Clean It Up

UK Window Cleaning Forum => Window Cleaning Forum => Topic started by: dave f on November 04, 2016, 02:18:57 pm

Title: van just writen off
Post by: dave f on November 04, 2016, 02:18:57 pm
parked out side a job just started  then a loud bang turs around to find a ford focus  shoved in the back  turns out its a uninsured young Asian girl 18 ish and no licence straight on the blower to the feds then her uncle turns up yada yada .just waiting to see what happens next.am psed off just add a new cluch fitted. wonder if I will get paid out
Title: Re: van just writen off
Post by: Smurf on November 04, 2016, 02:27:23 pm
parked out side a job just started  then a loud bang turs around to find a ford focus  shoved in the back  turns out its a uninsured young Asian girl 18 ish and no licence straight on the blower to the feds then her uncle turns up yada yada .just waiting to see what happens next.am psed off just add a new cluch fitted. wonder if I will get paid out

Sorry to hear that Dave. Hope your insurance sorts it out quickly for you.
Title: Re: van just writen off
Post by: Soupy on November 04, 2016, 02:33:35 pm
parked out side a job just started  then a loud bang turs around to find a ford focus  shoved in the back  turns out its a uninsured young Asian girl 18 ish and no licence straight on the blower to the feds then her uncle turns up yada yada .just waiting to see what happens next.am psed off just add a new cluch fitted. wonder if I will get paid out

Total nightmare.  :'(

Who are you insured with.?
Title: Re: van just writen off
Post by: dave f on November 04, 2016, 02:39:46 pm
adrian flux I don't have a good feeling about this took ages to get through only to be told they will get in touch soon as they can
Title: Re: van just writen off
Post by: Tosh on November 04, 2016, 02:42:40 pm
What about all your gear inside? Is it salvageable?
Title: Re: van just writen off
Post by: dave f on November 04, 2016, 02:54:06 pm
yeh  nowt bust  she shunted van 3ft I was half full
Title: Re: van just writen off
Post by: SeanK on November 04, 2016, 02:56:18 pm
If fully comp your insurance will fix the van and claim the money back from the person at fault, this may take a bit of time
and you could lose your no claims until its sorted in court, but any money lost as a result can be claimed back.
Its a nightmare I got the back of my van wrecked by a guy who then denied the accident happened, luckily unknown to him I had photographed the damage caused to his own car, this left him with nowhere to go.
Took a few years before it was sorted and to be honest I had to threaten my own insurance company (Axa) with legal action to get them to finally sort it.
Hope it goes well for you mate, but any nonsense get to a solicitor asap.
Title: Re: van just writen off
Post by: dave f on November 04, 2016, 03:12:49 pm
balls rolling just waiting to here from a company to supply another equipped van funny thing is I was only looking last week at a new van scary . I may get a new system got a pure freedom at the moment very easy to maintain any others that are as good out there
Title: Re: van just writen off
Post by: dave f on November 04, 2016, 03:19:47 pm
its going pear shape already they haven't passed info that I need a fully equipped  wfp system so having to wait for a call
Title: Re: van just writen off
Post by: Smurf on November 04, 2016, 08:49:55 pm
Did you get that call and if so what did they say?
Title: Re: van just writen off
Post by: andyM on November 04, 2016, 09:27:08 pm
Im not sure if Adrian Flux will supply a wfp van?
I was with them a few years ago when someone bumped into the back of my van and damaged a rear door.
Everything was dealt with swiftly and to my satisfaction.
The courtesy van that was supplied was without a wfp system as I expected it to be, and I plodded on for about a week with backpack and water barrels until I got my van back.
Title: Re: van just writen off
Post by: dave f on November 05, 2016, 06:44:06 am
still no calls looks like I may have to get some barrels and back pack ready
Title: Re: van just writen off
Post by: Small but perfectley formed on November 05, 2016, 07:24:39 am
All insurers pay in to pot to cover people with no insurance my friend had a claim cost him nothing
Title: Re: van just writen off
Post by: Susan Dean (1stclean) on November 05, 2016, 07:32:28 am
not the best company to sort claims out , you should see all the bad comments they get on the vw camper fourms
Title: Re: van just writen off
Post by: Smurf on November 05, 2016, 11:28:02 am
I was also wondering if your van was parked legally at the time of the incident?

My wifes car was written off recently and the insurance rep said it was my fault as I pulled out of the junction.  Regardless that a drunk driver was speeding around the bend and on the wrong side of the road. lol
Title: Re: van just writen off
Post by: Soupy on November 05, 2016, 11:40:09 am
I was also wondering if your van was parked legally at the time of the incident?

My wifes car was written off recently and the insurance rep said it was my fault as I pulled out of the junction.  Regardless that drunk driver was speeding around the bend and on the wrong side of the road. lol

You lost an insurance claim involving a drunk driver?

I didn't think that was possible.
Title: Re: van just writen off
Post by: Smurf on November 05, 2016, 11:46:29 am
The car was fully comp so they had no choice but to sort it out regardless who they were trying to blame.
Still it was a lot of hassle dealing with these clowns.
Title: Re: van just writen off
Post by: Soupy on November 05, 2016, 11:54:49 am
We had an offduty copper decide to overtake one of our landies while it was turning right.

It went to court without our knowledge and apparently it was found 70 - 30 in our favour. We will be appealing that.
Title: Re: van just writen off
Post by: Smurf on November 05, 2016, 11:59:21 am
We had an offduty copper decide to overtake one of our landies while it was turning right.

It went to court without our knowledge and apparently it was found 70 - 30 in our favour. We will be appealing that.

Too right I would do the same.
 
Title: Re: van just writen off
Post by: dave f on November 05, 2016, 03:00:06 pm
it was a single female no passengers  my custys came out of the house to see what was going on she confessed to the  feds so she is knacked
Title: Re: van just writen off
Post by: Don Kee on November 05, 2016, 04:00:34 pm
it was a single female no passengers  my custys came out of the house to see what was going on she confessed to the  feds so she is knacked


Feel bad for you mate but 'feds'..?

Are you sure you is old enough to drive homie?


Just jesting with you blood, don't want no beef  ;D ;D ;D
Title: Re: van just writen off
Post by: dave f on November 05, 2016, 06:08:29 pm
good job buster
Title: Re: van just writen off
Post by: Soupy on November 05, 2016, 08:08:57 pm
it was a single female no passengers  my custys came out of the house to see what was going on she confessed to the  feds so she is knacked


Feel bad for you mate but 'feds'..?

Are you sure you is old enough to drive homie?


Just jesting with you blood, don't want no beef  ;D ;D ;D

 ;D
Title: Re: van just writen off
Post by: Smurf on November 05, 2016, 08:14:10 pm
So Dave now another day has gone by have they contacted you again to try and sort it out?
Title: Re: van just writen off
Post by: simon w on November 05, 2016, 08:59:13 pm
Sorry to hear about your van being written off. Not sure if it's any use but there are a couple of companies that hire out fully fitted wfp vans, not sure how good they are or what the cost is but if it keeps you working whilst waiting then it might be worth considering.
Title: Re: van just writen off
Post by: dave f on November 06, 2016, 08:58:07 am
thanks  got through to insurance  but they said that they could not get in touch till Monday to a company who dose equipped vans, we will see
Title: Re: van just writen off
Post by: David Beecroft on November 06, 2016, 11:08:08 am
Sorry to hear about your van being written off. Not sure if it's any use but there are a couple of companies that hire out fully fitted wfp vans, not sure how good they are or what the cost is but if it keeps you working whilst waiting then it might be worth considering.
Out of interest, does anyone know which companies hire out fully equipped vans for short periods? I've searched online but can't find anything.
Title: Re: van just writen off
Post by: simon w on November 06, 2016, 11:56:17 am
Sorry to hear about your van being written off. Not sure if it's any use but there are a couple of companies that hire out fully fitted wfp vans, not sure how good they are or what the cost is but if it keeps you working whilst waiting then it might be worth considering.
Out of interest, does anyone know which companies hire out fully equipped vans for short periods? I've searched online but can't find anything.

Never had any dealings with them but here's the link to one and I'm sure when I searched in the past there are more

www.windowcleaningspecialist.co.uk
Title: Re: van just writen off
Post by: LT carpet cleaning on November 06, 2016, 01:45:42 pm
it was a single female no passengers  my custys came out of the house to see what was going on she confessed to the  feds so she is knacked


Feel bad for you mate but 'feds'..?

Are you sure you is old enough to drive homie?


Just jesting with you blood, don't want no beef  ;D ;D ;D

 ;D Him and the "King" should go into business together.  :'(
Title: Re: van just writen off
Post by: p1w1 on November 06, 2016, 02:21:59 pm
when my neighbour damaged my van it had to go away for a week and his insurance got me a van and system from a company based in Southampton  (dont have the name of them tho). Wasn't the best set up but it got me by for the week.
Title: Re: van just writen off
Post by: dave f on November 09, 2016, 06:53:45 am
up date received letter yesterday regarding lost earnings with proof from my accountant . I am trying to source a  van but with my budget of seven grand its hard to find one without vat .don't do finance so its even harder
Title: Re: van just writen off
Post by: dazmond on November 09, 2016, 08:53:56 am
up date received letter yesterday regarding lost earnings with proof from my accountant . I am trying to source a  van but with my budget of seven grand its hard to find one without vat .don't do finance so its even harder

go private if you dont want to pay VAT.my connect T230 cost me £2,400 a few years ago.you ll get a great van for 7k.
Title: Re: van just writen off
Post by: Soupy on November 09, 2016, 08:57:23 am
up date received letter yesterday regarding lost earnings with proof from my accountant . I am trying to source a  van but with my budget of seven grand its hard to find one without vat .don't do finance so its even harder

go private if you dont want to pay VAT.my connect T230 cost me £2,400 a few years ago.you ll get a great van for 7k.

Or maybe a Defender?

Some silly uninsured bint runs up the arse of your Defender, you just laugh and drive off.
Title: Re: van just writen off
Post by: Soupy on November 09, 2016, 09:42:18 am
http://www.ebay.co.uk/itm/201706795831
Title: Re: van just writen off
Post by: dave f on November 09, 2016, 11:37:22 am
just been on tinternet  for vans  nowt with in price range because of vat. nowt  with in  reasonable  travel distance or any thing  under 70k mileage  fed up  most of these large company  sellers wont even budge on price  tried private sales  but nowt
Title: Re: van just writen off
Post by: Dave Willis on November 09, 2016, 12:08:07 pm
You can have mine for £7k 40,000 miles.
Title: Re: van just writen off
Post by: JandS on November 09, 2016, 12:24:15 pm
Lease hire?
Title: Re: van just writen off
Post by: dazmond on November 09, 2016, 06:54:27 pm
just been on tinternet  for vans  nowt with in price range because of vat. nowt  with in  reasonable  travel distance or any thing  under 70k mileage  fed up  most of these large company  sellers wont even budge on price  tried private sales  but nowt

surely you must have some van traders near you?its amazing what discounts you can get if your paying cash
Title: Re: van just writen off
Post by: dave f on November 10, 2016, 05:55:23 am
tried excuse is they sell there vans competitively so they sell more
Title: Re: van just writen off
Post by: Positivity on November 10, 2016, 10:01:04 am
Auction?
You'd be surprised what you can pick up cheap if you have cash.
Try to avoid the general public auction and go for the dealer / part ex auctions usually held during the day rather than the evening.
Title: Re: van just writen off
Post by: dave the rave on November 16, 2016, 07:04:25 pm
Hi Dave have you heard if the insurance company will pay out or is the van drive able ?Can you still work if not will the insurance cover loss of earning?
Title: Re: van just writen off
Post by: dave f on November 17, 2016, 06:31:44 am
the driver had no ins  but the car was ins by the drivers family member but as the driver had no licence e.t.c the insurance wont pay out so I have to apply to m I b which is like a safety net  for this sort of thing but it dosent mean I will get anything I have to send photos to my ins for them to start the ball rolling
Title: Re: van just writen off
Post by: SeanK on November 17, 2016, 07:55:10 am
Dave if your fully comp then your insurance MUST repair or scrap and pay out on the value of your vehicle, this should
already have happened by now.
Sorting out compensation from the guilty party comes next.
Title: Re: van just writen off
Post by: dave f on November 17, 2016, 12:39:36 pm
unfortunately for me I had a blond moment I only got tpft big mistake
Title: Re: van just writen off
Post by: dave the rave on November 17, 2016, 12:50:52 pm
Dave , surely if you have insurance be it TPFT and the accident was not your  fault then the insurance has to pay out.Also are the police  investigating if the other driver has not got insurance then its 6 points for her and £200 fine .Plus the owner of the other car could also be in trouble for letting an un insured driver use their car. i had a  accident a few years ago where the driver did not insurance buy my insurance company stilled repaired the car.. With no loss of no claims .
Title: Re: van just writen off
Post by: dave f on November 18, 2016, 12:16:09 pm
god nows   got to send pics to my insurance then they will forward them on to m I b to se what happens next its just one big ball ache I can do with out .
Title: Re: van just writen off
Post by: Dave Willis on November 18, 2016, 06:39:15 pm
Wait for your loss of earnings claim, another con.