jobs you can do because of the virus but still out working earning decent money?

The grant is paid against an average profit over 3 years /12 x 3. Buy a new vehicle and write its value off on Annual Investment Allowance in one of those years means it reduces your average profit and hence reduces the SES payment.
Title: Re: Hmrc grant
Post by: p1w1 on May 15, 2020, 06:03:01 pm
You won't be affected with schools being closed if your wife is a key worker as you can send them to school to be looked after, so you can work easily.
They will have him but they are not really doing their assigned work.
We've had a discussion recently and they have said that they might start doing some teaching; we'll look into that then.
He does need the structure of school though.
We have been the same Griff, but put the kids in for a couple of days this week and in for a couple next week. Its been good for them to mix with other kids their age and see a couple of their friends. Although they don't do assigned work they still keep their minds busy. I have a customer who is in teaching, but for the welfare of kids she said there have been many studies in primary school children who miss school work for long periods of times and none have proven to show any long term effect on them or it effecting their education in anyway.
Title: Re: Hmrc grant
Post by: p1w1 on May 15, 2020, 06:07:05 pm
You won't be affected with schools being closed if your wife is a key worker as you can send them to school to be looked after, so you can work easily.

Not here. Wife works for the NHS. Son works as a window cleaner. He dropped the grandchildren off on Monday 23rd March at school as this was the arrangement.

He got a call at lunch time to collect the children as they didn't qualify for child care. As son was classed as a none essential worker he was told to stay home and look after his children. There are lots of single NHS parents in the area in the same situation.
He texted the wife a couple of weeks ago. "I'm really tired of looking after your grandkids mom." ;D
It's funny because the government states if 1 parent is a keyworker then they are eligible to send them to school to be looked after, so I don't see how the school can have their own set of rules or say who can and can't use them, it does say it should be a last resort as such and only if necessary but where have we heard that word before  ;D.
Title: Re: Hmrc grant
Post by: MrChurchMouse on May 15, 2020, 06:26:49 pm
Should be receiving my grant in a few days after finishing up with giving them all the requested info recently.   One thing I'm unsure about is that with the grant being for 3 months of missed work what happens if you only stopped working for a fraction of that time?  In my case I only stopped for 4 weeks but presumably it's still okay to take the grant and it'll just get balanced out with tax when the accountant does the books next April?  So they (HMRC)  will presumably see next year that I only missed 1 month of work instead of 3 and then charge me tax on the grant accordingly?
There's nothing to worry about. You have been adversely affected.
Just take the grant but be prepared to pay tax and NI on it. Everyone'll be doing the same.

Okay then thanks. 
Title: Re: Hmrc grant
Post by: andyM on May 15, 2020, 06:43:19 pm
It's funny because the government states if 1 parent is a keyworker then they are eligible to send them to school to be looked after, so I don't see how the school can have their own set of rules or say who can and can't use them, it does say it should be a last resort as such and only if necessary but where have we heard that word before  ;D.

You are right.
My wife is frontline NHS and our son was ok to continue going to School, as the Government had outlined.
Everything was ok until after Easter and the School suddenly changed the rules to only accept Children where both parents are key workers.
This is NOT what the Government have said.
But the Head of School has put the rule in place and we are powerless to go against their decision.
 
   
Title: Re: Hmrc grant
Post by: Bungle on May 15, 2020, 06:46:07 pm
It's funny because the government states if 1 parent is a keyworker then they are eligible to send them to school to be looked after, so I don't see how the school can have their own set of rules or say who can and can't use them, it does say it should be a last resort as such and only if necessary but where have we heard that word before  ;D.

You are right.
My wife is frontline NHS and our son was ok to continue going to School, as the Government had outlined.
Everything was ok until after Easter and the School suddenly changed the rules to only accept Children where both parents are key workers.
This is NOT what the Government have said.
But the Head of School has put the rule in place and we are powerless to go against their decision.
 
 

Tweet Robert Peston. If enough people highlight this then something might get done about it.
Title: Re: Hmrc grant
Post by: simon w on May 15, 2020, 06:51:34 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?
Title: Re: Hmrc grant
Post by: andyM on May 15, 2020, 06:55:14 pm
It's funny because the government states if 1 parent is a keyworker then they are eligible to send them to school to be looked after, so I don't see how the school can have their own set of rules or say who can and can't use them, it does say it should be a last resort as such and only if necessary but where have we heard that word before  ;D.

You are right.
My wife is frontline NHS and our son was ok to continue going to School, as the Government had outlined.
Everything was ok until after Easter and the School suddenly changed the rules to only accept Children where both parents are key workers.
This is NOT what the Government have said.
But the Head of School has put the rule in place and we are powerless to go against their decision.
 
 

Tweet Robert Peston. If enough people highlight this then something might get done about it.

It's my Mrs i feel sorry for.
She comes home after a stressful 12 hour night shift and then i have to go out to at least get a few hours of work done to try and keep my one man band business afloat while she stays awake looking after our 6 year old.
It's lunchtime or early afternoon before i can get home so she can get some kip and then she's back in work again at 7pm doing it all over again.
I explained the situation to the Head Teacher but it didn't make any difference.   
 
Title: Re: Hmrc grant
Post by: aztec on May 15, 2020, 06:59:53 pm
i got 7.500 my mrs got 7.450 happy days
Title: Re: Hmrc grant
Post by: G Griffin on May 15, 2020, 07:03:41 pm
You won't be affected with schools being closed if your wife is a key worker as you can send them to school to be looked after, so you can work easily.
They will have him but they are not really doing their assigned work.
We've had a discussion recently and they have said that they might start doing some teaching; we'll look into that then.
He does need the structure of school though.
We have been the same Griff, but put the kids in for a couple of days this week and in for a couple next week. Its been good for them to mix with other kids their age and see a couple of their friends. Although they don't do assigned work they still keep their minds busy. I have a customer who is in teaching, but for the welfare of kids she said there have been many studies in primary school children who miss school work for long periods of times and none have proven to show any long term effect on them or it effecting their education in anyway.
We have been thinking of a couple of days a week and school have been quite encouraging.
He can be a nightmare and they know this. He might be better not doing his schoolwork at school than not doing it at home  :-\.
There's no Xboxes are YouTube there either  ::)roll.
Title: Re: Hmrc grant
Post by: Spruce on May 15, 2020, 07:15:39 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?

You have to 'declare' that your business has been adversely affected by CV. They also state that they reserve the right to reclaim money granted that has been claimed fraudulently, over paid in error, etc.

If your tax return showed an increase in profits this tax year over what they worked out was the average over 3 years, then expect them to query it. The word "adversely" has strong connotations. But the word adversely is also open to interpretation and your interpretation could be very different from the government's interpretation.

In theory your business should be around 25% down on profits this tax year so far. If CV adversely affects your business in the next 3 months then your tax return regarding the business aspect of your return could show up to a 50% shortfall. Its easy for them to work it out as they know how much they paid you on the SES.
Title: Re: Hmrc grant
Post by: simon w on May 15, 2020, 07:38:36 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?

You have to 'declare' that your business has been adversely affected by CV. They also state that they reserve the right to reclaim money granted that has been claimed fraudulently, over paid in error, etc.

If your tax return showed an increase in profits this tax year over what they worked out was the average over 3 years, then expect them to query it. The word "adversely" has strong connotations. But the word adversely is also open to interpretation and your interpretation could be very different from the government's interpretation.

In theory your business should be around 25% down on profits this tax year so far. If CV adversely affects your business in the next 3 months then your tax return regarding the business aspect of your return could show up to a 50% shortfall. Its easy for them to work it out as they know how much they paid you on the SES.

So what are the guys on here doing who have had some work postponed but not noticed any loss of earnings due to new work coming in every week and a full to bursting work diary anyway. Are you still putting in a claim? Or not bothering?
Title: Re: Hmrc grant
Post by: deeege on May 15, 2020, 07:50:25 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?

You have to 'declare' that your business has been adversely affected by CV. They also state that they reserve the right to reclaim money granted that has been claimed fraudulently, over paid in error, etc.

If your tax return showed an increase in profits this tax year over what they worked out was the average over 3 years, then expect them to query it. The word "adversely" has strong connotations. But the word adversely is also open to interpretation and your interpretation could be very different from the government's interpretation.

In theory your business should be around 25% down on profits this tax year so far. If CV adversely affects your business in the next 3 months then your tax return regarding the business aspect of your return could show up to a 50% shortfall. Its easy for them to work it out as they know how much they paid you on the SES.

I don’t agree with that Spruce. Alls they are asking is that your business has been adversely effected.

Lost a customer? Had some time off self isolating? Had to stay at home whilst the Mrs works because no childcare available? Enquiries dried up compared to last year?

All of the above are examples of being adversely effected due to Covid. It’s possible to have been adversely effected yet still be making more profit than ever. They won’t and can’t throw in down the line that anyone that isn’t down on profits will be required to repay the grant.
Title: Re: Hmrc grant
Post by: KS Cleaning on May 15, 2020, 09:26:00 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?
If your business hasn’t been adversely affected you don’t meet the criteria to qualify for the grant.
Title: Re: Hmrc grant
Post by: KS Cleaning on May 15, 2020, 09:42:35 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?

You have to 'declare' that your business has been adversely affected by CV. They also state that they reserve the right to reclaim money granted that has been claimed fraudulently, over paid in error, etc.

If your tax return showed an increase in profits this tax year over what they worked out was the average over 3 years, then expect them to query it. The word "adversely" has strong connotations. But the word adversely is also open to interpretation and your interpretation could be very different from the government's interpretation.

In theory your business should be around 25% down on profits this tax year so far. If CV adversely affects your business in the next 3 months then your tax return regarding the business aspect of your return could show up to a 50% shortfall. Its easy for them to work it out as they know how much they paid you on the SES.
It’s not quite as cut and dried as that Spruce. There are many examples of how your business could have been adversely affected by covid19, without necessarily seeing a big reduction in profit.
Title: Re: Hmrc grant
Post by: Slacky on May 15, 2020, 09:47:46 pm
Ive put off a 10% price increase because of Corona. Is that adversely affected?
Title: Re: Hmrc grant
Post by: dazmond on May 15, 2020, 09:48:13 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?
If your business hasn’t been adversely affected you don’t meet the criteria to qualify for the grant.

Exactly.....its plain wrong.......theres real people financially suffering out there....not the likes of us....
Title: Re: Hmrc grant
Post by: Dave Willis on May 15, 2020, 09:59:03 pm
I might help out Grippatank they are bound to be suffering.  ;)
Title: Re: Hmrc grant
Post by: AuRavelling79 on May 15, 2020, 10:01:32 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?
If your business hasn’t been adversely affected you don’t meet the criteria to qualify for the grant.

Exactly.....its plain wrong.......theres real people financially suffering out there....not the likes of us....

Speak for yourself Dazmond. You immediately worked all through the lockdown and thrust that decision under the faces of everyone on this forum and encouraged us to do the same. You are predominantly a domestic window cleaner and it is now obvious that you have experienced no loss in March, April and May.
Title: Re: Hmrc grant
Post by: Slacky on May 15, 2020, 10:12:33 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?
If your business hasn’t been adversely affected you don’t meet the criteria to qualify for the grant.

Exactly.....its plain wrong.......theres real people financially suffering out there....not the likes of us....

How much cash goes in your back pocket each year Daz?
Title: Re: Hmrc grant
Post by: dazmond on May 15, 2020, 11:00:19 pm
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?
If your business hasn’t been adversely affected you don’t meet the criteria to qualify for the grant.

Exactly.....its plain wrong.......theres real people financially suffering out there....not the likes of us....

Speak for yourself Dazmond. You immediately worked all through the lockdown and thrust that decision under the faces of everyone on this forum and encouraged us to do the same. You are predominantly a domestic window cleaner and it is now obvious that you have experienced no loss in March, April and May.

I'm on about window cleaners that haven't lost out financially......not you guys that have took a hit....
Title: Re: Hmrc grant
Post by: tlwcs on May 16, 2020, 07:30:03 am
I’ve taken the grant.
Can prove April’s figures were down by 23% that’s adverse enough for me. This month so far is what it should be. If, in 3 months time a recession kicks in and affects my turn over I doubt there will be any help then.
Title: Re: Hmrc grant
Post by: Spruce on May 16, 2020, 08:16:14 am
What's the situation if your business hasn't been adversely affected by CV.  Do you still put a claim in anyway?

You have to 'declare' that your business has been adversely affected by CV. They also state that they reserve the right to reclaim money granted that has been claimed fraudulently, over paid in error, etc.

If your tax return showed an increase in profits this tax year over what they worked out was the average over 3 years, then expect them to query it. The word "adversely" has strong connotations. But the word adversely is also open to interpretation and your interpretation could be very different from the government's interpretation.

In theory your business should be around 25% down on profits this tax year so far. If CV adversely affects your business in the next 3 months then your tax return regarding the business aspect of your return could show up to a 50% shortfall. Its easy for them to work it out as they know how much they paid you on the SES.
It’s not quite as cut and dried as that Spruce. There are many examples of how your business could have been adversely affected by covid19, without necessarily seeing a big reduction in profit.

They are providing support for those who have suffered financially due to covid19. If you have managed to carry on and maintain your profits by focusing on other aspects of your business then financially you haven't been adversely affected by Covid19.  The very reason you are in business is to make money. Your inability to earn money is the key factor for this grant.

I did say that your interpretation of the word adversely could well differ from the governments interpretation of the same word.
As per usual, the government hasn't clarified what they actually mean by the word adversely. It allows them to play different tunes on the same musical instrument. After all, all they needed to write was "has your business been adversely affected  financially by covid19" to make it clear.

In deeege's words "Had some time off self isolating? Had to stay at home whilst the Mrs works because no childcare available?" are reasons for your business being adversely affected by covid19. Lost a customer - no your business hasn't been adversely affected by loosing one customer unless its a large proportion of your work.

At the tail end of the day you have to answer you haven't claimed fraudulently. Fraud is most used in terms of finance and financial loss.



 


Title: Re: Hmrc grant
Post by: zesty on May 16, 2020, 08:24:26 am
I applied this morning, all done ✅

Spruce, I was in two minds about it. But I had lost several commercial jobs (still have) due to the lockdown.

I have still made good money, yet my business has been adversely effected, so although I’ve made good money, I would have made ‘even more’ if Id have kept the commercial.

It’s a tricky one, but ultimately, if you have lost work temporarily due to the lockdown, then you qualify by the very wording they use... adversely.

Title: Re: Hmrc grant
Post by: Rob.Hall on May 16, 2020, 08:37:52 am
Dont forget you will have to give an account of you being adversely affected on your tax return for end if year.
It does say that in the conditions of the grants.
Title: Re: Hmrc grant
Post by: The Jester of Wibbly on May 16, 2020, 09:15:16 am
Dont forget you will have to give an account of you being adversely affected on your tax return for end if year.
It does say that in the conditions of the grants.

Sorry, that's rubbish. 
Title: Re: Hmrc grant
Post by: james peters on May 16, 2020, 09:22:32 am
I had 6 weeks off..... I am back now .   I have lost a few residential.... I have lost a cricket club, rugby club, restaurant, factory offices.
however I don't know how many more I will lose yet.
the grant money went into my account this morning
Title: Re: Hmrc grant
Post by: P @ F on May 16, 2020, 09:36:26 am
I eventually got into the site this morning and made my claim , don’t think I lost as much as was given but hey ho !
It wasn’t a million miles out so if they do want any back they can have it , the things it’s going to pay off will save me a wedge in interest charges which will more than balance out in the long run  ;D
Title: Re: Hmrc grant
Post by: P @ F on May 16, 2020, 09:40:33 am
And now I have to go spend 5 hours cleaning  a retirement complex  >:(
Title: Re: Hmrc grant
Post by: G Griffin on May 16, 2020, 10:55:13 am
They dropped the loss of trading profits bit in May because it would have been so difficult to prove. Possibly.
Being adversely affected is still difficult to quantify as is whether anyone will be checked or made to pay it back.
They are still going with "a risk based approach to compliance" which is unclear to most of us.
Basically, they are saying claim, if you can, if you believe that you've been adversely affected and we'll decide whether or not to look into it, at a later date.
But if you are "responsible"- to quote the Chancellor- I think most people will be ok.
Title: Re: Hmrc grant
Post by: Rob.Hall on May 16, 2020, 11:03:45 am
Dont forget you will have to give an account of you being adversely affected on your tax return for end if year.
It does say that in the conditions of the grants.

Sorry, that's rubbish.

I could be wrong but I thought I saw this written in the small print of terms and conditions. ?
Title: Re: Hmrc grant
Post by: G Griffin on May 16, 2020, 12:32:38 pm
I eventually got into the site this morning and made my claim , don’t think I lost as much as was given but hey ho !
It wasn’t a million miles out so if they do want any back they can have it , the things it’s going to pay off will save me a wedge in interest charges which will more than balance out in the long run  ;D
It doesn't matter how much you lost. You could have lost more than the grant but you'd still get the same.
As long as you've been adversely affected by covid, you'll be ok.
Whatever adversely affected means  ;D.
Title: Re: Hmrc grant
Post by: P @ F on May 16, 2020, 12:36:26 pm
Well I haven’t   been able to park at a lot of places , does that count  ;D ;D ;D
Title: Re: Hmrc grant
Post by: Jay Le Huray on May 16, 2020, 12:43:07 pm
done mine this morning, took 2 minutes and got awarded £2000
Title: Re: Hmrc grant
Post by: P @ F on May 16, 2020, 12:44:04 pm
Sponger  ;D ;D ;D ;D ;D ;D ;D
Title: Re: Hmrc grant
Post by: G Griffin on May 16, 2020, 12:54:58 pm
Well I haven’t   been able to park at a lot of places , does that count  ;D ;D ;D
Yes, but what I say doesn't count  ;D.
Title: Re: Hmrc grant
Post by: P @ F on May 16, 2020, 01:18:23 pm
Who told you that Griff  ;D
Title: Re: Hmrc grant
Post by: trafficjamz on May 16, 2020, 03:23:01 pm
"Financially" I haven't been hit, but that's because loads of my 'bad debt' customers have been at home and coughed up.  So payments are up, but sales are low due to a number of jobs on hold until the pandemic is over.

Maybe the wisest thing to do if you are unsure about the 'adversely affected' statement is to not spend the money if you can, put it away in a separate account. And if the government's idea of being 'adversely affected' is completely different to yours and ask for the money back, then at least you haven't put yourself in debt.
Title: Re: Hmrc grant
Post by: Simon Trapani on May 16, 2020, 03:46:53 pm
I think that's a very sensible idea trafficjamz but we've pretty much all been affected one way or another in some way big or small. I'm claiming. Never look a gift horse in the mouth an' all that.
Title: Re: Hmrc grant
Post by: jk999 on May 16, 2020, 05:54:29 pm
Mines allready spent if they want it back they can have a pound a week on never never 😇😇😇😇
Title: Re: Hmrc grant
Post by: pikeman on May 17, 2020, 08:40:23 am
I was going to put my prices up this year which would of been exra  300 pounds a month. That's adverse enough for me. Plus we have only just started the year could loose out in the coming months.
Title: Re: Hmrc grant
Post by: AuRavelling79 on May 17, 2020, 09:56:41 am
Okay. I've made my claim and so has Mrs. AuRav.

Hers is obvious - as a self employed person she does part time cleaning for half a dozen elderly and vulnerable people (all cancelled at the mo') and she does my books and tax returns and on rare jobs will help me out doing inside trad. or on an annual office internal clean (which is cancelled at the mo') I still pay her to do my books etc. but she is down by about 65% of her income. She is eligible and has claimed.

Me - I'm eligible and have claimed.

Here's my reasoning.

When lockdown happened on the 23rd/24th I stopped for the rest of March, sorted out what I could or could not do and set up for cleaning socially distantly when the whole country was going through the can I or can't I stage?

This meant March's figures were A) 25% down on what was scheduled and B) 15% on March last year.

During this time three larger of my commercials and several smaller ones approached me and cancelled for the duration of lockdown as they were shutting shop or going to skeleton staff. This represents about 20-25% of my turnover and has continued for April and May and I think will also continue on in at least June.

April - I sent out letters and texts to customers the week before I was due and while most asked me to continue some cancelled and I was down by about 35% on last year (including commercials).

May - The domestics have virtually bounced back and I think I will be down by around 25%

June - I suspect I will be running at about 70/80% of turnover based on last year.

Other factors - I had a handful which I could not do due to parking and the equipment I carried at the time of my arrival. They have been skipped until next time and may get skipped a gain - who knows?

Cashflow. As the commercials are about 30/45 days behind payable on invoice this has remained good but now the commercial income will stop and will continue stopped for a similar period if and when I start again.

So ... I shall keep records of the above (emails cancelling) and have "George" data as support and the lack of invoices is also testament by their absence . Then if I am asked to give a brief synopsis as to (for example) why my figures at the end of 20/21 do not seem too far from what 2019/20 was then I have supporting evidence.

Always keep supporting evidence when dealing with HMRC is the best motto IME and if it's prepared now I won't be scrabbling around in the future. Then if in the unlikely event an issue is made I can support my claim.

Finally (at last you verbose git) I shall pay my tax bill in July, continue paying my already set up monthly tax contribution and keep my claim money "ring fenced" to one side.