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UK General Cleaning Forum => General Cleaning Forum => Topic started by: Cinders on May 31, 2006, 10:41:09 am

Title: Public Liability Insurance
Post by: Cinders on May 31, 2006, 10:41:09 am

Hi

Was hoping for your advice....I just got a quote for public liability insurance from Darwin Clayton for £486.  It has a £500 excess and covers £10m.

Does this seem a bit steep or about average??

Thanks in advance

 :)

Title: Re: Public Liability Insurance
Post by: mpajek on May 31, 2006, 10:59:53 am

it depends on how many employees it covers or whats the maximum turnover  :)

my is going to be twice as much, but it covers any number of employees up to turnover 80000.

what about yours?  I still havent bought mine so looking for other options ;D

cheers
martin

Title: Re: Public Liability Insurance
Post by: John Kelly on May 31, 2006, 12:22:41 pm

Try McGregor Lloyd 0121 7060616

Title: Re: Public Liability Insurance
Post by: Cinders on May 31, 2006, 03:14:15 pm

Cheers, thank you

Its for domestic cleaning and just for me as a sole trader (no employees as yet!)
 :)

Title: Re: Public Liability Insurance
Post by: Caran Masheder on May 31, 2006, 05:11:11 pm

I have just taken out insurance with Fortis, it covers for £10 million has an excess of £350. It covers myself and one other employee, but can be adapted to cover up to 6. Cost £196.

Title: Re: Public Liability Insurance
Post by: Cinders on May 31, 2006, 05:55:44 pm

The first quote i had off darwin clayton was for 10m

I have just got one from mcregor lloyd for £71.40 with £100 excess and covers 1m.
This seems like a really good quote but I just hope there are no pitfalls!

Will ring around a few more places!

Thanks  :)

Title: Re: Public Liability Insurance
Post by: Turriff cleaning on May 31, 2006, 08:53:18 pm

Hello all
I received a quote today from axa, policy is axa venture plus £1 mill cover and it's £ 78.75
£250 excess.
Hope this is of some help.

regards
Norma

Title: Re: Public Liability Insurance
Post by: Kingfisher-CCS on June 05, 2006, 02:31:33 pm

I remember seeing a post about insurance where one person had 'cheap' insurance, then when it came to making a claim it turned out that he/she wasn't insured at all. (something along those lines)

It worries me a bit ???