Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: Paul-kent on May 01, 2020, 07:22:53 pm
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Who can claim
You can claim if you’re a self-employed individual or a member of a partnership and:
you carry on a trade which has been adversely affected by coronavirus
you traded in the tax year 2018 to 2019 and submitted your Self Assessment tax return on or before 23 April 2020 for that year
you traded in the tax year 2019 to 2020
you intend to continue to trade in the tax year 2020 to 2021
Your business could be adversely affected by coronavirus, for example if:
you’re unable to work because you:
are shielding
are self-isolating
are on sick leave because of coronavirus
have caring responsibilities because of coronavirus
you’ve had to scale down or temporarily stop trading because:
your supply chain has been interrupted
you have fewer or no customers or clients
your staff are unable to come in to work
https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme#eligible
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It all looks positive for you self employed lads that have declared your incomes properly these last few years then.
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It all looks positive for you self employed lads that have declared your incomes properly these last few years then.
Mrs S has been self employed for three years, the whole time I've been telling her she needs to put her car/fuel/washing powder/phone bill/etc against her tax bill; get the profits down, pay less tax.
Mrs S didn't listen. Mrs S is smart.
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It all looks positive for you self employed lads that have declared your incomes properly these last few years then.
Mrs S has been self employed for three years, the whole time I've been telling her she needs to put her car/fuel/washing powder/phone bill/etc against her tax bill; get the profits down, pay less tax.
Mrs S didn't listen. Mrs S is smart.
Very good. She’ll now be able to claim back, by way of a grant, the tax that she has needlessly overpaid these last 3 years. ;D
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So if you have been working with no loss of earnings you CANNOT claim.
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So if you have been working with no loss of earnings you CANNOT claim.
What point are you trying to prove?
Technically you are correct. However, is there a window cleaner on here who has not lost a single customer?
Even if you have lost 1 customer to Coronavirus but also continued to work and also picked up 20 new customers in that time, you WILL be eligible to claim.
I’ve gotta say I’m surprised tbh, I was expecting some last minute drama on this but it seems you’ll all get your 80%.
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"HMRC will check claims and take appropriate action to withhold or recover payments found to be dishonest or inaccurate."
Smallprint is going to be interesting on this one.
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I will not be claiming as i have continued to work and suffered no losses.
Prosecution awaits for all false claims.
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Adversely...
This is the key word and will be used by HMRC.
If you have not been adversely effected should you claim.
My income is up, but I am down aprox £700 a month from not being able to do some commercials and private cliants....
Its a tricky one.
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commercial cleaners should claim no problem.
I have only domestic so thats me out.
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HMRC need the be much clearer and state the exact percentage loss that would qualify self employed for the grant.
E.g ‘if you have lost up to 50% of your trading profits since lockdown, you can apply’
Rather than ‘adversely effected’ which is a massive grey area. I’ve lost income, no doubt. But how much is adversely? 20%? 40%? Who knows.
I’m still paying the bills and making money. But yet I have lost several commercial jobs during this period of lockdown.
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HMRC need the be much clearer and state the exact percentage loss that would qualify self employed for the grant.
You had two options: Stay Home ,save lives................... or.......... if you can't work from home you can go to work. Just explain what one you done. You'll be fine.
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Is there a timescale for being adversely affected? The initial period was three months with a view to it being extended (it won't be).
What if you get coronavirus in late June or you lose most of your work after because of it?
Clear as Mud. That's right, that's right, that's right...…
They should have just bunged everyone the same bribe for their failure to prepare the country for the inevitable.
Shambolic.
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HMRC need the be much clearer and state the exact percentage loss that would qualify self employed for the grant.
E.g ‘if you have lost up to 50% of your trading profits since lockdown, you can apply’
Rather than ‘adversely effected’ which is a massive grey area. I’ve lost income, no doubt. But how much is adversely? 20%? 40%? Who knows.
I’m still paying the bills and making money. But yet I have lost several commercial jobs during this period of lockdown.
A 20% pay cut would be seen as adverse. It would if Arthur Scargill was about and he was arguing for the miners.
Ive lost about 20% of my regular work. I’ve picked up lots of one-off work. But Im always picking up one-off work, so thats irrelevant, I’ve still lost about 20% of my regular work.
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HMRC need the be much clearer and state the exact percentage loss that would qualify self employed for the grant.
E.g ‘if you have lost up to 50% of your trading profits since lockdown, you can apply’
Rather than ‘adversely effected’ which is a massive grey area. I’ve lost income, no doubt. But how much is adversely? 20%? 40%? Who knows.
I’m still paying the bills and making money. But yet I have lost several commercial jobs during this period of lockdown.
A 20% pay cut would be seen as adverse. It would if Arthur Scargill was about and he was arguing for the miners.
Ive lost about 20% of my regular work. I’ve picked up lots of one-off work. But Im always picking up one-off work, so thats irrelevant, I’ve still lost about 20% of my regular work.
There'd be no pay cuts with King Arthur. And he wouldn't have settled for 80% either.
He'd have this lot on their knees.
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You can be adversely affected in all kinds of ways.
Your growth might not have been as good as you expected, that is an adverse effect.
You might have had to spend an extra 3 hours emailing customers at the start of the crisis to tell them you were still coming - that is an adverse effect.
I think you guys who are terrified about getting in trouble are missing the point. The government wants us to have this money, so that our businesses continue and (more importantly) we have money to spend in the rest of the economy i.e. new cars, coffee shops, clothes etc
They know that this is an investment. Whatever it costs them, it will be money well spent to avoid a collapsing economy, which would cost much, much more.
If nobody has any money to spend, the economy is going to be seriously up the creek.
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Is there a timescale for being adversely affected? The initial period was three months with a view to it being extended (it won't be).
What if you get coronavirus in late June or you lose most of your work after because of it?
Clear as Mud. That's right, that's right, that's right...…
They should have just bunged everyone the same bribe for their failure to prepare the country for the inevitable.
Shambolic.
It had better be.
Either that or they let Mrs S get back to work.
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I had a cough for a week so didn’t work.
That should do it.
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Is there a timescale for being adversely affected? The initial period was three months with a view to it being extended (it won't be).
What if you get coronavirus in late June or you lose most of your work after because of it?
Clear as Mud. That's right, that's right, that's right...…
They should have just bunged everyone the same bribe for their failure to prepare the country for the inevitable.
Shambolic.
It had better be.
Either that or they let Mrs S get back to work.
I meant the grant is for three months. I can't see there being another. Not at 80% for 95% of the self employed anyway.
But you have a point; I wouldn't be surprised if Mrs. S isn't allowed to reopen in June. And there's the schools to consider. How many self employed can't work if the schools are closed?
I was talking from a window cleaner's viewpoint though. There's nowt to say the impact of the virus won't be felt later after June.
I wonder if they'll be better placed to deal with this in June.
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You can be adversely affected in all kinds of ways.
Your growth might not have been as good as you expected, that is an adverse effect.
You might have had to spend an extra 3 hours emailing customers at the start of the crisis to tell them you were still coming - that is an adverse effect.
I think you guys who are terrified about getting in trouble are missing the point. The government wants us to have this money, so that our businesses continue and (more importantly) we have money to spend in the rest of the economy i.e. new cars, coffee shops, clothes etc
They know that this is an investment. Whatever it costs them, it will be money well spent to avoid a collapsing economy, which would cost much, much more.
If nobody has any money to spend, the economy is going to be seriously up the creek.
Quite right Pete.
(I just looked at my April 2020 vs April 2019 figure on "George". I'm about £1000 down on turnover due in part to commercials on hold, a small few cancelled residential, the fact that I now rent about £300 per month out from last year instead of cleaning myself and that I stopped for a few days.)
That is "largely" adversely affected due to the Coronavirus. I believe the claims will go in at the end of May and I guess I will be down about £500 on May. Who knows what it will be by the end of the tax year? I might claw back my losses and do better than last year, or the economy might effect more of my customers as the year goes on and I do worse than I am doing now.
But at the point of claim - with several commercials "on hold" and working more cautiously (slowly) due to social distancing - I will with clear conscience say my business has been adversely affected and claim.
Now if Daz was Chancellor he might say it's mainly my own silly fault for prevaricating and not working in the first week of lockdown; for fannying about writing letters to my customers and that I should have got straight out there and canvassed to ameliorate my losses like an entrepreneurial businessman.
If Griff was Chancellor he'd surely say "well done good and faithful slave - you have stayed at home, helped the NHS and saved lives - have the payout and don't pay your tax in July if you can't afford it."
Malcolm in the Middle - that's me! ;D
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I'd publicly shame those that have boasted about not missing a day, not dipped into their savings, mocked the malingerers and then tell us that they are claiming the grant for reasons that don't qualify them.
I'd have them driven through the streets like Saddam did to captured British soldiers during The Gulf War.
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Unless people are thinking of claiming more than they have actually lost out on I don't see any problem.
I've listed day by day every job we've lost because of this and will claim accordingly.
The grey area comes regarding future losses.
Will some of these businesses ever re-open?
Claiming 3 months loss for what in effect will be a permanent loss is little compensation.
One dentist has given me 3 months cancellation, another dentist has given me 6 months on the practice and the house.
Can I claim for the future extra 3 months loss of earnings is the question?
Probably not.
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Unless people are thinking of claiming more than they have actually lost out on I don't see any problem.
I've listed day by day every job we've lost because of this and will claim accordingly.
The grey area comes regarding future losses.
Will some of these businesses ever re-open?
Claiming 3 months loss for what in effect will be a permanent loss is little compensation.
One dentist has given me 3 months cancellation, another dentist has given me 6 months on the practice and the house.
Can I claim for the future extra 3 months loss of earnings is the question?
Probably not.
I doubt that you'll get to choose a figure.
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I’m not sure if I will claim at the moment
My takings are 20-25% down on last year plus I don’t know what the future holds regarding lost customers after lock down and weather canvassing is going to be a worth while exercise.
But I don’t want to claim the grant then feel handcuffed to a lamp post regarding not being able to grow my business due to posting a bigger profit next year.
It’s a hard one to decide especially if their are going to be fines if you are deemed to have claimed the grant when you should not have
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I’m not sure if I will claim at the moment
My takings are 20-25% down on last year plus I don’t know what the future holds regarding lost customers after lock down and weather canvassing is going to be a worth while exercise.
But I don’t want to claim the grant then feel handcuffed to a lamp post regarding not being able to grow my business due to posting a bigger profit next year.
It’s a hard one to decide especially if their are going to be fines if you are deemed to have claimed the grant when you should not have
There will be no problem in posting a bigger profit the following year, businesses are allowed to see growth, your profit could have been on course to increase by £5000 pre covid, but only actually grew by £3000 due to covid, so in effect your business has been affected.
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I’m not sure if I will claim at the moment
My takings are 20-25% down on last year plus I don’t know what the future holds regarding lost customers after lock down and weather canvassing is going to be a worth while exercise.
But I don’t want to claim the grant then feel handcuffed to a lamp post regarding not being able to grow my business due to posting a bigger profit next year.
It’s a hard one to decide especially if their are going to be fines if you are deemed to have claimed the grant when you should not have
There's no reason that you shouldn't claim.
It's not your fault that your takings down. The government shut the country down. Take their money and grow your business.
They should thank you for doing that.
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Is there a timescale for being adversely affected? The initial period was three months with a view to it being extended (it won't be).
What if you get coronavirus in late June or you lose most of your work after because of it?
Clear as Mud. That's right, that's right, that's right...…
They should have just bunged everyone the same bribe for their failure to prepare the country for the inevitable.
Shambolic.
It had better be.
Either that or they let Mrs S get back to work.
Has Mrs. S any idea what she is going to do, Souples?
It's less than a month away and she'll need to prepare (unlike the government), won't she? I think another grant will be more complicated than the first.
I really can't see it being a repeat of the first.
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Is there a timescale for being adversely affected? The initial period was three months with a view to it being extended (it won't be).
What if you get coronavirus in late June or you lose most of your work after because of it?
Clear as Mud. That's right, that's right, that's right...…
They should have just bunged everyone the same bribe for their failure to prepare the country for the inevitable.
Shambolic.
It had better be.
Either that or they let Mrs S get back to work.
Has Mrs. S any idea what she is going to do, Souples?
It's less than a month away and she'll need to prepare (unlike the government), won't she? I think another grant will be more complicated than the first.
I really can't see it being a repeat of the first.
Clean windows.
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That’s correct , tax man isn’t going to say how many jobs did you lose and you tell him iv lost 4 jobs so can you pay me £100.
You will be told if your eligible from your previous tax returns and You’ll be paid 80%
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HMRC says it only expects people to use the Self-employment Income Support Scheme if they've indeed been negatively impacted, and is introducing checks to prevent fraud.
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That’s correct , tax man isn’t going to say how many jobs did you lose and you tell him iv lost 4 jobs so can you pay me £100.
You will be told if your eligible from your previous tax returns and You’ll be paid 80%
The above is correct they will be putting self employed people back to work that work outside at the next phase,the 80% will be paid and that will be it imo.
From then on it will be then that people will find out how there business stands,this grant was to see people through 3 ish months regardless the pain will come to businesses further down the line.
I reckon there’s a lot of people out there that will just clear the credit cards when they get their grant,from then on it’ll be S**T or bust.
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HMRC says it only expects people to use the Self-employment Income Support Scheme if they've indeed been negatively impacted, and is introducing checks to prevent fraud.
And you've got a link or two to an appropriate website to confirm this?
Will they be monitoring phone calls from customers that are cancelling?
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Checks to prevent fraud lol,yeah they’ve got loads of time for that at the moment dealing with furloughed employees etc,I don’t think so claim your money and don’t worry.
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Claim what you can. You will be paying back for others who did in the future for no return if you dont
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That’s correct , tax man isn’t going to say how many jobs did you lose and you tell him iv lost 4 jobs so can you pay me £100.
You will be told if your eligible from your previous tax returns and You’ll be paid 80%
The above is correct they will be putting self employed people back to work that work outside at the next phase,the 80% will be paid and that will be it imo.
From then on it will be then that people will find out how there business stands,this grant was to see people through 3 ish months regardless the pain will come to businesses further down the line.
I reckon there’s a lot of people out there that will just clear the credit cards when they get their grant,from then on it’ll be S**T or bust.
Putting people back to work? I'm self employed and I decide when I work.
What happens with the schools when we're put back to work then?
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They will tell the likes of us to go back to work as long you abide by the guidelines,what I mean is they’ll be no more grant-money for you lot basically.
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Schools don’t come into this particular argument,schools don’t immediately contribute to the economy people working and paying Tax do.
When they let schools go back if you read between the lines of what they are saying it’ll be a while yet with the younger ones first.
I really can’t see what the problem is now with doing what we do if you can at this time work alone,how often do you come into contact with someone within 2 meters when you are working cleaning windows,I can easily go weeks without needing to.
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They will tell the likes of us to go back to work as long you abide by the guidelines,what I mean is they’ll be no more grant-money for you lot basically.
I thought they had said that at the beginning of lockdown anyway.
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I’m talking about the majority of people that work outside if not all abiding by the so called 2 meter rule,I can see them saying if you work outside of you go back to work.
If they say that things haven’t changed much in 6-7 weeks so if people have been off imo that would have been pointless as the conditions haven’t changed in that time much at all.
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Schools don’t come into this particular argument,schools don’t immediately contribute to the economy people working and paying Tax do.
When they let schools go back if you read between the lines of what they are saying it’ll be a while yet with the younger ones first.
I really can’t see what the problem is now with doing what we do if you can at this time work alone,how often do you come into contact with someone within 2 meters when you are working cleaning windows,I can easily go weeks without needing to.
Schools don’t effect the economy? Are you serious. How do parents go to work and business start making money if they have to be at home caring for their children?
Where are you getting all this information from? Post some links to trusted sites that the younger kids are going back to school first. Your just making stuff up here as usual NWH.
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He's trying to convince himself.
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The papers are saying young children could go back first but it could be false new
https://www.thesun.co.uk/news/11537053/primary-schools-reopen-june-coronavirus-mark-drakeford/
For me I will have to take time off work if my 6 year old stays off once my oldest daughter who works at a accountants goes back to work in the next few week as at the moment she has been able to look after her sister while me and my wife go to work
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I wouldn’t pay any attention whatsoever to anything the red tops print. It’s all a load or rubbish as was proved last week when they said we are easing lockdown with a traffic light system.
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Obviously we need schools but they take money out of the economy,the point is if you clean windows within the next month if you don’t go back to work you’ll be on you’re own.
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Obviously we need schools but they take money out of the economy,the point is if you clean windows within the next month if you don’t go back to work you’ll be on you’re own.
Where the links?
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You don’t need any links watch the news absorb what you hear and decide for yourself if you think they are going to keep lazy arsed window cleaners at home and keep paying em think again it ain’t happening,we’ve been allowed to work up until now do you honestly think they’ll keep handing out money because people are frightened to leave the house lol.
Once they say back to work off you go or no money,I don’t know how all these paranoid window cleaners ever managed to climb a ladder 🤣🤣,the things I did off of a ladder put me in far far more danger in the past than ever this Virus has.
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You don’t need any links watch the news absorb what you hear and decide for yourself if you think they are going to keep lazy arsed window cleaners at home and keep paying em think again it ain’t happening,we’ve been allowed to work up until now do you honestly think they’ll keep handing out money because people are frightened to leave the house lol.
Once they say back to work off you go or no money,I don’t know how all these paranoid window cleaners ever managed to climb a ladder 🤣🤣,the things I did off of a ladder put me in far far more danger in the past than ever this Virus has.
I’ve been working right through, as the guidelines allow.
Where’s the links for all this information about primary schools opening first?
You’re just typing complete rubbish that you make up as you go along.
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Lol I am watching the news and what they are saying on a daily basis it’s all speculation with all of it at the moment,the main thing is lazy arsed window cleaners must return and stop trying to sit at home playing on the Xbox picking there noses.
Any excuse and people will sit at home especially if they are getting paid for it.
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the things I did off of a ladder put me in far far more danger in the past than ever this Virus has.
And therein lies the issue. If you fell off a ladder you’d be the only one it affected. If you contract the virus you’re not, oh never mind.....
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Schools don’t come into this particular argument,schools don’t immediately contribute to the economy people working and paying Tax do.
When they let schools go back if you read between the lines of what they are saying it’ll be a while yet with the younger ones first.
I really can’t see what the problem is now with doing what we do if you can at this time work alone,how often do you come into contact with someone within 2 meters when you are working cleaning windows,I can easily go weeks without needing to.
Schools don’t effect the economy? Are you serious. How do parents go to work and business start making money if they have to be at home caring for their children?
Where are you getting all this information from? Post some links to trusted sites that the younger kids are going back to school first. Your just making stuff up here as usual NWH.
Mad, isn't it?
You can't expect the economy to start back up and keep the schools closed.
NWH hasn't a clue.
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Yeah like all you lot on here are bothered about other people lol,I’m glad I’m a goat and not a sheep.
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You don’t need any links watch the news absorb what you hear and decide for yourself if you think they are going to keep lazy arsed window cleaners at home and keep paying em think again it ain’t happening,we’ve been allowed to work up until now do you honestly think they’ll keep handing out money because people are frightened to leave the house lol.
Once they say back to work off you go or no money,I don’t know how all these paranoid window cleaners ever managed to climb a ladder 🤣🤣,the things I did off of a ladder put me in far far more danger in the past than ever this Virus has.
The lockdown isn't about how much danger you are in.
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Hardly any schools are worth opening past Watford gap the south of England props this country up 🤣🤣🤣🤣,we don’t use coal down south anymore.
The university’s for breaking into cars have been shut for years down south,some things in life are so difficult to work out like why all that beautiful countryside is wasted up North 🤣🤣🤣
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Lol I am watching the news and what they are saying on a daily basis it’s all speculation with all of it at the moment,the main thing is lazy arsed window cleaners must return and stop trying to sit at home playing on the Xbox picking there noses.
Stop passing speculation off as facts then, as it makes you look silly.
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Yeah like all you lot on here are bothered about other people lol,I’m glad I’m a goat and not a sheep.
It seems like you don't know your own mind.
I remember you saying that you were staying at home because you could. You were adamant and going on about how it was the right thing to do.
That soon changed, didn't it?
Was it all those phone calls and texts from customers asking you to come back and clean?
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Hardly any schools are worth opening past Watford gap the south of England props this country up 🤣🤣🤣🤣,we don’t use coal down south anymore.
The university’s for breaking into cars have been shut for years down south,some things in life are so difficult to work out like why all that beautiful countryside is wasted up North 🤣🤣🤣
Your grammar says different.
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You don’t need any links watch the news absorb what you hear and decide for yourself if you think they are going to keep lazy arsed window cleaners at home and keep paying em think again it ain’t happening,we’ve been allowed to work up until now do you honestly think they’ll keep handing out money because people are frightened to leave the house lol.
Once they say back to work off you go or no money,I don’t know how all these paranoid window cleaners ever managed to climb a ladder 🤣🤣,the things I did off of a ladder put me in far far more danger in the past than ever this Virus has.
The lockdown isn't about how much danger you are in.
Why do you keep answering obvious questions on here,I’m looking for someone to give me a silly excuse to stay at home do you know any.
The upshot is you lazy blokes sitting at home that are starting to flop over your belt that are 12 pound heavier will be getting up in the morning again soon. Some people on here will have the right arse when they have to start working for a living again,you can’t claim this you can’t claim that but it’s ok to sit at home when it’s perfectly fine to work now.
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Err he is agin 1 line answer you should do standup like Tim vine.
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I’m staying at home my wife said I’ve got to.
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I’m staying at home my wife said I’ve got to.
Sexist.
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Why do you keep answering obvious questions on here,I’m looking for someone to give me a silly excuse to stay at home do you know any.
The upshot is you lazy blokes sitting at home that are starting to flop over your belt that are 12 pound heavier will be getting up in the morning again soon. Some people on here will have the right arse when they have to start working for a living again,you can’t claim this you can’t claim that but it’s ok to sit at home when it’s perfectly fine to work now.
Is this English?
It may be worth just slowing down a little when you’re typing mate, maybe use your fingers rather than your forehead.
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You managed to read it ok I can tell 😉
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"Dear customer,
The government is committed to doing whatever it takes to support businesses and individuals through the coronavirus pandemic.
The Self-Employment Income Support Scheme (SEISS) has been introduced to help the self-employed (including members of business partnerships) through this period of disruption.
Join the following live webinar for an overview of the scheme.
Coronavirus (COVID-19) – Self-Employment Income Support Scheme (SEISS)
During this webinar we’ll be covering:
the aim of the scheme
who can apply
how much you may be entitled to
how to apply for the scheme
what happens after you’ve applied
other support available."
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I had a letter of HMRC this morning , as did my neighbour . hes a self employed guitar teacher .
its basically thy same as the HMRC gateway that we use for our self assessment .