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UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: easy clean on December 09, 2017, 03:22:26 pm

Title: Public liability insurance
Post by: easy clean on December 09, 2017, 03:22:26 pm: Guys, who do you use? How much and do you have cover for glass being worked on?
Thanks in advance
Title: Re: Public liability insurance
Post by: Slash on December 09, 2017, 04:24:33 pm: Master Cover, £60.00 a year.
Title: Re: Public liability insurance
Post by: easy clean on December 09, 2017, 04:30:18 pm: Does that cover for glass that you are working on?
Title: Re: Public liability insurance
Post by: easy clean on December 11, 2017, 10:47:06 am: Slash, you must be the only guy who's insured, maybe all those guys earning £400+ a day can't afford it just yet, they're waiting till they get to £500!!!!

;D ;D
Title: Re: Public liability insurance
Post by: easy clean on January 07, 2018, 09:05:10 pm: ???
Title: Re: Public liability insurance
Post by: The Jester of Wibbly on January 07, 2018, 09:14:55 pm: www.gleaminginsurance.co.uk

About £15 a month for 1mill pl. Includes work carried out
Title: Re: Public liability insurance
Post by: Stoots on January 07, 2018, 09:45:23 pm: Gleaming
Title: Re: Public liability insurance
Post by: Marc Stock on January 07, 2018, 10:15:05 pm: I use Invicta Insurances for my public liability and employee liability. £24 a month.
Title: Re: Public liability insurance
Post by: Splash & dash on January 07, 2018, 10:24:38 pm: We have cover but it’s not worth claiming off it as the excess is so high if we did damage anything it’s far easier and cheaper to just pay up , 5 million cover costs about £100 I think
Title: Re: Public liability insurance
Post by: KS Cleaning on January 07, 2018, 10:54:52 pm: Quote from: Reflections south west on January 07, 2018, 10:24:38 pm
We have cover but it’s not worth claiming off it as the excess is so high if we did damage anything it’s far easier and cheaper to just pay up , 5 million cover costs about £100 I think
I agree with this, in the unlikely event that you damage glass you will have an excess of around £250 to pay if you go through your insurance.
Title: Re: Public liability insurance
Post by: Splash & dash on January 07, 2018, 11:04:08 pm: Quote from: KS Cleaning on January 07, 2018, 10:54:52 pm
Quote from: Reflections south west on January 07, 2018, 10:24:38 pm
We have cover but it’s not worth claiming off it as the excess is so high if we did damage anything it’s far easier and cheaper to just pay up , 5 million cover costs about £100 I think
I agree with this, in the unlikely event that you damage glass you will have an excess of around £250 to pay if you go through your insurance.

Exactly just as well pay for damage as if you make a claim your premium will go through the roof next year we have insurance but it’s only a paperwork exercise to satisfy commercial customers as I would only claim off it if it was a significant claim
Title: Re: Public liability insurance
Post by: dazmond on January 07, 2018, 11:21:26 pm: simply business (1million cover)basic insurance.it doesnt cover glass being worked on.£54.
Title: Re: Public liability insurance
Post by: easy clean on January 08, 2018, 07:16:08 pm: Thanks guys 👍🏻👍🏻👍🏻