Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: matty72 on March 17, 2020, 07:43:50 pm

Title: is everyone carrying on as normal
Post by: matty72 on March 17, 2020, 07:43:50 pm
I see the government has launched it's help package, basically its a loan for the self employed, not great really, ok better that nothing but us self employed are going to struggle, are you all just going to carry on and see how many cancel what other choice do we have.
Title: Re: is everyone carrying on as normal
Post by: The Jester of Wibbly on March 17, 2020, 07:53:10 pm
It's not for the self ememployed though.

We have been left out at the moment. But what's new
Title: Re: is everyone carrying on as normal
Post by: matty72 on March 17, 2020, 07:56:38 pm
I only have a couple of months of savings had alot of expenses lately, we need 6 months of income for free and no mortgae payments for 6 months that doesnt effect your credit history, it's  time the self employed were treated fairly
Title: Re: is everyone carrying on as normal
Post by: NWH on March 17, 2020, 07:57:21 pm
This week I have just been carrying on as normal same yesterday no big major conversations about it either the odd comment that’s about it,I’ll do the same for the rest of the week and see where it takes us.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 17, 2020, 08:00:52 pm
I only have a couple of months of savings had alot of expenses lately, we need 6 months of income for free and no mortgae payments for 6 months that doesnt effect your credit history, it's  time the self employed were treated fairly

Are you saying we ought to given 6 months income?
Title: Re: is everyone carrying on as normal
Post by: matty72 on March 17, 2020, 08:02:32 pm
yes i am slacky, carry on as normal, not sure what that means everyone is paranoid out there,
Title: Re: is everyone carrying on as normal
Post by: James Styles on March 17, 2020, 08:04:08 pm
I’m just carrying on as normal for now, only way that will change is if lockdown happens but I would of thought that would be a month or two, not 6 months.
Title: Re: is everyone carrying on as normal
Post by: matty72 on March 17, 2020, 08:08:28 pm
the thing is we build a business something like this happens you loose lets say 20% customers, then have to build again with all the competition out there, pes me off, they keep saying we are in it together but the self employed get screwed
Title: Re: is everyone carrying on as normal
Post by: nathankaye on March 17, 2020, 08:20:19 pm
Keep on working until you cant, you have to get the money in because no one is going to help you do so.
Yet like ive said, i have 4 pressure washing jobs gained in last couple of days and another to quote tomorrow.  In addition to 2 soft washing jobs and I am still getting enquiries into windiw cleaning quotes.    So as of yet, I am not feeling any negative reactions.
However, the other day I wrongly posted that I dont have any clients who work in the flight industry. Today I was speaking to one of my customers who works at the airport in Doncaster and how they are wanting people to take unpaid leave at the moment. She was also doubly unhappy as she should have been landing in Spain today as well 😥  yet, I still cleaned her windows and she said "see you next clean".
So yes 👍 keep going forward until you no longer can
Title: Re: is everyone carrying on as normal
Post by: matty72 on March 17, 2020, 08:28:02 pm
like ya positive way nathan , yea i know keep going and see what happens im just saying self employed need help, if anyone on here knows a  bullpoop politician let them know ;D, just remebered i have three customers who are pilots, hope they still get paid ::)roll
Title: Re: is everyone carrying on as normal
Post by: dazmond on March 17, 2020, 11:20:47 pm
yes i am slacky, carry on as normal, not sure what that means everyone is paranoid out there,

why should the government give you 6 months money?its your responsibility to build up a decent emergency fund not the governments.....

crack on as normal as possible......what else is there to do?we will all lose some jobs over the next 6 months or so i reckon but it shouldnt effect us that much as we have a variety of work esp if your a mainly domestic window cleaner.....if your mainly commercial with contracts and stuff you could lose a lot of income all in one go......

if it comes to having to cease working altogether then id be ok financially for around 6 months........id start to struggle after that though......i cant see it happening myself...we need to keep working for our own sanity......
Title: Re: is everyone carrying on as normal
Post by: deeege on March 18, 2020, 06:30:46 am
So far the self employed have been offered absolutely nothing.

Business’ will be offered reduced rates and loans to help them through, all repayable to banks with interest of course.

As a self employed worker the best you’ll get is £73/week employment support allowance. This however is a benefit paid through DWP so can you imagine how difficult it will be to claim this.

Also anybody with savings is about to have their savings rate slashed further still. This is going to be close to 0% so with inflation your savings actually get worth less and less every year.

Finally those with a mortgage have been offered a 3 month payment holiday. Sounds good but In reality the interest will still be charged and added back onto your total repayment amount. For anyone with a reasonable amount of equity you could take a mortgage holiday at any time even before this virus so absolutely nothing new here.

Very disappointed in yesterday’s chancellors appearance.
Title: Re: is everyone carrying on as normal
Post by: andyM on March 18, 2020, 06:56:07 am
Im just assuming that being self employed that we should expect to fend for ourselves?
There's not going to be any significant financial assistance for us.
We will be well down the list of priorities for Government.
They will have to continue paying wages for MP's, Government Officials, Civil Servants, Police, Emergency Services, NHS employees etc. etc., regardless of if they are able to work or not.
So in no time at all the people much further down the list (like us) will be insignificant to them anyway.
Oh and get ready for the crimewave, if this continues....
 
Title: Re: is everyone carrying on as normal
Post by: Jonny 87 on March 18, 2020, 07:08:41 am
Guys, stop adding to the hype and calm down.

For some reason, even though having a lot of expenses last year/early this year, I’m not worried.

Don’t worry about what you can’t change.

So far we can still work, just take precautions, stay clean, minimise contact with people.

Put it this way, even if you start missing bills, then most of the population will be the same.

Don’t worry, the bailiffs won’t be working either. :) We will just need to pick up where we’ve left off once this blows over. Unless of course other things kick off afterwards, but that’s a different story.   ;D
Title: Re: is everyone carrying on as normal
Post by: simon w on March 18, 2020, 07:16:35 am
No slow down for us carrying on as normal. "Keep Calm Wash Your Hands And Carry On" plenty of work to be done and still taking new enquiries for work this week. I'm limiting myself to work and immediate family only and have had a serious cull of who I needlessly come into contact with. Got everything at home to treat myself should I get CV no underlying health conditions and most people are well and virus free after seven days or so. I think my savings should stretch to seven days bed rest where I won't be spending any money anyway.  Look after yourselves guy's, be sensible and get out there work your socks off and make as much money as you possibly can while you can.    Get out there and smash it hard

On a positive note Morrison's are planning on recruiting 3500 staff to work on home deliveries  8)
Title: Re: is everyone carrying on as normal
Post by: deeege on March 18, 2020, 07:17:57 am
I’m perfectly calm  ;D

I’m far more worried about the health implications for some close family members who are in the high risk category (myself included, Asthmatic) than any financial downturn.

I’ve always been one to save for a ‘rainy day’, it seems that the rainy day has arrived.
Title: Re: is everyone carrying on as normal
Post by: trevor povey on March 18, 2020, 07:39:23 am
Carrying on as normal at moment.. Emply a couple of lads on a part time hours just been checking what would happen to them should we all have to take off for a month or two.. No answers bk yet from the company that completes our paye
Title: Re: is everyone carrying on as normal
Post by: RPCCS on March 18, 2020, 08:07:27 am
Im just assuming that being self employed that we should expect to fend for ourselves?
There's not going to be any significant financial assistance for us.
We will be well down the list of priorities for Government.
They will have to continue paying wages for MP's, Government Officials, Civil Servants, Police, Emergency Services, NHS employees etc. etc., regardless of if they are able to work or not.
So in no time at all the people much further down the list (like us) will be insignificant to them anyway.
Oh and get ready for the crimewave, if this continues....
 
There has been a few village groups on f b getting together offering to deliver and collect  groceries etc for those in isolation, I wonder how many dodgy characters will jump on the bandwagon?
Title: Re: is everyone carrying on as normal
Post by: andyM on March 18, 2020, 08:15:54 am

There has been a few village groups on f b getting together offering to deliver and collect  groceries etc for those in isolation, I wonder how many dodgy characters will jump on the bandwagon?

Horrible to think about.
But some will see it as an "opportunity".
Title: Re: is everyone carrying on as normal
Post by: nathankaye on March 18, 2020, 08:19:57 am
Im just assuming that being self employed that we should expect to fend for ourselves?
There's not going to be any significant financial assistance for us.
We will be well down the list of priorities for Government.
They will have to continue paying wages for MP's, Government Officials, Civil Servants, Police, Emergency Services, NHS employees etc. etc., regardless of if they are able to work or not.
So in no time at all the people much further down the list (like us) will be insignificant to them anyway.
Oh and get ready for the crimewave, if this continues....
 
There has been a few village groups on f b getting together offering to deliver and collect  groceries etc for those in isolation, I wonder how many dodgy characters will jump on the bandwagon?

Sadly that is already happening, taking advantage of the elderly. Taking cards  and bank details for their shopping and going emptying the old persons bank account 😥😥

This is always the danger isnt it, for everyone who wants to help, there is always a criminal mind as well.
For the old dears who I clean, im phoning before i turn up, asking if they need any supplies whilst im on my way up, though I cant promise them loo paper 😁

(http://www.cleanitup.co.uk/smf/1584520242_aviary-image-1584520092856.jpeg)
Title: Re: is everyone carrying on as normal
Post by: NWH on March 18, 2020, 09:12:39 am
Carrying on as normal at moment.. Emply a couple of lads on a part time hours just been checking what would happen to them should we all have to take off for a month or two.. No answers bk yet from the company that completes our paye
Do you use a company that deals with there Nat ins and Tax separate from an accountant,the inland revenue want to stop this I heard.
Title: Re: is everyone carrying on as normal
Post by: P @ F on March 18, 2020, 04:55:04 pm
I’m carrying on as normal work wise but it’s some of the public that a freaking  me out , I mean normal people like Bob and Marg from number 24 type of people

My Mrs actually witnessed these types of people fighting over 1KG packs of minced beef this morning at Asda  :o
Another one was crying at the checkout when told she could only have 2 packs
Title: Re: is everyone carrying on as normal
Post by: S.A.J on March 18, 2020, 07:20:29 pm
I’m just looking forward to going back back to work on Monday! And just in time as the kids will be home  ;D
Title: Re: is everyone carrying on as normal
Post by: nathankaye on March 18, 2020, 07:46:47 pm
Poorly wife who some days can watch the kids and some days cant.  Schools are now closing and so thats me juggling like a clown for next couple of weeks or so anyway
Title: Re: is everyone carrying on as normal
Post by: NWH on March 18, 2020, 08:03:26 pm
More like you’ll be juggling for 4 months
Title: Re: is everyone carrying on as normal
Post by: James Styles on March 18, 2020, 08:14:16 pm
It’s just so insane that all this is happening, I can’t wait for things to calm down and be back to normal.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 18, 2020, 08:24:35 pm
Poorly wife who some days can watch the kids and some days cant.  Schools are now closing and so thats me juggling like a clown for next couple of weeks or so anyway

Dont get your hopes up.
Title: Re: is everyone carrying on as normal
Post by: Stoots on March 18, 2020, 08:26:54 pm
My brother has just rang me, he has a heart condition... Been sent home to self isolate for at least 3 months.... On full pay.

Times like this when I wish I was employed
Title: Re: is everyone carrying on as normal
Post by: deeege on March 18, 2020, 08:29:53 pm
My brother has just rang me, he has a heart condition... Been sent home to self isolate for at least 3 months.... On full pay.

Times like this when I wish I was employed

What line of work is he in that can afford that? Civil servant by any chance?
Title: Re: is everyone carrying on as normal
Post by: matty72 on March 18, 2020, 08:30:28 pm
i called santander today about a mortgage holiday as im self employed and savings are low, they said we have heard nothing from the government and cany help you in that way, but dont forget we are in it together
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 18, 2020, 08:44:52 pm
Didn’t you say ‘dont you watch the news?’
Title: Re: is everyone carrying on as normal
Post by: Stoots on March 18, 2020, 08:53:51 pm
My brother has just rang me, he has a heart condition... Been sent home to self isolate for at least 3 months.... On full pay.

Times like this when I wish I was employed

What line of work is he in that can afford that? Civil servant by any chance?

No, nothing special. He works for the local council.
Title: Re: is everyone carrying on as normal
Post by: deeege on March 18, 2020, 08:55:45 pm
My brother has just rang me, he has a heart condition... Been sent home to self isolate for at least 3 months.... On full pay.

Times like this when I wish I was employed

What line of work is he in that can afford that? Civil servant by any chance?

No, nothing special. He works for the local council.

So he’s a civil servant then 😂

Only a council would send someone off with 3 months full pay.
Title: Re: is everyone carrying on as normal
Post by: nathankaye on March 18, 2020, 09:41:32 pm
More like you’ll be juggling for 4 months
Poorly wife who some days can watch the kids and some days cant.  Schools are now closing and so thats me juggling like a clown for next couple of weeks or so anyway

Ive learnt not to look too far down the lane, as more than not, you dont end up at the same destination.
At the moment im juggling, but when my mother in law recoups from the virus she will be at hand to help out with the kids allowing me more time at work. 
Title: Re: is everyone carrying on as normal
Post by: dazmond on March 18, 2020, 09:55:53 pm
It’s just so insane that all this is happening, I can’t wait for things to calm down and be back to normal.

nothing will be the same again after this........this will blow our whole society apart for years to come.......
Title: Re: is everyone carrying on as normal
Post by: Stoots on March 18, 2020, 10:30:21 pm
My brother has just rang me, he has a heart condition... Been sent home to self isolate for at least 3 months.... On full pay.

Times like this when I wish I was employed

What line of work is he in that can afford that? Civil servant by any chance?

No, nothing special. He works for the local council.

So he’s a civil servant then 😂

Only a council would send someone off with 3 months full pay.

Thought a civil servant was to do with government.

He's a goundskeeper lol nothing flash.

But they do get good perks, full pay on sick, 7 weeks holiday a year etc.
Title: Re: is everyone carrying on as normal
Post by: James Styles on March 19, 2020, 12:12:36 am
It’s just so insane that all this is happening, I can’t wait for things to calm down and be back to normal.

nothing will be the same again after this........this will blow our whole society apart for years to come.......
It’s really not looking a good time to be a window cleaner as the economy is taking a massive hit and people when cutting down on bills will look at having a window cleaner as not essential in uncertain times.
Title: Re: is everyone carrying on as normal
Post by: Jonny 87 on March 19, 2020, 07:34:54 am
It’s just so insane that all this is happening, I can’t wait for things to calm down and be back to normal.

nothing will be the same again after this........this will blow our whole society apart for years to come.......

Has someone hacked your account Daz?

Keep ya chin up.
Title: Re: is everyone carrying on as normal
Post by: Dry Clean on March 19, 2020, 07:43:28 am
My brother has just rang me, he has a heart condition... Been sent home to self isolate for at least 3 months.... On full pay.

Times like this when I wish I was employed
Depends who you're employed with, most in the private sector will be sent home with £70 a week statuary sick, I mentioned yesterday about a head teacher calling for the Schools to be closed, will say again, I wonder would he have been as quick to look them closed if he wouldn't have been getting full pay.
Title: Re: is everyone carrying on as normal
Post by: Richard Groves on March 19, 2020, 07:46:15 am
I've been working as normal. However I have two cleans this morning with access requiring going through houses, one in her 80's. I'm cancelling them. We will be in lockdown by the weekend. I'm now considering not doing any jobs today. Getting over to check on my mum instead and finalise any arrangements I need to make.
Title: Re: is everyone carrying on as normal
Post by: RPCCS on March 19, 2020, 08:06:19 am
Had my first sort of cancellation today, a small stately home that has been divided into individual office suites. 3 floors inside and out, usually do one floor each month, just had a call to say please do outside only this time..Was due to do some carpet cleaning for them next week and that has been out on hold. Totally understandable though.
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 19, 2020, 08:20:10 am
If the government are wanting people to catch it to build up an immunity against it to help stop the spread, shouldn't only the vulnerable groups be the ones forced to self isolate at the moment as they will be the ones who will put the strain on the NHS  and the lesser risk people who more then likely wouldn't need treatment carry on as normal as possible and just isolate if they get the symptoms. The ones not having to isolate could be the people who help others who have too.
Personally I think the ones who are higher risk and are more likely to need NHS care have the same responsibility to isolate as the ones who have flu-like symptoms are having too.

Title: Re: is everyone carrying on as normal
Post by: nathankaye on March 19, 2020, 12:53:55 pm
(http://www.cleanitup.co.uk/smf/1584622430_aviary-image-1584622277558.jpeg)
Title: Re: is everyone carrying on as normal
Post by: RPCCS on March 20, 2020, 10:45:42 pm
Picked up 3 new jobs today, didn't canvas them. One bloke came up to the van when I was having my dinner and asked for a price,I went and did the job and his neighbour came out and asked, earlier a neighbour a few doors up from a job I was doing on another street asked me after I petted her dog. I have a message printed up for my customers saying.
" in order to minimize contact during corona virus, please leave money on windowsill or doorstep, close window or door aand I will leave any change thank you"
Title: Re: is everyone carrying on as normal
Post by: AuRavelling79 on March 21, 2020, 06:01:48 am
It won't surprise me if/when the UK numbers of CV continue to rise exponentially - reaching Italian proportions - then window cleaning will be seen as non-essential work and closed down.

If the government doesn't "ban it" then by the end of March social pressure will cause many cancellations.

Even though we know we can easily minimise contact - just imagine all the elderly and vulnerable, the parents of kids and the workers at home seeing us swanning around in our vans washing windows when they can hardly take bonzo for a crap in the park.
Title: Re: is everyone carrying on as normal
Post by: deeege on March 21, 2020, 06:11:01 am
It won't surprise me if/when the UK numbers of CV continue to rise exponentially - reaching Italian proportions - then window cleaning will be seen as non-essential work and closed down.

If the government doesn't "ban it" then by the end of March social pressure will cause many cancellations.

Even though we know we can easily minimise contact - just imagine all the elderly and vulnerable, the parents of kids and the workers at home seeing us swanning around in our vans washing windows when they can hardly take bonzo for a crap in the park.

That’s exactly how i see it going. I don’t have a massive domestic round anyway but I hated doing them last week with most people working from home. Next week will be even worse with all the kids being off and it will get progressively worse from now on.

Luckily I’ve got a full week of commercial that I can do next week else I’m not sure I’d have done my domestics. I’m just not hard faced enough to have the ‘carry on regardless’ attitude whilst all around me is falling to bits.
Title: Re: is everyone carrying on as normal
Post by: Owenhargreavesmidf on March 21, 2020, 08:14:37 am
Been helping old pensioners of mine all week, picked up a new customer yesterday aswel
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 21, 2020, 09:03:26 am
It won't surprise me if/when the UK numbers of CV continue to rise exponentially - reaching Italian proportions - then window cleaning will be seen as non-essential work and closed down.

If the government doesn't "ban it" then by the end of March social pressure will cause many cancellations.

Even though we know we can easily minimise contact - just imagine all the elderly and vulnerable, the parents of kids and the workers at home seeing us swanning around in our vans washing windows when they can hardly take bonzo for a crap in the park.

That’s exactly how i see it going. I don’t have a massive domestic round anyway but I hated doing them last week with most people working from home. Next week will be even worse with all the kids being off and it will get progressively worse from now on.

Luckily I’ve got a full week of commercial that I can do next week else I’m not sure I’d have done my domestics. I’m just not hard faced enough to have the ‘carry on regardless’ attitude whilst all around me is falling to bits.
Not having a go,  I think you talk a lot of sense but you are no different just because you're doing commercial. Cant see how that makes you less 'hard faced'. You are carrying on as normal.
Title: Re: is everyone carrying on as normal
Post by: Richard Groves on March 21, 2020, 09:32:09 am
I worked yesterday as normal apart from self cancelling 3 jobs which required going in to people's properties (  one was due this Monday ). Plus checked with all my shops yesterday of which 3 were not open so they are on hold. A large % of my round are front only domestic terraced town houses. Close contact is not needed and bacs payments are the norm. However lockdown is now imminent. I'd expect government to be compiling an extensive list of who can and cannot continue to work. Until that happens I'll continue responsibly. I'll have to respectfully take any knock backs and just move on to the next.
Title: Re: is everyone carrying on as normal
Post by: JackieW on March 21, 2020, 10:05:53 am
It won't surprise me if/when the UK numbers of CV continue to rise exponentially - reaching Italian proportions - then window cleaning will be seen as non-essential work and closed down.

If the government doesn't "ban it" then by the end of March social pressure will cause many cancellations.

Even though we know we can easily minimise contact - just imagine all the elderly and vulnerable, the parents of kids and the workers at home seeing us swanning around in our vans washing windows when they can hardly take bonzo for a crap in the park.

As usual I find myself agreeing with you, which is very unfortunate in this instance.
Title: Re: is everyone carrying on as normal
Post by: lee_dewing on March 21, 2020, 11:15:23 am
Yes we will be affected financially
How hard and quickly I do not know🙇🏻‍♂️

It’s mad in away, social distancing, self isolation.

But you now can’t get online food deliveries for 2 weeks.

So everyone is queuing to get into supermarkets.

So it’s a large social gathering?🤔🦠

It’s an impossible situation
Where no one really has answers.

Testing kits are coming out so I see that it’s what a case of what better off being Ill with Coronavirus

So you can have a card to show
I’ve had it and can’t catch again 🤔
It’s flu it changes every year

There is no cure for Flu

There is a Flu 💉 vaccine
But you are injected with whatever strain is best guessed to help.

I think we will be all mass vaccinated
In the next month or so with a breakthrough vaccine
That isn’t really anything much different to what’s about.

Swine flu killed around 5000 people in 2009.

Not sure of Italy and China’s death
Toll yet but sure there not at those numbers.

It’s a very sad state of affairs at present I can understand elderly and more vulnerable are worried
Having Asthma as Deege
It’s on my mind 🏃🦠

But I do believe the Media and social media have made things worse

It’s all about restoring confidence now and probably somewhere soon they’ll be a lock in for 2 weeks

Which really isn’t as your queueing at supermarkets
Queueing for diesel
Walking your dog
picking up prescriptions

I wonder if this will change window cleaning to more like America?

Not monthly but as customers want you 2 - 4 times a year 🤔

Did a one off yesterday she wanted all round
Did front only, as needed to fit in that days customers.

She has been working from home on computer so noticed windows
She is 30 something and nice house and car £12 for large fronted house easily affordable before killer virus 🦠

she asked me 5 + years ago
But wouldn’t have a regular service

Took her money yesterday £18
And said monthly front £12
Not interested.

Are we going to be more window cleaners less frequently at higher prices

That also offer pressure washing
Gutter clearing

Upvc cleaning more to fill the gaps of less frequent window cleaning services

Worrying times 🤔🙇🏻‍♂️
More increased competition also 🤔
I was an out of work printing industry causality 15 years ago

Stay well everyone 🏃🦠

Lee
Title: Re: is everyone carrying on as normal
Post by: deeege on March 21, 2020, 11:20:33 am
It won't surprise me if/when the UK numbers of CV continue to rise exponentially - reaching Italian proportions - then window cleaning will be seen as non-essential work and closed down.

If the government doesn't "ban it" then by the end of March social pressure will cause many cancellations.

Even though we know we can easily minimise contact - just imagine all the elderly and vulnerable, the parents of kids and the workers at home seeing us swanning around in our vans washing windows when they can hardly take bonzo for a crap in the park.

That’s exactly how i see it going. I don’t have a massive domestic round anyway but I hated doing them last week with most people working from home. Next week will be even worse with all the kids being off and it will get progressively worse from now on.

Luckily I’ve got a full week of commercial that I can do next week else I’m not sure I’d have done my domestics. I’m just not hard faced enough to have the ‘carry on regardless’ attitude whilst all around me is falling to bits.
Not having a go,  I think you talk a lot of sense but you are no different just because you're doing commercial. Cant see how that makes you less 'hard faced'. You are carrying on as normal.

I think you’ve misunderstood me mate. I mean ‘hard faced’ as in I struggled last week turning up to do domestics with people obviously worried in their homes. Questioning myself constantly whether I’m doing the right thing being there or not.

The commercial I have booked in for this week I wouldn’t really have that guilt (it’s a full week on site,  no customers to deal with)

I’ll be honest, ive found the last couple of days really tough (as have most of us) and I’m not sure I’ll get any work done even if we are allowed too.

I really think it’s going to get far far worse in the UK than anything we’ve seen in Italy and China yet and the thought of needing ventilators and not being able to get them absolutely terrifies me.

I’ve suffered with Asthma my whole life and whilst it’s a lot better now than it was when I was a kid, I spent many nights/weeks in hospital hooked up to nebulisers with breathing aids and believe me it’s a lot worse than you can ever imagine.

Sorry for the rant but my point is I’m not saying you shouldn’t do domestics. Whilst the guidelines are allowing you to go to work then go for it, just that I can’t really bring myself to do it at the moment.
Title: Re: is everyone carrying on as normal
Post by: The Jester of Wibbly on March 21, 2020, 11:37:04 am
Never ever feel guilty of trying to earn your crust.  Remember the self emlpoyed will not get the same help as the employed.

What else would they expect?

We will only stop what we are doing if and when we go to full lockdown which will probably last a month. 

Title: Re: is everyone carrying on as normal
Post by: James Styles on March 21, 2020, 12:47:47 pm
I’m also unsure whether to go to work Monday or just call my work off for the next few months. This feel so weird messaging the customers that I’m coming to do windows while all this is going on, I also think quite a few of them will ask me to leave it or cancel altogether. I’m honestly not sure what to do.
Title: Re: is everyone carrying on as normal
Post by: Shrek on March 21, 2020, 01:33:12 pm
We have a friend who owns a beauty salon and has done very good for the last 5 years, she’s just announced she’s closed her shop for the foreseeable and managed to secure herself a job at Asda starting tonight at 10pm. She’s happy she can continue to pay her bills  :)
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 21, 2020, 01:34:35 pm
I’m also unsure whether to go to work Monday or just call my work off for the next few months. This feel so weird messaging the customers that I’m coming to do windows while all this is going on, I also think quite a few of them will ask me to leave it or cancel altogether. I’m honestly not sure what to do.
You need to stop second guessing on every thing really bud and just try.
Look at it another way, last week a lot of people thought they had no job as the companies they work for cant afford to pay them. Next week these same people now know they can sit at home or whatever knowing they will at least get 80% of their monthly paycheck, whilst all the self employed can do is get into more debt with a loan or defer July tax payment and have a bigger bill at the end of the year, so maybe they will think ill still have my windows cleaned to help the sole trader out. At the end of the day who knows you just got to try your best while you can, everybody is in uncharted territory.
Personally i had no issues with customers last week, i just cracked on, the only ones i didn't do was of my choosing (elderly people that i would have contact with).
Title: Re: is everyone carrying on as normal
Post by: dazmond on March 21, 2020, 01:38:18 pm
absolutely just carry on as normal whether its domestic or commercial...some of you think too much.....the only difference is im going to  phone up some of my elderly customers the day before im due and ask them how they are and can i get them some milk,bread,etc before i call....

also im not ruling out cleaning the odd job for free or even writing off the odd small debt but i think most of my work will get cleaned/paid as normal......some will get skipped for a month or two...

dont forget the self employed are struggling according to the news.....this will work in our favour!

James what the hell are you doing?no need to "call off" your work for the next few months.....

1.no physical contact is made with the customer
2.you work on your own
3.your cleaning which is a good thing
4.most payments are made online(well mine are),ive also got a card machine for contactless payments
5.its only a small amount of money were talking about(£8-£20 jobs mainly)
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 21, 2020, 01:58:01 pm
I’m also unsure whether to go to work Monday or just call my work off for the next few months. This feel so weird messaging the customers that I’m coming to do windows while all this is going on, I also think quite a few of them will ask me to leave it or cancel altogether. I’m honestly not sure what to do.

Have you ever thought of trying to tell your head to f*** off?

I picked up a 3 - 4 day pressure washing job about an hour or so ago. The guy asked me to do it this week or next week. Guaranteed work with the right attitude, in a secluded location, out in the sticks, customer happy and accepting to have a tradesman on his property. I’ll turn up, and crack on in secluded bliss.


Terrible though innit, he did say they wouldnt come outside to talk to me. How rude!

Title: Re: is everyone carrying on as normal
Post by: Slacky on March 21, 2020, 02:05:48 pm
All I know is when I work I work in isolation.
Title: Re: is everyone carrying on as normal
Post by: James Styles on March 21, 2020, 02:34:36 pm
I’m just overthinking it all, yes I would like my negative thinking to f**k off lol I’m gonna carry on, as mentioned we ain’t got the support that employed people have been given.
Title: Re: is everyone carrying on as normal
Post by: NWH on March 21, 2020, 02:37:38 pm
I have a big house booked in for Monday morning, a gutter barge board and outside of gutter wash down for Tuesday,after that I’m behind anyway all my other bigger cream is due next week.
I will be carrying on as normal until I get told to stop from the government,the only thing that would effect me at the moment would be not being able to get diesel for the van.
Title: Re: is everyone carrying on as normal
Post by: RPCCS on March 21, 2020, 03:03:13 pm
I have a big house booked in for Monday morning, a gutter barge board and outside of gutter wash down for Tuesday,after that I’m behind anyway all my other bigger cream is due next week.
I will be carrying on as normal until I get told to stop from the government,the only thing that would effect me at the moment would be not being able to get diesel for the van.
I printed a large note saying " to minimize contact during corona virus., please place payment on windowsill or doorstep then close door or window behind you, I will do the same with any changes due."
Title: Re: is everyone carrying on as normal
Post by: NWH on March 21, 2020, 03:10:10 pm
All paid online the the one Monday they are out for the day Tuesday they have an office in the house as they work from home,the best thing to do is to carry on as normal it’s in times like this you’ll see how much you’re customers value you, a few cleans from now until July-August won’t break the bank for a lot of people if you are allowed to be out and about.
Title: Re: is everyone carrying on as normal
Post by: Blackadder on March 21, 2020, 06:59:50 pm
I worked all day today, no cancellations, 3 customers asked if I was still taking cash, 2 customers paid me double for coming during uncertain times and 1 customer passed me her money on the end of a grabber  ;D
Title: Re: is everyone carrying on as normal
Post by: NWH on March 21, 2020, 07:44:01 pm
They want a cashless society the government this is a perfect excuse,I went to cafe Nero today when i handed her a £10 note she nearly freaked out card only.
This time in 2 years they’ll want rid of cash because they’ll be drumming into everyone it carries germs,after all this finishes they’ll want rid of cash and people running a cash only business will be forced to operate differently you wait.
Title: Re: is everyone carrying on as normal
Post by: Phil J on March 21, 2020, 07:56:41 pm
NWH if that's the case, why go to the trouble and expense of the new bank notes?
Title: Re: is everyone carrying on as normal
Post by: Jonny 87 on March 21, 2020, 08:02:10 pm
NWH if that's the case, why go to the trouble and expense of the new bank notes?

Phil you be quiet.

This is no place for logic!
Title: Re: is everyone carrying on as normal
Post by: Don Kee on March 21, 2020, 08:24:47 pm
They want a cashless society the government this is a perfect excuse,I went to cafe Nero today when i handed her a £10 note she nearly freaked out card only.
This time in 2 years they’ll want rid of cash because they’ll be drumming into everyone it carries germs,after all this finishes they’ll want rid of cash and people running a cash only business will be forced to operate differently you wait.


Maybe I’ve misread this...

Are you inferring that this virus has been planted in order to force through a cashless society?

You don’t wear a tin foil hat to work do you?
Title: Re: is everyone carrying on as normal
Post by: SB Cleaning on March 21, 2020, 08:29:21 pm
They want a cashless society the government this is a perfect excuse,I went to cafe Nero today when i handed her a £10 note she nearly freaked out card only.
This time in 2 years they’ll want rid of cash because they’ll be drumming into everyone it carries germs,after all this finishes they’ll want rid of cash and people running a cash only business will be forced to operate differently you wait.
Nonsense ;D
Title: Re: is everyone carrying on as normal
Post by: matty72 on March 21, 2020, 08:41:02 pm
I think they will have to help the self employed more, some have already lost their work, the rest like us  will carry on because we need the fecking money even know it seems a bit weird out there, whats the point of closing schools pubs etc asking everyone to minimise social contact  but let us carry on roaming, i say shut eveything down for a month pay everyone, back to work keep contact to a minimum and we could see things improve alot quicker, i just dont get it, it seems south korea and china are winning the battle, they shut down.
Title: Re: is everyone carrying on as normal
Post by: CleanClear on March 21, 2020, 08:58:08 pm
I think they will have to help the self employed more, some have already lost their work, the rest like us  will carry on because we need the fecking money even know it seems a bit weird out there, whats the point of closing schools pubs etc asking everyone to minimise social contact  but let us carry on roaming, i say shut eveything down for a month pay everyone, back to work keep contact to a minimum and we could see things improve alot quicker, i just dont get it, it seems south korea and china are winning the battle, they shut down.

We'll be in complete lockdown next week so i wouldn't worry to much. By Tuesday or Wednesday i reckon. The title of this thread gives clue to why we will be made to lockdown. Yesterdays financial revelations where to confirm we'll be OK when they do.
Title: Re: is everyone carrying on as normal
Post by: bravo20 on March 21, 2020, 09:05:45 pm
Apparently it's harder to cover self employed, employees can easily be  done through PAYE.

We all do a self assessment tax return, why not offer 80% of last years income to us, could be paid monthly by HMRC, they know our bank details, they're on our tax return.
Title: Re: is everyone carrying on as normal
Post by: NWH on March 21, 2020, 10:00:07 pm
Forget cash i reckon you’ll have to think again if are registered self employed for window cleaning and collect a lot of cash,one of the things that’ll come out of this will be running a business that is mainly cash will change, just my opinion.
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 21, 2020, 11:54:01 pm
Apparently it's harder to cover self employed, employees can easily be  done through PAYE.

We all do a self assessment tax return, why not offer 80% of last years income to us, could be paid monthly by HMRC, they know our bank details, they're on our tax return.
I agree its a lot harder for them to cover the self employed, but some kind of tax break wouldn't be unfair not just a deferring it. I do think we are being treated a bit unfairly at the moment (self employed in general) especially if we are forced not to work. If they keep it as is  then some self employed will go down the cash in hand route while this all goes on, as were basically fending for ourselves unlike paye who are now going to get a big proportion of their wages if they dont work.
Title: Re: is everyone carrying on as normal
Post by: deeege on March 22, 2020, 09:08:06 am
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 22, 2020, 09:27:42 am
Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.

Exactly.
Title: Re: is everyone carrying on as normal
Post by: jonboywalton75 on March 22, 2020, 09:34:20 am
Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.

Exactly.

The honest lads on here will agree with Deege and Matt, cash in hand workers could be in trouble.
Interesting post from Deege there, we'll see what happens this week.
Can see us mithering our missus and kids in our homes a lot over the weeks and months that this lasts :'(
Title: Re: is everyone carrying on as normal
Post by: The Jester of Wibbly on March 22, 2020, 09:41:23 am
Agree, cashless is coming.  Its been on the cards for a while.   Everyone should already be all over this.  BACS, card payments and Gocardless.  You don't need anything else.
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 22, 2020, 10:31:35 am
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
I cant see that happening and if it does it would have to be done on a month by month bases and the same limit as they are doing for PAYE. Working all that out would for every individual would take forever.
Title: Re: is everyone carrying on as normal
Post by: G Griffin on March 22, 2020, 10:37:34 am
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
What if they had a bad year? Off sick for a while?
I remember us going for a mortgage after I'd had a long spell off work and resigned a part time job for two of the three years. Not good.
Some could get penalised twice.
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 22, 2020, 10:40:41 am
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
What if they had a bad year? Off sick for a while?
I remember us going for a mortgage after I'd had a long spell off work and resigned a part time job for two of the three years. Not good.
Some could get penalised twice.
Exactly, what if you just invested in a load of new equipment that year, the list goes on.
Title: Re: is everyone carrying on as normal
Post by: Richard Groves on March 22, 2020, 11:02:40 am
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Title: Re: is everyone carrying on as normal
Post by: Richard Groves on March 22, 2020, 11:10:56 am
I don't want to carry on as normal tomorrow. But until the government put a better offer out for the self employed I've no choice. Right now I don't even want to go to a shop, let alone try to work. The advice is not even to see your own mother today.
Title: Re: is everyone carrying on as normal
Post by: G Griffin on March 22, 2020, 11:22:35 am
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Title: Re: is everyone carrying on as normal
Post by: SB Cleaning on March 22, 2020, 11:26:12 am
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
We wont even get 50%

It will be the £94 a week for us that's it.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 22, 2020, 11:30:44 am
Working all that out would for every individual would take forever.

No it wouldn't. You submit your earnings on an annual basis, they have your figures on a computer; all the Govt has to do is base what they grant each individual on an average figure you've submitted to them after expenses for the last three years. Divide it by 12 and there's your figure.
Title: Re: is everyone carrying on as normal
Post by: James Styles on March 22, 2020, 11:32:58 am
Well I’d get f all then as I’ve only been self employed about 11 months
Title: Re: is everyone carrying on as normal
Post by: Don Kee on March 22, 2020, 11:33:35 am
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.


In fairness, the maths isn’t hard...

Last years earnings, divide by 12 for monthly income and then what ever percentage of that, that is being thrown about. (Slacky beat me to it!)

Can’t see it happening though.

Just like with the employees 80% ruling, they’ll need/want a blanket implementation to avoid delays.

Not everyone will be happy but these are unhappy times.
Title: Re: is everyone carrying on as normal
Post by: RPCCS on March 22, 2020, 11:33:55 am
First time in 52 years I haven't seen my mother on mother's day. Gutted,but phoned her earlier,I daren't risk it as she's 87 and has diabetes, irregular heartbeat and asthma.
Title: Re: is everyone carrying on as normal
Post by: Granny on March 22, 2020, 11:35:04 am
I've just checked for Universal Credit and I feel bloody stupid for saving some money. We should have spent it all then we'd be eligible.
Title: Re: is everyone carrying on as normal
Post by: G Griffin on March 22, 2020, 11:40:52 am
Working all that out would for every individual would take forever.

No it wouldn't. You submit your earnings on an annual basis, they have your figures on a computer; all the Govt has to do is base what they grant each individual on an average figure you've submitted to them after expenses for the last three years. Divide it by 12 and there's your figure.
Three years would be fairer. Or maybe longer. But some could have been employed in that period or even out of work.
This is why we clean windows (http://www.cleanitup.co.uk/smf/1584877227_grin[1].gif).
Title: Re: is everyone carrying on as normal
Post by: G Griffin on March 22, 2020, 11:45:11 am
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.


In fairness, the maths isn’t hard...

Last years earnings, divide by 12 for monthly income and then what ever percentage of that, that is being thrown about. (Slacky beat me to it!)

Can’t see it happening though.

Just like with the employees 80% ruling, they’ll need/want a blanket implementation to avoid delays.

Not everyone will be happy but these are unhappy times.
But TBK said he'd finish tomorrow and we don't know the length of any lockdown. They couldn't do the maths until we know how long it's for.
Basing it on last years earnings might be unfair to some, as well.
But there'll never be a perfect solution.
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 22, 2020, 11:50:10 am
Working all that out would for every individual would take forever.

No it wouldn't. You submit your earnings on an annual basis, they have your figures on a computer; all the Govt has to do is base what they grant each individual on an average figure you've submitted to them after expenses for the last three years. Divide it by 12 and there's your figure.
Yes it would, there is roughly 5 million people registered self employed, they cant just pop on a computer and work it all out for everybody overnight.  It would take a long time for them to sift through everyone, especially when their already busy with all the other stuff their doing at the moment.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 22, 2020, 12:18:01 pm
But it wouldn't be a reason not to do it or not to have it in place when the system could cope. I couldn't care less how long it takes, so long as I knew the money was in the pipeline. If I cut back on all my expenses I could get by for 5 months I reckon; maybe people will save a little more from now on, for times like this. Its going to go on for a long time, be prepared.
Title: Re: is everyone carrying on as normal
Post by: Richard Groves on March 22, 2020, 12:36:23 pm
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
The employed will be getting 80 %  of their weekly, monthly, annual, daily or hourly pay  its all the same. No we don't know how long it's going on for, nobody does. They want everybody other than key workers off the streets and safely isolating themselves at home. 90 odd quid a week as it stands now will not deter us from working. My point was even 50% of my monthly or whatever way you want to word it is still much better than poxy ssp. I'd stay home with my feet up, wouldn't have to ask me twice. It would be enough to cover my monthly outgoings and when it's all over just go back to where I left off. Providing half my round hasn't died by then, which let's face, is the whole reason we are all meant to be at home.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 22, 2020, 12:39:09 pm
Precisely.
Title: Re: is everyone carrying on as normal
Post by: KS Cleaning on March 22, 2020, 12:42:52 pm
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
I hope if it does happen it goes on an average of the last 3 years or so. I bought a new van last financial year which could have a big  impact on any pay out for me😢
Title: Re: is everyone carrying on as normal
Post by: Don Kee on March 22, 2020, 12:45:42 pm
But TBK said he'd finish tomorrow and we don't know the length of any lockdown. They couldn't do the maths until we know how long it's for.
Basing it on last years earnings might be unfair to some, as well.
But there'll never be a perfect solution.

I agree, there wont be a perfect solution.


If they base it on my last years earnings or even an average over the last three years then brilliant, I’m quids in.
If they wait another two weeks then my year end earning will be down due to enforced part time hours for the three months before Christmas due to the wife rupturing her achilles and having to do school runs and no employee to cover at the time.

It is what it is though isn’t it?

Some help will be better than no help, we’re looking for a perfect answer in an imperfect time.
You’ve seen with the 80% employees wages being covered it’s imperfect.
If work downturns more than it already has within the next week or so, it’ll be a grind to keep him on whilst waiting for reimbursement.
Especially seeing as the only way to get the reimbursement is to furlough him, still cover his wages whilst he’s not working for the next month or so, whilst working on my own.
An imperfect solution but the best we have...


With the earnings most post on here, most should hopefully have some set back which gives time to get this sorted and then rolled out.
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 22, 2020, 01:09:05 pm
But it wouldn't be a reason not to do it or not to have it in place when the system could cope. I couldn't care less how long it takes, so long as I knew the money was in the pipeline. If I cut back on all my expenses I could get by for 5 months I reckon; maybe people will save a little more from now on, for times like this. Its going to go on for a long time, be prepared.
I agree nothing wrong with it being done, just that it wouldn't as quick like it can with PAYE.
In my opinion there are many benefits of being self employed when all is well, work when we want, charge what we want, its up to ourselves to choose how and when we make our money and look after ourselves work wise.  However now we are seeing the downside of it and to a point we will just have to suck it up, its no different to say if you broke your leg and couldn't work you would also have to fend for yourself then. So if we do get any big help then it should be looked on as a bonus but not think its a given right to be helped out.
The PAYE being helped out is also helping us out anyway as there is more of a chance of keeping customers then if they were not getting this benefit and being forced to cancel our services because of no income coming in.
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 22, 2020, 01:11:37 pm
Although it may sound horrible, i cant help think that a lot of good will come of all this once people have got through it.
Title: Re: is everyone carrying on as normal
Post by: matty72 on March 22, 2020, 02:01:00 pm
https://petition.parliament.uk/petitions/300336u
Title: Re: is everyone carrying on as normal
Post by: deeege on March 22, 2020, 02:08:56 pm
I've just checked for Universal Credit and I feel bloody stupid for saving some money. We should have spent it all then we'd be eligible.

Same as me. Means tested I’d get diddly squat if it’s done through universal credit.

Punished for being self employed and then double punished for basically saving money my whole life.
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 22, 2020, 03:03:57 pm
It won't surprise me if/when the UK numbers of CV continue to rise exponentially - reaching Italian proportions - then window cleaning will be seen as non-essential work and closed down.

If the government doesn't "ban it" then by the end of March social pressure will cause many cancellations.

Even though we know we can easily minimise contact - just imagine all the elderly and vulnerable, the parents of kids and the workers at home seeing us swanning around in our vans washing windows when they can hardly take bonzo for a crap in the park.

That’s exactly how i see it going. I don’t have a massive domestic round anyway but I hated doing them last week with most people working from home. Next week will be even worse with all the kids being off and it will get progressively worse from now on.

Luckily I’ve got a full week of commercial that I can do next week else I’m not sure I’d have done my domestics. I’m just not hard faced enough to have the ‘carry on regardless’ attitude whilst all around me is falling to bits.
Not having a go,  I think you talk a lot of sense but you are no different just because you're doing commercial. Cant see how that makes you less 'hard faced'. You are carrying on as normal.

I think you’ve misunderstood me mate. I mean ‘hard faced’ as in I struggled last week turning up to do domestics with people obviously worried in their homes. Questioning myself constantly whether I’m doing the right thing being there or not.

The commercial I have booked in for this week I wouldn’t really have that guilt (it’s a full week on site,  no customers to deal with)

I’ll be honest, ive found the last couple of days really tough (as have most of us) and I’m not sure I’ll get any work done even if we are allowed too.

I really think it’s going to get far far worse in the UK than anything we’ve seen in Italy and China yet and the thought of needing ventilators and not being able to get them absolutely terrifies me.

I’ve suffered with Asthma my whole life and whilst it’s a lot better now than it was when I was a kid, I spent many nights/weeks in hospital hooked up to nebulisers with breathing aids and believe me it’s a lot worse than you can ever imagine.

Sorry for the rant but my point is I’m not saying you shouldn’t do domestics. Whilst the guidelines are allowing you to go to work then go for it, just that I can’t really bring myself to do it at the moment.
I'm feeling exactly as you described, not sure what the right thing to do is and was maybe a bit oversensitive to 'hard faced'.  Hope you keep well, its going to be a hard year.
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 22, 2020, 03:05:45 pm
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 22, 2020, 03:12:33 pm
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
I'm buggered as a limited company then, not enough salary as an employee (id get about £600 a month on the 80% rule) but most of tax paid on company profits, not self assessment.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 22, 2020, 03:19:31 pm
So if you've been paying yourself £750 a month where has the profit all gone that you would otherwise have had if you weren't an employee?
Title: Re: is everyone carrying on as normal
Post by: p1w1 on March 22, 2020, 03:23:47 pm
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
I'm buggered as a limited company then, not enough salary as an employee (id get about £600 a month on the 80% rule) but most of tax paid on company profits, not self assessment.
But if you have been paying yourself that, then you've been able to live off that, so i dont see how you are that much worse off. Except that currently your business may not make much money.
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 22, 2020, 03:46:51 pm
So if you've been paying yourself £750 a month where has the profit all gone that you would otherwise have had if you weren't an employee?
Same place your income goes Matt I expect. Mortgage, council tax etc.
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 22, 2020, 03:49:11 pm
My local MP has indicated to me twice this week that there are further measures to be brought in on Monday/Tuesday for the self employed.

80% of last years self assessment is fair given what employed people are getting. As said above all the figures are there to see.

Those that have under-declared won’t be happy with the above but that’s the choice they made when not paying their taxes correctly.
I'm buggered as a limited company then, not enough salary as an employee (id get about £600 a month on the 80% rule) but most of tax paid on company profits, not self assessment.
But if you have been paying yourself that, then you've been able to live off that, so i dont see how you are that much worse off. Except that currently your business may not make much money.
Obviously I don't live off £750 a month. When you run a limited company you pay yourself a small wage (hence the £750 a month), pay 20% tax on the company profits and a further 7% dividend tax.
Title: Re: is everyone carrying on as normal
Post by: Slacky on March 22, 2020, 04:10:48 pm
So if you've been paying yourself £750 a month where has the profit all gone that you would otherwise have had if you weren't an employee?
Same place your income goes Matt I expect. Mortgage, council tax etc.

Thats not profit.

Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 22, 2020, 04:18:45 pm
So if you've been paying yourself £750 a month where has the profit all gone that you would otherwise have had if you weren't an employee?
Same place your income goes Matt I expect. Mortgage, council tax etc.

Thats not profit.
Once you've paid your corporation tax (20%) you take the rest (profit) as a dividend. You then pay a further 7% on that dividend and what's left pays mortgage, council tax etc.
Title: Re: is everyone carrying on as normal
Post by: A J Butt on March 22, 2020, 04:49:04 pm
I've suspended all my work for a further two weeks, I've text and emailed my customers and the response I had was very positive and grateful. although we don't really come into contact with our customers the more people staying at home the quicker (hopefully) we can get back to a normal life. why wait until the government tell us to stop because by that time we  could have lost a large percentage of customers through cancellation or sadly there passing. Stay safe ...
Title: Re: is everyone carrying on as normal
Post by: Cookie on March 22, 2020, 05:29:36 pm
I've suspended all my work for a further two weeks, I've text and emailed my customers and the response I had was very positive and grateful. although we don't really come into contact with our customers the more people staying at home the quicker (hopefully) we can get back to a normal life. why wait until the government tell us to stop because by that time we  could have lost a large percentage of customers through cancellation or sadly there passing. Stay safe ...

Yes, I've decided to do the same - I'm lucky however in that I have another PAYE job where I can work from home. I would say that roughly 75% of  customers on my round would be classed as "at risk". I do think however that you'll be suspending your work for a bit more than two weeks...
Title: Re: is everyone carrying on as normal
Post by: tlwcs on March 22, 2020, 06:07:20 pm
(http://www.cleanitup.co.uk/smf/1584900237_3058644B-45FA-420F-9565-18B07102CFB5.jpeg)
I went with the first in the end
Yes as normal, but changed the text a little. 21 sent 4 saying it’s ok to come.
I rarely get replies, it just a courtesy text
I know it will change, but I can live off 1/3 of my round or a few months if we have lockdown
Don’t second guess your custards
Stay well
Tony
Title: Re: is everyone carrying on as normal
Post by: dazmond on March 22, 2020, 11:46:27 pm
(http://www.cleanitup.co.uk/smf/1584900237_3058644B-45FA-420F-9565-18B07102CFB5.jpeg)
I went with the first in the end
Yes as normal, but changed the text a little. 21 sent 4 saying it’s ok to come.
I rarely get replies, it just a courtesy text
I know it will change, but I can live off 1/3 of my round or a few months if we have lockdown
Don’t second guess your custards
Stay well
Tony

each to their own but i only text customers for access reasons(or the odd courtesy text for larger jobs).....no mention of the virus at all....

i personally believe its going to be impossible for us to work very soon........loads of cars on drives,families and kids playing out in the gardens then we turn up......itll be worse than trying to work on a sunday.....

as the virus spreads and the death toll mounts we will be forced to have the next 3 months off (at least) i reckon.....
Title: Re: is everyone carrying on as normal
Post by: G Griffin on March 23, 2020, 12:34:16 am
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Pro rata of what? We don't know how long it will be. And until we know, you can't pro rata 50% of anything and how long would it take to get paid?
It's all pasties in the clouds anyway; it won't happen.
Title: Re: is everyone carrying on as normal
Post by: zesty on March 23, 2020, 08:10:17 am
Guys, stop adding to the hype and calm down.

For some reason, even though having a lot of expenses last year/early this year, I’m not worried.

Don’t worry about what you can’t change.

So far we can still work, just take precautions, stay clean, minimise contact with people.

Put it this way, even if you start missing bills, then most of the population will be the same.

Don’t worry, the bailiffs won’t be working either. :) We will just need to pick up where we’ve left off once this blows over. Unless of course other things kick off afterwards, but that’s a different story.   ;D

Jonny I tend to agree, but:

This could all go one of two ways...

1. It’s over in the next 12 weeks and things pick up pretty quickly throughout the rest of the year.

2. It’s over in 12 weeks and the economy is in such a bad way that we (in this trade) suffer big losses.

I’m a glass half full man, so I’m going with option 1 but not ‘presuming’ on option 1.

Mate of mine has lost a massive chunk of window cleaning work in the last week, he did loads of restaurants and shopping centres etc, they’ve all shut down. So no income.

It really is a bit of a mish mash at the moment, some people hardly effected, some people very effected.

How well window cleaners flourish will depend entirely on the economy after, if history is to go by, we should be ok. But this is definitely different!
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 23, 2020, 08:49:26 am
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Pro rata of what? We don't know how long it will be. And until we know, you can't pro rata 50% of anything and how long would it take to get paid?
It's all pasties in the clouds anyway; it won't happen.
Hi Griff, Im working on the principle of lockdown and us not being allowed to work. If its a 2 month lockdown then last years tax return divided by 6. Then 50% of that.

Agreed, it'll take an age to get it. If we follow the Italians we won't be banned from working so we'll get bugger all but public distaste will effectively ban us anyway.
Title: Re: is everyone carrying on as normal
Post by: G Griffin on March 23, 2020, 09:03:27 am
Morning, David.
I think most would take 50%. Would that be profit or turnover? There are still running costs but some are fixed and some are variable.
I think it's pointless speculating, mate. I do think we'll hear something though. It does seem unfair that we are asked not to work without being reasonably recompensed .
Title: Re: is everyone carrying on as normal
Post by: Missing Link on March 23, 2020, 10:56:22 am

Mate of mine has lost a massive chunk of window cleaning work in the last week, he did loads of restaurants and shopping centres etc, they’ve all shut down. So no income.

I'm kinda lucky in that about 20% of my work is commercial, much of which won't be getting done till things pick up (I don't believe it's lost), but that was mostly the best part of our work.

Just printing out a letter, along the lines of what Soupy posted, and I'm going to deliver it to my domestic customers (I'll e-mail and text some too):

--------------------------------------------------
Dear Customer,
Following guidance from the government we have taken the following steps to help safeguard our customers and ourselves.
   We will, for the time being, not enter into any homes to carry out inside cleaning.
   We encourage all customers to pay online.  If this is not possible, please leave payment on    the door step. 
   We will have limited interaction and we will respect the government's social distancing rules.
We will wash or anti-bac between jobs.
   You are still welcome to wave at us through the windows.

Obviously this situation is developing rapidly and we will take whatever steps required of us, but for the time being it is business as usual (as usual as possible in the circumstances).

And if you're an at risk customer and require anything from the shops, please do not hesitate to give us a shout.

If you have any concerns please feel free to contact me over the phone or via email or facebook.
----------------------------------------------------------------------

Title: Re: is everyone carrying on as normal
Post by: Slacky on March 23, 2020, 12:17:58 pm
Just lost my first regular one.

Its a small commercial and the business owners house. £35.00 a month.
Title: Re: is everyone carrying on as normal
Post by: P @ F on March 23, 2020, 12:46:26 pm
I just lost 15,12,and 12 one after another  >:(
Title: Re: is everyone carrying on as normal
Post by: jonboywalton75 on March 23, 2020, 01:01:35 pm
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Pro rata of what? We don't know how long it will be. And until we know, you can't pro rata 50% of anything and how long would it take to get paid?
It's all pasties in the clouds anyway; it won't happen.
Hi Griff, Im working on the principle of lockdown and us not being allowed to work. If its a 2 month lockdown then last years tax return divided by 6. Then 50% of that.

Agreed, it'll take an age to get it. If we follow the Italians we won't be banned from working so we'll get bugger all but public distaste will effectively ban us anyway.

Looks like a meet up in Lymm cafe is out Dave😱😱😱
Title: Re: is everyone carrying on as normal
Post by: deeege on March 23, 2020, 02:06:36 pm
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Pro rata of what? We don't know how long it will be. And until we know, you can't pro rata 50% of anything and how long would it take to get paid?
It's all pasties in the clouds anyway; it won't happen.
Hi Griff, Im working on the principle of lockdown and us not being allowed to work. If its a 2 month lockdown then last years tax return divided by 6. Then 50% of that.

Agreed, it'll take an age to get it. If we follow the Italians we won't be banned from working so we'll get bugger all but public distaste will effectively ban us anyway.

Looks like a meet up in Lymm cafe is out Dave😱😱😱

Let us know if that happens, I’ll pop along for a brew. It’s about a mile from my house.
Title: Re: is everyone carrying on as normal
Post by: KS Cleaning on March 23, 2020, 04:10:18 pm
Great start to the week for me...
Very 1st house, can you leave it until further notice, my wife and I are self employed and we have no work to go to.
2nd house, cleaned as normal, got paid, then was told to leave it for now as she is a self employed dance teacher and all classes are cancelled.
Felt like I was walking on egg shells at that point but thankfully things improved and most customers were glad to see me. I got a further 2 cancellations by text, both self employed taxi drivers, so I replied to them that it was totally understandable in the current situation.
I do think the cancellations are going to multiply in the coming weeks, but I will continue to work until I’m told otherwise.
Title: Re: is everyone carrying on as normal
Post by: chris turner on March 23, 2020, 04:20:20 pm
Pretty much all of my commercial work, including nando's, rang or emailed me this morning to postpone all work.
Only 1 residential has said to leave it this time though so not too bad.
Until full lockdown is enforced this week that is....
Just hoping something is announced for us self employed.
Title: Re: is everyone carrying on as normal
Post by: simon w on March 23, 2020, 04:51:23 pm
Been on the solar panels all day working in the sunshine all good atm  8)
Title: Re: is everyone carrying on as normal
Post by: dazmond on March 23, 2020, 05:21:29 pm
Been on the solar panels all day working in the sunshine all good atm  8)

Good lad!👍.....just keep working if u can.....at a distance naturally...
even in a severe lockdown your allowed to go to work if your not in close proximity to other people and cant work from home....
Title: Re: is everyone carrying on as normal
Post by: Stoots on March 23, 2020, 05:46:24 pm
Well I did work all day today with only 1 cancel.

But what a farse it was. Like working a bank holiday. Cars and kids everywhere.

I think I'll call it a day at the end of this week. Nevermind the virus I can't do with people being in.
Title: Re: is everyone carrying on as normal
Post by: dazmond on March 23, 2020, 05:48:02 pm
Well I did work all day today with only 1 cancel.

But what a farse it was. Like working a bank holiday. Cars and kids everywhere.

I think I'll call it a day at the end of this week. Nevermind the virus I can't do with people being in.

 ;D ;D ;D

I'll find out tomorrow how bad it is out there......
Title: Re: is everyone carrying on as normal
Post by: Shrek on March 23, 2020, 05:50:59 pm
I worked today and it just felt weird , stopped at about 10am for an apple , turned the engine off and I could’ve heard a pin drop it was sooo quiet. 1 old woman cancelled today until all this is over, gonna call it a day for 2 weeks and see what’s happening week commencing 6th April
Title: Re: is everyone carrying on as normal
Post by: koopmaster on March 23, 2020, 06:10:30 pm
Did 18 today.. last one was a custy begging me to go early so I could do the back.. got a guy with a empty house begging me to do in and out tomorrow.. no cancellation..
Title: Re: is everyone carrying on as normal
Post by: Missing Link on March 23, 2020, 06:30:09 pm
I thought my Hannover Court job had put us on hold but just received this (it's a complex full of elderly people):

(http://www.cleanitup.co.uk/smf/1584988207_1a.jpg)
Title: Re: is everyone carrying on as normal
Post by: SB Cleaning on March 23, 2020, 06:47:13 pm
Cleaned 12 regulars today and 2 con roofs, all happy to see me .

Picked up 2 reg window cleaning jobs and a quote for a FSG and window clean.

Great day 8)
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 23, 2020, 06:59:04 pm
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Pro rata of what? We don't know how long it will be. And until we know, you can't pro rata 50% of anything and how long would it take to get paid?
It's all pasties in the clouds anyway; it won't happen.
Hi Griff, Im working on the principle of lockdown and us not being allowed to work. If its a 2 month lockdown then last years tax return divided by 6. Then 50% of that.

Agreed, it'll take an age to get it. If we follow the Italians we won't be banned from working so we'll get bugger all but public distaste will effectively ban us anyway.

Looks like a meet up in Lymm cafe is out Dave😱😱😱

Let us know if that happens, I’ll pop along for a brew. It’s about a mile from my house.
No way, I had no idea you were so close
Title: Re: is everyone carrying on as normal
Post by: Walter Pole on March 23, 2020, 07:09:46 pm
All happy to see us, new job today and an email and text from 2 others saying please don't stop cleaning our windows.   :)
Title: Re: is everyone carrying on as normal
Post by: deeege on March 23, 2020, 07:09:59 pm
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Pro rata of what? We don't know how long it will be. And until we know, you can't pro rata 50% of anything and how long would it take to get paid?
It's all pasties in the clouds anyway; it won't happen.
Hi Griff, Im working on the principle of lockdown and us not being allowed to work. If its a 2 month lockdown then last years tax return divided by 6. Then 50% of that.

Agreed, it'll take an age to get it. If we follow the Italians we won't be banned from working so we'll get bugger all but public distaste will effectively ban us anyway.

Looks like a meet up in Lymm cafe is out Dave😱😱😱

Let us know if that happens, I’ll pop along for a brew. It’s about a mile from my house.
No way, I had no idea you were so close

Yep just down the road. 😀
Title: Re: is everyone carrying on as normal
Post by: davids3511 on March 23, 2020, 07:27:32 pm
Yeah of course the list goes on. And on......... and on..........
But at some point it's got to stop.
It would be impossible for everybody to be happy. If they even gave me 50% of my last return, I'd pack up tomorrow and do what they are asking of us all.
Ok.
50% of what then? We don't even know how long a lockdown would be. They're not going to pay out 50% of 12 months if you're off work for much less than that.
Surely you'd just pro rata it by day/week/month. 50% of last year and I'd stop tomorrow.
Pro rata of what? We don't know how long it will be. And until we know, you can't pro rata 50% of anything and how long would it take to get paid?
It's all pasties in the clouds anyway; it won't happen.
Hi Griff, Im working on the principle of lockdown and us not being allowed to work. If its a 2 month lockdown then last years tax return divided by 6. Then 50% of that.

Agreed, it'll take an age to get it. If we follow the Italians we won't be banned from working so we'll get bugger all but public distaste will effectively ban us anyway.

Looks like a meet up in Lymm cafe is out Dave😱😱😱

Let us know if that happens, I’ll pop along for a brew. It’s about a mile from my house.
No way, I had no idea you were so close

Yep just down the road. 😀
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