Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: zesty on April 14, 2020, 06:41:05 pm
-
I’ve not!
-
I’ve not!
For what?
-
I’ve not!
why would you?sole trader window cleaners are allowed to work and are encouraged to go to work to help keep the economy going......lets be honest we dont need the financial help.....its the hairdressers,barbershops,interior designers(my missus),people who run pubs,clubs and restaurants,electricians,etc,etc, that deserve the money....not us......they cant make any money at the moment.... ::)roll
-
Because Daz if you've lost money as a result of the Covid19 epidemic you're entitled to claim.
-
JUNE doesn't people listen
-
I’ve not!
why would you?sole trader window cleaners are allowed to work and are encouraged to go to work to help keep the economy going......lets be honest we dont need the financial help.....its the hairdressers,barbershops,interior designers(my missus),people who run pubs,clubs and restaurants,electricians,etc,etc, that deserve the money....not us......they cant make any money at the moment.... ::)roll
How do you know that his business has not been affected by the pandemic? Lots on here have been hit.
And we've a long way to go 'til June.
-
They clearly said they get in touch beginning of june thats why im still working because i cant wait till june
-
They clearly said they get in touch beginning of june thats why im still working because i cant wait till june
Ditto, so your not going to here anything yet and im not holding my breath in June either
-
if i do get any money off the government im gonna donate it to charity.......
-
I’ve not!
For what?
Free money.
-
Daz, my round is massively commercial bias, income wise.
I’ve lost a huge part of my monthly income.
Yes, June is the payment date, but people on here were saying they’d already heard from HMRC.
-
They clearly said they get in touch beginning of june thats why im still working because i cant wait till june
Ditto, so your not going to here anything yet and im not holding my breath in June either
People had said in previous threads they’d already heard from HMRC. That’s why I ask. June is the latest we are supposed to hear. Plus June is the month we’re supposed to get the payout.
We should be hearing imminently from HMRC that we qualify.
My question is if anyone had heard yet, seen as some said they had.
-
Because Daz if you've lost money as a result of the Covid19 epidemic you're entitled to claim.
And I am still working, albeit greatly reduced due to my commercial work being paused in many cases.
We are certainly deserving of it, if we’ve lost business.
Daz can always give me his share of the money 😁
-
Daz lives in his own little cocooned world.
-
I’ve not!
why would you?sole trader window cleaners are allowed to work and are encouraged to go to work to help keep the economy going......lets be honest we dont need the financial help.....its the hairdressers,barbershops,interior designers(my missus),people who run pubs,clubs and restaurants,electricians,etc,etc, that deserve the money....not us......they cant make any money at the moment.... ::)roll
I’m glad that things haven’t effected you too much Daz, and you are able to go out and earn exactly as you could before, but please don’t assume that all sole trader window cleaners are the same. We’re not.
I’ve lost a pretty big chunk of my income but I’ll keep plugging away as there’s zero financial help for me.
Good of you also to offer to donate your 80% to a charity. You must be due the full amount of £2500 per month as you earn well, so that’s a £7500 donation.
I’m running a marathon in October, Manchester so near you, a donation towards my chosen local charity would be much appreciated. 😁
-
Daz lives in his own little cocooned world.
I like daz, but he types before he thinks sometimes ;D
-
I’ve not!
why would you?sole trader window cleaners are allowed to work and are encouraged to go to work to help keep the economy going......lets be honest we dont need the financial help.....its the hairdressers,barbershops,interior designers(my missus),people who run pubs,clubs and restaurants,electricians,etc,etc, that deserve the money....not us......they cant make any money at the moment.... ::)roll
I’m glad that things haven’t effected you too much Daz, and you are able to go out and earn exactly as you could before, but please don’t assume that all sole trader window cleaners are the same. We’re not.
I’ve lost a pretty big chunk of my income but I’ll keep plugging away as there’s zero financial help for me.
Good of you also to offer to donate your 80% to a charity. You must be due the full amount of £2500 per month as you earn well, so that’s a £7500 donation.
I’m running a marathon in October, Manchester so near you, a donation towards my chosen local charity would be much appreciated. 😁
I feel for you mate, we have similar rounds, and for you not to be entitled to the help seems very unjust.
Is there definitely no way round it for you?
-
I’ve not herd anything for you sole trader guys (sorry) but I hear that the gov is being pushed to ensure furlough payments are done this month
We will see
Darran
-
I’ve not!
why would you?sole trader window cleaners are allowed to work and are encouraged to go to work to help keep the economy going......lets be honest we dont need the financial help.....its the hairdressers,barbershops,interior designers(my missus),people who run pubs,clubs and restaurants,electricians,etc,etc, that deserve the money....not us......they cant make any money at the moment.... ::)roll
I’m glad that things haven’t effected you too much Daz, and you are able to go out and earn exactly as you could before, but please don’t assume that all sole trader window cleaners are the same. We’re not.
I’ve lost a pretty big chunk of my income but I’ll keep plugging away as there’s zero financial help for me.
Good of you also to offer to donate your 80% to a charity. You must be due the full amount of £2500 per month as you earn well, so that’s a £7500 donation.
I’m running a marathon in October, Manchester so near you, a donation towards my chosen local charity would be much appreciated. 😁
I feel for you mate, we have similar rounds, and for you not to be entitled to the help seems very unjust.
Is there definitely no way round it for you?
No definitely not. I’ll be alright though.
I’m far more concerned about the long term implications and cancellations than short term financial stuff though. I’ve spent 12 years building up to a point that my round was almost perfect for me but looks like it will need need rebuilding again when we return to ‘normal’.
-
I’ve not!
why would you?sole trader window cleaners are allowed to work and are encouraged to go to work to help keep the economy going......lets be honest we dont need the financial help.....its the hairdressers,barbershops,interior designers(my missus),people who run pubs,clubs and restaurants,electricians,etc,etc, that deserve the money....not us......they cant make any money at the moment.... ::)roll
Why??????
Cos 40% of my work is Comercial ;D
Simple really
-
Why do you think that deege - because the commercial will be gone ie financially bust .
Darran
-
:-\in
Why do you think that deege - because the commercial will be gone ie financially bust .
Darran
I think most of my commercial work will be fine. I do quite a bit that’s connected to the Nuclear industry and utility company offices etc, that work will carry on as soon as lockdown is lifted I think. Management company work should also be fine, it is so far anyway.
I also do quite a chunk of showhomes for house builders. What happens to this work is anyone’s guess, especially longer term. This will take some replacing tbh.
Also I usually average £160-£200 per week in one off f/s/g cleans and a lot more than that in April/May. This work has all but dried up and who know what will happen to this work if the economy is in the gutter.
-
Hmrc have updated some info today https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme
-
Hmrc have updated some info today https://www.gov.uk/guidance/claim-a-grant-through-the-coronavirus-covid-19-self-employment-income-support-scheme
Interesting. They seem to have removed the criteria that to be eligible you must have atleast 50% of your income from self employment (rather than dividends) for the 2019 tax year.
Also, the following line is left completely open to their own interpretation. Expect to hear a lot more on this in the coming weeks lads.
have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus. HMRC will as usual use a risk based approach to compliance.
-
What does that mean about a risk based approach?
-
What does that mean about a risk based approach?
Exactly what I thought. It means absolutely nothing at this point until they set the parameters.
For those thinking that they will be able to carry on working, get the 80% grant and effectively be better off due to the virus I’d lower your expectations. I just can’t see it and I’ve said that from the start.
-
have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus. HMRC will as usual use a risk based approach to compliance.
There we have it.
This was not on the first hmrc @ letter they sent me.....
The goal posts have changed!
Maybe if you could have worked but have not they will not pay out.
Looks like the guys who have worked but lost work will end up being paid pro rata when proving there loses..🤔.
You guys who said you dont trust the gov could be right!
-
You will probably have to send the months out of work bank statements to prove that your not working and last years to prove you have lost income only guessing like
-
Daz lives in his own little cocooned world.
I like daz, but he types before he thinks sometimes ;D
yes sorry about that mate.......i forgot some of you have big chunks of commercial .....
apart from the odd skipped job and one suspended job ive not been affected much yet...also i put over half my prices up last month so that extra money still outweighs the missed jobs...ive also not stopped working since the lockdown but im mostly domestic......
-
Based on those latest guidelines, it looks like us window cleaners will be left out, purely because we can work.
Problem is, for some of us, it genuinely has effected us financially!
-
Ive always said residential is your bread and butter not commercial work
-
They are saying that some discretion will be used, aren't they?
-
Daz lives in his own little cocooned world.
I like daz, but he types before he thinks sometimes ;D
yes sorry about that mate.......i forgot some of you have big chunks of commercial .....
apart from the odd skipped job and one suspended job ive not been affected much yet...also i put over half my prices up last month so that extra money still outweighs the missed jobs...ive also not stopped working since the lockdown but im mostly domestic......
You’re forgiven mr residential!
-
Based on those latest guidelines, it looks like us window cleaners will be left out, purely because we can work.
Problem is, for some of us, it genuinely has effected us financially!
Not necessarily.
You're adversely affected if you've lost work or not worked to your normal(ish) level. And they shut the schools.
-
We will see I suppose.
-
I dont think they’ll ‘penalise’ different trades.
Youre either self-employed or you’re not. Some of you guys panic too much. Rishi stood up and said for the whole world to see, if you’re self employed you’ll get a grant based on 80% of your average trading profits. End of story.
They wont cop out now, they cant cop out now. We’re facing the worst recession in a century with absolutely no guarantees and you think the govt is going to abandon 20% of the working population.
-
Ive always said residential is your bread and butter not commercial work
I could not agree more I do carpet cleaning jetwashing commercial window cleaning all stopped overnight
but my residential window cleaning round has kept me going and my sanity iam lucky I didnt sell it or give it up because of this I will expand the residential bit what a terribly test this has been 😳
-
I dont think they’ll ‘penalise’ different trades.
Youre either self-employed or you’re not. Some of you guys panic too much. Rishi stood up and said for the whole world to see, if you’re self employed you’ll get a grant based on 80% of your average trading profits. End of story.
They wont cop out now, they cant cop out now. We’re facing the worst recession in a century with absolutely no guarantees and you think the govt is going to abandon 20% of the working population.
It’ll be interesting slacky, I wouldn’t put it past the government to only give the grant to those self employed who haven’t been able to work at all.
They gave the sure impression all self employed were entitled when they first released the statement. Even if we are continuing to trade.
However, those lastest guidelines do suggest you’ll need to prove you’ve lost all profit... hopefully I’m wrong.
-
‘Risk based approach’ is business speak. It’s a term you can pick up on Google. Still don’t understand it though.
-
I dont think they’ll ‘penalise’ different trades.
Youre either self-employed or you’re not. Some of you guys panic too much. Rishi stood up and said for the whole world to see, if you’re self employed you’ll get a grant based on 80% of your average trading profits. End of story.
They wont cop out now, they cant cop out now. We’re facing the worst recession in a century with absolutely no guarantees and you think the govt is going to abandon 20% of the working population.
It’ll be interesting slacky, I wouldn’t put it past the government to only give the grant to those self employed who haven’t been able to work at all.
They gave the sure impression all self employed were entitled when they first released the statement. Even if we are continuing to trade.
However, those lastest guidelines do suggest you’ll need to prove you’ve lost all profit... hopefully I’m wrong.
It doesn't say 'all' profit. Your profits will be well down so you should be ok.
It does 'adversely affected' too, so all those picking up new work from all those walk ups might be sweating (http://www.cleanitup.co.uk/smf/1586897101_grin[1].gif).
-
If they were going penalise the self-employed they would've surely said 'loss based approach'?
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
-
‘Risk based approach’ is business speak. It’s a term you can pick up on Google. Still don’t understand it though.
It's discretion, surely?
Like when weighing up an investigation? Would it be worth the bother of delving into someone's business affairs for a few grand?
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
No, we'll pay it back with reduced tax and NI breaks.
-
That's not what it says here
-
If they were going penalise the self-employed they would've surely said 'loss based approach'?
There’s a big difference between penalising the self employed and ensuring no self employed are actually better off due to the virus.
They will do everything they can to ensure the latter will not happen imo.
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
-
That's not what it says here
Yes that is what I received.
I believe you are correct.
-
That's not what it says here
You pay tax and NI on the grant like you would have done with your income anyway.
-
That's not what it says here
You pay tax and NI on the grant like you would have done with your income anyway.
[/quote
Asaaah right thanks
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
-
That's not what it says here
You pay tax and NI on the grant like you would have done with your income anyway.
Thank you
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
Grants are not repaid, loans are.
It was never said it needed to be repaid, only that it will be subject to Tax and NI as it is classed as income.
-
If they were going penalise the self-employed they would've surely said 'loss based approach'?
Maybe and as I don't know I'm saying maybe what they mean by risk based is what risk will your business be under if you don't get the pay out, remember a lot of this is more to do with saving jobs than adding to a yearly profit.
-
Who can claim
You can claim if you’re a self-employed individual or a member of a partnership and you:
have submitted your Self Assessment tax return for the tax year 2018 to 2019traded in the tax year 2019 to 2020are trading when you apply, or would be except for coronavirusintend to continue to trade in the tax year 2020 to 2021have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus. HMRC will as usual use a risk based approach to compliance.
Note: ::::::
You will need to confirm to HMRC that your business has been adversely affected by coronavirus. HMRC will as usual use a risk based approach to compliance.
So you will have to prove your business has been adverely been affected by coronavirus...
We will have to prove..!
Self explanatory..
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
Grants are not repaid, loans are.
It was never said it needed to be repaid, only that it will be subject to Tax and NI as it is classed as income.
I've never been a student so I always thought Grant's like a student grant have to be paid back so student dont pay there Grant's back and they get thousands or have I messed this up completely here
good job I dont drink now i would on floor smashed every night
-
I’ve not herd anything for you sole trader guys (sorry) but I hear that the gov is being pushed to ensure furlough payments are done this month
We will see
Darran
The portal will go live on April 20th for furloughed workers Darran.
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
Grants are not repaid, loans are.
It was never said it needed to be repaid, only that it will be subject to Tax and NI as it is classed as income.
I've never been a student so I always thought Grant's like a student grant have to be paid back so student dont pay there Grant's back and they get thousands or have I messed this up completely here
good job I dont drink now i would on floor smashed every night
They don’t pay grants back but do pay loans back. Both very different things.
Example, the government are short of nurses so offer a grant of £5k per year towards tuition fees for those training to be a nurse. This would not need to be repaid.
Student who is studying architecture would need to pay £9k per year in tuition fees, he would get a student loan to cover this cost and this would need to be repaid, with interest.
(Just an example)
:)
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
Grants are not repaid, loans are.
It was never said it needed to be repaid, only that it will be subject to Tax and NI as it is classed as income.
I've never been a student so I always thought Grant's like a student grant have to be paid back so student dont pay there Grant's back and they get thousands or have I messed this up completely here
good job I dont drink now i would on floor smashed every night
They don’t pay grants back but do pay loans back. Both very different things.
Example, the government are short of nurses so offer a grant of £5k per year towards tuition fees for those training to be a nurse. This would not need to be repaid.
Student who is studying architecture would need to pay £9k per year in tuition fees, he would get a student loan to cover this cost and this would need to be repaid, with interest.
(Just an example)
:)
Aah got it thanks that's very helpfull 😎
-
Who can claim
You can claim if you’re a self-employed individual or a member of a partnership and you:
have submitted your Self Assessment tax return for the tax year 2018 to 2019traded in the tax year 2019 to 2020are trading when you apply, or would be except for coronavirusintend to continue to trade in the tax year 2020 to 2021have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus. HMRC will as usual use a risk based approach to compliance.
Note: ::::::
You will need to confirm to HMRC that your business has been adversely affected by coronavirus. HMRC will as usual use a risk based approach to compliance.
So you will have to prove your business has been adverely been affected by coronavirus...
We will have to prove..!
Self explanatory..
Confirm not prove. There's a big difference.
-
All you lot use Gocardless etc would that not be proof enough,all of sudden in March you payments into your account would have slowed down or stopped if you’re not working.
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
Sunak did briefly mention that we could have to pay more in tax and NI to cover some of the grant. That would be over years and not all at once. When the government spends money on us, they ask for it back in another way.
-
All you lot use Gocardless etc would that not be proof enough,all of sudden in March you payments into your account would have slowed down or stopped if you’re not working.
It would but I don't think they'll be pushing for proof.
Let's not forget the government shut the country down. It's not us window cleaners claiming that we were rained off for three months. They know that many have been adversely affected because they closed down the economy.
-
It surprises me how much faith you have in this Tory government Griff, being a scouser.
For the lads like yourself who have sat it out due to family members being high risk or other reasons, I really hope your faith is repaid.
-
I’ve not heard anything yet. My work is all town centre shops in Ipswich and Woodbridge so 100% commercial. Since the announcement I’ve gone from cleaning 90-95 shops a week to 5 shops a week. (2 Pizza Huts, Specsavers, a Mortgage company and a recruitment office). Takes me about a hour a week😂
I would love to work but have no work to do!
-
It says confirm, not prove.
Probably a tick box exercise.
You think they’re going to sit down and manually assess every single claim? 2,000,000 claims when which ever way you turn the offices of the treasury are currently swamped.
-
Itll be means tested......if your records show a big drop in income between March-June then you'll get some money...if not then you wont(which is fair).
-
It says confirm, not prove.
Probably a tick box exercise.
You think they’re going to sit down and manually assess every single claim? 2,000,000 claims when which ever way you turn the offices of the treasury are currently swamped.
Yes I think they will as there will be a massive potential for fraud if they dont.....
-
''You can claim if you ...............have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus.''
I'm assuming there will be a tick box, for legal reasons maybe, that asks ''has your business been adversely affected by coronavirus?''
Yes or No. I would then tick Yes.
I can't see anywhere any asking to Prove as opposed to Confirm.
But even if they did,
I normally earn £2500 per month
During the coronavirus lockdown I only managed to earn £2490 per month
I have an email/text/letter off one customer saying ''please don't clean my windows because of coronavirus''
I then have 'proof' that I have 'lost trading profits due to coronavirus'.
Please can I have the £7500 taxable grant as promised.
PS Unlike Dazmond I will not be giving £7500 to charity but full respect to you if you do.
-
''You can claim if you ...............have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus.''
I'm assuming there will be a tick box, for legal reasons maybe, that asks ''has your business been adversely affected by coronavirus?''
Yes or No. I would then tick Yes.
I can't see anywhere any asking to Prove as opposed to Confirm.
But even if they did,
I normally earn £2500 per month
During the coronavirus lockdown I only managed to earn £2490 per month
I have an email/text/letter off one customer saying ''please don't clean my windows because of coronavirus''
I then have 'proof' that I have 'lost trading profits due to coronavirus'.
Please can I have the £7500 taxable grant as promised.
PS Unlike Dazmond I will not be giving £7500 to charity but full respect to you if you do.
It sounds too good to be true......I cant see it happening myself....
-
They haven't even sorted out the employed furlough scheme yet.
Dont think you'll hear owt for at least another month.
Dont panic just go to work.
-
''You can claim if you ...............have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus.''
I'm assuming there will be a tick box, for legal reasons maybe, that asks ''has your business been adversely affected by coronavirus?''
Yes or No. I would then tick Yes.
I can't see anywhere any asking to Prove as opposed to Confirm.
But even if they did,
I normally earn £2500 per month
During the coronavirus lockdown I only managed to earn £2490 per month
I have an email/text/letter off one customer saying ''please don't clean my windows because of coronavirus''
I then have 'proof' that I have 'lost trading profits due to coronavirus'.
Please can I have the £7500 taxable grant as promised.
PS Unlike Dazmond I will not be giving £7500 to charity but full respect to you if you do.
It sounds too good to be true......I cant see it happening myself....
Eh?
You giving it to charity?
Oh, I dunno, you're a nice enough guy.
-
''You can claim if you ...............have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus.''
I'm assuming there will be a tick box, for legal reasons maybe, that asks ''has your business been adversely affected by coronavirus?''
Yes or No. I would then tick Yes.
I can't see anywhere any asking to Prove as opposed to Confirm.
But even if they did,
I normally earn £2500 per month
During the coronavirus lockdown I only managed to earn £2490 per month
I have an email/text/letter off one customer saying ''please don't clean my windows because of coronavirus''
I then have 'proof' that I have 'lost trading profits due to coronavirus'.
Please can I have the £7500 taxable grant as promised.
PS Unlike Dazmond I will not be giving £7500 to charity but full respect to you if you do.
I personally think your more likely to get 80% of the £10 losses due to Coronavirus, so £8.
But I won’t even get that, so it’s off to work I go. ;D
-
''You can claim if you ...............have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus.''
I'm assuming there will be a tick box, for legal reasons maybe, that asks ''has your business been adversely affected by coronavirus?''
Yes or No. I would then tick Yes.
I can't see anywhere any asking to Prove as opposed to Confirm.
But even if they did,
I normally earn £2500 per month
During the coronavirus lockdown I only managed to earn £2490 per month
I have an email/text/letter off one customer saying ''please don't clean my windows because of coronavirus''
I then have 'proof' that I have 'lost trading profits due to coronavirus'.
Please can I have the £7500 taxable grant as promised.
PS Unlike Dazmond I will not be giving £7500 to charity but full respect to you if you do.
So what happens if the lockdown doesn't last three months ? plus it says up to £2500 per month which could mean you would only be entitled to £10 for each month of lockdown, I say could as I don't know if this is the case, one thing I do know is as a tax payer I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.
-
I'm only going by what it says on the Gov uk website. It could change of course and they could certainly backtrack.
''The grant will be 80% of your average trading profit, divided by 12 which will give a monthly amount. We will pay this or up to a maximum of £2,500 a month, whichever is lower.''
If my average annual trading profit over the last three years is £37,500 per annum x 80% is £30,000 , divided by 12 which will give a monthly amount of £2500. They will pay this.
-
It surprises me how much faith you have in this Tory government Griff, being a scouser.
For the lads like yourself who have sat it out due to family members being high risk or other reasons, I really hope your faith is repaid.
I'm not a Scouser, deeege, and I'm not a Tory. I don't know whether I'll sit out the full three months either but I'll certainly be adversely affected because the schools will be closed, if nothing else.
I don't see this grant as blind faith; there is no free money. The government want as many of us as possible to have businesses and jobs to go back to after the lockdown. Think of the impact on the economy if we all had to shut down and all those furloughed workers were unemployed. I think their view is that a maximum of £7, 500 is a price worth paying.
And let's not forget, we'll pay it back over the years. I see it as a 'loan' to keep us afloat.
-
''I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.''
That's understandable. So just supposing for a moment that they do give out the grant to you as it seems they will, assuming you've fulfilled the eligibility, would you still be angry enough to give it back, or away as Dazmond has said?
I won't be that angry :)
-
It says confirm, not prove.
Probably a tick box exercise.
You think they’re going to sit down and manually assess every single claim? 2,000,000 claims when which ever way you turn the offices of the treasury are currently swamped.
Yes I think they will as there will be a massive potential for fraud if they dont.....
How?
They'll have an idea about the numbers of self employed and there's a cap on the grant.
-
''You can claim if you ...............have lost trading profits due to coronavirus
You will need to confirm to HMRC that your business has been adversely affected by coronavirus.''
I'm assuming there will be a tick box, for legal reasons maybe, that asks ''has your business been adversely affected by coronavirus?''
Yes or No. I would then tick Yes.
I can't see anywhere any asking to Prove as opposed to Confirm.
But even if they did,
I normally earn £2500 per month
During the coronavirus lockdown I only managed to earn £2490 per month
I have an email/text/letter off one customer saying ''please don't clean my windows because of coronavirus''
I then have 'proof' that I have 'lost trading profits due to coronavirus'.
Please can I have the £7500 taxable grant as promised.
PS Unlike Dazmond I will not be giving £7500 to charity but full respect to you if you do.
So what happens if the lockdown doesn't last three months ? plus it says up to £2500 per month which could mean you would only be entitled to £10 for each month of lockdown, I say could as I don't know if this is the case, one thing I do know is as a tax payer I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.
Don't be angry.
They are not going to means test everybody. They haven't got the time or the money, that's why they are using a risk based approach to compliance.
-
Daz says it will be means tested over March - June. If you have a drop in income then you will get the money.
We stopped working on the 23rd of March. The tax year ended on the 5th of April. The tax year for 2019 -2020 isn't going to reflect much of an income loss as it spread over 12 months.
The only time the receiver is going to notice a drop off in our earnings is after we have submitted our tax return for 2020-2021 which could be toward the end of 2021 and the latest by 31st January 2022 when that tax return has to be filed.
-
I’ve not!
Going live next week, I believe.
-
It won't be means tested.
They are not going to means test everyone. They don't investigate every tax return.
If you've been adversely affected and are "responsible" (I think that was the word used) you'll be ok.
-
Taken from .GOV site-
Claim a grant if you’ve lost income
If you’re getting less work or no work because of coronavirus (COVID-19), you might be able to claim a grant through the coronavirus Self-employment Income Support Scheme.
The online service you’ll use to claim is not available yet. HMRC will aim to contact you by mid May 2020, and will make payments by early June 2020.
If you receive the grant you can continue to work or take on other employment including voluntary work.
-
''I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.''
That's understandable. So just supposing for a moment that they do give out the grant to you as it seems they will, assuming you've fulfilled the eligibility, would you still be angry enough to give it back, or away as Dazmond has said?
I won't be that angry :)
Nope, if the government is going to hand out free money then it would be foolish not to take it especially as it will have to be paid back by us all in taxes no matter if we take the hand out or not, well when I say all as per usual it will be the young who will end up paying for most of it, that said I would rather the government didn't reward me or people like me for having no morals.
-
that said I would rather the government didn't reward me or people like me for having no morals.
I agree mate. Anyone going out after we've all been asked to stay home should get nowt.
-
''I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.''
That's understandable. So just supposing for a moment that they do give out the grant to you as it seems they will, assuming you've fulfilled the eligibility, would you still be angry enough to give it back, or away as Dazmond has said?
I won't be that angry :)
Nope, if the government is going to hand out free money then it would be foolish not to take it especially as it will have to be paid back by us all in taxes no matter if we take the hand out or not, well when I say all as per usual it will be the young who will end up paying for most of it, that said I would rather the government didn't reward me or people like me for having no morals.
You think that working is immoral now?
-
Due to losing my commercial work, inside work and the usual FSG work in spring I have lost an estimated 45% of my income. I used to give a receipt (6 x 4 inch hand written business card) for payment for all the commercial work. Whether I can get proof to HMRC is another matter.
Some lost work would be difficult to prove, e.g a regular window cleaning customer whose holiday home I clean asked me to clean his conservatory roof and double garages but his water is turned off from inside (I am traditional) and they are on lockdown so cannot turn it on.
I am working 1 day a week and living off that and my savings that I have saved since starting the business in January 2018. If I were to get the taxable grant I would receive about £60 a week which would really help.
If HMRC invited to me apply for the grant I would but am concerned that the wording will be changed again and I would struggle to obtain proof of loss of earnings due to Covid19.
-
They haven't even sorted out the employed furlough scheme yet.
Dont think you'll hear owt for at least another month.
Dont panic just go to work.
Certainly not panicking Adam, at all.
My confusion was the fact I hadn’t heard when other people said they had in previous posts...
I’m working as normally as I can, albeit with a greatly reduced round and income, due to so much of my commercial being on hold.
The grant will be very much welcome for myself and my small family, particularly as I’m the ‘bread winner’ and my wage has been knocked through no fault of my own, like others.
If I was purely residential like Daz, I’d not be bothered at all.
It’s a very individual issue. For the likes of deegee and myself, we’ve felt the effects, whereas the likes of Daz, he’s hardly felt a pinch at all ;D
-
I don't think that you will have to prove it, CC; especially given your circumstances.
The grant is a lump sum.
-
''I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.''
That's understandable. So just supposing for a moment that they do give out the grant to you as it seems they will, assuming you've fulfilled the eligibility, would you still be angry enough to give it back, or away as Dazmond has said?
I won't be that angry :)
Nope, if the government is going to hand out free money then it would be foolish not to take it especially as it will have to be paid back by us all in taxes no matter if we take the hand out or not, well when I say all as per usual it will be the young who will end up paying for most of it, that said I would rather the government didn't reward me or people like me for having no morals.
You think that working is immoral now?
No I think it immoral to take a handout when not needed, working or not, but I'm not going to be a hypocrite and say I wouldn't do it.
-
that said I would rather the government didn't reward me or people like me for having no morals.
I agree mate. Anyone going out after we've all been asked to stay home should get nowt.
Yep and those who should have been out working and didn't go should be treated the same, now before you start I don't include those who stayed at home because they or a person they live with are in the high risk category.
-
that said I would rather the government didn't reward me or people like me for having no morals.
I agree mate. Anyone going out after we've all been asked to stay home should get nowt.
It should also be means tested, we have guys on here who claim to be doing £80k plus a year, if they cant get through a few months without a handout then they deserve to starve.
-
''I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.''
That's understandable. So just supposing for a moment that they do give out the grant to you as it seems they will, assuming you've fulfilled the eligibility, would you still be angry enough to give it back, or away as Dazmond has said?
I won't be that angry :)
Nope, if the government is going to hand out free money then it would be foolish not to take it especially as it will have to be paid back by us all in taxes no matter if we take the hand out or not, well when I say all as per usual it will be the young who will end up paying for most of it, that said I would rather the government didn't reward me or people like me for having no morals.
You think that working is immoral now?
No I think it immoral to take a handout when not needed, working or not, but I'm not going to be a hypocrite and say I wouldn't do it.
You don't know when it might be needed yet.
-
that said I would rather the government didn't reward me or people like me for having no morals.
I agree mate. Anyone going out after we've all been asked to stay home should get nowt.
It should also be means tested, we have guys on here who claim to be doing £80k plus a year, if they cant get through a few months without a handout then they deserve to starve.
They are not entitled to it anyway.
-
that said I would rather the government didn't reward me or people like me for having no morals.
I agree mate. Anyone going out after we've all been asked to stay home should get nowt.
It should also be means tested, we have guys on here who claim to be doing £80k plus a year, if they cant get through a few months without a handout then they deserve to starve.
They are not entitled to it anyway.
Good point, lol
-
I’ve not!
why would you?sole trader window cleaners are allowed to work and are encouraged to go to work to help keep the economy going......lets be honest we dont need the financial help.....its the hairdressers,barbershops,interior designers(my missus),people who run pubs,clubs and restaurants,electricians,etc,etc, that deserve the money....not us......they cant make any money at the moment.... ::)roll
I've lost 30% of my weekly turnover at the moment as it was commercial work.
-
that said I would rather the government didn't reward me or people like me for having no morals.
I agree mate. Anyone going out after we've all been asked to stay home should get nowt.
It should also be means tested, we have guys on here who claim to be doing £80k plus a year, if they cant get through a few months without a handout then they deserve to starve.
If they earn 80K a year the Govt has said they're not entitled to a handout.
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
Sunak did briefly mention that we could have to pay more in tax and NI to cover some of the grant. That would be over years and not all at once. When the government spends money on us, they ask for it back in another way.
N.I. class 4 contributions will probably be going up from 9% to 12%
-
There also saying you dont have to pay it back
When the first statement came out they said it would have to be paid back with the tax on top
It’s always been described as a grant and not a loan, and therefore would not need to be repaid.
Can you link us to where it was ever said it needed to be repaid?
I dont have a link it was said in the first speech when it was announced this is a grant and will have to be paid back with tax on top but I think they have re worded it all
Sunak did briefly mention that we could have to pay more in tax and NI to cover some of the grant. That would be over years and not all at once. When the government spends money on us, they ask for it back in another way.
N.I. class 4 contributions will probably be going up from 9% to 12%
That's our free money.
-
''I would be more angry with the government if they gave out handouts to those who didn't need or deserve them than I would if they backtracked and decided to means test them.''
That's understandable. So just supposing for a moment that they do give out the grant to you as it seems they will, assuming you've fulfilled the eligibility, would you still be angry enough to give it back, or away as Dazmond has said?
I won't be that angry :)
Nope, if the government is going to hand out free money then it would be foolish not to take it especially as it will have to be paid back by us all in taxes no matter if we take the hand out or not, well when I say all as per usual it will be the young who will end up paying for most of it, that said I would rather the government didn't reward me or people like me for having no morals.
Nothing from the gov is free - either way we will be paying it back over the next few years via tax etc… whether you take it now or not so I would say take everything that’s on offer it’s going to be a tough ride for the rest of this year
Darran
-
Excuse the lack of commas and full stops the wife has played with iPad settings and I can’t find either on the keyboard
Darran
-
The government told us to stay at home, protect the NHS and save lives. By staying home it has affected your income.
I can’t see the government reneging on what they said about the grant. 5% won’t get it. They are the high earners.
The government are throwing money around left right and centre at the moment. They won’t be singling out a few thousand window cleaners.
-
Excuse the lack of commas and full stops the wife has played with iPad settings and I can’t find either on the keyboard
Darran
Click on general and scroll down to keyboard.
-
Excuse the lack of commas and full stops the wife has played with iPad settings and I can’t find either on the keyboard
Darran
That made me laugh Darren!
-
Furlough scheme now been extended to end of June:
https://www.gov.uk/government/news/chancellor-extends-furlough-scheme-to-end-of-june