Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: deeege on March 24, 2020, 07:00:08 am

Title: Finally some help for the self employed
Post by: deeege on March 24, 2020, 07:00:08 am
So reading through the Coronavirus bill which I believe has now passed parliament, deep within it is the following:-

Statutory self-employment pay
(1)   
The Secretary of State must, by regulations, introduce a scheme of Statutory Self-
Employment Pay.   

(2)   
The scheme must make provision for payments to be made out of public funds to   
individuals who are      
(a)   
self-employed, or      
(b)   
freelancers.
      
(3)   
The payments to be made in subsection (2) are to be set so that the net monthly
earnings of an individual specified in subsection (2) do not fall below—
(i)   
80 per cent of their monthly net earnings, averaged over the last three
years, or
(ii)   
£2,917
whichever is lower.
(4)   
No payment to be made under subsection (2) shall exceed £2,917 per month.
(5)   
A statutory instrument containing regulations under this section is subject to
annulment in pursuance of a resolution of either House of Parliament.

So 80% of nett monthly earnings, averaged over the last 3 years!!

Would anybody NOT be happy with that? That’s huge for most of us lot, it brings us in line with the employed doesn’t it.

My only concern is when would this be payable from? Right now he has said we are allowed to travel to and from work. I’d guess that this would only be paid from the point that a) we go into the 7 or 14 day self isolation or b) we are specifically told we are NOT to go into work. Neither of this has happened yet imo.

https://publications.parliament.uk/pa/bills/cbill/58-01/0122/amend/coronavirus_daily_cwh_0320rev.14-18.html
Title: Re: Finally some help for the self employed
Post by: Soupy on March 24, 2020, 07:02:20 am
Links or it didn't happen.
Title: Re: Finally some help for the self employed
Post by: deeege on March 24, 2020, 07:04:53 am
Links or it didn't happen.

😂 link now added
Title: Re: Finally some help for the self employed
Post by: Granny on March 24, 2020, 08:21:18 am
According to LBC Gove has told Nick Ferrari to expect an announcment from Rishi later today. Staying home until I have more info.
Title: Re: Finally some help for the self employed
Post by: p1w1 on March 24, 2020, 08:27:51 am
The big question will be are we officially being told we can't go to work, at the moment technically we are not,  so are we elligable yet ? He needs to be totally clear today on what was said yesterday and what he actually means. I'm sure he's been made aware of all the confusion he has caused at the moment.
Title: Re: Finally some help for the self employed
Post by: Missing Link on March 24, 2020, 08:31:16 am
At present if you're employed you can't just down tools off your own back and claim the 80% the gov is offering (it's paid via your employer too and the employer claims the money back from gov).

If your employer requires you to be in work, you go to work as normal.

I think the same principle applies here for the self employed.  If you can work you work, if you can't - because you've lost all your work (think self employed pub musicians, or the self employed house cleaner who lives down the street from me), then you can claim based on your previous tax returns.

Which will annoy a lot of people too. ;D

I can't see government being able to pay 80% of the wages of the whole nation (up to the ascribed limits) for anything other than a few weeks.

Months on end?

Nope.  We'd be bankrupt as a nation.
Title: Re: Finally some help for the self employed
Post by: G Griffin on March 24, 2020, 08:34:05 am
At present if you're employed you can't just down tools off your own back and claim the 80% the gov is offering (it's paid via your employer too and the employer claims the money back from gov).

If your employer requires you to be in work, you go to work as normal.

I think the same principle applies here for the self employed.  If you can work you work, if you can't - because you've lost all your work (think self employed pub musicians, or the self employed house cleaner who lives down the street from me), then you can claim based on your previous tax returns.

Which will annoy a lot of people too. ;D

I can't see government being able to pay 80% of the wages of the whole nation (up to the ascribed limits) for anything other than a few weeks.

Months on end?

Nope.  We'd be bankrupt as a nation.
At present?
I think you're jumping the gun a bit.
Title: Re: Finally some help for the self employed
Post by: Soupy on March 24, 2020, 08:34:45 am
At present if you're employed you can't just down tools off your own back and claim the 80% the gov is offering (it's paid via your employer too and the employer claims the money back from gov).

If your employer requires you to be in work, you go to work as normal.

I think the same principle applies here for the self employed.  If you can work you work, if you can't - because you've lost all your work (think self employed pub musicians, or the self employed house cleaner who lives down the street from me), then you can claim based on your previous tax returns.

Which will annoy a lot of people too. ;D

I can't see government being able to pay 80% of the wages of the whole nation (up to the ascribed limits) for anything other than a few weeks.

Months on end?

Nope.  We'd be bankrupt as a nation.

All those not properly declaring their earnings are in for a shock.
Title: Re: Finally some help for the self employed
Post by: andyM on March 24, 2020, 08:35:42 am
Well the Construction Industry is being vilified at the moment by the media.    (http://www.cleanitup.co.uk/smf/1585038805_huh.gif)
Which is very unfair in my opinion.
Considering a large percentage of construction workers are self employed i hope this will force the hand of the Government to consider proper financial assistance for self employed workers.
 
Title: Re: Finally some help for the self employed
Post by: p1w1 on March 24, 2020, 08:37:30 am
You could be right, I'm beginning to think the way he worded it yesterday was for this reason, make it sound like you can't go to work, but technically you can so therefore not elligable to claim on the self employment help that may possibly be announced today.
It will certainly backfire if that is the case.
Title: Re: Finally some help for the self employed
Post by: Soupy on March 24, 2020, 08:43:49 am
You could be right, I'm beginning to think the way he worded it yesterday was for this reason, make it sound like you can't go to work, but technically you can so therefore not elligable to claim on the self employment help that may possibly be announced today.
It will certainly backfire if that is the case.

Remember when you lot all thought it was funny voting for Boris?
Title: Re: Finally some help for the self employed
Post by: p1w1 on March 24, 2020, 08:46:18 am
You could be right, I'm beginning to think the way he worded it yesterday was for this reason, make it sound like you can't go to work, but technically you can so therefore not elligable to claim on the self employment help that may possibly be announced today.
It will certainly backfire if that is the case.

Remember when you lot all thought it was funny voting for Boris?
I'd rather have him in then that dithering fool Corbyn. He's probably still trying to decide if he should have white or brown bread for his breakfast this morning.
Title: Re: Finally some help for the self employed
Post by: Missing Link on March 24, 2020, 08:46:39 am
Remember when you lot all thought it was funny voting for Boris?

The horror that Corbyn would've imposed on us, after the months of Labour debating what gender covid-19 is, doesn't bear thinking about.
Title: Re: Finally some help for the self employed
Post by: wayne m on March 24, 2020, 08:49:44 am
I voted Boris in and I think he is doing ok so far considering the two major things happening,  brexit and Coronavirus when he came into the seat of prime minister
Title: Re: Finally some help for the self employed
Post by: LT carpet cleaning on March 24, 2020, 08:52:22 am
You could be right, I'm beginning to think the way he worded it yesterday was for this reason, make it sound like you can't go to work, but technically you can so therefore not elligable to claim on the self employment help that may possibly be announced today.
It will certainly backfire if that is the case.

Remember when you lot all thought it was funny voting for Boris?

No, but I remember being happy that he got in and Corbyn didn’t.

Or is that what you mean.
Title: Re: Finally some help for the self employed
Post by: Ooooooog on March 24, 2020, 09:17:38 am
Who is going to pay for all of this?
Title: Re: Finally some help for the self employed
Post by: Soupy on March 24, 2020, 09:28:28 am
Who is going to pay for all of this?

People would be asking that more if it was JC dishing out this money.
Title: Re: Finally some help for the self employed
Post by: NBwcs on March 24, 2020, 09:33:06 am
Who is going to pay for all of this?


Your kids, their kids and probably their kids.
Title: Re: Finally some help for the self employed
Post by: Soupy on March 24, 2020, 09:36:25 am
I voted Boris in and I think he is doing ok so far considering the two major things happening,  brexit and Coronavirus when he came into the seat of prime minister

It's a shambles. You know it. I know it.

At least no one would be thinking that JC was being deliberately vague to dupe people in a time of crisis.

Although I do think it's better the Tories are running this.
Title: Re: Finally some help for the self employed
Post by: KS Cleaning on March 24, 2020, 09:38:49 am
Who is going to pay for all of this?
Us, for years to come. There will be a recession when things get back to some kind of normal. After the recession tax and N.I will be hiked up in order to put money back into the coffers.
Title: Re: Finally some help for the self employed
Post by: johnny bravo on March 24, 2020, 09:41:12 am
Who exactly do we contact to get SSEP

I HAD To get sick pay from dwp  when I had hernia opp.     They want to know everything .   They will then send forms out.      If they nose into your bank accounts and see savings you might be stumped
Title: Re: Finally some help for the self employed
Post by: G Griffin on March 24, 2020, 09:44:04 am
Who is going to pay for all of this?
Us, for years to come. There will be a recession when things get back to some kind of normal. After the recession tax and N.I will be hiked up in order to put money back into the coffers.
Correct. But let's see what we actually get first.
Boris might even ask the extremely wealthy to contribute but I wouldn't be too hopeful.
Title: Re: Finally some help for the self employed
Post by: James Styles on March 24, 2020, 12:48:47 pm
If this happens what would I be entitled to as I’ve only been self employed for 10 months
Title: Re: Finally some help for the self employed
Post by: Soupy on March 24, 2020, 12:50:22 pm
If this happens what would I be entitled to as I’ve only been self employed for 10 months

Nobody knows.

It'll be woolly for everyone.
Title: Re: Finally some help for the self employed
Post by: Slacky on March 24, 2020, 12:53:11 pm
Boris has a 91% approval rating currently for the way he is dealing with this issue, according to LBC.
Title: Re: Finally some help for the self employed
Post by: G Griffin on March 24, 2020, 01:39:55 pm
If this happens what would I be entitled to as I’ve only been self employed for 10 months
I don't know, James.
Maybe when we know more it'll be clearer for you. It's said that it is a very complicated time for those trying to sort it out.
I get that but I think we'll hear something this week.
Title: Re: Finally some help for the self employed
Post by: deeege on March 24, 2020, 01:43:44 pm
If this happens what would I be entitled to as I’ve only been self employed for 10 months

What were you doing for the 2 previous years? That should be taken into account somehow, assuming you were a UK taxpayer.
Title: Re: Finally some help for the self employed
Post by: James Styles on March 24, 2020, 02:05:51 pm
If this happens what would I be entitled to as I’ve only been self employed for 10 months

What were you doing for the 2 previous years? That should be taken into account somehow, assuming you were a UK taxpayer.
I was on benefits ESA as I had bad depression, I’ve worked hard to get back into work and build my round, it took a lot of battling my anxiety to do this and now it’s all going to poop  :'(
Title: Re: Finally some help for the self employed
Post by: Pete Thompson on March 24, 2020, 02:12:12 pm
This is not passed, it’s been tabled as an amendment by the Liberal Democrat’s.
Title: Re: Finally some help for the self employed
Post by: RPCCS on March 24, 2020, 02:20:51 pm
If this happens what would I be entitled to as I’ve only been self employed for 10 months

What were you doing for the 2 previous years? That should be taken into account somehow, assuming you were a UK taxpayer.
I was on benefits ESA as I had bad depression, I’ve worked hard to get back into work and build my round, it took a lot of battling my anxiety to do this and now it’s all going to poop  :'(
James if you can't work due to lockdown, your customers will understand and welcome you back when restrictions are relaxed. In the meantime just keep working and observe the distance restrictions. That's what I will be doing.
Title: Re: Finally some help for the self employed
Post by: deeege on March 24, 2020, 04:09:13 pm
This is not passed, it’s been tabled as an amendment by the Liberal Democrat’s.

That’s for clarifying that Pete. I searched this morning but couldn’t find confirmation.

The chancellor has just spoke in the House of Commons and confirmed he’s well aware of the issues with the self employed, more announcements will be made later in the week.

I guess the 80% would be best case scenario at this point then. Personally I’d be over the moon with 50%.
Title: Re: Finally some help for the self employed
Post by: James Styles on March 24, 2020, 04:18:39 pm
If this happens what would I be entitled to as I’ve only been self employed for 10 months

What were you doing for the 2 previous years? That should be taken into account somehow, assuming you were a UK taxpayer.
I was on benefits ESA as I had bad depression, I’ve worked hard to get back into work and build my round, it took a lot of battling my anxiety to do this and now it’s all going to poop  :'(
James if you can't work due to lockdown, your customers will understand and welcome you back when restrictions are relaxed. In the meantime just keep working and observe the distance restrictions. That's what I will be doing.
Because my round is small i don’t have any work due until Monday now as I bashed it all out quickly last week and start of this week knowing lockdown was impending, so off now until next week so I’m just seeing how this will play out until then.
Title: Re: Finally some help for the self employed
Post by: P @ F on March 25, 2020, 08:51:04 am
This is not passed, it’s been tabled as an amendment by the Liberal Democrat’s.

That’s for clarifying that Pete. I searched this morning but couldn’t find confirmation.

The chancellor has just spoke in the House of Commons and confirmed he’s well aware of the issues with the self employed, more announcements will be made later in the week.

I guess the 80% would be best case scenario at this point then. Personally I’d be over the moon with 50%.
Me too !
Title: Re: Finally some help for the self employed
Post by: Missing Link on March 25, 2020, 08:59:49 am
I was on benefits ESA as I had bad depression, I’ve worked hard to get back into work and build my round, it took a lot of battling my anxiety to do this and now it’s all going to poop  :'(

If there's any thoughts of doing something daft (like harming yourself), speak to someone and made an appointment with your doc.  Depression is a life-threatening illness; it's important that you get help with it.

And all this coronavirus stuff, it's not forever, just like what you're experiencing now.

Title: Re: Finally some help for the self employed
Post by: deeege on March 26, 2020, 05:54:35 am
Sky news main headline this morning confirming the package will be announced later today. I wouldn’t be getting our hopes up though, there’s some very worrying quotes in the article.

“A coronavirus bail-out for the self-employed is being unveiled by the chancellor after pressure from MPs, but handouts could go to only one in three of the five million who work for themselves.

But while he will promise to match the 80% of earnings he promised staff employees last Friday, the monthly cap is likely to be lower than the £2,500 in that coronavirus scheme because many self-employed pay less tax.

And it is likely only about 1.7 million, a third of the UK's self-employed, will qualify, with those who have separate earnings as company employees and those on Universal Credit - already promised help - excluded.“


That’s the first hint that people that trade as LTD companies and get paid by way of dividends will be excluded.
Title: Re: Finally some help for the self employed
Post by: Slacky on March 26, 2020, 06:03:41 am
James where are you in the country?
Title: Re: Finally some help for the self employed
Post by: G Griffin on March 26, 2020, 08:31:40 am
Sky news main headline this morning confirming the package will be announced later today. I wouldn’t be getting our hopes up though, there’s some very worrying quotes in the article.

“A coronavirus bail-out for the self-employed is being unveiled by the chancellor after pressure from MPs, but handouts could go to only one in three of the five million who work for themselves.

But while he will promise to match the 80% of earnings he promised staff employees last Friday, the monthly cap is likely to be lower than the £2,500 in that coronavirus scheme because many self-employed pay less tax.

And it is likely only about 1.7 million, a third of the UK's self-employed, will qualify, with those who have separate earnings as company employees and those on Universal Credit - already promised help - excluded.“


That’s the first hint that people that trade as LTD companies and get paid by way of dividends will be excluded.
It's also been mentioned that some won't receive help because they don't need it. The wealthy self employed.

I wonder if the package will coincide with a lockdown.
I can't see them offering it and letting us choose whether we work or not.
Title: Re: Finally some help for the self employed
Post by: deeege on March 26, 2020, 09:39:01 am
Sky news main headline this morning confirming the package will be announced later today. I wouldn’t be getting our hopes up though, there’s some very worrying quotes in the article.

“A coronavirus bail-out for the self-employed is being unveiled by the chancellor after pressure from MPs, but handouts could go to only one in three of the five million who work for themselves.

But while he will promise to match the 80% of earnings he promised staff employees last Friday, the monthly cap is likely to be lower than the £2,500 in that coronavirus scheme because many self-employed pay less tax.

And it is likely only about 1.7 million, a third of the UK's self-employed, will qualify, with those who have separate earnings as company employees and those on Universal Credit - already promised help - excluded.“


That’s the first hint that people that trade as LTD companies and get paid by way of dividends will be excluded.
It's also been mentioned that some won't receive help because they don't need it. The wealthy self employed.

I wonder if the package will coincide with a lockdown.
I can't see them offering it and letting us choose whether we work or not.

Sounds about right. Let’s means test the self employed so those that have saved up £16k + will get nothing whilst giving the employed a no questions asked 80%.

I’m almost certain now that there won’t be anything for me.