Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: DazzaP on April 03, 2020, 01:29:47 pm
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This will be a contentious question for some, keep it clean.
I myself have chosen to work throughout, keeping my distance from customers and skipping some houses where I may need to go through lean to, garages etc.
In last 2 weeks I've lost 3 jobs, gained 2. Skipped quite a few houses where I know customers aren't in good health at best of times.
My point is, although I'm working it's at reduced capacity and there will be a knock on effect for next few months at the very least.
Initially I thought as I've carried on working I wouldn't claim the money come June. However none of us know the true long term effects of this.
So, if I can claim I will. Thinking if I haven't taken too much of a hit I might upgrade the van.
What's people's thoughts on your own situation
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We will be invited to claim for the grant.
I doubt very much that many people will say, ''No thanks, keep it''.
But my full respect to anyone who does.
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I am currently working as much as i can in between looking after my 6 year old which from Monday will be home schooled
I have not lost a lot of income YET but the way i see it is at the moment the water has a few waves but their is a tsunami coming where you will lose lots of work and potential income from addition work like conservatory cleaning ect
Scary times are coming which is why i am working for as long as i can
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I’m not eligible as a company director.
I’ll be down around £2k/month for as long as this soft lockdown continues. I’m continuing to work part time and will be bringing in enough to cover my overheads and families monthly costs.
If I could claim I obviously would.
The most important thing for me is 1) family health 2) long term contracts start again when it’s all over 3) short term earnings in that order.
Couldn’t give a monkeys whether other people decide to work / claim, as long as we all follow government guidelines for safe practice that’s good enough for me.
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Deere - you need to furlough yourself
then you qualify for the 80% of your wage ( nothing for the directors bit )
Darran
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Deere - you need to furlough yourself
then you qualify for the 80% of your wage ( nothing for the directors bit )
Darran
I dissolved my company in Nov 18, self employed since so can’t furlough. As more than 50% of earning in the 2019 tax return came from divedends I don’t qualify for the self employed help either.
I’m one of the 5%.
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I will be claiming even though at the moment I’m still working. As things stand I have lost around £160 of 4 weekly work, mostly commercial. I am expecting this to rise as I’m only 9 days through my work cycle since the soft lockdown was introduced.
Irrespective of what I earn, could have earned, lose, potentially lose, I qualify for the grant as I have tax computations which show a profit for 17/18/19.
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They will contact You. Not guaranteed to be contacted.
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I’ve lost a significant amount of work commercial temporarily, so I will welcome the help.
I am still doing bits and bobs, but my big earners have fallen off untill the lockdown is over.
Still haven’t received the email or text from hmrc yet though.
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will be a long wait
just keep going.
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I have heard from the rumour mill that although the HMRC are deferring the tax for July they are asking that if you can pay it on time then please do so.
If I get the SEISS grant I might use some of it to pay the tax bill on time in July so that it doesn't bite me in the bottom next January. :-\
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I have heard from the rumour mill that although the HMRC are deferring the tax for July they are asking that if you can pay it on time then please do so.
If I get the SEISS grant I might use some of it to pay the tax bill on time in July so that it doesn't bite me in the bottom next January. :-\
Same, it will be helping to pay the tax bill for sure!
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Deere - you need to furlough yourself
then you qualify for the 80% of your wage ( nothing for the directors bit )
Darran
I dissolved my company in Nov 18, self employed since so can’t furlough. As more than 50% of earning in the 2019 tax return came from divedends I don’t qualify for the self employed help either.
I’m one of the 5%.
Mate that sucks ass, although I've heard a few whispers a sole director can furlough its not been made clear yet and there are some strict rules even if you can
I'm waiting to see if I can furlough but at £800 a month for my PAYE it won't cover my bills. So either way I'll be making a loss next few months if it comes to stopping us working.
If i was self employed and I could work and claim I would without a doubt. Look after number 1,
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I have heard from the rumour mill that although the HMRC are deferring the tax for July they are asking that if you can pay it on time then please do so.
If I get the SEISS grant I might use some of it to pay the tax bill on time in July so that it doesn't bite me in the bottom next January. :-\
It’s a good idea in fairness but from a moral standpoint, wont you just be admitting you didn’t need it by doing that?
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I have heard from the rumour mill that although the HMRC are deferring the tax for July they are asking that if you can pay it on time then please do so.
If I get the SEISS grant I might use some of it to pay the tax bill on time in July so that it doesn't bite me in the bottom next January. :-\
It’s a good idea in fairness but from a moral standpoint, wont you just be admitting you didn’t need it by doing that?
I have no qualms about accepting it if I qualify. Not to justify it but it does cross my mind that I "always thought" I'd get retirement pension at 65 and Mrs. Gold at 60. That rug was taken from us - albeit with a long warning.
It is what it is. If chocolate is on offer I shall eat chocolate.
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I do feel sorry for the small businesses. It seems if you expand or try to you get shafted.
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I have heard from the rumour mill that although the HMRC are deferring the tax for July they are asking that if you can pay it on time then please do so.
If I get the SEISS grant I might use some of it to pay the tax bill on time in July so that it doesn't bite me in the bottom next January. :-\
It’s a good idea in fairness but from a moral standpoint, wont you just be admitting you didn’t need it by doing that?
I have no qualms about accepting it if I qualify. Not to justify it but it does cross my mind that I "always thought" I'd get retirement pension at 65 and Mrs. Gold at 60. That rug was taken from us - albeit with a long warning.
It is what it is. If chocolate is on offer I shall eat chocolate.
Yeah, I get you.
Part of me was thinking that if I could get through the next few months on savings and limited work that I may not take it.
Less tax to pay but mostly that would (in my head) show I didn’t need it and maybe ease the burden of the government payouts.
I then had a chat with a very successful accountant customer of mine. (Through the window of his conservatory I hasten to add)
His response was that whilst it was a commendable thought, 99% of people will take it irrelevant of situation and we’ll all be paying it back in the future.
So my expected 6grand wouldnt really put a dent into the deficit.
When put like that then I guess I’d be daft not to take it.
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Like Donkey said - we will pay for it anyway through increased NI and tax contributions, so if eligible you may as well claim.
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I have heard from the rumour mill that although the HMRC are deferring the tax for July they are asking that if you can pay it on time then please do so.
If I get the SEISS grant I might use some of it to pay the tax bill on time in July so that it doesn't bite me in the bottom next January. :-\
That's not a rumour, it has always been the case. I logged onto my HMRC account a day after the announcement and it clearly stated that if you could afford to pay in July then you should still do that. 👍
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Yeah I might pay that deferred bill as well thinking about it in July 👍
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I will definitely pay mine end of July , better off getting it out the way. I don’t want to be stock piling cash to pay Julys payment, January’s payment, then payment on account all in one go
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Everyone that is entitled should claim it.
It's a grant to get us through 'til June. To keep us off benefits. Look at America. Who knows what long term impacts the virus will have on us.
Your business may only be hit later in the year, so get the money in the bank.
Similarly, how many furloughed workers will be laid off when, or if, normal service resumes.
It's a 'loan' from the government to keep us afloat and hopefully set sail, again.
It's in the government's best interests too.
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I will definitely pay mine end of July , better off getting it out the way. I don’t want to be stock piling cash to pay Julys payment, January’s payment, then payment on account all in one go
Agree with you, I shall be doing the same.👍
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I’ll take it.
The government has modelled this very carefully, its not only about keeping alive and buying food.
They know that, as consumers, other businesses depend on us too, such as car manufacturers, clothes shops, bike shop, local gym etc. If we don’t have the money to spend then the economy grinds to a halt and the knock-on effect is quite big.
To the government, it’s not a gift but an investment. They know it will help keep the economy moving. If the local gym, hair salon, bike shop stays open it will continue to pay tax. Closed businesses (and unemployed workers) pay nothing.
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I’m taking it. I’ve got my name down on a brand new Golf GTD. That’s my deposit.