Clean It Up
UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: NWH on May 09, 2017, 05:52:11 pm
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Just wondered how much people are paying on here and who with,I've just had my renewal through and it's just a tad under 500 with vehicle replacement fitted with WFP. I'm after someone cheaper that insures WFP i.e. watertank fitted in vehicle etc,I'm currently with A-Plan and have been for years.
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Sorry VW transporter
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My new connect ltd
Is £218
I think I must be getting older that's why I got shot the VW it was £585 because it was a combi 5 seater
The connect saves so much in fuel as well
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the cheapest i could get fully comp was just over £600 with one call for my brand new connect.i have 9 years no claims too and a clean license and im 45! ::)roll
how come yours is so cheap tony?is it 3rd party only?
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fully comp protected
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that seems ridiculously cheap
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Mine's less than £200. Fully comp inc' protected no claims, wife and legal protection. 2010 dispatch👍
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im feeling ripped off well and truly! ::)roll
so your saying you have commercial van insurance,fully comp on a brand new van and your only paying just over £200 a year?
ive never paid any less than £350 a year(and that was a few years ago on an old van!).
i pay the full amount upfront as well(no installments).
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2013 lwb dispatch, fully comp, £330.
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It's a postcode lottery I'm afraid guys.
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i do live in salford manchester so its probably a high crime area. ::)roll
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I'm not in a bad area I've full no claims clean license etc.
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Just wondered how much people are paying on here and who with,I've just had my renewal through and it's just a tad under 500 with vehicle replacement fitted with WFP. I'm after someone cheaper that insures WFP i.e. watertank fitted in vehicle etc,I'm currently with A-Plan and have been for years.
I moved from A-Plan to Alexander Swan this year and saved about £100 with the same level of cover.
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Just wondered how much people are paying on here and who with,I've just had my renewal through and it's just a tad under 500 with vehicle replacement fitted with WFP. I'm after someone cheaper that insures WFP i.e. watertank fitted in vehicle etc,I'm currently with A-Plan and have been for years.
Go on the Go Compare website, it has an option for modifications ( water tank ) I got my insurance through this site from More Th>n Business. £265 fully comp, 9 years NCB, protected
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You have to call them for a water tank fitted policy I thought or it's told me to on comparison sites in years gone by,there's not many that will cover you. I could have cut the cost in half if I'd said no water tank etc but in reality your not covered I think there's only a handful that'll cover us.
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Just got mine 2 weeks ago on GoCompare from More than business , 2012 Fiat Fiorino , fully comp , 9 years protected NCB , water tank written on policy , legal cover , and the missus on it too ! £304 on monthly payments , would have been £252 if i paid up front .
I used to pay just under £600 for my T4 combi , i got battered like Tony , enough was enough as it was going up £80 a time on renewal day .
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Hi P & F
Best thing I ever did was get rid of the VW absolutely loved it but connect has almost 1000kg payload and cost £56 every other week in fuel not the £90 every week in VW
no more big vans for me again
I'm waiting until they do a non plug in hybrid connect and I'm straight out to buy one it won't be long I hope
Also the grippa tank fitted system lowered my insurance when I spoke to the under writers about it as they recognised it was crash tested and meet there safety criteria and being the 500 litres no issue at all
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Ford Ranger 4x4 Supercab ... Fully Comp / Protected NCB / Glass Cover/ etc... £169...Gladiator Insurance
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You have to call them for a water tank fitted policy I thought or it's told me to on comparison sites in years gone by,there's not many that will cover you. I could have cut the cost in half if I'd said no water tank etc but in reality your not covered I think there's only a handful that'll cover us.
There is a box that you can tick for water tank, I have it in writing on my policy, no phone call required.
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Hi P & F
Best thing I ever did was get rid of the VW absolutely loved it but connect has almost 1000kg payload and cost £56 every other week in fuel not the £90 every week in VW
no more big vans for me again
I'm waiting until they do a non plug in hybrid connect and I'm straight out to buy one it won't be long I hope
Also the grippa tank fitted system lowered my insurance when I spoke to the under writers about it as they recognised it was crash tested and meet there safety criteria and being the 500 litres no issue at all
Yes i loved mine too , but like you it was drinking away about £80 a week , the fiat is sipping at £20 a week if im busy !!!
All i found with the VW is that i was carting around so much stuff i didnt need to purely because i had the space.
I went from one end of the scale to the other size wise , which maybe was a tad too drastic , looking back i should have got the doblo really , but im happy for now , its just a good job that i changed my work ethics to quality of work not quantity , 12 years of being a busy fool did me no good health wise
Rich
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Box to tick for a water tank, I wonder how that came about, (roll eyes) as per usual certain shiners intent in making life as difficult
for themselves and others as possible and certain insurance companies seeing it as way of keeping their custom by having it.
Have I ever declared a bolted in tank which can be removed in minutes by unbolting to my insurance, No and haven't been asked to, just as I haven't declared my painted floor, screwed in racks, pole racks, hands free and split charger which could all be classed as modifications but don't interfere with the safety and drivability of the vehicle which is what the modification box in meant for.
Have I every been involved in an accident yes, has the bolted tank ever been an issue, No.
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Box to tick for a water tank, I wonder how that came about, (roll eyes) as per usual certain shiners intent in making life as difficult
for themselves and others as possible and certain insurance companies seeing it as way of keeping their custom by having it.
Have I ever declared a bolted in tank which can be removed in minutes by unbolting to my insurance, No and haven't been asked to, just as I haven't declared my painted floor, screwed in racks, pole racks, hands free and split charger which could all be classed as modifications but don't interfere with the safety and drivability of the vehicle which is what the modification box in meant for.
Have I every been involved in an accident yes, has the bolted tank ever been an issue, No.
Couldn't agree more! I remember all the idiots on here a few years ago warning the insurance companies about water tanks- it was never an issue before! ::)roll
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I wouldn't change my transporter for the sake of a couple of hundred quid,I'm just miffed it keeps going up with having no claim year in year out.
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Box to tick for a water tank, I wonder how that came about, (roll eyes) as per usual certain shiners intent in making life as difficult
for themselves and others as possible and certain insurance companies seeing it as way of keeping their custom by having it.
Have I ever declared a bolted in tank which can be removed in minutes by unbolting to my insurance, No and haven't been asked to, just as I haven't declared my painted floor, screwed in racks, pole racks, hands free and split charger which could all be classed as modifications but don't interfere with the safety and drivability of the vehicle which is what the modification box in meant for.
Have I every been involved in an accident yes, has the bolted tank ever been an issue, No.
It added nothing on to my premium for ticking the box, so I was more than happy to do so for piece of mind. If you choose not to declare a modification that's your prerogative.
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If you choose not to it is if you happen to have a modification you won't get a penny,I've been through this part of the policy with A Plan at length it sounds like there's a hell of a lot of WCs actually wasting money due to not even being covered in the case of an accident.
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If you choose not to it is if you happen to have a modification you won't get a penny,I've been through this part of the policy with A Plan at length it sounds like there's a hell of a lot of WCs actually wasting money due to not even being covered in the case of an accident.
That is exactly why i had a rant about insurance 2 weeks ago when i was looking for mine , i made lots of calls and so many times i was assured that the tank was covered , but low and behold could not be mentioned on the policy in black and white as the system did not allow it , they would just have a note on their database , this im affraid is not could enough for me .
I found Gladiator and Admiral the most cagey when the tank was mentioned.
Thats why i went with More Than , i was assured over the phone plus had it in black and white and as mentioned above , there was no extra cost to the premium .
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If you choose not to it is if you happen to have a modification you won't get a penny,I've been through this part of the policy with A Plan at length it sounds like there's a hell of a lot of WCs actually wasting money due to not even being covered in the case of an accident.
That is exactly why i had a rant about insurance 2 weeks ago when i was looking for mine , i made lots of calls and so many times i was assured that the tank was covered , but low and behold could not be mentioned on the policy in black and white as the system did not allow it , they would just have a note on their database , this im affraid is not could enough for me .
I found Gladiator and Admiral the most cagey when the tank was mentioned.
Thats why i went with More Than , i was assured over the phone plus had it in black and white and as mentioned above , there was no extra cost to the premium .
Insurance calls are recorded, your just pandering to the big bad insurance companies looking for any little thing to get out of
paying myth.
Modification's for vehicle insurance terms are things that will either improve the vehicles performance making it more dangerous or improving the appearance and value making it more likely to be stolen, and they will cost you.
Using brackets bolted to the floor to secure a tank of water is no different to using straps, both tanks can be removed and all
you need to say is I remove the tank to make room for equipment when doing other jobs.
The fact that it didn't cost extra shows that its not classed as a modification but it did get More Than your custom (wink)
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Yes it did get my custom but the fact that they slashed £200 off what the AA wanted this time around was also a factor !
Its all very well saying that the calls are recorded , but like many other orgs that do this there is only so long they will keep the recordings for , lets not forget , all insurance people are liars as we w/c's are scum between real jobs ;D
Rich
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Yes it did get my custom but the fact that they slashed £200 off what the AA wanted this time around was also a factor !
Its all very well saying that the calls are recorded , but like many other orgs that do this there is only so long they will keep the recordings for , lets not forget , all insurance people are liars as we w/c's are scum between real jobs ;D
Rich
The law states that the insurance company must prove your at fault not the other way round that's why they record
you over the phone, if they don't have the recording then it will go in your favour.
Certainly go with a company that you know to be reliable and will give you a good price but don't worry about ticking a box.
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They 100% keep recordings rang up and said my policy was wrong the guy on the phone said hang on the line I need to listen to the recording to do with this quotation,got back to me and quoted everything I'd said during the initial quote.
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If you choose not to it is if you happen to have a modification you won't get a penny,I've been through this part of the policy with A Plan at length it sounds like there's a hell of a lot of WCs actually wasting money due to not even being covered in the case of an accident.
That is exactly why i had a rant about insurance 2 weeks ago when i was looking for mine , i made lots of calls and so many times i was assured that the tank was covered , but low and behold could not be mentioned on the policy in black and white as the system did not allow it , they would just have a note on their database , this im affraid is not could enough for me .
I found Gladiator and Admiral the most cagey when the tank was mentioned.
Thats why i went with More Than , i was assured over the phone plus had it in black and white and as mentioned above , there was no extra cost to the premium .
I've had no issue with Gladiator at all and this is now the third time I've insured with them. It could be because my tank isn't bolted down but just lives in the back of my pickup so isn't considered a mod. It's recorded and declared with them though.
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They 100% keep recordings rang up and said my policy was wrong the guy on the phone said hang on the line I need to listen to the recording to do with this quotation,got back to me and quoted everything I'd said during the initial quote.
I have a customer who works for a very large insurance company and he tells me that whilst 100% retention of customer call recordings are desired the reality is a little different. Apparently entire days of call logs have either been lost, accidentally erased or not actually made due to ' technical problems '. As a cynic, it's probably when you need to check something in the event of a claim.
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Well mine wasn't they recited every word almost,when he was telling me what I told him I actually thought oh yeah i did say that 😂